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    C

    Corpay Inc (CPAY)

    Official site

    TECHNOLOGY • SOFTWARE - INFRASTRUCTURE • NYSE

    $455.10
    +8.10 (+1.81%)

    Market Cap: $29.35B

    Last updated: Nov 06, 2026 at 4:42 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    95%(38/40)
    Avg Surprise
    +2.71%
    Streak
    11 Q

    Upcoming Estimates

    Period ending Dec 31, 2026
    EPS Consensus$8.17
    Range$7.97 - $8.64
    16 analysts
    Revenue Consensus
    $1.4B
    Range$1.4B - $1.5B
    16 analysts
    Last 12 of 40 reported quarters and 1 upcoming estimate
    PeriodReportedEst.RangeSurpriseB/MAnalystsRevisionsYoY
    Dec 26EST
    		-$8.17$7.97 - $8.64--16--
    Sep 26
    Reported Nov 4
    		$7.15$6.74$6.66 - $7.03+6.08%Beat16
    2
    0
    30d
    		+32.2%
    Jun 26
    Reported Aug 5
    		$6.63$6.22$6.09 - $6.51+6.59%Beat15
    4
    0
    30d
    		+29.2%
    Mar 26
    Reported May 7
    		$5.80$5.47$5.36 - $5.70+6.03%Beat13
    5
    3
    30d
    		+28.6%
    Dec 25
    Reported Feb 4
    		$6.04$5.94$5.87 - $6.20+1.68%Beat14
    2
    2
    30d
    		+12.7%
    Sep 25
    Reported Nov 5
    		$5.41$5.35$5.31 - $5.40+1.12%Beat13
    6
    0
    30d
    		+8.2%
    Jun 25
    Reported Aug 6
    		$5.13$5.12$5.08 - $5.20+0.20%Beat14
    2
    1
    30d
    		+12.7%
    Mar 25
    Reported May 6
    		$4.51$4.51$4.33 - $4.62+0.00%Beat18
    3
    2
    30d
    		+10.0%
    Dec 24
    Reported Feb 5
    		$5.36$5.35$5.29 - $5.40+0.19%Beat16
    2
    6
    30d
    		+20.7%
    Sep 24
    Reported Nov 7
    		$5.00$4.97$4.81 - $5.24+0.60%Beat17
    1
    9
    30d
    		+11.4%
    Jun 24
    Reported Aug 7
    		$4.55$4.51$4.48 - $4.76+0.89%Beat17
    0
    9
    30d
    		+8.6%
    Mar 24
    Reported May 8
    		$4.10$4.09$4.03 - $4.50+0.24%Beat17
    0
    1
    30d
    		+7.9%
    Dec 23
    Reported Feb 7
    		$4.44$4.48--0.89%Miss--+9.9%

    Key Metrics

    Valuation
    P/E Ratio17.76EV/EBITDA14.15x
    Price/FCF22.39xFCF Yield4.47%
    Profitability
    Profit Margin22.70%Operating Margin46.90%
    ROE29.20%ROIC10.86%
    Financial Health
    Debt/Equity3.41xInterest Coverage4.86x
    Current Ratio0.95xQuick Ratio0.95x
    Trading Statistics
    Beta0.92Avg Volume546.96K
    52-Week High$479.5352-Week Low$271.22

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$412.81
    SMA 20$408.29
    SMA 50$404.93
    SMA 200$358.13
    EMA 10$421.08
    EMA 20$412.61
    EMA 50$403.94
    EMA 200$368.44

    MACD

    Line: 8.30Signal: 3.08Hist: 5.22

    ADX

    ADX: 19.9+DI: 41.4-DI: 16.2

    Aroon & PSAR

    Aroon Up96.0
    Aroon DownN/A
    PSAR$395.13

    Bollinger Bands

    Upper Band$440.41
    Lower Band$376.18
    %B Position1573%(Upper)
    Band Width1.23

    RSI (14-Day)

    Overbought
    76.0

    Momentum Oscillators

    Stoch %K75.4
    Stoch %D74.2
    Williams %R-27.6
    ROC (10d)11.4%
    Momentum46.63
    CCI (20d)254.5
    MFI (14d)60.4

    Volatility Measures

    ATR (14d)$14.53(3.2%)
    StdDev (20d)16.06
    Hist Vol33.3%(Moderate)

