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    Navient Corporation SR NT 6% 121543 (JSM)

    OTHER • OTHER • NASDAQ

    $18.39
    +0.17 (+0.93%)

    Market Cap: $5.09B

    Last updated: Aug 31, 2026 at 5:00 PM ET

    Earnings

    PeriodReportedEst.SurpriseB/MYoY
    Jun 21
    		$1.04$0.00N/ABeat-2.8%
    Mar 21
    		$1.05$0.00N/ABeat+64.1%
    Dec 20
    		$2.00$0.00N/ABeat+477.4%
    Sep 20
    		$0.99$0.00N/ABeat+28.9%
    Jun 20
    		$1.07$0.00N/ABeat+69.8%
    Mar 20
    		$0.64$0.00N/ABeat+0.0%
    Dec 19
    		$-0.53$0.00N/AMiss-201.9%
    Sep 19
    		$0.77$0.00N/ABeat+182.1%
    Jun 19
    		$0.63$0.00N/ABeat+46.5%
    Mar 19
    		$0.64$0.00N/ABeat+106.5%
    Dec 18
    		$0.52$0.00N/ABeat+10.6%
    Sep 18
    		$0.27$0.00N/ABeat+185.4%
    Jun 18
    		$0.43$0.00N/ABeat-32.8%
    Mar 18
    		$0.31$0.00N/ABeat-20.5%
    Dec 17
    		$0.47$0.00N/ABeat+56.7%
    Sep 17
    		$-0.32$0.00N/AMiss-165.6%
    Jun 17
    		$0.64$0.00N/ABeat-
    Mar 17
    		$0.39$0.00N/ABeat-
    Dec 16
    		$0.30$0.00N/ABeat-
    Sep 16
    		$0.49$0.00N/ABeat-

    Dividends

    Dividend Metrics

    Yield8.16%
    Annual/Share$1.50
    Payout Ratio108.78%
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+10.06%
    5Y CAGR+0.00%
    View JSM's full dividend history

    Key Metrics

    Valuation
    P/E Ratio3.62EV/EBITDAN/A
    Price/FCF5.14xFCF Yield19.46%
    Profitability
    Profit Margin0.00%Operating Margin0.00%
    ROE0.00%ROIC7.86%
    Financial Health
    Debt/Equity1.76xInterest Coverage0.23x
    Current Ratio0.51xQuick Ratio0.51x
    Trading Statistics
    BetaN/AAvg Volume10.64K
    52-Week High$19.8352-Week Low$17.24

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$18.03
    SMA 20$17.88
    SMA 50$17.81
    SMA 200$18.26
    EMA 10$18.10
    EMA 20$17.96
    EMA 50$17.88
    EMA 200$18.02

    MACD

    Line: 0.15Signal: 0.08Hist: 0.07

    ADX

    ADX: 23.3+DI: 21.8-DI: 15.6

    Aroon & PSAR

    Aroon Up100.0
    Aroon DownN/A
    PSAR$17.79

    Bollinger Bands

    Upper Band$18.40
    Lower Band$17.36
    %B Position583%(Upper)
    Band Width0.99

    RSI (14-Day)

    Neutral
    65.9

    Momentum Oscillators

    Stoch %K89.8
    Stoch %D89.9
    Williams %R-4.7
    ROC (10d)3.7%
    Momentum0.65
    CCI (20d)143.2
    MFI (14d)80.7

    Volatility Measures

    ATR (14d)$0.27(1.4%)
    StdDev (20d)0.26
    Hist Vol12.2%(Low)

    Volume Flow

    VWAP$18.27
    OBV-267.7K
    AD Line-54.6M
    CMF (20d)0.013

    Volume Metrics

    Avg Vol (20d)10.0K
    Vol Ratio2.3x(High)
    VWMA (20d)$17.87

    Pivot Points

    R3$18.46
    R2$18.41
    R1$18.31
    Pivot Point$18.26
    S1$18.16
    S2$18.11
    S3$18.01

