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    R

    Ready Capital Corp (RC)

    Official site

    REAL ESTATE • REIT - MORTGAGE • NYSE

    $1.16
    +0.06 (+5.45%)

    Market Cap: $180.41M

    Last updated: Oct 28, 2026 at 4:25 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    46%(18/39)
    Avg Surprise
    -74.03%

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$-0.52
    Range$-0.90 - $-0.27
    5 analysts
    EPS Revisions
    2
    0
    7d
    2
    2
    30d
    EPS Estimate DriftChange to current
    90d ago$-0.38-39.3%
    60d ago$-0.28-84.3%
    30d ago$-0.47-11.5%
    7d ago$-0.47-11.5%
    Current$-0.52
    Revenue Consensus
    $106M
    Range$74M - $195M
    4 analysts
    Period ending Dec 31, 2026
    EPS Consensus$-1.20
    Range$-1.75 - $-0.77
    5 analysts
    Revenue Consensus
    $-17483330
    Range$-64733330 - $109M
    4 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$-1.20---
    Sep 26EST
    		-$-0.52---
    Jun 26
    Reported Aug 6
    		$-0.47$-0.25-88.00%Miss-235.7%
    Mar 26
    Reported May 7
    		$-1.00$-0.13-691.77%Miss-1011.1%
    Dec 25
    Reported Feb 26
    		$-0.09$-0.11+18.18%Beat-200.0%
    Sep 25
    Reported Nov 6
    		$-0.94$-0.24-291.67%Miss-235.7%
    Jun 25
    Reported Aug 7
    		$-0.14$-0.01-1300.00%Miss-300.0%
    Mar 25
    Reported May 8
    		$-0.09$0.12-175.00%Miss-131.0%
    Dec 24
    Reported Mar 3
    		$-0.03N/A-114.27%Miss-111.5%
    Sep 24
    Reported Nov 8
    		$-0.28$0.25-212.00%Miss-200.0%
    Jun 24
    Reported Aug 7
    		$0.07N/A-73.08%Miss-80.0%
    Mar 24
    Reported May 8
    		$0.29$0.26+11.54%Beat-3.3%
    Dec 23
    Reported Feb 27
    		$0.26$0.29-10.34%Miss-38.1%
    Sep 23
    Reported Nov 7
    		$0.28$0.36-22.22%Miss-36.4%
    Jun 23
    Reported Aug 7
    		$0.35$0.37-5.41%Miss-23.9%
    Mar 23
    Reported May 8
    		$0.30$0.41-26.83%Miss-37.5%
    Dec 22
    Reported Feb 27
    		$0.42$0.43-2.33%Miss-37.3%
    Sep 22
    Reported Nov 7
    		$0.44$0.45-2.22%Miss-31.3%
    Jun 22
    Reported Aug 4
    		$0.46$0.46+0.00%Beat-11.5%
    Mar 22
    Reported May 5
    		$0.48$0.59-18.64%Miss+17.1%
    Dec 21
    Reported Feb 24
    		$0.67$0.51+31.37%Beat+31.4%
    Sep 21
    Reported Nov 4
    		$0.64$0.45+42.22%Beat+12.3%
    Jun 21
    Reported Aug 5
    		$0.52$0.45+15.56%Beat-25.7%
    Mar 21
    Reported May 6
    		$0.41$0.42-2.38%Miss+4000.0%
    Dec 20
    Reported Mar 11
    		$0.51$0.41+24.39%Beat+18.6%
    Sep 20
    Reported Nov 4
    		$0.57$0.36+58.33%Beat+42.5%
    Jun 20
    Reported Aug 6
    		$0.70$0.63+11.11%Beat+89.2%
    Mar 20
    Reported May 11
    		$0.01N/A-97.30%Miss-97.1%
    Dec 19
    Reported Mar 11
    		$0.43$0.41+4.88%Beat+26.5%
    Sep 19
    Reported Nov 6
    		$0.40$0.40+0.00%Beat-16.7%
    Jun 19
    Reported Aug 7
    		$0.37$0.36+2.78%Beat-21.3%
    Mar 19
    Reported May 8
    		$0.34$0.42-19.05%Miss-27.7%
    Dec 18
    Reported Mar 12
    		$0.34$0.41-17.07%Miss-8.1%
    Sep 18
    Reported Nov 7
    		$0.48$0.42+14.29%Beat+23.1%
    Jun 18
    Reported Aug 7
    		$0.47$0.40+17.50%Beat+38.2%
    Mar 18
    Reported May 8
    		$0.47$0.37+27.03%Beat+42.4%
    Dec 17
    Reported Mar 14
    		$0.37$0.37+0.00%Beat+5.7%
    Sep 17
    Reported Nov 8
    		$0.39$0.35+11.43%Beat-
    Jun 17
    Reported Aug 3
    		$0.34$0.33+3.03%Beat-
    Mar 17
    Reported May 9
    		$0.33$0.35-5.71%Miss-
    Dec 16
    Reported Mar 14
    		$0.35$0.37-5.41%Miss-

