U

    Union Bankshares Inc (UNB)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $23.57
    -0.02 (-0.11%)

    Market Cap: $116.60M

    Last updated: Sep 01, 2026 at 5:00 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    0%(0/3)
    Avg Surprise
    -17.15%
    PeriodReportedEst.SurpriseB/MYoY
    Jun 26
    Reported Jul 15
    $0.61N/AN/ABeat+15.1%
    Mar 26
    Reported Apr 22
    $0.65N/AN/ABeat+18.2%
    Dec 25
    Reported Feb 5
    $0.60N/AN/ABeat-10.4%
    Sep 25
    Reported Nov 7
    $0.75N/AN/ABeat+157.6%
    Jun 25
    Reported Jul 16
    $0.53N/AN/ABeat+19.5%
    Mar 25
    Reported Apr 16
    $0.55N/AN/ABeat+3.2%
    Dec 24
    Reported Jan 15
    $0.67N/AN/ABeat-1.5%
    Sep 24
    Reported Oct 16
    $0.29N/AN/ABeat-48.2%
    Jun 24
    Reported Aug 9
    $0.44N/AN/ABeat-25.4%
    Mar 24
    Reported May 14
    $0.53N/AN/ABeat-19.3%
    Dec 23
    Reported Jan 17
    $0.68N/AN/ABeat-11.7%
    Sep 23
    Reported Oct 18
    $0.56N/AN/ABeat-33.3%
    Jun 23
    Reported Jul 19
    $0.59N/AN/ABeat-8.5%
    Mar 23
    Reported Apr 19
    $0.66N/AN/ABeat+20.0%
    Dec 22
    Reported Jan 18
    $0.77N/AN/ABeat+1.3%
    Sep 22
    Reported Oct 19
    $0.84N/AN/ABeat-3.4%
    Jun 22
    Reported Jul 20
    $0.65N/AN/ABeat-1.5%
    Mar 22
    Reported Apr 20
    $0.55N/AN/ABeat-14.1%
    Dec 21
    Reported Jan 19
    $0.76N/AN/ABeat-10.6%
    Sep 21
    Reported Oct 20
    $0.87N/AN/ABeat-5.4%
    Jun 21
    Reported Jul 21
    $0.66N/AN/ABeat+10.0%
    Mar 21
    Reported Apr 21
    $0.64N/AN/ABeat+30.6%
    Dec 20
    Reported Jan 20
    $0.85N/AN/ABeat+39.3%
    Sep 20
    Reported Oct 21
    $0.92N/AN/ABeat+48.4%
    Jun 20
    Reported Jul 15
    $0.60N/AN/ABeat+7.1%
    Mar 20
    Reported Apr 15
    $0.49N/AN/ABeat+4.3%
    Dec 19
    Reported Jan 15
    $0.61$0.74-17.57%Miss+710.0%
    Sep 19
    Reported Oct 16
    $0.62$0.72-13.89%Miss+19.2%
    Jun 19
    Reported Jul 17
    $0.56$0.70-20.00%Miss+3.7%
    Mar 19
    Reported Apr 17
    $0.47N/AN/ABeat-24.2%
    Dec 18
    Reported Jan 16
    $-0.10N/AN/ABeat-118.9%
    Sep 18
    Reported Oct 17
    $0.52N/AN/ABeat-1.9%
    Jun 18
    Reported Jul 18
    $0.54N/AN/ABeat+8.0%
    Mar 18
    Reported Apr 18
    $0.62N/AN/ABeat+44.2%
    Dec 17
    Reported Mar 16
    $0.53N/AN/ABeat+22.5%
    Sep 17
    Reported Oct 18
    $0.53N/AN/ABeat+0.0%
    Jun 17
    Reported Jul 19
    $0.50N/AN/ABeat-
    Mar 17
    Reported Apr 19
    $0.43N/AN/ABeat-
    Dec 16
    Reported Mar 15
    $0.43N/AN/ABeat-
    Sep 16
    Reported Oct 19
    $0.53N/AN/ABeat-

    Dividends

    Dividend Metrics

    Yield6.11%
    Annual/Share$1.44
    Payout Ratio56.92%
    Frequency4
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+0.94%
    5Y CAGR+2.38%
    View UNB's full dividend history

