Globe Life Inc (GL)

Official site

FINANCIAL SERVICES • INSURANCE - LIFE • NYSE

$157.24

-1.97 (-1.24%)

Market Cap: $12.24B

Last updated: Nov 06, 2026 at 4:10 PM ET

Earnings

Performance (10Y)

Beat Rate

73%(29/40)

Avg Surprise

+1.15%

Upcoming Estimates

Period ending Dec 31, 2026

EPS Consensus$3.43

Range$3.36 - $3.52

11 analysts

Revenue Consensus

$1.6B

Range$1.6B - $1.6B

3 analysts

Period ending Mar 31, 2027

EPS Consensus$3.78

Range$3.65 - $4.01

10 analysts

EPS RevisionsNo revisions (7d)

30d

EPS Estimate DriftChange to current

90d ago$3.90-3.2%

60d ago$3.90-3.2%

30d ago$3.90-3.2%

7d ago$3.87-2.5%

Current$3.78

Revenue Consensus

$1.7B

Range$1.7B - $1.7B

1 analysts

Last 12 of 40 reported quarters and 2 upcoming estimates

Period	Reported	Est.	Range	Surprise	B/M	Analysts	Revisions	YoY
Mar 31, 2027Mar 27EST	-	$3.78	$3.65 - $4.01	-	-	10	0 2 30d	-
Dec 31, 2026Dec 26EST	-	$3.43	$3.36 - $3.52	-	-	11	-	-
Sep 30, 2026Sep 26 Reported Oct 21, 2026Reported Oct 21	$4.84	$4.87	$4.77 - $4.99	-0.62%	Miss	10	0 2 30d	+0.6%
Jun 30, 2026Jun 26 Reported Jul 22, 2026Reported Jul 22	$3.61	$3.67	$3.62 - $3.75	-1.63%	Miss	10	2 0 30d	+10.4%
Mar 31, 2026Mar 26 Reported Apr 22, 2026Reported Apr 22	$3.43	$3.48	$3.40 - $3.63	-1.44%	Miss	10	1 3 30d	+11.7%
Dec 31, 2025Dec 25 Reported Feb 4, 2026Reported Feb 4	$3.39	$3.44	$3.35 - $3.52	-1.45%	Miss	9	1 0 30d	+8.0%
Sep 30, 2025Sep 25 Reported Oct 22, 2025Reported Oct 22	$4.81	$4.54	$4.00 - $4.76	+5.95%	Beat	11	2 1 30d	+37.8%
Jun 30, 2025Jun 25 Reported Jul 23, 2025Reported Jul 23	$3.27	$3.25	$3.22 - $3.37	+0.62%	Beat	9	0 9 30d	+10.1%
Mar 31, 2025Mar 25 Reported Apr 30, 2025Reported Apr 30	$3.07	$3.24	$3.20 - $3.29	-5.25%	Miss	11	1 3 30d	+10.4%
Dec 31, 2024Dec 24 Reported Feb 5, 2025Reported Feb 5	$3.14	$3.12	$3.03 - $3.19	+0.64%	Beat	10	1 1 30d	+12.1%
Sep 30, 2024Sep 24 Reported Oct 23, 2024Reported Oct 23	$3.49	$3.06	$3.03 - $3.11	+14.05%	Beat	10	4 0 30d	+28.8%
Jun 30, 2024Jun 24 Reported Jul 24, 2024Reported Jul 24	$2.97	$2.91	$2.86 - $2.95	+2.06%	Beat	8	1 0 30d	+13.8%
Mar 31, 2024Mar 24 Reported Apr 22, 2024Reported Apr 22	$2.78	$2.79	$2.75 - $2.82	-0.36%	Miss	9	2 0 30d	+9.9%
Dec 31, 2023Dec 23 Reported Feb 7, 2024Reported Feb 7	$2.80	$2.73	$2.70 - $2.75	+2.56%	Beat	9	1 0 30d	+25.0%

Dividends

Last ex-dividend: Oct 5, 2026

Dividend Metrics

Forward Yield0.84%

Forward Annual Dividend$1.32

Payout Ratio8.02%

FrequencyQuarterly

Pay MonthsJan, May, Jul, Oct

Growth

3Y CAGR+8.59%

5Y CAGR+7.39%

GL dividend history and ex-dividend dates Run GL in the free DRIP calculator

Key Metrics

Valuation
P/E Ratio	10.30	EV/EBITDA	7.00x
Price/FCF	8.89x	FCF Yield	11.25%
Profitability
Profit Margin	18.90%	Operating Margin	30.00%
ROE	20.90%	ROIC	13.55%
Financial Health
Debt/Equity	0.45x	Interest Coverage	11.20x
Current Ratio	6.77x	Quick Ratio	6.77x
Trading Statistics
Beta	0.46	Avg Volume	607.03K
52-Week High	$191.17	52-Week Low	$128.16

