What is FRAF's current dividend yield?

Franklin Financial Services Corp (FRAF) has a current dividend yield of 2.16%.

Does FRAF pay dividends?

Yes, Franklin Financial Services Corp pays dividends with a current yield of 2.16%.

What is FRAF's P/E ratio?

Franklin Financial Services Corp has a price-to-earnings (P/E) ratio of 11.35.

What is FRAF's market cap?

Franklin Financial Services Corp (FRAF) has a market capitalization of $278.75M with a current stock price of $61.95.

Franklin Financial Services Corp (FRAF)

Official site

FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

$61.95

-0.11 (-0.18%)

Market Cap: $278.75M

Last updated: Sep 01, 2026 at 4:59 PM ET

Earnings

Performance (10Y)

Beat Rate

100%(2/2)

Avg Surprise

+6.27%

Streak

2 Q

Upcoming Estimates

Period ending Sep 30, 2026

EPS Consensus$1.45

Range$1.45 - $1.45

1 analysts

EPS Revisions

30d

EPS Estimate Drift

90d ago$1.45+0.0%

60d ago$1.45+0.0%

30d ago$1.45+0.0%

7d ago$1.45+0.0%

Current$1.45

Revenue Consensus

$25M

Range$25M - $25M

1 analysts

Period ending Dec 31, 2026

EPS Consensus$1.56

Range$1.56 - $1.56

1 analysts

Revenue Consensus

$26M

Range$26M - $26M

1 analysts

Period	Reported	Est.	Range	Surprise	B/M	Analysts	Revisions	YoY
Dec 31, 2026Dec 26EST	-	$1.56	$1.56 - $1.56	-	-	1	-	-
Sep 30, 2026Sep 26EST	-	$1.45	$1.45 - $1.45	-	-	1	1 0 30d	-
Jun 30, 2026Jun 26 Reported Jul 24, 2026Reported Jul 24	$1.47	$1.44	$1.44 - $1.44	+2.08%	Beat	1	1 0 30d	+11.4%
Mar 31, 2026Mar 26 Reported Apr 23, 2026Reported Apr 23	$1.48	$1.34	$1.34 - $1.34	+10.45%	Beat	1	No revisions (30d)	+68.0%
Dec 31, 2025Dec 25 Reported Jan 27, 2026Reported Jan 27	$N/A	N/A	-	N/A	Beat	-	-	-
Sep 30, 2025Sep 25 Reported Oct 28, 2025Reported Oct 28	$1.19	$0.00	-	N/A	Beat	-	-	+24.8%
Jun 30, 2025Jun 25 Reported Jul 22, 2025Reported Jul 22	$1.32	N/A	-	N/A	Beat	-	-	+98.6%
Mar 31, 2025Mar 25 Reported Apr 29, 2025Reported Apr 29	$0.88	N/A	-	N/A	Beat	-	-	+15.0%
Dec 31, 2024Dec 24 Reported Mar 14, 2025Reported Mar 14	$0.11	N/A	-	N/A	Beat	-	-	-86.2%
Sep 30, 2024Sep 24 Reported Oct 22, 2024Reported Oct 22	$0.95	N/A	-	N/A	Beat	-	-	+8.0%
Jun 30, 2024Jun 24 Reported Jul 23, 2024Reported Jul 23	$0.66	N/A	-	N/A	Beat	-	-	-2.0%
Mar 31, 2024Mar 24 Reported Apr 23, 2024Reported Apr 23	$0.77	N/A	-	N/A	Beat	-	-	+2.2%
Dec 31, 2023Dec 23 Reported Mar 11, 2024Reported Mar 11	$0.80	N/A	-	N/A	Beat	-	-	-5.3%
Sep 30, 2023Sep 23 Reported Oct 24, 2023Reported Oct 24	$0.88	N/A	-	N/A	Beat	-	-	-15.9%
