MFA Financial Inc (MFA)

Official site

REAL ESTATE • REIT - MORTGAGE • NYSE

$6.21

-0.33 (-5.11%)

Market Cap: $661,820

Last updated: Nov 06, 2026 at 4:39 PM ET

Earnings

Performance (10Y)

Beat Rate

45%(18/40)

Avg Surprise

-30.70%

Streak

3 Q

Upcoming Estimates

Period ending Dec 31, 2026

EPS Consensus$0.20

Range$0.06 - $0.36

5 analysts

Revenue Consensus

$54M

Range$50M - $61M

4 analysts

Last 12 of 40 reported quarters and 1 upcoming estimate

Period	Reported	Est.	Range	Surprise	B/M	Analysts	Revisions	YoY
Dec 31, 2026Dec 26EST	-	$0.20	$0.06 - $0.36	-	-	5	-	-
Sep 30, 2026Sep 26 Reported Nov 4, 2026Reported Nov 4	$0.41	$0.30	$0.28 - $0.32	+36.67%	Beat	4	0 4 30d	+105.0%
Jun 30, 2026Jun 26 Reported Aug 5, 2026Reported Aug 5	$0.33	$0.25	$0.15 - $0.32	+32.00%	Beat	5	1 1 30d	+57.1%
Mar 31, 2026Mar 26 Reported May 5, 2026Reported May 5	$0.34	$0.30	$0.27 - $0.32	+13.33%	Beat	6	1 0 30d	+17.2%
Dec 31, 2025Dec 25 Reported Feb 18, 2026Reported Feb 18	$0.25	$0.27	$0.22 - $0.29	-8.09%	Miss	6	0 3 30d	-35.9%
Sep 30, 2025Sep 25 Reported Nov 6, 2025Reported Nov 6	$0.20	$0.27	$0.26 - $0.29	-25.93%	Miss	6	1 0 30d	-45.9%
Jun 30, 2025Jun 25 Reported Aug 6, 2025Reported Aug 6	$0.21	$0.24	$0.20 - $0.45	-12.50%	Miss	7	0 1 30d	-52.3%
Mar 31, 2025Mar 25 Reported May 6, 2025Reported May 6	$0.29	$0.32	$0.31 - $0.33	-9.38%	Miss	3	0 1 30d	-17.1%
Dec 31, 2024Dec 24 Reported Feb 19, 2025Reported Feb 19	$0.39	$0.40	$0.38 - $0.43	-1.44%	Miss	7	0 1 30d	-20.4%
Sep 30, 2024Sep 24 Reported Nov 6, 2024Reported Nov 6	$0.37	$0.41	$0.40 - $0.43	-9.76%	Miss	7	No revisions (30d)	-7.5%
Jun 30, 2024Jun 24 Reported Aug 8, 2024Reported Aug 8	$0.44	$0.38	$0.36 - $0.39	+15.79%	Beat	4	No revisions (30d)	+10.0%
Mar 31, 2024Mar 24 Reported May 6, 2024Reported May 6	$0.35	$0.39	$0.36 - $0.41	-10.26%	Miss	6	1 0 30d	+16.7%
Dec 31, 2023Dec 23 Reported Feb 22, 2024Reported Feb 22	$0.49	$0.38	$0.28 - $0.41	+28.95%	Beat	7	0 1 30d	+2550.0%

Dividends

Last ex-dividend: Oct 5, 2026

Dividend Metrics

Forward Yield23.17%

Forward Annual Dividend$1.44

Payout Ratio31.05%

FrequencyQuarterly

Pay MonthsJan, Apr, Jul, Oct

Growth

3Y CAGR-4.82%

5Y CAGR+2.07%

MFA dividend history and ex-dividend dates Run MFA in the free DRIP calculator

Key Metrics

Valuation
P/E Ratio	4.67	EV/EBITDA	15.88x
Price/FCF	1.34x	FCF Yield	74.62%
Profitability
Profit Margin	-8.85%	Operating Margin	132.20%
ROE	-0.67%	ROIC	5.29%
Financial Health
Debt/Equity	3.81x	Interest Coverage	1.02x
Current Ratio	N/A	Quick Ratio	N/A
Trading Statistics
Beta	1.59	Avg Volume	2.89M
52-Week High	$9.58	52-Week Low	$6.38

Technical Indicators Dashboard

Moving Averages

SMA 10$6.64

SMA 20$6.62

SMA 50$7.38

SMA 200$8.64

EMA 10$6.58

EMA 20$6.73

EMA 50$7.25

EMA 200$8.21

MACD

Line: -0.23Signal: -0.26Hist: 0.02

ADX

ADX: 49.7+DI: 7.5-DI: 25.5

Aroon & PSAR

Aroon UpN/A

Aroon Down100.0

PSAR$6.85

Bollinger Bands

Upper Band$6.89

Lower Band$6.34

%B Position838%(Upper)

Band Width-0.23

RSI (14-Day)

Oversold

27.6

Momentum Oscillators

Stoch %K27.7

Stoch %D45.0

Williams %R-99.2

ROC (10d)-6.7%

Momentum-0.45

CCI (20d)-237.6

MFI (14d)51.6

Volatility Measures

ATR (14d)$0.27(4.4%)

StdDev (20d)0.14

Hist Vol32.1%(Moderate)

