Skip to main content
    L

    LCNB Corporation (LCNB)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $18.79
    +0.23 (+1.24%)

    Market Cap: $265.71M

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    67%(26/39)
    Avg Surprise
    +6.47%
    Streak
    1 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.48
    Range$0.47 - $0.48
    3 analysts
    EPS Revisions
    2
    0
    7d
    2
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$0.46+3.6%
    60d ago$0.47+0.4%
    30d ago$0.47+0.4%
    7d ago$0.47+0.4%
    Current$0.48
    Revenue Consensus
    $19M
    Range$19M - $19M
    3 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.54
    Range$0.52 - $0.55
    3 analysts
    Revenue Consensus
    $21M
    Range$21M - $21M
    3 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.54---
    Sep 26EST
    		-$0.48---
    Jun 26
    Reported Jul 16
    		$0.53$0.44+20.45%Beat+23.3%
    Mar 26
    Reported Apr 22
    		$0.31$0.35-11.43%Miss-6.1%
    Dec 25
    Reported Jan 29
    		$0.40$0.45-11.11%Miss-9.1%
    Sep 25
    Reported Oct 22
    		$0.49$0.43+13.95%Beat+44.1%
    Jun 25
    Reported Jul 22
    		$0.43$0.38+13.16%Beat+48.3%
    Mar 25
    Reported Apr 22
    		$0.33$0.36-8.33%Miss+65.0%
    Dec 24
    Reported Mar 12
    		$0.44$0.32+37.50%Beat+29.4%
    Sep 24
    Reported Oct 21
    		$0.34$0.27+25.93%Beat-8.1%
    Jun 24
    Reported Jul 23
    		$0.29$0.18+61.11%Beat-31.0%
    Mar 24
    Reported Apr 30
    		$0.20$0.36-44.44%Miss-45.9%
    Dec 23
    Reported Mar 15
    		$0.34$0.36-5.56%Miss-40.4%
    Sep 23
    Reported Oct 24
    		$0.37$0.40-7.50%Miss-24.5%
    Jun 23
    Reported Jul 21
    		$0.42$0.36+16.67%Beat-14.3%
    Mar 23
    Reported Apr 24
    		$0.37$0.52-28.85%Miss-2.6%
    Dec 22
    Reported Mar 15
    		$0.57$0.49+16.33%Beat+32.6%
    Sep 22
    Reported Oct 21
    		$0.49$0.43+13.95%Beat+25.6%
    Jun 22
    Reported Jul 26
    		$0.49$0.40+22.50%Beat+19.5%
    Mar 22
    Reported Apr 26
    		$0.38$0.37+2.70%Beat-7.3%
    Dec 21
    Reported Mar 9
    		$0.43$0.37+16.22%Beat-2.3%
    Sep 21
    Reported Oct 21
    		$0.39$0.43-9.30%Miss+18.2%
    Jun 21
    Reported Jul 22
    		$0.41$0.40+2.50%Beat+5.1%
    Mar 21
    Reported Apr 20
    		$0.41$0.32+28.13%Beat+5.1%
    Dec 20
    Reported Mar 10
    		$0.44$0.35+25.71%Beat+18.9%
    Sep 20
    Reported Oct 20
    		$0.33$0.31+6.45%Beat-10.8%
    Jun 20
    Reported Jul 20
    		$0.39$0.32+21.88%Beat+8.3%
    Mar 20
    Reported Apr 20
    		$0.39$0.31+25.81%Beat+8.3%
    Dec 19
    Reported Jan 29
    		$0.37$0.37+0.00%Beat-9.8%
    Sep 19
    Reported Oct 21
    		$0.37$0.36+2.78%Beat+8.8%
    Jun 19
    Reported Jul 22
    		$0.36$0.39-7.69%Miss+16.1%
    Mar 19
    Reported Apr 18
    		$0.36$0.36+0.00%Beat+9.1%
    Dec 18
    Reported Jan 30
    		$0.41$0.37+10.81%Beat+28.1%
    Sep 18
    Reported Oct 19
    		$0.34$0.39-12.82%Miss+9.7%
    Jun 18
    Reported Jul 20
    		$0.31$0.32-3.13%Miss+3.3%
    Mar 18
    Reported Apr 18
    		$0.33$0.38-13.16%Miss+3.1%
    Dec 17
    Reported Mar 9
    		$0.32$0.32+0.00%Beat-11.1%
    Sep 17
    Reported Oct 18
    		$0.31$0.31+0.00%Beat-
    Jun 17
    Reported Jul 18
    		$0.30$0.31-3.23%Miss-
    Mar 17
    Reported Apr 19
    		$0.32$0.29+10.34%Beat-
    Dec 16
    Reported Mar 8
    		$0.36$0.29+24.14%Beat-

