R

    Regional Management Corp (RM)

    Official site

    FINANCIAL SERVICES • CREDIT SERVICES • NYSE

    $32.13
    -0.42 (-1.29%)

    Market Cap: $296.06M

    Last updated: Sep 01, 2026 at 5:00 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    85%(34/40)
    Avg Surprise
    +13.56%
    Streak
    3 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$1.46
    Range$1.37 - $1.51
    3 analysts
    EPS RevisionsNo revisions (7d)
    0
    2
    30d
    EPS Estimate Drift
    90d ago$1.85+26.8%
    60d ago$1.90+30.7%
    30d ago$1.90+30.7%
    7d ago$1.88+29.1%
    Current$1.46
    Revenue Consensus
    $176M
    Range$174M - $177M
    2 analysts
    Period ending Dec 31, 2026
    EPS Consensus$1.71
    Range$1.66 - $1.77
    3 analysts
    Revenue Consensus
    $175M
    Range$170M - $181M
    3 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.71---
    Sep 26EST
    		-$1.46---
    Jun 26
    Reported Jul 29
    		$0.85$0.81+4.94%Beat-17.5%
    Mar 26
    Reported Apr 29
    		$1.18$0.98+20.41%Beat+68.6%
    Dec 25
    Reported Feb 4
    		$1.30$1.29+0.78%Beat+32.7%
    Sep 25
    Reported Nov 5
    		$1.42$1.46-2.74%Miss+86.8%
    Jun 25
    Reported Jul 30
    		$1.03$0.72+43.06%Beat+19.8%
    Mar 25
    Reported Apr 30
    		$0.70$0.68+2.94%Beat-55.1%
    Dec 24
    Reported Feb 5
    		$0.98$0.89+10.11%Beat+222.5%
    Sep 24
    Reported Nov 6
    		$0.76$1.05-27.62%Miss-16.5%
    Jun 24
    Reported Jul 31
    		$0.86$0.57+50.88%Beat+36.5%
    Mar 24
    Reported May 1
    		$1.56$0.88+77.27%Beat+73.3%
    Dec 23
    Reported Feb 7
    		$-0.80$0.43-286.05%Miss-248.1%
    Sep 23
    Reported Nov 1
    		$0.91$0.79+15.19%Beat-14.2%
    Jun 23
    Reported Aug 2
    		$0.63$0.52+21.15%Beat-49.2%
    Mar 23
    Reported May 3
    		$0.90$0.55+63.64%Beat-66.3%
    Dec 22
    Reported Feb 8
    		$0.54$0.45+20.00%Beat-73.5%
    Sep 22
    Reported Nov 1
    		$1.06$0.90+17.78%Beat-49.8%
    Jun 22
    Reported Aug 3
    		$1.24$1.01+22.77%Beat-33.7%
    Mar 22
    Reported May 4
    		$2.67$1.85+44.32%Beat+15.6%
    Dec 21
    Reported Feb 9
    		$2.04$1.83+11.48%Beat+59.4%
    Sep 21
    Reported Nov 2
    		$2.11$1.56+35.26%Beat+108.9%
    Jun 21
    Reported Aug 3
    		$1.87$1.44+29.86%Beat+175.0%
    Mar 21
    Reported May 4
    		$2.31$1.17+97.44%Beat+102.6%
    Dec 20
    Reported Feb 10
    		$1.28$0.85+50.59%Beat-7.2%
    Sep 20
    Reported Oct 29
    		$1.01$0.55+83.64%Beat-6.5%
    Jun 20
    Reported Aug 5
    		$0.68$0.65+4.62%Beat-2.9%
    Mar 20
    Reported May 6
    		$1.14$0.71+60.56%Beat+70.1%
    Dec 19
    Reported Feb 25
    		$1.38$1.11+24.32%Beat+53.3%
    Sep 19
    Reported Nov 6
    		$1.08$0.95+13.68%Beat+27.1%
    Jun 19
    Reported Jul 31
    		$0.70$0.68+2.94%Beat+0.0%
    Mar 19
    Reported May 8
    		$0.67$0.78-14.10%Miss-6.9%
    Dec 18
    Reported Feb 12
    		$0.90$0.81+11.11%Beat+45.2%
    Sep 18
    Reported Nov 8
    		$0.85$0.83+2.41%Beat+46.6%
    Jun 18
    Reported Jul 31
    		$0.70$0.67+4.48%Beat+34.6%
    Mar 18
    Reported May 1
    		$0.72$0.70+2.86%Beat+10.8%
    Dec 17
    Reported Feb 13
    		$0.62$0.61+1.64%Beat+10.7%
    Sep 17
    Reported Nov 8
    		$0.58$0.59-1.69%Miss+0.0%
    Jun 17
    Reported Aug 1
    		$0.52$0.51+1.96%Beat-
    Mar 17
    Reported May 2
    		$0.65$0.54+20.37%Beat-
    Dec 16
    Reported Feb 7
    		$0.56$0.57-1.75%Miss-
    Sep 16
    Reported Oct 27
    		$0.58$0.57+1.75%Beat-

