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    Ellington Residential Mortgage (EARN)

    Official site

    FINANCIAL SERVICES • ASSET MANAGEMENT • NYSE

    $3.33
    +0.07 (+2.30%)

    Market Cap: $129.69M

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    49%(19/39)
    Avg Surprise
    -0.52%

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.19
    Range$0.18 - $0.21
    3 analysts
    EPS RevisionsNo revisions (7d)
    0
    2
    30d
    EPS Estimate DriftChange to current
    90d ago$0.21-10.1%
    60d ago$0.21-10.1%
    30d ago$0.21-10.1%
    7d ago$0.20-3.4%
    Current$0.19
    Revenue Consensus
    $9M
    Range$9M - $9M
    1 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.20
    Range$0.19 - $0.22
    3 analysts
    EPS Revisions
    1
    0
    7d
    1
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$0.23-11.6%
    60d ago$0.23-11.6%
    30d ago$0.23-9.6%
    7d ago$0.21-3.2%
    Current$0.20
    Revenue Consensus
    $10M
    Range$10M - $10M
    1 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Mar 27EST
    		-$0.16---
    Dec 26EST
    		-$0.20---
    Sep 26EST
    		-$0.19---
    Jun 26
    Reported Aug 12
    		$0.15$0.20-25.00%Miss-16.7%
    Mar 26
    Reported May 19
    		$0.19$0.24-20.83%Miss-26.9%
    Dec 25
    Reported Mar 4
    		$0.21$0.25-15.42%Miss-22.2%
    Sep 25
    Reported Nov 19
    		$0.23$0.20+15.00%Beat+9.5%
    Jun 25
    Reported Aug 19
    		$0.18$0.23-21.74%Miss-50.0%
    Mar 25
    Reported May 20
    		$0.26$0.26+0.00%Beat-3.7%
    Dec 24
    Reported Mar 12
    		$0.27$0.26+3.85%Beat+0.0%
    Sep 24
    Reported Nov 12
    		$0.21$0.16+31.25%Beat+0.0%
    Jun 24
    Reported Aug 12
    		$0.36$0.28+28.57%Beat+111.8%
    Mar 24
    Reported May 14
    		$0.27$0.25+8.00%Beat+28.6%
    Dec 23
    Reported Mar 6
    		$0.27$0.23+17.39%Beat+8.0%
    Sep 23
    Reported Nov 13
    		$0.21$0.26-19.23%Miss-8.7%
    Jun 23
    Reported Aug 10
    		$0.17$0.23-26.09%Miss-39.3%
    Mar 23
    Reported May 11
    		$0.21$0.24-12.50%Miss-30.0%
    Dec 22
    Reported Mar 6
    		$0.25$0.22+13.64%Beat-10.7%
    Sep 22
    Reported Nov 9
    		$0.23$0.23+0.00%Beat-25.8%
    Jun 22
    Reported Aug 10
    		$0.28$0.28+0.00%Beat-24.3%
    Mar 22
    Reported May 2
    		$0.30$0.31-3.23%Miss-3.2%
    Dec 21
    Reported Mar 7
    		$0.28$0.31-9.68%Miss-17.6%
    Sep 21
    Reported Nov 2
    		$0.31$0.33-6.06%Miss-20.5%
    Jun 21
    Reported Aug 2
    		$0.37$0.32+15.63%Beat+42.3%
    Mar 21
    Reported May 3
    		$0.31$0.32-3.13%Miss+14.8%
    Dec 20
    Reported Feb 16
    		$0.34$0.35-2.86%Miss+47.8%
    Sep 20
    Reported Nov 5
    		$0.39$0.28+39.29%Beat+105.3%
    Jun 20
    Reported Aug 4
    		$0.26$0.23+13.04%Beat+18.2%
    Mar 20
    Reported May 5
    		$0.27$0.25+8.00%Beat+0.0%
    Dec 19
    Reported Mar 12
    		$0.23$0.23+0.00%Beat-28.1%
    Sep 19
    Reported Nov 4
    		$0.19$0.22-13.64%Miss-40.6%
    Jun 19
    Reported Aug 1
    		$0.22$0.26-15.38%Miss-38.9%
    Mar 19
    Reported May 2
    		$0.27$0.31-12.90%Miss-20.6%
    Dec 18
    Reported Feb 11
    		$0.32$0.32+0.00%Beat-20.0%
    Sep 18
    Reported Nov 5
    		$0.32$0.34-5.88%Miss-25.6%
    Jun 18
    Reported Aug 2
    		$0.36$0.36+0.00%Beat-23.4%
    Mar 18
    Reported May 3
    		$0.34$0.40-15.00%Miss-35.8%
    Dec 17
    Reported Mar 14
    		$0.40$0.42-4.76%Miss-25.9%
    Sep 17
    Reported Nov 2
    		$0.43$0.46-6.52%Miss-
    Jun 17
    Reported Aug 1
    		$0.47$0.48-2.08%Miss-
    Mar 17
    Reported May 2
    		$0.53$0.49+8.16%Beat-
    Dec 16
    Reported Mar 13
    		$0.54$0.45+20.00%Beat-

