Carver Bancorp Inc (CARV)

BANKS - REGIONAL

$1.85

-0.04 (-2.12%)

Last updated: Oct 14, 2026 at 5:00 PM ET

Earnings

Period	Reported	Est.	Range	Surprise	B/M	Analysts	Revisions	YoY
Dec 31, 2025Dec 25 Reported Feb 17, 2026Reported Feb 17	$-0.34	N/A	-	N/A	Beat	-	-	+69.2%
Sep 30, 2025Sep 25 Reported Nov 13, 2025Reported Nov 13	$-0.46	N/A	-	N/A	Beat	-	-	-11.9%
Jun 30, 2025Jun 25 Reported Aug 13, 2025Reported Aug 13	$-0.22	N/A	-	N/A	Beat	-	-	+48.2%
Mar 31, 2025Mar 25 Reported Jun 24, 2025Reported Jun 24	$-0.72	$0.00	-	N/A	Miss	-	-	-34385.7%
Dec 31, 2024Dec 24 Reported Feb 13, 2025Reported Feb 13	$-1.09	N/A	-	N/A	Beat	-	-	-47421.7%
Sep 30, 2024Sep 24 Reported Nov 14, 2024Reported Nov 14	$-0.41	N/A	-	N/A	Beat	-	-	-24.8%
Jun 30, 2024Jun 24 Reported Jul 16, 2024Reported Jul 16	$-0.43	N/A	-	N/A	Beat	-	-	-36.2%
Mar 31, 2024Mar 24 Reported Jun 27, 2024Reported Jun 27	$0.00	N/A	-	N/A	Beat	-	-	+100.6%
Dec 31, 2023Dec 23 Reported Feb 14, 2024Reported Feb 14	$0.00	N/A	-	N/A	Beat	-	-	+100.9%
Sep 30, 2023Sep 23 Reported Nov 14, 2023Reported Nov 14	$-0.33	N/A	-	N/A	Beat	-	-	-49.7%
Jun 30, 2023Jun 23 Reported Aug 14, 2023Reported Aug 14	$-0.32	$0.00	-	N/A	Miss	-	-	-58.0%
Mar 31, 2023Mar 23 Reported Jun 29, 2023Reported Jun 29	$-0.35	$0.00	-	N/A	Miss	-	-	-1264.0%
Dec 31, 2022Dec 22 Reported Feb 14, 2023Reported Feb 14	$-0.25	$0.00	-	N/A	Miss	-	-	-292.3%
Sep 30, 2022Sep 22 Reported Nov 14, 2022Reported Nov 14	$-0.22	$0.00	-	N/A	Miss	-	-	-283.3%
Jun 30, 2022Jun 22 Reported Jul 4, 2022Reported Jul 4	$-0.20	N/A	-	N/A	Beat	-	-	+75.3%
Mar 31, 2022Mar 22 Reported Jun 1, 2022Reported Jun 1	$0.03	N/A	-	N/A	Beat	-	-	+110.0%
Dec 31, 2021Dec 21 Reported Feb 14, 2022Reported Feb 14	$0.13	N/A	-	N/A	Beat	-	-	+129.5%
Sep 30, 2021Sep 21 Reported Nov 15, 2021Reported Nov 15	$0.12	N/A	-	N/A	Beat	-	-	+157.1%
Jun 30, 2021Jun 21 Reported Aug 19, 2021Reported Aug 19	$-0.81	N/A	-	N/A	Beat	-	-	-268.2%
Mar 31, 2021Mar 21 Reported Jun 29, 2021Reported Jun 29	$-0.30	N/A	-	N/A	Beat	-	-	+38.8%
Dec 31, 2020Dec 20 Reported Feb 16, 2021Reported Feb 16	$-0.44	N/A	-	N/A	Beat	-	-	-12.8%
Sep 30, 2020Sep 20 Reported Nov 16, 2020Reported Nov 16	$-0.21	N/A	-	N/A	Beat	-	-	+25.0%
Jun 30, 2020Jun 20 Reported Aug 6, 2020Reported Aug 6	$-0.22	N/A	-	N/A	Beat	-	-	+29.0%
Mar 31, 2020Mar 20 Reported Jun 3, 2020Reported Jun 3	$-0.49	N/A	-	N/A	Beat	-	-	-16.7%
Dec 31, 2019Dec 19 Reported Feb 12, 2020Reported Feb 12	$-0.39	N/A	-	N/A	Beat	-	-	-8.3%
Sep 30, 2019Sep 19 Reported Nov 13, 2019Reported Nov 13	$-0.28	N/A	-	N/A	Beat	-	-	+49.1%
Jun 30, 2019Jun 19 Reported Aug 14, 2019Reported Aug 14	$-0.31	N/A	-	N/A	Beat	-	-	-10.7%
Mar 31, 2019Mar 19 Reported Jun 28, 2019Reported Jun 28	$-0.42	N/A	-	N/A	Beat	-	-	-120.5%
Dec 31, 2018Dec 18 Reported Feb 13, 2019Reported Feb 13	$-0.36	N/A	-	N/A	Beat	-	-	-38.5%
Sep 30, 2018Sep 18 Reported Nov 13, 2018Reported Nov 13	$-0.55	N/A	-	N/A	Beat	-	-	-243.8%
Jun 30, 2018Jun 18 Reported Aug 14, 2018Reported Aug 14	$-0.28	N/A	-	N/A	Beat	-	-	-64.7%
Mar 31, 2018Mar 18 Reported Jun 29, 2018Reported Jun 29	$2.05	N/A	-	N/A	Beat	-	-	+510.0%
Dec 31, 2017Dec 17 Reported Feb 13, 2018Reported Feb 13	$-0.26	N/A	-	N/A	Beat	-	-	+52.8%
Sep 30, 2017Sep 17 Reported Nov 9, 2017Reported Nov 9	$-0.16	N/A	-	N/A	Beat	-	-	-
Jun 30, 2017Jun 17 Reported Aug 23, 2017Reported Aug 23	$-0.17	N/A	-	N/A	Beat	-	-	-
Mar 31, 2017Mar 17 Reported Jun 27, 2017Reported Jun 27	$-0.50	N/A	-	N/A	Beat	-	-	-
Dec 31, 2016Dec 16 Reported Feb 17, 2017Reported Feb 17	$-0.55	N/A	-	N/A	Beat	-	-	-