    Key Metrics

    Valuation
    P/E Ratio9.04EV/EBITDAN/A
    Price/FCF5.41xFCF Yield18.50%
    Profitability
    Profit Margin21.20%Operating Margin22.00%
    ROE15.00%ROIC2.73%
    Financial Health
    Debt/Equity3.91xInterest Coverage0.40x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.28Avg Volume6.28K
    52-Week High$26.0352-Week Low$19.77

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$23.78
    SMA 20$23.91
    SMA 50$24.15
    SMA 200$23.52
    EMA 10$23.74
    EMA 20$23.85
    EMA 50$23.91
    EMA 200$24.09

    MACD

    Line: -0.12Signal: -0.06Hist: -0.06

    ADX

    ADX: 16.6+DI: 14.8-DI: 20.5

    Aroon & PSAR

    Aroon UpN/A
    Aroon Down16.0
    PSAR$23.32

    Bollinger Bands

    Upper Band$24.68
    Lower Band$23.13
    %B Position645%(Upper)
    Band Width0.29

    RSI (14-Day)

    Neutral
    44.7

    Momentum Oscillators

    Stoch %K10.4
    Stoch %D10.5
    Williams %R-85.4
    ROC (10d)-3.5%
    Momentum-0.84
    CCI (20d)-64.5
    MFI (14d)24.1

    Volatility Measures

    ATR (14d)$0.47(2.0%)
    StdDev (20d)0.39
    Hist Vol17.5%(Low)

    Volume Flow

    VWAP$23.60
    OBV18.8K
    AD Line-21796308906.7B
    CMF (20d)0.021

    Volume Metrics

    Avg Vol (20d)6.3K
    Vol Ratio0.2x(Low)
    VWMA (20d)$23.91

    Pivot Points

    R3$24.02
    R2$23.85
    R1$23.73
    Pivot Point$23.56
    S1$23.44
    S2$23.27
    S3$23.15

    Advanced Oscillators

    TSI-6.07
    Ultimate Osc42.7
    KST-7.64

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$14.86M$13.79M$14.06M$14.51M$13.21M$12.71M$13.23M$11.04M$12.25M$11.57M$11.77M$11.62M
    Cost of RevenueN/A$7.87M$8.45M$8.36M$8.50M$8.26M$8.49M$8.19M$7.46M$6.38M$5.98M$5.56M
    Gross ProfitN/A$14.13M$14.07M$14.16M$12.90M$12.33M$12.88M$10.64M$11.80M$11.77M$12.36M$11.71M
    Operating Expenses$11.46M$10.78M$11.05M$10.34M$10.49M$9.82M$9.61M$9.41M$9.78M$9.22M$8.63M$8.93M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$3.33M$3.03M$3.85M$2.50M$2.65M$3.27M$1.20M$2.08M$2.58M$3.48M$2.83M
    Interest Income$20.06M$19.53M$19.57M$19.21M$18.72M$18.30M$18.59M$17.19M$16.55M$15.62M$15.42M$14.85M
    Interest Expense$8.44M$8.23M$8.42M$8.05M$8.28M$8.03M$8.15M$7.76M$7.07M$6.61M$6.31M$5.70M
    Income Before Tax$3.23M$3.33M$3.01M$3.85M$2.50M$2.65M$3.27M$1.20M$2.08M$2.58M$3.48M$2.83M
    Income Tax Expense$301,000$328,000$262,000$414,000$102,000$150,000$266,000$-123,000$61,000$165,000$430,000$296,000
    Net Income$2.92M$3.00M$2.75M$3.44M$2.40M$2.50M$3.00M$1.32M$2.02M$2.42M$3.05M$2.53M
    EBITDA$3.66M$3.79M$3.51M$4.41M$3.08M$3.18M$3.78M$1.75M$2.64M$3.14M$4.05M$3.37M
    EBIT$3.23M$3.33M$3.01M$3.85M$2.50M$2.65M$3.27M$1.20M$2.08M$2.58M$3.48M$2.83M
    * Some calculated fields are derived from available data when not provided by source

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    Frequently Asked Questions About UNB

    What is UNB's current dividend yield?
    Union Bankshares Inc (UNB) has a current dividend yield of 6.11%.
    Does UNB pay dividends?
    Yes, Union Bankshares Inc pays dividends with a current yield of 6.11%.
    What is UNB's P/E ratio?
    Union Bankshares Inc has a price-to-earnings (P/E) ratio of 9.04.
    What is UNB's market cap?
    Union Bankshares Inc (UNB) has a market capitalization of $116.60M with a current stock price of $23.57.

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