Technical Indicators Dashboard

Moving Averages

SMA 10$158.79

SMA 20$162.66

SMA 50$166.69

SMA 200$159.83

EMA 10$159.83

EMA 20$161.74

EMA 50$165.62

EMA 200$160.43

MACD

Line: -2.52Signal: -2.40Hist: -0.13

ADX

ADX: 25.1+DI: 18.7-DI: 24.0

Aroon & PSAR

Aroon Up52.0

Aroon Down60.0

PSAR$165.22

Bollinger Bands

Upper Band$172.86

Lower Band$152.46

%B Position1254%(Upper)

Band Width0.23

RSI (14-Day)

Neutral

38.6

Momentum Oscillators

Stoch %K31.3

Stoch %D32.9

Williams %R-81.4

ROC (10d)1.6%

Momentum2.45

CCI (20d)-81.9

MFI (14d)31.9

Volatility Measures

ATR (14d)$3.82(2.4%)

StdDev (20d)5.10

Hist Vol33.3%(Moderate)

Volume Flow

VWAP$157.47

OBV21.0M

AD Line-68.7M

CMF (20d)0.003

Volume Metrics

Avg Vol (20d)632.4K

Vol Ratio0.8x

VWMA (20d)$161.73

Pivot Points

R3$169.93

R2$167.41

R1$163.31

Pivot Point$160.79

S1$156.69

S2$154.17

S3$150.07

Advanced Oscillators

TSI-20.52

Ultimate Osc43.2

KST-47.63

Financial Data

Quarter	Sep 2026	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023
Total Revenue	$1.60B	$1.60B	$1.56B	$1.52B	$1.51B	$1.48B	$1.48B	$1.47B	$1.46B	$1.44B	$1.42B	$1.42B
Cost of Revenue	$694.10M	$798.25M	$789.58M	$760.91M	$616.62M	$756.00M	$750.76M	$738.77M	$688.18M	$735.69M	$731.79M	$719.77M
Gross Profit	$901.84M	$801.48M	$770.03M	$758.71M	$896.37M	$725.29M	$729.66M	$727.50M	$767.22M	$704.55M	$684.35M	$695.92M

Operating Expenses	$422.79M	$410.54M	$401.90M	$394.01M	$383.13M	$377.11M	$378.58M	$379.39M	$358.88M	$350.82M	$340.80M	$333.53M
R&D	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
SG&A	$123.27M	$116.25M	$113.73M	$113.77M	$111.56M	$108.29M	$108.75M	$121.95M	$104.87M	$99.11M	$93.21M	$91.76M
Operating Income	$479.05M	$390.94M	$368.13M	$364.70M	$513.24M	$348.18M	$351.07M	$348.11M	$408.35M	$353.73M	$343.54M	$362.39M

Interest Income	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Interest Expense	$37.81M	$36.05M	$34.00M	$35.21M	$36.13M	$34.88M	$34.99M	$35.68M	$31.39M	$31.40M	$28.62M	$25.68M
Income Before Tax	$441.23M	$354.89M	$334.13M	$329.49M	$477.10M	$313.30M	$316.08M	$312.43M	$376.96M	$322.32M	$314.92M	$336.71M
Income Tax Expense	$80.13M	$67.14M	$63.61M	$63.41M	$89.26M	$60.55M	$61.52M	$57.24M	$73.96M	$63.97M	$60.71M	$61.91M

Net Income	$361.11M	$287.75M	$270.53M	$266.08M	$387.84M	$252.75M	$254.56M	$255.20M	$302.99M	$258.36M	$254.22M	$274.80M

EBITDA	$603.70M	$511.47M	$486.41M	$481.47M	$627.31M	$459.58M	$456.59M	$452.41M	$512.66M	$455.64M	$443.02M	$459.93M
EBIT	$479.05M	$390.94M	$368.13M	$364.70M	$513.24M	$348.18M	$351.07M	$348.11M	$408.35M	$353.73M	$343.54M	$362.39M

* Some calculated fields are derived from available data when not provided by source

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News

Zacks Industry Outlook Highlights Aflac, Unum, Globe, Trupanion and Employers

The Zacks Accident and Health Insurance industry is expected to grow due to increased underwriting exposure and demand for group insurance and supplemental health products. While companies like Aflac, Unum, Globe Life...