    Volume Flow

    VWAP$447.23
    OBV6.9M
    AD Line-3.4M
    CMF (20d)-0.017

    Volume Metrics

    Avg Vol (20d)544.1K
    Vol Ratio2.0x(High)
    VWMA (20d)$415.77

    Pivot Points

    R3$503.88
    R2$491.71
    R1$469.35
    Pivot Point$457.18
    S1$434.82
    S2$422.65
    S3$400.29

    Advanced Oscillators

    TSI22.70
    Ultimate Osc60.0
    KST27.79

    Financial Data

    QuarterSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023
    Total Revenue$1.38B$1.34B$1.26B$1.25B$1.17B$1.10B$1.01B$1.03B$1.03B$975.71M$935.25M$937.32M
    Cost of Revenue$298.11M$275.17M$272.06M$260.06M$248.76M$238.52M$221.84M$228.78M$223.69M$209.20M$207.41M$201.46M
    Gross Profit$1.08B$1.06B$988.92M$988.17M$923.72M$863.51M$783.82M$805.65M$805.50M$766.51M$727.84M$735.86M
    Operating Expenses$462.56M$591.37M$352.76M$423.70M$400.60M$384.12M$356.70M$317.30M$337.37M$333.17M$330.50M$311.81M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$349.59M$374.28M$352.01M$358.49M$296.24M$292.77M$264.52M$255.69M$247.82M$248.82M$245.45M$227.74M
    Operating Income$621.26M$472.27M$636.16M$564.47M$523.12M$479.39M$427.12M$488.35M$468.13M$433.34M$397.34M$424.05M
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$108.76M$121.28M$110.10M$113.02M$100.03M$96.87M$95.52M$94.84M$109.48M$94.68M$89.09M$92.04M
    Income Before Tax$502.31M$344.72M$505.02M$399.38M$421.70M$393.09M$327.51M$387.34M$358.28M$334.20M$305.29M$333.50M
    Income Tax Expense$120.03M$92.93M$151.30M$133.76M$143.32M$109.01M$83.64M$141.33M$82.02M$82.54M$75.49M$77.64M
    Net Income$382.28M$251.79M$353.71M$265.62M$278.38M$284.08M$243.88M$246.00M$276.26M$251.66M$229.80M$255.86M
    EBITDA$729.48M$587.82M$733.66M$634.86M$625.26M$583.88M$517.49M$576.73M$559.11M$515.27M$481.17M$511.46M
    EBIT$611.07M$466.00M$615.12M$512.39M$521.74M$489.96M$423.03M$482.18M$467.76M$428.88M$394.38M$425.68M
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

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    Government Contracts

    Gov Obligations (TTM)
    -$169.09M
    Gov Obligations / Revenue
    -3.5%
    Obligations YoY
    -442.1%
    Active Awards
    111
    New Awards (TTM)
    43
    Avg Remaining Term
    1.9 mo

    Top agency: General Services Administration at 100.0% of trailing twelve month obligations across 1 agencies

    Recent Awards

    Award IDAgencyObligatedStart
    70FB8026F00000017Department of Homeland SecurityFederal Emergency Management Agency$467757Jan 24, 2026
    70FB8026F00000040Department of Homeland SecurityFederal Emergency Management Agency$314307Jul 1, 2026
    70FB8026F00000036Department of Homeland SecurityFederal Emergency Management Agency$200569Jun 12, 2026
    70Z08426FHONO0028Department of Homeland SecurityU.S. Coast Guard$200000Jul 21, 2026
    70Z08426FHONO0017Department of Homeland SecurityU.S. Coast Guard$195546Apr 12, 2026
    70Z08426FHONO0019Department of Homeland SecurityU.S. Coast Guard$159000May 24, 2026
    70Z08426FHONO0026Department of Homeland SecurityU.S. Coast Guard$69542Jul 7, 2026
    W9124226FA013Department of DefenseDepartment of the Army$51566Dec 4, 2025
    70FBR425F00000346Department of Homeland SecurityFederal Emergency Management Agency$51014Sep 28, 2025
    70FBR425F00000330Department of Homeland SecurityFederal Emergency Management Agency$39559Aug 28, 2025

    Federal contract obligations are bookings recorded by the awarding agency, not recognized revenue. They can exceed 100% of revenue and can be negative when contracts are de-obligated. Source: USAspending.gov prime awards, data through Jul 31, 2026.

