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    N

    Navient Corporation SR NT 6% 121543 (JSM)

    NASDAQ

    $15.65
    +0.06 (+0.38%)

    Market Cap: $5.09B

    Last updated: Nov 06, 2026 at 4:00 PM ET

    Earnings

    Last 12 of 19 reported quarters
    PeriodReportedEst.RangeSurpriseB/MAnalystsRevisionsYoY
    Jun 21
    Reported Sep 30
    		$1.04$0.00-N/ABeat---2.8%
    Mar 21
    Reported Jun 30
    		$1.05$0.00-N/ABeat--+64.1%
    Dec 20
    Reported Mar 31
    		$2.00$0.00-N/ABeat--+477.4%
    Sep 20
    Reported Dec 31
    		$0.99$0.00-N/ABeat--+28.9%
    Jun 20
    Reported Sep 30
    		$1.07$0.00-N/ABeat--+69.8%
    Mar 20
    Reported Jun 30
    		$0.64$0.00-N/ABeat--+0.0%
    Dec 19
    Reported Mar 31
    		$-0.53$0.00-N/AMiss---201.9%
    Sep 19
    Reported Dec 31
    		$0.77$0.00-N/ABeat--+182.1%
    Jun 19
    Reported Sep 30
    		$0.63$0.00-N/ABeat--+46.5%
    Mar 19
    Reported Jun 30
    		$0.64$0.00-N/ABeat--+106.5%
    Dec 18
    Reported Mar 31
    		$0.52$0.00-N/ABeat--+10.6%
    Sep 18
    Reported Dec 31
    		$0.27$0.00-N/ABeat--+185.4%

    Dividends

    Last ex-dividend: Sep 14, 2026

    Dividend Metrics

    Forward Yield9.58%
    Forward Annual Dividend$1.50
    Payout Ratio108.78%
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+10.06%
    5Y CAGR+0.00%
    JSM dividend history and ex-dividend datesRun JSM in the free DRIP calculator

    Key Metrics

    Valuation
    P/E RatioN/AEV/EBITDA2.98x
    Price/FCF4.37xFCF Yield22.87%
    Profitability
    Profit Margin0.00%Operating Margin0.00%
    ROE0.00%ROIC19.05%
    Financial Health
    Debt/Equity1.76xInterest Coverage0.56x
    Current Ratio0.51xQuick Ratio0.51x
    Trading Statistics
    BetaN/AAvg Volume24.56K
    52-Week High$19.4152-Week Low$13.68

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$15.43
    SMA 20$15.82
    SMA 50$16.74
    SMA 200$17.60
    EMA 10$15.56
    EMA 20$15.82
    EMA 50$16.43
    EMA 200$17.31

    MACD

    Line: -0.37Signal: -0.41Hist: 0.04

    ADX

    ADX: 31.9+DI: 14.6-DI: 29.4

    Aroon & PSAR

    Aroon Up28.0
    Aroon Down84.0
    PSAR$13.80

    Bollinger Bands

    Upper Band$16.77
    Lower Band$14.86
    %B Position1207%(Upper)
    Band Width0.41

    RSI (14-Day)

    Neutral
    43.6

    Momentum Oscillators

    Stoch %K58.8
    Stoch %D53.4
    Williams %R-39.9
    ROC (10d)-1.6%
    Momentum-0.25
    CCI (20d)-40.6
    MFI (14d)30.4

    Volatility Measures

    ATR (14d)$0.53(3.4%)
    StdDev (20d)0.48
    Hist Vol31.8%(Moderate)

    Volume Flow

    VWAP$15.60
    OBV-664.0K
    AD Line-47.6M
    CMF (20d)-0.212

    Volume Metrics

    Avg Vol (20d)26.6K
    Vol Ratio0.6x
    VWMA (20d)$15.37

    Pivot Points

    R3$15.92
    R2$15.76
    R1$15.67
    Pivot Point$15.51
    S1$15.42
    S2$15.26
    S3$15.17