    Dividends

    Dividend Metrics

    Forward Yield4.68%
    Forward Annual Dividend$0.88
    FrequencyQuarterly
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+2.80%
    5Y CAGR+3.81%
    LCNB dividend history and ex-dividend datesRun LCNB in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio10.86EV/EBITDAN/A
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin26.70%Operating Margin39.20%
    ROE9.02%ROICN/A
    Financial Health
    Debt/Equity0.37xInterest Coverage0.36x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.58Avg Volume29.97K
    52-Week High$21.0852-Week Low$13.70

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$18.75
    SMA 20$18.73
    SMA 50$19.09
    SMA 200$17.36
    EMA 10$18.72
    EMA 20$18.79
    EMA 50$18.83
    EMA 200$17.57

    MACD

    Line: -0.10Signal: -0.11Hist: 0.01

    ADX

    ADX: 8.5+DI: 17.0-DI: 14.5

    Aroon & PSAR

    Aroon Up16.0
    Aroon Down44.0
    PSAR$19.29

    Bollinger Bands

    Upper Band$19.08
    Lower Band$18.39
    %B Position366%(Upper)
    Band Width0.58

    RSI (14-Day)

    Neutral
    49.1

    Momentum Oscillators

    Stoch %K46.3
    Stoch %D46.2
    Williams %R-50.0
    ROC (10d)N/A
    MomentumN/A
    CCI (20d)41.4
    MFI (14d)47.9

    Volatility Measures

    ATR (14d)$0.50(2.7%)
    StdDev (20d)0.17
    Hist Vol19.9%(Low)

    Volume Flow

    VWAP$18.84
    OBV288.2K
    AD Line-12.9M
    CMF (20d)-0.123

    Volume Metrics

    Avg Vol (20d)29.6K
    Vol Ratio0.5x
    VWMA (20d)$18.73

    Pivot Points

    R3$19.10
    R2$18.92
    R1$18.74
    Pivot Point$18.56
    S1$18.38
    S2$18.20
    S3$18.02

    Advanced Oscillators

    TSI-7.24
    Ultimate Osc39.6
    KST-21.56

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$25.14M$23.54M$30.79M$23.83M$22.79M$21.52M$22.70M$21.38M$19.30M$17.82M$19.27M$17.15M
    Cost of RevenueN/A$8.92M$8.44M$8.39M$8.42M$9.21M$10.83M$12.09M$12.28M$10.99M$10.87M$5.98M
    Gross ProfitN/A$21.20M$22.35M$23.62M$22.77M$21.32M$22.05M$20.72M$18.77M$17.70M$15.94M$17.26M
    Operating Expenses$15.68M$15.88M$15.39M$15.14M$15.57M$15.81M$14.59M$15.39M$17.82M$15.47M$17.58M$12.24M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$10.09M$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$5.32M$6.96M$8.47M$7.20M$5.51M$7.46M$5.33M$944,000$2.23M$-529,000$5.02M
    Interest Income$26.33M$25.43M$25.13M$26.30M$25.94M$25.32M$26.89M$26.40M$26.96M$24.76M$23.31M$19.67M
    Interest Expense$6.54M$6.58M$6.93M$8.18M$8.40M$9.02M$10.18M$11.43M$11.75M$10.86M$8.65M$6.10M
    Income Before Tax$9.19M$5.32M$6.96M$8.47M$7.20M$5.51M$7.46M$5.33M$944,000$2.23M$-529,000$5.02M
    Income Tax Expense$1.70M$877,000$1.30M$1.54M$1.28M$906,000$1.34M$798,000$19,000$312,000$-236,000$949,000
    Net Income$7.49M$4.44M$5.66M$6.94M$5.92M$4.61M$6.12M$4.53M$925,000$1.92M$-293,000$4.07M
    EBITDA$9.96M$5.54M$7.11M$10.25M$5.45M$6.02M$7.31M$5.70M$849,000$2.71M$65,000$5.87M
    EBIT$9.19M$5.32M$6.96M$8.47M$7.20M$5.51M$7.46M$5.33M$944,000$2.23M$-529,000$5.02M
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