Jun 30, 2023Jun 23 Reported Jul 25, 2023Reported Jul 25	$0.68	N/A	-	N/A	Beat	-	-	-15.2%
Mar 31, 2023Mar 23 Reported Apr 25, 2023Reported Apr 25	$0.75	N/A	-	N/A	Beat	-	-	+11.9%
Dec 31, 2022Dec 22 Reported Mar 10, 2023Reported Mar 10	$0.84	N/A	-	N/A	Beat	-	-	+2.4%
Sep 30, 2022Sep 22 Reported Oct 25, 2022Reported Oct 25	$1.05	N/A	-	N/A	Beat	-	-	-19.8%
Jun 30, 2022Jun 22 Reported Jul 26, 2022Reported Jul 26	$0.80	N/A	-	N/A	Beat	-	-	-32.8%
Mar 31, 2022Mar 22 Reported Apr 26, 2022Reported Apr 26	$0.67	N/A	-	N/A	Beat	-	-	-38.5%
Dec 31, 2021Dec 21 Reported Mar 10, 2022Reported Mar 10	$0.82	N/A	-	N/A	Beat	-	-	-21.2%
Sep 30, 2021Sep 21 Reported Oct 26, 2021Reported Oct 26	$1.31	N/A	-	N/A	Beat	-	-	+65.8%
Jun 30, 2021Jun 21 Reported Jul 27, 2021Reported Jul 27	$1.19	N/A	-	N/A	Beat	-	-	+67.6%
Mar 31, 2021Mar 21 Reported Apr 26, 2021Reported Apr 26	$1.09	N/A	-	N/A	Beat	-	-	+179.5%
Dec 31, 2020Dec 20 Reported Mar 11, 2021Reported Mar 11	$1.04	N/A	-	N/A	Beat	-	-	+3.0%
Sep 30, 2020Sep 20 Reported Oct 27, 2020Reported Oct 27	$0.79	N/A	-	N/A	Beat	-	-	-23.3%
Jun 30, 2020Jun 20 Reported Jul 28, 2020Reported Jul 28	$0.71	N/A	-	N/A	Beat	-	-	-21.1%
Mar 31, 2020Mar 20 Reported Apr 27, 2020Reported Apr 27	$0.39	N/A	-	N/A	Beat	-	-	-46.6%
Dec 31, 2019Dec 19 Reported Mar 13, 2020Reported Mar 13	$1.01	N/A	-	N/A	Beat	-	-	+17.4%
Sep 30, 2019Sep 19 Reported Oct 29, 2019Reported Oct 29	$1.03	N/A	-	N/A	Beat	-	-	+13.2%
Jun 30, 2019Jun 19 Reported Jul 30, 2019Reported Jul 30	$0.90	N/A	-	N/A	Beat	-	-	+176.3%
Mar 31, 2019Mar 19 Reported Apr 30, 2019Reported Apr 30	$0.73	N/A	-	N/A	Beat	-	-	-8.8%
Dec 31, 2018Dec 18 Reported Mar 18, 2019Reported Mar 18	$0.86	N/A	-	N/A	Beat	-	-	+175.4%
Sep 30, 2018Sep 18 Reported Oct 23, 2018Reported Oct 23	$0.91	N/A	-	N/A	Beat	-	-	+154.5%
Jun 30, 2018Jun 18 Reported Jul 24, 2018Reported Jul 24	$-1.18	N/A	-	N/A	Beat	-	-	-268.6%
Mar 31, 2018Mar 18 Reported Apr 23, 2018Reported Apr 23	$0.80	N/A	-	N/A	Beat	-	-	+3.9%
Dec 31, 2017Dec 17 Reported Mar 12, 2018Reported Mar 12	$-1.14	N/A	-	N/A	Beat	-	-	-263.1%
Sep 30, 2017Sep 17 Reported Oct 25, 2017Reported Oct 25	$-1.67	N/A	-	N/A	Beat	-	-	-516.9%
Jun 30, 2017Jun 17 Reported Jul 25, 2017Reported Jul 25	$0.70	N/A	-	N/A	Beat	-	-	-
Mar 31, 2017Mar 17 Reported Apr 25, 2017Reported Apr 25	$0.77	N/A	-	N/A	Beat	-	-	-
Dec 31, 2016Dec 16 Reported Mar 10, 2017Reported Mar 10	$0.70	N/A	-	N/A	Beat	-	-	-
Sep 30, 2016Sep 16 Reported Oct 25, 2016Reported Oct 25	$0.40	N/A	-	N/A	Beat	-	-	-