    Dividends

    Dividend Metrics

    Forward Yield28.79%
    Forward Annual Dividend$0.96
    Payout Ratio548.47%
    FrequencyMonthly
    Pay MonthsJan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec

    Growth

    3Y CAGR-2.63%
    5Y CAGR-3.04%
    EARN dividend history and ex-dividend datesRun EARN in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio4.28EV/EBITDAN/A
    Price/FCF0.33xFCF Yield301.01%
    Profitability
    Profit Margin-81.20%Operating Margin68.00%
    ROE-20.30%ROICN/A
    Financial Health
    Debt/EquityN/AInterest CoverageN/A
    Current Ratio0.15xQuick Ratio0.15x
    Trading Statistics
    Beta1.30Avg Volume451.60K
    52-Week High$4.9052-Week Low$3.22

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$3.50
    SMA 20$3.81
    SMA 50$4.06
    SMA 200$4.31
    EMA 10$3.50
    EMA 20$3.71
    EMA 50$3.95
    EMA 200$4.23

    MACD

    Line: -0.23Signal: -0.17Hist: -0.06

    ADX

    ADX: 43.9+DI: 6.1-DI: 32.0

    Aroon & PSAR

    Aroon UpN/A
    Aroon Down96.0
    PSAR$3.72

    Bollinger Bands

    Upper Band$4.53
    Lower Band$3.10
    %B Position3767%(Upper)
    Band Width0.17

    RSI (14-Day)

    Oversold
    26.9

    Momentum Oscillators

    Stoch %K6.0
    Stoch %D7.4
    Williams %R-89.6
    ROC (10d)-16.2%
    Momentum-0.65
    CCI (20d)-100.3
    MFI (14d)19.0

    Volatility Measures

    ATR (14d)$0.17(5.1%)
    StdDev (20d)0.36
    Hist Vol43.5%(High)

    Volume Flow

    VWAP$3.32
    OBV-9.5M
    AD Line-1.8B
    CMF (20d)-0.785

    Volume Metrics

    Avg Vol (20d)464.2K
    Vol Ratio0.6x
    VWMA (20d)$3.68

    Pivot Points

    R3$3.45
    R2$3.39
    R1$3.33
    Pivot Point$3.27
    S1$3.21
    S2$3.15
    S3$3.09

