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    M

    Mastercard Inc (MA)

    Official site

    FINANCIAL SERVICES • CREDIT SERVICES • NYSE

    $637.77
    +2.07 (+0.33%)

    Market Cap: $556.88B

    Last updated: Oct 30, 2026 at 5:00 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    95%(38/40)
    Avg Surprise
    +5.78%

    Upcoming Estimates

    Period ending Dec 31, 2026
    EPS Consensus$5.59
    Range$5.30 - $5.86
    37 analysts
    Revenue Consensus
    $10.3B
    Range$9.8B - $10.6B
    37 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$5.59---
    Sep 26
    Reported Oct 29
    		$4.38$5.14-14.79%Miss+0.0%
    Jun 26
    Reported Jul 30
    		$5.04$4.77+5.66%Beat+21.4%
    Mar 26
    Reported Apr 30
    		$4.60$4.41+4.31%Beat+23.3%
    Dec 25
    Reported Jan 29
    		$4.76$4.24+12.26%Beat+24.6%
    Sep 25
    Reported Oct 30
    		$4.38$4.31+1.62%Beat+12.6%
    Jun 25
    Reported Jul 31
    		$4.15$4.02+3.23%Beat+15.6%
    Mar 25
    Reported May 1
    		$3.73$3.56+4.78%Beat+12.7%
    Dec 24
    Reported Jan 30
    		$3.82$3.69+3.52%Beat+20.1%
    Sep 24
    Reported Oct 31
    		$3.89$3.75+3.73%Beat+14.7%
    Jun 24
    Reported Jul 31
    		$3.59$3.51+2.28%Beat+24.2%
    Mar 24
    Reported May 1
    		$3.31$3.24+2.16%Beat+18.2%
    Dec 23
    Reported Jan 31
    		$3.18$3.08+3.25%Beat+20.0%
    Sep 23
    Reported Oct 26
    		$3.39$3.21+5.61%Beat+26.5%
    Jun 23
    Reported Jul 27
    		$2.89$2.83+2.12%Beat+12.9%
    Mar 23
    Reported Apr 27
    		$2.80$2.71+3.32%Beat+1.4%
    Dec 22
    Reported Jan 26
    		$2.65$2.58+2.71%Beat+12.8%
    Sep 22
    Reported Oct 27
    		$2.68$2.57+4.28%Beat+13.1%
    Jun 22
    Reported Jul 28
    		$2.56$2.36+8.47%Beat+31.3%
    Mar 22
    Reported Apr 28
    		$2.76$2.16+27.78%Beat+58.6%
    Dec 21
    Reported Jan 27
    		$2.35$2.21+6.33%Beat+43.3%
    Sep 21
    Reported Oct 28
    		$2.37$2.19+8.22%Beat+48.1%
    Jun 21
    Reported Jul 29
    		$1.95$1.75+11.43%Beat+43.4%
    Mar 21
    Reported Apr 29
    		$1.74$1.56+11.54%Beat-4.9%
    Dec 20
    Reported Jan 28
    		$1.64$1.52+7.89%Beat-16.3%
    Sep 20
    Reported Oct 28
    		$1.60$1.66-3.61%Miss-25.6%
    Jun 20
    Reported Jul 30
    		$1.36$1.18+15.25%Beat-28.0%
    Mar 20
    Reported Apr 29
    		$1.83$1.74+5.17%Beat+2.8%
    Dec 19
    Reported Jan 29
    		$1.96$1.87+4.81%Beat+26.5%
    Sep 19
    Reported Oct 29
    		$2.15$2.01+6.97%Beat+20.8%
    Jun 19
    Reported Jul 30
    		$1.89$1.83+3.28%Beat+13.9%
    Mar 19
    Reported Apr 30
    		$1.78$1.66+7.23%Beat+18.7%
    Dec 18
    Reported Jan 31
    		$1.55$1.52+1.97%Beat+36.0%
    Sep 18
    Reported Oct 30
    		$1.78$1.68+5.95%Beat+32.8%
    Jun 18
    Reported Jul 26
    		$1.66$1.53+8.50%Beat+50.9%
    Mar 18
    Reported May 2
    		$1.50$1.24+20.97%Beat+48.5%
    Dec 17
    Reported Feb 1
    		$1.14$1.12+1.79%Beat+32.6%
    Sep 17
    Reported Oct 31
    		$1.34$1.23+8.94%Beat-
    Jun 17
    Reported Jul 27
    		$1.10$1.04+5.77%Beat-
    Mar 17
    Reported May 2
    		$1.01$0.95+6.32%Beat-
    Dec 16
    Reported Jan 31
    		$0.86$0.86+0.00%Beat-

    Dividends

    Dividend Metrics

    Forward Yield0.55%
    Forward Annual Dividend$3.48
    Payout Ratio18.06%
    FrequencyQuarterly
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+15.75%
    5Y CAGR+13.70%
    MA dividend history and ex-dividend datesRun MA in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio33.96EV/EBITDA22.68x
    Price/FCF34.70xFCF Yield2.88%
    Profitability
    Profit Margin46.30%Operating Margin61.10%
    ROE241.20%ROIC56.49%
    Financial Health
    Debt/Equity3.54xInterest Coverage26.33x
    Current Ratio1.01xQuick Ratio1.01x
    Trading Statistics
    Beta0.76Avg Volume3.15M
    52-Week High$641.5752-Week Low$463.04

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$622.34
    SMA 20$606.10
    SMA 50$586.15
    SMA 200$534.58
    EMA 10$620.42
    EMA 20$608.67
    EMA 50$588.12
    EMA 200$552.90