Dividends

Dividend Metrics

Yield2.16%

Annual/Share$1.34

Payout Ratio24.47%

Frequency4

Pay MonthsFeb, May, Aug, Nov

Growth

3Y CAGR+0.78%

5Y CAGR+1.77%

View FRAF's full dividend history

Key Metrics

Valuation
P/E Ratio	11.35	EV/EBITDA	N/A
Price/FCF	N/A	FCF Yield	N/A
Profitability
Profit Margin	27.00%	Operating Margin	37.70%
ROE	14.40%	ROIC	6.24%
Financial Health
Debt/Equity	1.15x	Interest Coverage	0.75x
Current Ratio	N/A	Quick Ratio	N/A
Trading Statistics
Beta	-0.01	Avg Volume	30.42K
52-Week High	$65.41	52-Week Low	$42.37

Technical Indicators Dashboard

Moving Averages

SMA 10$62.13

SMA 20$62.70

SMA 50$62.52

SMA 200$55.22

EMA 10$62.24

EMA 20$62.43

EMA 50$61.78

EMA 200$55.53

MACD

Line: -0.11Signal: 0.05Hist: -0.17

ADX

ADX: 11.6+DI: 18.1-DI: 20.4

Aroon & PSAR

Aroon Up60.0

Aroon Down92.0

PSAR$64.12

Bollinger Bands

Upper Band$64.41

Lower Band$60.98

%B Position546%(Upper)

Band Width0.28

RSI (14-Day)

Neutral

45.7

Momentum Oscillators

Stoch %K32.3

Stoch %D32.2

Williams %R-69.2

ROC (10d)-3.0%

Momentum-1.89

CCI (20d)-74.1

MFI (14d)52.2

Volatility Measures

ATR (14d)$1.67(2.7%)

StdDev (20d)0.86

Hist Vol14.9%(Low)

Volume Flow

VWAP$61.85

OBV1.2M

AD Line-18.6M

CMF (20d)0.035

Volume Metrics

Avg Vol (20d)30.6K

Vol Ratio0.6x

VWMA (20d)$62.63

Pivot Points

R3$65.08

R2$64.17

R1$63.11

Pivot Point$62.20

S1$61.15

S2$60.23

S3$59.18

Advanced Oscillators

TSI-2.97

Ultimate Osc53.6

KST-4.15

Financial Data

Quarter	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023
Total Revenue	$24.50M	$23.88M	$23.31M	$23.00M	$22.34M	$20.17M	$15.39M	$19.50M	$18.56M	$17.74M	$17.98M	$17.72M
Cost of Revenue	N/A	$9.47M	$10.72M	$12.68M	$12.00M	$12.23M	$12.26M	$11.89M	$11.07M	$10.71M	$8.40M	$7.32M
Gross Profit	N/A	$23.66M	$23.02M	$21.46M	$21.36M	$19.05M	$14.55M	$18.71M	$17.68M	$16.97M	$16.88M	$16.52M

Operating Expenses	$14.61M	$15.35M	$15.54M	$15.15M	$14.39M	$14.58M	$14.36M	$13.92M	$14.34M	$13.28M	$13.15M	$12.20M
R&D	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
SG&A	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Operating Income	N/A	$8.31M	$7.48M	$6.66M	$7.32M	$4.81M	$549,000	$5.10M	$3.68M	$4.00M	$4.05M	$4.65M

Interest Income	$28.93M	$27.77M	$29.04M	$29.68M	$28.60M	$27.06M	$26.86M	$26.05M	$24.73M	$23.81M	$21.51M	$20.15M
Interest Expense	$9.58M	$9.25M	$10.43M	$11.48M	$11.36M	$11.45M	$11.76M	$11.40M	$10.52M	$10.26M	$7.62M	$6.45M
Income Before Tax	$8.25M	$8.31M	$7.48M	$6.66M	$7.32M	$4.81M	$528,000	$5.10M	$3.68M	$4.00M	$4.05M	$4.65M
Income Tax Expense	$1.64M	$1.67M	$1.44M	$1.30M	$1.41M	$890,000	$41,000	$885,000	$646,000	$644,000	$577,000	$788,000