    Advanced Oscillators

    TSI-26.92
    Ultimate Osc48.9
    KST-85.20

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$682.00M$695.00M$746.00M$781.00M$778.00M$802.00M$-13,000,000$948.00M$233.00M$275.00M$175.00M$350.00M
    Cost of Revenue$27.00M$32.00M$33.00M$32.00M$35.00M$49.00M$-217,000,000$184.00M$166.00M$183.00M$200.00M$233.00M
    Gross Profit$655.00M$663.00M$714.00M$749.00M$743.00M$753.00M$2.57B$764.00M$67.00M$92.00M$-1,562,000,000$-1,420,000,000
    Operating Expenses$82.00M$89.00M$89.00M$105.00M$100.00M$127.00M$571.00M$184.00M$87.00M$101.00M$99.00M$99.00M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating Income$573.00M$574.00M$625.00M$644.00M$643.00M$626.00M$2.00B$580.00M$146.00M$174.00M$-1,210,000,000$251.00M
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$560.00M$564.00M$628.00M$639.00M$650.00M$672.00M$727.00M$828.00M$843.00M$875.00M$922.00M$879.00M
    Income Before Tax$39.00M$32.00M$-7,000,000$-117,000,000$18.00M$-5,000,000$26.00M$12.00M$48.00M$88.00M$-37,000,000$110.00M
    Income Tax Expense$14.00M$15.00M$-1,000,000$-31,000,000$4.00M$-3,000,000$2.00M$14.00M$12.00M$15.00M$-9,000,000$31.00M
    Net Income$25.00M$17.00M$-5,000,000$-86,000,000$14.00M$-2,000,000$24.00M$-2,000,000$36.00M$73.00M$-28,000,000$79.00M
    EBITDAN/A$4.00M$1.00M$522.00M$669.00M$668.00M$906.00M$4.43B$294.00M$266.00M$154.00M$505.00M
    EBITN/A$0$0N/A$668.00M$667.00M$753.00M$4.29B$292.00M$263.00M$152.00M$502.00M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Navient (NASDAQ:NAVI) Price Target Cut to $6.00 by Analysts at Barclays

    Barclays has reduced its price target for Navient (NASDAQ:NAVI) from $7.00 to $6.00, maintaining an "underweight" rating...

    MarketBeat•11/5/26•Neutral

    ETFs Investing in Navient Holdings, Inc. Stocks

    This article lists various Exchange Traded Funds (ETFs) that hold stocks of Navient Holdings, Inc., a financial services company. The ETFs are primarily focused on small-cap and small-cap value segments...

    TradingView•11/3/26•Neutral

    Navient files shelf prospectus with SEC; offering size undisclosed

    Navient Holdings Inc. has filed a shelf prospectus with the SEC, indicating its intention to raise capital through future securities offerings. The filing does not disclose the aggregate amount or the specific types...

    scanx.trade•11/2/26•Neutral

    SEC Form S-3ASR filed by Navient Corporation

    Navient LLC has filed an automatic shelf registration (S-3ASR) for an unspecified amount of debt securities, warrants, and units, which will be offered from time to time. This filing was reported by Quantisnow...

    Quantisnow•11/2/26•Neutral

    Navient Completes Reorganization, Converting Shares Into Navient Holdings Stock

    Navient has completed a holding-company reorganization, converting each outstanding Navient share into one Navient Holdings share, thereby maintaining stockholders' ownership proportions. As part of this restructuring...

    TradingView•11/2/26•Neutral

    JSM Valuation and Fair Value

    EV/EBITDA
    3.0x
    P/FCF
    4.4x
    PEG
    0.0x
    P/B
    0.6x
    See GNG's fair value

    JSM Profitability: Margins, ROIC and FCF

    Gross margin
    95.8%
    Operating margin
    0.0%
    Net margin
    0.0%
    ROIC
    19.0%
    ROE
    0.0%
    FCF margin
    11.7%
    FCF yield
    22.9%

    JSM Competitors

    CompanyTicker
    Stifel Financial Corporation 5.20% Senior Notes due 2047SFB
    Small Cap Premium & Dividend Income Fund IncRCC
    Reinsurance Group of America IncRZB
    F&G Annuities & Life Inc. 7.95FGN
    Duke Energy CorpDUKB
    Redwood Trust, Inc.RWTP
    Southern Company (The) Series 2SOJD
    Array Digital Infrastructure, IUZD

    JSM Bull Case vs Bear Case

    Bull case

    • JSM earns a 19.0% return on invested capital.
    • JSM beat EPS estimates in 87.5% of its last 8 reported quarters.

    JSM Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)

    JSM Dividend

    Forward yield
    9.6%
    Payout ratio
    108.8%
    3Y DPS growth
    10.1%
    5Y DPS growth
    0.0%
    Pay months
    Mar, Jun, Sep, Dec
    JSM dividend history

    JSM ETF Holders

    GNG tracks 1 ETF that holds JSM.

    1. Infrastructure Capital Bond Income ETF (BNDS), 0.61% of the fund
    Open the ETF Stock Exposure tool for JSM

    See insider activity

    Frequently Asked Questions About JSM

    When is JSM's next ex-dividend date?

    JSM has not declared its next regular ex-dividend date yet. Its last ex-dividend date was Sep 14, 2026 ($0.375 per share). Over the last 12 months, JSM went ex-dividend in Mar, Jun, Sep and Dec.

    What is JSM's current dividend yield?

    Navient Corporation SR NT 6% 121543 (JSM) has a forward dividend yield of 9.58%.

    Does JSM pay dividends?

    Yes, Navient Corporation SR NT 6% 121543 pays dividends with a forward dividend yield of 9.58%.

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