Dividends

Dividend Metrics

Forward Yield0.00%

Forward Annual Dividend$0.00

No dividend payments in the selected period.

Key Metrics

Valuation
P/E Ratio	N/A	EV/EBITDA	N/A
Price/FCF	-1.00x	FCF Yield	-99.75%
Profitability
Profit Margin	N/A	Operating Margin	N/A
ROE	N/A	ROIC	-18.41%
Financial Health
Debt/Equity	1.08x	Interest Coverage	-0.89x
Current Ratio	89.77x	Quick Ratio	89.77x
Trading Statistics
Beta	N/A	Avg Volume	2.10K
52-Week High	N/A	52-Week Low	N/A

Technical Indicators Dashboard

Moving Averages

SMA 10$1.81

SMA 20$1.77

SMA 50$1.73

SMA 200$1.61

EMA 10$1.82

EMA 20$1.78

EMA 50$1.73

EMA 200$1.68

MACD

Line: 0.04Signal: 0.03Hist: 0.01

ADX

ADX: 19.6+DI: 17.9-DI: 49.7

Aroon & PSAR

Aroon Up96.0

Aroon Down100.0

PSAR$1.89

Bollinger Bands

Upper Band$1.92

Lower Band$1.63

%B Position1629%(Upper)

Band Width0.77

RSI (14-Day)

Neutral

57.8

Momentum Oscillators

Stoch %K96.1

Stoch %D98.2

Williams %R-11.8

ROC (10d)3.4%

Momentum0.06

CCI (20d)0.8

MFI (14d)22.4

Volatility Measures

ATR (14d)$0.11(5.8%)

StdDev (20d)0.07

Hist Vol69.4%(High)

Volume Flow

VWAP$1.75

OBV2.6M

AD Line-357.6K

CMF (20d)0.548

Volume Metrics

Avg Vol (20d)2.0K

Vol Ratio6.0x(High)

VWMA (20d)$1.78

Pivot Points

R3$1.89

R2$1.89

R1$1.89

Pivot Point$1.89

S1$1.89

S2$1.89

S3$1.89

Advanced Oscillators

TSI12.35

Ultimate Osc86.8

KST48.44

Financial Data

Quarter	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022
Total Revenue	$6.38M	$6.91M	$5.51M	$3.94M	$6.58M	$6.21M	$8.15M	$8.02M	$6.86M	$6.26M	$6.52M	$6.74M
Cost of Revenue	$3.42M	$3.54M	$4.08M	$3.99M	$4.29M	$3.96M	N/A	$2.90M	$2.78M	$2.30M	$2.27M	$1.76M
Gross Profit	$6.40M	$6.93M	$4.96M	$3.69M	$6.12M	$5.95M	N/A	$8.10M	$6.69M	$6.25M	$6.75M	$6.34M

Operating Expenses	$8.83M	$8.11M	$8.90M	$9.49M	$8.23M	$8.16M	$8.13M	$8.09M	$8.28M	$7.67M	$8.01M	$7.52M
R&D	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
SG&A	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Operating Income	$-396,000	$-1,177,000	$-3,771,000	$-5,648,000	$-2,113,000	$-2,212,000	N/A	$19,000	$-1,586,000	$-1,421,000	$-1,500,000	$-1,089,000