    Dividends

    Dividend Metrics

    Yield3.73%
    Annual/Share$1.20
    Payout Ratio23.04%
    Frequency4
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+0.00%
    View RM's full dividend history

    Key Metrics

    Valuation
    P/E Ratio6.76EV/EBITDAN/A
    Price/FCF0.89xFCF Yield112.01%
    Profitability
    Profit Margin7.23%Operating Margin20.80%
    ROE12.60%ROIC5.69%
    Financial Health
    Debt/Equity4.43xInterest Coverage1.67x
    Current Ratio-5.02xQuick Ratio-5.02x
    Trading Statistics
    Beta0.99Avg Volume109.97K
    52-Week High$44.4452-Week Low$29.92

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$33.27
    SMA 20$32.85
    SMA 50$37.34
    SMA 200$36.03
    EMA 10$32.99
    EMA 20$33.77
    EMA 50$35.49
    EMA 200$35.83

    MACD

    Line: -1.16Signal: -1.32Hist: 0.15

    ADX

    ADX: 22.8+DI: 22.5-DI: 33.9

    Aroon & PSAR

    Aroon Up4.0
    Aroon Down16.0
    PSAR$34.26

    Bollinger Bands

    Upper Band$34.60
    Lower Band$31.10
    %B Position1066%(Upper)
    Band Width0.29

    RSI (14-Day)

    Neutral
    37.4

    Momentum Oscillators

    Stoch %K29.1
    Stoch %D34.5
    Williams %R-79.4
    ROC (10d)-3.7%
    Momentum-1.23
    CCI (20d)-85.6
    MFI (14d)63.5

    Volatility Measures

    ATR (14d)$1.42(4.4%)
    StdDev (20d)0.88
    Hist Vol32.7%(Moderate)

    Volume Flow

    VWAP$32.20
    OBV2.9M
    AD Line-26.7M
    CMF (20d)-0.463

    Volume Metrics

    Avg Vol (20d)104.3K
    Vol Ratio0.7x
    VWMA (20d)$33.03

    Pivot Points

    R3$34.50
    R2$34.06
    R1$33.31
    Pivot Point$32.87
    S1$32.12
    S2$31.68
    S3$30.93

    Advanced Oscillators

    TSI-20.94
    Ultimate Osc34.1
    KST-127.70

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$168.01M$167.29M$169.70M$165.49M$157.44M$152.97M$154.83M$146.34M$143.03M$144.31M$141.66M$140.88M
    Cost of Revenue$108.44M$104.21M$106.77M$99.99M$99.17M$99.13M$98.17M$92.67M$90.90M$84.24M$110.91M$90.76M
    Gross Profit$59.57M$63.08M$62.93M$65.50M$58.27M$53.83M$56.66M$53.67M$52.13M$60.06M$30.75M$50.12M
    Operating Expenses$26.01M$25.32M$24.13M$24.55M$24.36M$24.90M$24.10M$24.14M$23.04M$22.63M$22.77M$22.27M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$13.87M$13.66M$13.02M$13.18M$12.39M$12.59M$12.57M$12.52M$12.05M$11.94M$12.03M$11.88M
    Operating Income$33.56M$37.76M$38.80M$40.95M$33.91M$28.93M$32.56M$29.52M$29.09M$37.44M$7.98M$27.84M
    Interest Income$-22,993,000$-22,923,000$-22,646,000$-21,971,000$-20,426,000$-19,771,000$-19,805,000$-19,356,000$-17,865,000$-17,504,000$-17,510,000$-16,947,000
    Interest Expense$22.99M$22.92M$22.65M$21.97M$20.43M$19.77M$19.80M$19.36M$17.86M$17.50M$17.51M$16.95M
    Income Before Tax$10.56M$14.84M$16.16M$18.97M$13.48M$9.16M$12.76M$10.16M$11.22M$19.93M$-9,532,000$10.90M
    Income Tax Expense$2.41M$3.43M$3.25M$4.62M$3.34M$2.15M$2.84M$2.50M$2.78M$4.73M$-1,958,000$2.08M
    Net Income$8.15M$11.40M$12.91M$14.36M$10.14M$7.01M$9.91M$7.66M$8.45M$15.21M$-7,574,000$8.82M
    EBITDA$35.68M$39.29M$39.72M$41.18M$33.73M$28.49M$32.06M$29.17M$28.77M$37.06M$7.76M$27.65M
    EBIT$33.56M$37.76M$38.80M$40.95M$33.91M$28.93M$32.56M$29.52M$29.09M$37.44M$7.98M$27.84M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Connor Clark & Lunn Investment Management Ltd. Invests $1.36 Million in Regional Management Corp. $RM