    Dividends

    Dividend Metrics

    Forward Yield3.45%
    Forward Annual Dividend$0.04
    Payout Ratio0.68%
    FrequencyQuarterly
    Pay MonthsJan, Apr, Jul, Oct

    Growth

    3Y CAGR-38.56%
    5Y CAGR-21.60%
    RC dividend history and ex-dividend datesRun RC in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio-0.46EV/EBITDAN/A
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin0.00%Operating Margin350.00%
    ROE-33.50%ROIC-6.79%
    Financial Health
    Debt/Equity2.45xInterest Coverage0.41x
    Current Ratio0.28xQuick Ratio0.28x
    Trading Statistics
    Beta1.60Avg Volume1.73M
    52-Week High$3.1352-Week Low$0.96

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$1.17
    SMA 20$1.22
    SMA 50$1.53
    SMA 200$1.71
    EMA 10$1.16
    EMA 20$1.25
    EMA 50$1.42
    EMA 200$1.86

    MACD

    Line: -0.11Signal: -0.12Hist: 0.01

    ADX

    ADX: 30.7+DI: 20.9-DI: 32.0

    Aroon & PSAR

    Aroon Up20.0
    Aroon Down88.0
    PSAR$1.33

    Bollinger Bands

    Upper Band$1.52
    Lower Band$0.93
    %B Position4765%(Upper)
    Band Width0.39

    RSI (14-Day)

    Neutral
    40.0

    Momentum Oscillators

    Stoch %K23.0
    Stoch %D15.6
    Williams %R-65.5
    ROC (10d)5.5%
    Momentum0.06
    CCI (20d)-48.2
    MFI (14d)61.4

    Volatility Measures

    ATR (14d)$0.09(7.7%)
    StdDev (20d)0.15
    Hist Vol89.1%(High)

    Volume Flow

    VWAP$1.15
    OBV-125.5M
    AD Line-1.2B
    CMF (20d)-0.378

    Volume Metrics

    Avg Vol (20d)1.7M
    Vol Ratio1.2x
    VWMA (20d)$1.22

    Pivot Points

    R3$1.18
    R2$1.17
    R1$1.13
    Pivot Point$1.12
    S1$1.08
    S2$1.07
    S3$1.03