Interest Income	$8.57M	$9.20M	$8.40M	$6.84M	$9.83M	$9.21M	$9.74M	$8.47M	$8.01M	$7.79M	$7.40M	$7.20M
Interest Expense	$3.44M	$3.56M	$3.71M	$3.89M	$3.83M	$3.70M	$3.56M	$2.99M	$2.61M	$2.29M	$1.68M	$1.46M
Income Before Tax	$-2,431,000	$-1,177,000	$-3,771,000	$-5,648,000	$-2,113,000	$-2,212,000	$11,000	$19,000	$-1,586,000	$-1,421,000	$-1,500,000	$-1,089,000
Income Tax Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0

Net Income	$-2,431,000	$-1,177,000	$-3,771,000	$-5,648,000	$-2,113,000	$-2,212,000	$11,000	$19,000	$-1,586,000	$-1,421,000	$-1,500,000	$-1,089,000

EBITDA	$-1,850,000	$-957,000	$-3,558,000	$-5,381,000	$-1,851,000	$-1,938,000	$281,000	$177,000	$-1,072,000	$-1,100,000	$-1,156,000	$-741,000
EBIT	$-2,431,000	$-1,177,000	$-3,771,000	$-5,648,000	$-2,113,000	$-2,212,000	$11,000	$19,000	$-1,586,000	$-1,421,000	$-1,500,000	$-1,089,000

* Some calculated fields are derived from available data when not provided by source

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News

Carver Bancorp exchanges debt for equity with EJF Capital By Investing.com

Carver Bancorp, Inc. has entered into an agreement with EJF Capital LP to convert approximately $250,000 in interest obligations into 100,174 shares of common stock. This marks the second such transaction between...

Investing.com Nigeria•Aug 3, 2026 9:15 AM ET8/3/26•Somewhat-Bullish

Carver Bancorp exchanges debt for equity with EJF Capital By Investing.com

Carver Bancorp, Inc. has agreed with EJF Capital LP to cancel approximately $250,000 in interest obligations in exchange for 100,174 shares of common stock. This is the second such transaction...

Investing.com Canada•Aug 3, 2026 8:40 AM ET8/3/26•Somewhat-Bullish

Carver Bancorp, Inc. Announces Agreement with EJF Capital to Cancel Interest in Exchange for Shares of Common Stock

Carver Bancorp, Inc. announced a second agreement with EJF Capital LP where EJF will cancel approximately $250,000 in interest obligations in exchange for 100,174 shares of Carver common stock. This follows a previous...

Yahoo Finance•Aug 3, 2026 8:13 AM ET8/3/26•Bullish

CARV Valuation and Fair Value

P/FCF: -1.0x
P/B: 0.4x

See GNG's fair value

CARV Profitability: Margins, ROIC and FCF

Gross margin: 96.7%
ROIC: -18.4%
FCF margin: -41.4%
FCF yield: -99.8%

CARV Competitors

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Bonk, Inc.	BNKK
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Horizon Space Acquisition II Corp. Ordinary share	HSPT
Oxbridge Re Holdings Ltd	OXBR
Equus Total Return Closed Fund	EQS
Mawson Infrastructure Group Inc	MIGI

Sector: Financial Services

CARV Bull Case vs Bear Case

Bear case

CARV beat EPS estimates in 12.5% of its last 8 reported quarters.

CARV Earnings: Beat Rate and Next Report

Beat rate: 1 of 8 quarters (12.5%)
Average surprise: -82.5%

CARV Dividend

Forward yield: 0.0%

Frequently Asked Questions About CARV

Does CARV pay dividends?

Carver Bancorp Inc (CARV) has a dividend payment track record. See the CARV dividend history page for its current payment status, TTM yield, and recorded payments.

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Earnings

Dividends

Dividend Metrics

Key Metrics

Technical Indicators Dashboard

Moving Averages

MACD

ADX

Aroon & PSAR

Bollinger Bands

RSI (14-Day)

Momentum Oscillators

Volatility Measures

Volume Flow

Volume Metrics

Pivot Points

Advanced Oscillators

Financial Data

Related GNG Research

News

Carver Bancorp exchanges debt for equity with EJF Capital By Investing.com

Carver Bancorp exchanges debt for equity with EJF Capital By Investing.com

Carver Bancorp, Inc. Announces Agreement with EJF Capital to Cancel Interest in Exchange for Shares of Common Stock

CARV Valuation and Fair Value

CARV Profitability: Margins, ROIC and FCF

CARV Competitors

CARV Bull Case vs Bear Case

Bear case

CARV Earnings: Beat Rate and Next Report

CARV Dividend

Frequently Asked Questions About CARV

Related stocks

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