    Advanced Oscillators

    TSI18.34
    Ultimate Osc64.3
    KST16.92

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$682.00M$695.00M$746.00M$781.00M$778.00M$802.00M$-13,000,000$948.00M$233.00M$275.00M$175.00M$350.00M
    Cost of Revenue$27.00M$32.00M$33.00M$32.00M$35.00M$49.00M$-217,000,000$184.00M$166.00M$183.00M$200.00M$233.00M
    Gross Profit$655.00M$663.00M$714.00M$749.00M$743.00M$753.00M$2.57B$764.00M$67.00M$92.00M$-1,562,000,000$-1,420,000,000
    Operating Expenses$82.00M$89.00M$89.00M$105.00M$100.00M$127.00M$571.00M$184.00M$87.00M$101.00M$99.00M$99.00M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating Income$573.00M$574.00M$625.00M$644.00M$643.00M$626.00M$2.00B$580.00M$146.00M$174.00M$-1,210,000,000$251.00M
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$560.00M$564.00M$628.00M$639.00M$650.00M$672.00M$727.00M$828.00M$843.00M$875.00M$922.00M$879.00M
    Income Before Tax$39.00M$32.00M$-7,000,000$-117,000,000$18.00M$-5,000,000$26.00M$12.00M$48.00M$88.00M$-37,000,000$110.00M
    Income Tax Expense$14.00M$15.00M$-1,000,000$-31,000,000$4.00M$-3,000,000$2.00M$14.00M$12.00M$15.00M$-9,000,000$31.00M
    Net Income$25.00M$17.00M$-5,000,000$-86,000,000$14.00M$-2,000,000$24.00M$-2,000,000$36.00M$73.00M$-28,000,000$79.00M
    EBITDAN/A$4.00M$1.00M$522.00M$669.00M$668.00M$906.00M$4.43B$294.00M$266.00M$178.00M$505.00M
    EBITN/A$0$0N/A$668.00M$667.00M$753.00M$4.29B$292.00M$263.00M$152.00M$502.00M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Navient Corporation $NAVI Stock Position Increased by Bank of America Corp DE

    Bank of America Corp DE significantly increased its stake in Navient Corporation (NASDAQ:NAVI) by 685.3% in the first quarter, now owning 1.32% of the company's shares valued at $10.17 million. Other institutional investors also raised their positions, with institutional ownership reaching 97.14%. Despite these increases, analyst ratings are mixed, with a consensus "Reduce" rating and a target price of $9.14, while Navient recently reported strong Q2 earnings and announced a quarterly dividend of $0.16 per share.

    MarketBeat•8/24/26•
    Neutral

    Landscape Capital Management L.L.C. Makes New Investment in Navient Corporation $NAVI

    Landscape Capital Management L.L.C. has acquired 297,331 shares of Navient Corporation (NASDAQ:NAVI) valued at approximately $2.53 million, representing a 0.32% stake in the company. Navient reported strong quarterly results, exceeding EPS and revenue estimates, and declared a quarterly dividend of $0.16 per share, yielding 6.8% annually. Despite positive earnings and a high dividend yield, analysts maintain a "Reduce" rating for Navient with a consensus price target of $9.14.

    MarketBeat•8/23/26•
    Neutral

    SLM5581317 Bond Profile — Key Metrics

    This article provides a detailed profile of the Navient Corporation's bond SLM5581317, highlighting key metrics such as its 9.375% coupon rate and a maturity date of July 25, 2030. It details the bond's issue date, outstanding amount, face value, and minimum denomination. Additionally, it offers an overview of Navient Corp.'s business operations across its various segments.

    TradingView•8/22/26•
    Neutral

    Can Navient's Cost-Cutting Strategy Set the Stage for Profitability?

    Navient is implementing a significant cost-cutting strategy, including workforce reductions and divestiture of non-core assets, to improve profitability. The company has exceeded its expense-reduction targets and plans to keep operating expenses lower. This strategy, similar to efforts by other financial firms like Citigroup and Wells Fargo, aims to streamline operations and enhance capital efficiency.

    TradingView•8/19/26•
    Neutral

    Navient Corporation (NASDAQ:NAVI) Given Average Rating of "Reduce" by Analysts

    Navient Corporation (NASDAQ:NAVI) has received a consensus "Reduce" rating from analysts, with four sell ratings and five hold recommendations, and an average 12-month price target of $9.14. Despite this, the company exceeded quarterly earnings expectations, reporting $0.29 EPS against a $0.20 consensus and $150 million in revenue. Navient also declared a quarterly dividend of $0.16, yielding 7.0% annually, with institutional investors holding 97.14% of the stock.

    MarketBeat•8/17/26•
    Neutral

    Frequently Asked Questions About JSM

    What is JSM's current dividend yield?
    Navient Corporation SR NT 6% 121543 (JSM) has a current dividend yield of 8.16%.
    Does JSM pay dividends?
    Yes, Navient Corporation SR NT 6% 121543 pays dividends with a current yield of 8.16%.
    What is JSM's P/E ratio?
    Navient Corporation SR NT 6% 121543 has a price-to-earnings (P/E) ratio of 3.62.
    What is JSM's market cap?
    Navient Corporation SR NT 6% 121543 (JSM) has a market capitalization of $5.09B with a current stock price of $18.39.

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