Yahoo Finance•Nov 6, 2026 9:11 AM ET11/6/26•Somewhat-Bullish

Globe Life declares $0.33 dividend

Globe Life (GL) has declared a quarterly dividend of $0.33 per share, maintaining its previous dividend payout. This dividend represents a forward yield of 0.83% and is payable on February 1st to shareholders of record...

TradingView•Nov 5, 2026 10:39 PM ET11/5/26•Bullish

Globe Life Inc. (GL) Declares $0.33 Quarterly Dividend; 0.8% Yield

Globe Life Inc. (NYSE: GL) has declared a quarterly dividend of $0.33 per share, totaling $1.32 annualized, representing an annual yield of 0.8 percent. The dividend is payable on February 1, 2027...

StreetInsider•Nov 5, 2026 5:05 PM ET11/5/26•Somewhat-Bullish

GLOBE LIFE INC. DECLARES DIVIDEND

Globe Life Inc. (NYSE: GL) has announced that its Board of Directors declared a quarterly dividend of $0.33 per share. This dividend will be paid on February 1, 2027, to shareholders of record as of January 8...

StreetInsider•Nov 5, 2026 5:04 PM ET11/5/26•Bullish

Shareholders will get 33 cents per share from Globe Life on Feb. 1

Globe Life (NYSE: GL) has declared a quarterly dividend of $0.33 per share on its common stock. This dividend will be paid on February 1, 2027, to shareholders of record as of the close of business on January 8...

Stock Titan•Nov 5, 2026 5:01 PM ET11/5/26•Somewhat-Bullish

GL Valuation and Fair Value

P/E: 10.3x
Forward P/E: 9.5x
EV/EBITDA: 7.0x
P/FCF: 8.9x
PEG: 1.3x
P/B: 1.8x

See GNG's fair value

GL Profitability: Margins, ROIC and FCF

Gross margin: 51.5%
Operating margin: 30.0%
Net margin: 18.9%
ROIC: 13.6%
ROE: 20.9%
FCF margin: 21.3%
FCF yield: 11.3%

GL Competitors

Company	Ticker
SEI Investments Company	SEIC
Ryan Specialty Group Holdings Inc	RYAN
Webster Financial Corporation	WBS
FactSet Research Systems Inc	FDS
Federal Home Loan Mortgage Corp	FMCC
Freedom Holding Corp	FRHC
CNA Financial Corporation	CNA
Invesco Plc	IVZ

Sector: Financial Services

GL Analyst Ratings

Consensus: Buy
Analysts: 11
Strong Buy: 4
Buy: 4
Hold: 3
Sell: 0
Strong Sell: 0

GL Bull Case vs Bear Case

Bull case

GL converts 21.3% of revenue into free cash flow.
72.7% of GL's analyst ratings are Buy or Strong Buy.

Bear case

GL beat EPS estimates in 37.5% of its last 8 reported quarters.

GL Earnings: Beat Rate and Next Report

Beat rate: 3 of 8 quarters (37.5%)
Average surprise: -0.4%
EPS estimate (fiscal period ending Dec 31, 2026): $3.43

GL Dividend

Forward yield: 0.8%
Payout ratio: 8.0%
3Y DPS growth: 8.6%
5Y DPS growth: 7.4%
Pay months: Jan, May, Jul, Oct

GL dividend history

GL Earnings Date

GL reports Feb 2, 2027, after the close. The date is estimated.

GL Earnings Call

The latest GL earnings call transcript on file is labeled 2026Q3.

Read the 2026Q3 transcript

GL ETF Holders

GNG tracks 33 ETFs that hold GL. The largest weights:

State Street SPDR S&P Dividend ETF (SDY), 0.30% of the fund
Vanguard Morningstar Small-Cap Value ETF (VBR), 0.29% of the fund
iShares U.S. Financials ETF (IYF), 0.21% of the fund
Avantis U.S. Large Cap Value ETF (AVLV), 0.20% of the fund
Invesco S&P 500 Equal Weight ETF (RSP), 0.18% of the fund

Open the ETF Stock Exposure tool for GL

See insider activity

Frequently Asked Questions About GL

When is GL's next ex-dividend date?

GL has not declared its next regular ex-dividend date yet. Its last ex-dividend date was Oct 5, 2026 ($0.33 per share). Over the last 12 months, GL went ex-dividend in Jan, Apr, Jul and Oct.

When does GL report earnings?

Globe Life Inc (GL) is expected to report earnings on Feb 2, 2027.

What is GL's current dividend yield?

Globe Life Inc (GL) has a forward dividend yield of 0.84%.

Does GL pay dividends?

Yes, Globe Life Inc pays dividends with a forward dividend yield of 0.84%.

What is GL's P/E ratio?

Globe Life Inc has a price-to-earnings (P/E) ratio of 10.30.

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