    Advanced Oscillators

    TSI-30.69
    Ultimate Osc30.6
    KST-276.57

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$69.47M$45.13M$123.76M$170.75M$-12,016,000$-74,096,000$58.24M$61.74M$-25,286,000$-67,341,000$60.23M$101.95M
    Cost of Revenue$7.20M$49.03M$260.84M$164.95M$11.04M$36.18M$68.83M$10.10M$26.18M$24.08M$23.68M$14.37M
    Gross Profit$62.26M$-3,896,000$-137,082,000$5.80M$-23,054,000$-74,096,000$58.24M$61.74M$-25,286,000$-67,341,000$60.23M$101.95M
    Operating Expenses$92.70M$117.02M$127.11M$32.68M$41.45M$-74,096,000$58.24M$61.74M$-25,286,000$-67,341,000$60.23M$101.95M
    R&D$0$0$0$3.40M$2.91M$0$0$0$2.23M$2.59M$2.31M$2.02M
    SG&A$11.44M$28.66M$29.46M$25.21M$11.44M$25.31M$27.43M$26.36M$22.70M$21.62M$7.26M$23.58M
    Operating Income$-30,435,000$-120,918,000$-264,187,000$-26,882,000$-64,500,000$82.41M$-168,009,000$-25,182,000$26.58M$-17,638,000$231.73M$249.87M
    Interest Income$77.40M$81.73M$123.97M$137.49M$152.74M$154.97M$203.97M$226.54M$234.12M$232.35M$244.77M$250.59M
    Interest Expense$82.85M$96.83M$110.85M$126.97M$135.84M$140.47M$153.91M$175.57M$183.17M$183.81M$191.93M$191.61M
    Income Before Tax$-112,964,000$-216,761,000$-264,187,000$-26,882,000$-88,690,000$77.20M$-314,835,000$-15,877,000$-80,006,000$-105,793,000$11.33M$46.33M
    Income Tax Expense$-13,281,000$-16,674,000$-31,622,000$-9,935,000$-39,939,000$-5,207,000$-17,318,000$-8,404,000$-48,579,000$-30,211,000$-2,385,000$2.81M
    Net Income$-101,531,000$-201,729,000$-234,184,000$-18,745,000$-55,491,000$79.50M$-316,140,000$-9,310,000$-36,021,000$-74,284,000$9.76M$45.66M
    EBITDA$-28,536,000$-118,351,000$-151,624,000$-25,782,000$15.92M$225.97M$-150,212,000$168.46M$110.71M$80.84M$210.68M$240.99M
    EBIT$-30,111,000$-119,927,000$-153,336,000$-26,882,000$0$217.67M$-160,924,000$159.69M$103.16M$78.01M$203.26M$237.94M
    * Some calculated fields are derived from available data when not provided by source

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    RC Valuation and Fair Value

    P/E
    -0.5x
    Forward P/E
    7.0x
    PEG
    2.7x
    P/B
    0.2x
    See GNG's fair value

    RC Profitability: Margins, ROIC and FCF

    Gross margin
    -17.8%
    Operating margin
    350.0%
    Net margin
    0.0%
    ROIC
    -6.8%
    ROE
    -33.5%
    FCF margin
    246.0%

    RC Competitors

    CompanyTicker
    Angel Oak Mortgage IncAOMR
    AG Mortgage Investment Trust IncMITT
    Comstock Holding Companies IncCHCI
    Claros Mortgage Trust IncCMTG
    Ares Commercial Real EstateACRE
    New England Realty Associates LPNEN
    Acres Commercial Realty CorpACR
    Douglas Elliman IncDOUG

    Sector: Real Estate

    RC Analyst Ratings

    Consensus
    Hold
    Analysts
    7
    Strong Buy
    0
    Buy
    0
    Hold
    6
    Sell
    0
    Strong Sell
    1

    RC Bull Case vs Bear Case

    Bull case

    • RC converts 246.0% of revenue into free cash flow.

    Bear case

    • RC beat EPS estimates in 12.5% of its last 8 reported quarters.
    • RC has a debt-to-equity ratio of 2.4x.

    RC Earnings: Beat Rate and Next Report

    Beat rate
    1 of 8 quarters (12.5%)
    Average surprise
    -356.8%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $-0.52
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    2 up, 2 down

    RC Dividend

    Forward yield
    3.4%
    Payout ratio
    0.7%
    3Y DPS growth
    -38.6%
    5Y DPS growth
    -21.6%
    Pay months
    Jan, Apr, Jul, Oct
    RC dividend history

    Frequently Asked Questions About RC

    What is RC's current dividend yield?

    Ready Capital Corp (RC) has a forward dividend yield of 3.45%.

    Does RC pay dividends?

    Yes, Ready Capital Corp pays dividends with a forward dividend yield of 3.45%.

    What is RC's market cap?

    Ready Capital Corp (RC) has a market capitalization of $180.41M with a current stock price of $1.16.

    Related stocks

    Sector: Real Estate

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