    Advanced Oscillators

    TSI-46.29
    Ultimate Osc40.0
    KST-148.46

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023Jun 2023
    Total Revenue$11.82M$12.34M$14.34M$15.41M$11.90M$6.79M$16.39M$11.51M$15.99M$1.50M$2.29M$14.39M
    Cost of RevenueN/AN/AN/AN/A$6.21M$6.71M$7.75M$10.23M$10.10M$512,000$12.35M$11.69M
    Gross Profit$11.82M$12.34M$14.34M$15.41M$11.90M$83,000$8.63M$1.27M$5.89M$991,000$-10,064,000$2.70M
    Operating Expenses$-3,507,000$40.03M$33.07M$9.17M$-21,000$2.27M$2.73M$2.16M$1.63M$-22,959,000$1.36M$1.50M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$520,000$446,000$594,000$524,000$364,000$283,000$272,000$282,000
    Operating Income$15.32M$-27,697,000$-18,731,000$6.24M$11.92M$-2,186,000$5.91M$-890,000$4.26M$23.95M$-11,420,000$1.20M
    Interest Income$0$0$0$0$15.46M$12.85M$12.50M$14.13M$10.38M$11.89M$11.25M$10.07M
    Interest Expense$3.00M$2.30M$2.34M$1.96M$1.72M$6.71M$7.75M$10.23M$10.10M$11.51M$12.35M$11.69M
    Income Before Tax$12.32M$-32,270,000$-21,067,000$4.28M$10.21M$-2,186,000$5.91M$-890,000$4.26M$12.44M$-11,420,000$1.20M
    Income Tax Expense$0$0$0$0$-6,000$-181,000$463,000$-75,000$303,000$-24,178,000$19.87M$17.77M
    Net Income$12.32M$-32,270,000$-21,067,000$4.28M$10.21M$-2,005,000$5.45M$-815,000$3.96M$12.44M$-11,420,000$1.20M
    EBITDA$15.32M$-29,973,000$-18,731,000$6.24M$11.92M$-2,186,000$5.91M$-890,000$4.26M$23.95M$-11,420,000$1.20M
    EBITN/AN/AN/AN/AN/AN/AN/A$2.81M$13.02M$-5,201,000$18.11M$11.78M
    * Some calculated fields are derived from available data when not provided by source

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    EARN Valuation and Fair Value

    P/E
    4.3x
    Forward P/E
    5.8x
    P/FCF
    0.3x
    PEG
    -1.8x
    P/B
    0.8x
    See GNG's fair value

    EARN Profitability: Margins, ROIC and FCF

    Gross margin
    100.0%
    Operating margin
    68.0%
    Net margin
    -81.2%
    ROE
    -20.3%
    FCF margin
    700.7%
    FCF yield
    301.0%

    EARN Competitors

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    Riverview Bancorp IncRVSB
    Inflection Point Acquisition Corp. III Class A Ordinary SharesIPCX
    Hennessy Capital Investment Corp. VII Ordinary SharesHVII

    Sector: Financial Services

    EARN Analyst Ratings

    Consensus
    Buy
    Analysts
    3
    Strong Buy
    1
    Buy
    0
    Hold
    2
    Sell
    0
    Strong Sell
    0

    EARN Bull Case vs Bear Case

    Bull case

    • EARN converts 700.7% of revenue into free cash flow.

    Bear case

    • EARN has a -81.2% net profit margin.
    • EARN beat EPS estimates in 37.5% of its last 8 reported quarters.
    • EARN's quarterly revenue changed -19.3% year over year.

    EARN Earnings: Beat Rate and Next Report

    Beat rate
    3 of 8 quarters (37.5%)
    Average surprise
    -4.1%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.19
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    0 up, 2 down

    EARN Dividend

    Forward yield
    28.8%
    Payout ratio
    548.5%
    3Y DPS growth
    -2.6%
    5Y DPS growth
    -3.0%
    Pay months
    Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec
    EARN dividend history

    Frequently Asked Questions About EARN

    What is EARN's current dividend yield?

    Ellington Residential Mortgage (EARN) has a forward dividend yield of 28.79%.

    Does EARN pay dividends?

    Yes, Ellington Residential Mortgage pays dividends with a forward dividend yield of 28.79%.

    What is EARN's P/E ratio?

    Ellington Residential Mortgage has a price-to-earnings (P/E) ratio of 4.28.

    What is EARN's market cap?

    Ellington Residential Mortgage (EARN) has a market capitalization of $129.69M with a current stock price of $3.33.

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