    No research available

    Be the first to write about LCNB

    News

    LCNB Corp closes $25M subordinated notes offering

    LCNB Corp. has successfully closed a private placement of $25 million in 6.50% Fixed-to-Floating Rate Subordinated Notes due 2036...

    scanx.trade•10/16/26•Bullish

    Loan write-offs totaled $3.5 million over nine months; LCNB's third-quarter profit rose.

    LCNB Corp. reported a 5.4% increase in third-quarter 2026 net income to $7.3 million, or $0.51 per diluted share, driven by higher net interest income. For the nine-month period...

    Stock Titan•10/15/26•Somewhat-Bullish

    LCNB Corp appoints Susan Zaunbrecher to board of directors

    LCNB Corp (NASDAQ: LCNB) has appointed Susan B. Zaunbrecher to the boards of directors of both the holding company and its subsidiary, LCNB National Bank...

    scanx.trade•10/15/26•Bullish

    LCNB Q3 2026 Earnings Results and Report

    LCNB (NASDAQ:LCNB) reported its Q3 2026 earnings, beating analyst expectations with an EPS of $0.51 against a consensus estimate of $0.48. The company's next earnings report is estimated for October 28, 2026...

    MarketBeat•10/15/26•Bullish

    LCNB reports higher third-quarter profit: Piper Sandler targets LCNB stock at USD 20.00

    LCNB Corp. reported a higher third-quarter net profit of $7.3 million, up from $6.9 million a year earlier, with diluted earnings per share of $0.51. The company's balance sheet showed growth in total assets, net loans...

    ad-hoc-news.de•10/15/26•Somewhat-Bullish

    LCNB Valuation and Fair Value

    P/E
    10.9x
    Forward P/E
    13.1x
    PEG
    11.8x
    P/B
    0.9x
    See GNG's fair value

    LCNB Profitability: Margins, ROIC and FCF

    Operating margin
    39.2%
    Net margin
    26.7%
    ROE
    9.0%

    LCNB Competitors

    CompanyTicker
    Kingstone Companies IncKINS
    Drugs Made In America Acquisition Corp. Ordinary SharesDMAA
    Runway Growth Finance CorpRWAY
    First National CorpFXNC
    Oaktree Acquisition Corp. III Life Sciences Class A Ordinary ShareOACC
    FACT II Acquisition Corp.FACT
    Medallion Financial CorpMFIN
    Loandepot IncLDI

    Sector: Financial Services

    LCNB Bull Case vs Bear Case

    Bull case

    • LCNB has a 26.7% net profit margin.

    LCNB Earnings: Beat Rate and Next Report

    Beat rate
    5 of 8 quarters (62.5%)
    Average surprise
    10.0%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.48
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    2 up, 0 down

    LCNB Dividend

    Forward yield
    4.7%
    3Y DPS growth
    2.8%
    5Y DPS growth
    3.8%
    Pay months
    Mar, Jun, Sep, Dec
    LCNB dividend history

    Frequently Asked Questions About LCNB

    What is LCNB's current dividend yield?

    LCNB Corporation (LCNB) has a forward dividend yield of 4.68%.

    Does LCNB pay dividends?

    Yes, LCNB Corporation pays dividends with a forward dividend yield of 4.68%.

    What is LCNB's P/E ratio?

    LCNB Corporation has a price-to-earnings (P/E) ratio of 10.86.

    What is LCNB's market cap?

    LCNB Corporation (LCNB) has a market capitalization of $265.71M with a current stock price of $18.79.

    Related stocks

    Sector: Financial Services

    All stocks starting with L

    Get full access to GNG Research

    Create a free account to access portfolio tracking, advanced tools, and more.

    Create Free AccountLog In