    MACD

    Line: 14.62Signal: 13.10Hist: 1.52

    ADX

    ADX: 33.8+DI: 39.8-DI: 14.6

    Aroon & PSAR

    Aroon Up100.0
    Aroon Down20.0
    PSAR$605.73

    Bollinger Bands

    Upper Band$652.12
    Lower Band$560.08
    %B Position1519%(Upper)
    Band Width0.84

    RSI (14-Day)

    Overbought
    70.7

    Momentum Oscillators

    Stoch %K78.7
    Stoch %D71.7
    Williams %R-13.7
    ROC (10d)3.3%
    Momentum20.35
    CCI (20d)119.0
    MFI (14d)75.7

    Volatility Measures

    ATR (14d)$11.64(1.8%)
    StdDev (20d)23.01
    Hist Vol22.1%(Moderate)

    Volume Flow

    VWAP$638.46
    OBV40.9M
    AD Line-533.3M
    CMF (20d)0.204

    Volume Metrics

    Avg Vol (20d)3.2M
    Vol Ratio1.4x
    VWMA (20d)$609.56

    Pivot Points

    R3$671.13
    R2$656.35
    R1$646.02
    Pivot Point$631.24
    S1$620.92
    S2$606.14
    S3$595.81

    Advanced Oscillators

    TSI35.42
    Ultimate Osc58.8
    KST89.71

    Financial Data

    QuarterSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023
    Total Revenue$9.81B$9.28B$8.40B$8.81B$8.60B$8.13B$7.25B$7.49B$7.37B$6.96B$6.35B$6.55B
    Cost of Revenue$0$0$0$1.82B$0$0$0$1.65B$0$0$0$1.53B
    Gross Profit$9.81B$9.28B$8.40B$8.81B$8.60B$8.13B$7.25B$7.49B$7.37B$6.96B$6.35B$6.55B
    Operating Expenses$3.94B$3.69B$3.49B$3.90B$3.54B$3.36B$3.10B$3.55B$3.37B$2.92B$2.74B$3.18B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$3.29B$3.08B$3.04B$3.11B$2.92B$2.77B$2.52B$2.75B$2.74B$2.42B$2.29B$2.40B
    Operating Income$5.86B$5.59B$4.91B$4.91B$5.06B$4.78B$4.15B$3.94B$4.00B$4.04B$3.60B$3.37B
    Interest Income$88.00M$88.00M$81.00M$86.00M$81.00M$70.00M$88.00M$96.00M$76.00M$60.00M$95.00M$89.00M
    Interest Expense$250.00M$218.00M$185.00M$159.00M$186.00M$195.00M$182.00M$184.00M$159.00M$153.00M$150.00M$148.00M
    Income Before Tax$5.74B$5.49B$4.81B$4.88B$5.00B$4.67B$4.03B$3.89B$3.87B$3.94B$3.56B$3.32B
    Income Tax Expense$1.11B$1.10B$930.00M$816.00M$1.07B$971.00M$751.00M$549.00M$603.00M$681.00M$547.00M$530.00M
    Net Income$4.63B$4.39B$3.88B$4.06B$3.93B$3.70B$3.28B$3.34B$3.26B$3.26B$3.01B$2.79B
    EBITDA$6.95B$6.62B$5.83B$5.82B$5.93B$5.59B$4.88B$4.71B$4.68B$4.67B$4.24B$4.01B
    EBIT$5.90B$5.62B$4.92B$4.95B$5.10B$4.80B$4.13B$3.98B$3.95B$4.03B$3.61B$3.38B
    * Some calculated fields are derived from available data when not provided by source

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    MA Valuation and Fair Value

    P/E
    34.0x
    Forward P/E
    26.4x
    EV/EBITDA
    22.7x
    P/FCF
    34.7x
    PEG
    1.6x
    P/B
    82.6x
    See GNG's fair value

    MA Profitability: Margins, ROIC and FCF

    Gross margin
    100.0%
    Operating margin
    61.1%
    Net margin
    46.3%
    ROIC
    56.5%
    ROE
    241.2%
    FCF margin
    44.3%
    FCF yield
    2.9%

    MA Competitors

    CompanyTicker
    Visa Inc. Class AV
    Bank of America CorpBAC
    JPMorgan Chase & CoJPM
    Morgan StanleyMS
    Berkshire Hathaway IncBRK-A
    HSBC Holdings PLC ADRHSBC
    Royal Bank of CanadaRY
    Goldman Sachs Group IncGS

    Sector: Financial Services

    MA Analyst Ratings

    Consensus
    Buy
    Analysts
    40
    Strong Buy
    9
    Buy
    27
    Hold
    4
    Sell
    0
    Strong Sell
    0

    MA Bull Case vs Bear Case

    Bull case

    • MA earns a 56.5% return on invested capital.
    • MA converts 44.3% of revenue into free cash flow.
    • MA has a 46.3% net profit margin.

    Bear case

    • MA has a debt-to-equity ratio of 3.5x.

    MA Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    2.6%
    EPS estimate (fiscal period ending Dec 31, 2026)
    $5.59

    MA Dividend

    Forward yield
    0.5%
    Payout ratio
    18.1%
    3Y DPS growth
    15.8%
    5Y DPS growth
    13.7%
    Pay months
    Feb, May, Aug, Nov
    MA dividend history

    Frequently Asked Questions About MA

    What is MA's current dividend yield?

    Mastercard Inc (MA) has a forward dividend yield of 0.55%.

    Does MA pay dividends?

    Yes, Mastercard Inc pays dividends with a forward dividend yield of 0.55%.

    What is MA's P/E ratio?

    Mastercard Inc has a price-to-earnings (P/E) ratio of 33.96.

    What is MA's market cap?

    Mastercard Inc (MA) has a market capitalization of $556.88B with a current stock price of $637.77.

    Related stocks

    Sector: Financial Services

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