Net Income	$6.61M	$6.64M	$6.04M	$5.35M	$5.91M	$3.92M	$487,000	$4.22M	$3.03M	$3.36M	$3.47M	$3.86M

EBITDA	$9.03M	$8.96M	$8.06M	$7.30M	$7.89M	$5.46M	$1.61M	$6.34M	$5.04M	$5.43M	$5.25M	$5.36M
EBIT	$8.29M	$8.33M	$7.44M	$6.61M	$7.25M	$4.84M	$577,000	$5.11M	$3.67M	$3.97M	$4.17M	$4.66M

* Some calculated fields are derived from available data when not provided by source

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News

What Changed for Franklin Financial (NASDAQ:FRAF) on Nasdaq Composite?

Franklin Financial Services (NASDAQ:FRAF) operates as a bank holding company, F&M Trust, providing banking and wealth management services across Pennsylvania and Maryland. Despite its regional banking focus, distinct from typical Nasdaq tech companies, its stock trades on the Nasdaq. Recent quarterly results show increased earnings per share, net interest income, and assets, though nonperforming loans also rose due to commercial real estate exposure.

Kalkine Media•Sep 1, 2026 5:22 AM9/1/26•

Somewhat-Bullish

Franklin Financial Services (NASDAQ:FRAF) Trading Down 0.2% - Should You Sell?

Franklin Financial Services (FRAF) shares were down 0.2% on Monday, trading at $61.95, below the analyst consensus of $68.00. Despite mixed analyst ratings of "Moderate Buy," the company exceeded quarterly earnings estimates with $1.47 EPS, though revenue slightly missed forecasts. Institutional investors hold 24.8% of outstanding shares, and the company maintains a quarterly dividend of $0.34, yielding 2.2%.

MarketBeat•Sep 1, 2026 4:22 AM9/1/26•

Neutral

Franklin Financial Updates Employment Terms for President Charles B. Carroll

Franklin Financial Services Corporation has amended the employment contract for its President, Charles B. Carroll, effective August 17, 2026. The amendment extends his term to three years with automatic annual renewals, redefines his "Agreed Compensation" for severance calculations, and updates provisions related to a Change in Control, including a lump sum payment and benefits continuation. These changes aim to clarify and update the terms of his employment, particularly concerning potential future corporate changes.

Kalkine Media•Aug 18, 2026 2:10 PM8/18/26•

Neutral

Franklin Financial Services Corp (FRAF) Stock News Today

This article provides current stock information for Franklin Financial Services Corp (FRAF), including its stock price, market capitalization, and P/E ratio. It notes that more news for FRAF will be available soon, focusing on earnings, analyst ratings, and key developments. The page serves as a hub for FRAF's financial data and news.

TradingKey•Aug 8, 2026 9:10 AM8/8/26•

Neutral

Franklin Financial Services Corp (FRAF) Earnings Forecast: Future EPS & Revenue Growth Estimates

Franklin Financial Services Corp (FRAF) has an earnings forecast score of 8.00, ranking 53rd in the Banking Services industry. Analysts rate FRAF as a "Buy" with a target price of $64.00, indicating a potential upside of 1.52%. The company's expected revenue for the next quarter is $25.60 million, and the EPS for the upcoming quarter is projected at $1.53.

TradingKey•Aug 7, 2026 5:41 AM8/7/26•

Bullish

Frequently Asked Questions About FRAF

What is FRAF's current dividend yield?: Franklin Financial Services Corp (FRAF) has a current dividend yield of 2.16%.
Does FRAF pay dividends?: Yes, Franklin Financial Services Corp pays dividends with a current yield of 2.16%.
What is FRAF's P/E ratio?: Franklin Financial Services Corp has a price-to-earnings (P/E) ratio of 11.35.
What is FRAF's market cap?: Franklin Financial Services Corp (FRAF) has a market capitalization of $278.75M with a current stock price of $61.95.

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