    News

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    Starling Oncology narrowed its full-year FY26 revenue guidance to $650 million-$660 million, a reduction from the previous upper limit, and below analyst consensus. Despite this...

    scanx.trade•11/6/26•Neutral

    Ziff Davis Q3FY26 Results: Adj EPS beats est, revenue falls 5.6% to $289.3M

    Ziff Davis reported Q3 FY26 adjusted EPS of $1.39, beating estimates by 11.2%, despite revenue falling 5.6% year-over-year to $289.3 million...

    scanx.trade•11/5/26•Neutral

    Disc Medicine enters sales agreement with TD Cowen for $189.93M stock offering

    Disc Medicine Inc. has signed a sales agreement with TD Cowen to offer and sell up to $189.93 million worth of its common stock. This at-the-market offering was disclosed in a recent SEC filing. The deal establishes TD...

    scanx.trade•11/5/26•Somewhat-Bullish

    Jim Cramer Says Costco Is Still a Great Value. Charlie Munger’s Rule Explains Why

    Jim Cramer reiterated his belief that Costco represents "great value," a claim he made after the stock had rallied significantly. This assessment is tested against Costco's current high P/E ratio...

    24/7 Wall St.•11/5/26•Somewhat-Bullish

    ACM Research Q3 Results: Adj. EPS $0.55 beats estimate, sales up 37%

    ACM Research reported a strong Q3 FY26, with revenue increasing by 36.61% year-over-year to $367.7 million and non-GAAP diluted EPS of $0.55...

    scanx.trade•11/5/26•Somewhat-Bullish

    CPAY Valuation and Fair Value

    P/E
    17.8x
    Forward P/E
    13.2x
    EV/EBITDA
    14.2x
    P/FCF
    22.4x
    PEG
    0.8x
    P/B
    9.1x
    See GNG's fair value

    CPAY Profitability: Margins, ROIC and FCF

    Gross margin
    78.9%
    Operating margin
    46.9%
    Net margin
    22.7%
    ROIC
    10.9%
    ROE
    29.2%
    FCF margin
    25.5%
    FCF yield
    4.5%

    CPAY Competitors

    CompanyTicker
    Cognizant Technology Solutions Corp Class ACTSH
    VeriSign IncVRSN
    Ubiquiti Networks IncUI
    ON Semiconductor CorporationON
    Astera Labs, Inc.ALAB
    Teledyne Technologies IncorporatedTDY
    Ciena CorpCIEN
    HP IncHPQ

    Sector: Technology

    CPAY Analyst Ratings

    Consensus
    Buy
    Analysts
    16
    Strong Buy
    5
    Buy
    8
    Hold
    3
    Sell
    0
    Strong Sell
    0

    CPAY Bull Case vs Bear Case

    Bull case

    • CPAY converts 25.5% of revenue into free cash flow.
    • CPAY has a 22.7% net profit margin.
    • CPAY beat EPS estimates in 87.5% of its last 8 reported quarters.

    Bear case

    • CPAY has a debt-to-equity ratio of 3.4x.

    CPAY Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    2.7%
    EPS estimate (fiscal period ending Dec 31, 2026)
    $8.17

    CPAY Earnings Date

    CPAY reports Feb 8, 2027, after the close. The date is estimated.

    CPAY Earnings Call

    The latest CPAY earnings call transcript on file is labeled 2026Q3.

    Read the 2026Q3 transcript

    CPAY ETF Holders

    GNG tracks 36 ETFs that hold CPAY. The largest weights:

    1. JPMorgan Equity Premium Income ETF (JEPI), 0.73% of the fund
    2. State Street Financial Select Sector SPDR ETF (XLF), 0.33% of the fund
    3. iShares U.S. Industrials ETF (IYJ), 0.31% of the fund
    4. Vanguard Morningstar Mid-Cap ETF (VO), 0.24% of the fund
    5. JPMorgan Nasdaq Equity Premium Yield ETF (ROCQ), 0.21% of the fund
    Open the ETF Stock Exposure tool for CPAY

    Frequently Asked Questions About CPAY

    When does CPAY report earnings?

    Corpay Inc (CPAY) is expected to report earnings on Feb 8, 2027.

    Does CPAY pay dividends?

    Corpay Inc (CPAY) does not currently pay a regular dividend.

    What is CPAY's P/E ratio?

    Corpay Inc has a price-to-earnings (P/E) ratio of 17.76.

    What is CPAY's market cap?

    Corpay Inc (CPAY) has a market capitalization of $29.35B with a current stock price of $455.10.

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