    Connor Clark & Lunn Investment Management Ltd. has acquired a new stake of 33,123 shares, worth $1.36 million, in Regional Management Corp. This purchase gives the firm a 0.36% ownership stake in the credit services provider. Regional Management reported strong Q2 earnings, exceeding revenue and EPS estimates, and declared a quarterly dividend of $0.30 per share.

    MarketBeat•8/31/26•
    Somewhat-Bullish

    855,425 Shares in Regional Management Corp. $RM Acquired by Basswood Capital Management L.L.C.

    Basswood Capital Management L.L.C. has acquired 855,425 shares of Regional Management Corp. (NYSE:RM), valued at approximately $35.2 million, giving it a 9.27% stake in the company. This acquisition makes Regional Management the 19th-largest holding in Basswood Capital's portfolio. Despite beating quarterly earnings and revenue expectations, Regional Management's shares traded down 2.4% to $32.54, below its 50-day moving average.

    MarketBeat•8/27/26•
    Somewhat-Bullish

    Globeflex Capital L P Invests $1.43 Million in Regional Management Corp. $RM

    Globeflex Capital L P recently invested $1.43 million in Regional Management Corp. by purchasing 34,663 shares, making them a 0.38% owner. Other institutional investors also modified their holdings, with overall institutional ownership at 98.89%. Analysts maintain a "Moderate Buy" rating with a $43 price target, and the company exceeded Q2 earnings expectations while declaring a $0.30 quarterly dividend.

    MarketBeat•8/25/26•
    Somewhat-Bullish

    Regional Management (NYSE: RM) insider to sell 3,000 shares

    An insider at Regional Management Corp. (NYSE: RM), Catherine Atwood, has filed a Form 144 notice indicating her intent to sell up to 3,000 shares of common stock. The sale, valued at approximately $102,330, is expected to occur on August 24, 2026, through Morgan Stanley Smith Barney LLC. These shares originated from Restricted Stock Units acquired on December 31, 2025.

    Stock Titan•8/24/26•
    Neutral

    318,259 Shares in Regional Management Corp. $RM Acquired by Tieton Capital Management LLC

    Tieton Capital Management LLC acquired a significant stake in Regional Management Corp. (NYSE:RM), purchasing 318,259 shares valued at approximately $13.1 million, which now constitutes 3.8% of its portfolio. This acquisition represents a 3.45% ownership stake in Regional Management, a consumer finance company. The article also details other institutional investor activities, analyst ratings, recent financial performance including an EPS beat and dividend declaration, and insider trading with CEO Lakhbir S. Lamba increasing his holdings.

    MarketBeat•8/20/26•
    Bullish

    Frequently Asked Questions About RM

    What is RM's current dividend yield?
    Regional Management Corp (RM) has a current dividend yield of 3.73%.
    Does RM pay dividends?
    Yes, Regional Management Corp pays dividends with a current yield of 3.73%.
    What is RM's P/E ratio?
    Regional Management Corp has a price-to-earnings (P/E) ratio of 6.76.
    What is RM's market cap?
    Regional Management Corp (RM) has a market capitalization of $296.06M with a current stock price of $32.13.

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