Volume Flow

VWAP$6.32

OBV-19.0M

AD Line-5.1B

CMF (20d)-0.212

Volume Metrics

Avg Vol (20d)2.9M

Vol Ratio1.4x

VWMA (20d)$6.61

Pivot Points

R3$7.17

R2$6.98

R1$6.76

Pivot Point$6.57

S1$6.36

S2$6.17

S3$5.95

Advanced Oscillators

TSI-33.07

Ultimate Osc35.6

KST-108.28

Financial Data

Quarter	Sep 2026	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023
Total Revenue	$-87,911,000	$252.02M	$229.38M	$88.09M	$182.49M	$192.01M	$74.80M	$41.70M	$82.41M	$74.62M	$63.17M	$114.00M
Cost of Revenue	N/A	$10.67M	$10.52M	$7.39M	$129.28M	$127.86M	$122.97M	$11.04M	$8.50M	$9.52M	$7.84M	$-166,276,000
Gross Profit	N/A	$241.36M	$218.86M	$80.70M	$77.26M	$64.15M	$74.80M	$30.66M	$82.41M	$74.62M	$63.17M	$114.00M

Operating Expenses	$7.74M	$54.87M	$84.13M	$27.18M	$29.25M	$30.73M	$74.80M	$28.82M	$82.41M	$74.62M	$63.17M	$114.00M
R&D	$0	$0	$0	$200,000	$200,000	$0	$0	$800,000	$0	$0	$200,000	$200,000
SG&A	$7.74M	$13.16M	$12.15M	$8.00M	$28.95M	$29.93M	$33.55M	$6.66M	$33.85M	$32.58M	$37.46M	$31.33M
Operating Income	N/A	$186.49M	$134.73M	$191.90M	$176.70M	$163.40M	$40.30M	$1.84M	$181.05M	$172.70M	$151.89M	$89.75M

Interest Income	$203.91M	$196.77M	$191.93M	$190.42M	$185.79M	$188.34M	$180.50M	$178.33M	$181.97M	$186.83M	$176.83M	$169.88M
Interest Expense	$5.06M	$138.20M	$132.74M	$134.94M	$129.00M	$127.07M	$122.97M	$127.53M	$131.35M	$133.34M	$129.02M	$123.41M
Income Before Tax	$-111,690,000	$46.80M	$-984,000	$54.32M	$48.00M	$33.42M	$40.30M	$3.44M	$49.70M	$42.29M	$24.26M	$89.75M
Income Tax Expense	$0	$0	$0	$-202,000	$-101,000	$238,000	$-872,000	$-2,470,000	$1.52M	$346,000	$1.05M	$-800,000

Net Income	$-111,690,000	$46.80M	$-984,000	$54.32M	$48.10M	$33.18M	$41.18M	$5.91M	$48.18M	$41.95M	$23.21M	$89.75M

EBITDA	N/A	$185.30M	$131.75M	$54.62M	$48.30M	$34.22M	N/A	$4.24M	$181.05M	$174.55M	$152.04M	$89.75M
EBIT	N/A	$185.00M	$131.45M	$54.32M	$48.00M	$33.42M	N/A	$3.44M	$180.25M	$173.75M	$151.24M	$88.95M

* Some calculated fields are derived from available data when not provided by source

Related GNG Research

No research available

Be the first to write about MFA

News

MFA Financial, Inc. Announces Third Quarter 2026 Financial Results

MFA Financial, Inc. reported a GAAP net loss of $(122.4) million, or $(1.19) per share, for the third quarter of 2026...

Yahoo Finance Australia•Nov 4, 2026 8:41 AM ET11/4/26•Bearish

MFA Financial Inc (M4ZA.DU) Seasonal returns chart

This article provides a seasonal returns chart for MFA Financial Inc (M4ZA.DU), showing the average monthly price return from 2021 to 2026. It includes current stock data, noting a slight decrease in value...

Yahoo Finance UK•Nov 4, 2026 5:11 AM ET11/4/26•Neutral

MFA Financial Inc (M4ZA.DU) Seasonal Returns Chart - Yahoo Finance

This article from Yahoo Finance provides a seasonal returns chart for MFA Financial Inc (M4ZA.DU). It shows the average monthly price return for the company between 2021 and 2026. The page also displays current stock...

Yahoo! Finance Canada•Nov 3, 2026 11:11 AM ET11/3/26•Neutral

MFA Q3'26 Earnings: EPS estimate is 0.29 USD

MFA Financial, Inc. (MFA) is expected to release its Q3'26 earnings on November 4, before the market opens. Analysts estimate revenue to be $59.52 million and earnings per share (EPS) at $0.29 for the quarter....

TradingView•Nov 3, 2026 6:41 AM ET11/3/26•Neutral

MFA Financial, Inc. (MFA-PB) Seasonal Returns Chart - Yahoo Finance

This article from Yahoo Finance provides a seasonal returns chart for MFA Financial, Inc. (MFA-PB), displaying average monthly price returns from 2016 to 2026. It also notes the upcoming Q3 2026 earnings call for MFA-PB...

Yahoo! Finance Canada•Nov 2, 2026 3:41 PM ET11/2/26•Somewhat-Bullish

MFA Valuation and Fair Value

P/E: 4.7x
Forward P/E: 4.8x
EV/EBITDA: 15.9x
P/FCF: 1.3x
PEG: 2.5x
P/B: 0.4x

See GNG's fair value

MFA Profitability: Margins, ROIC and FCF

Operating margin: 132.2%
Net margin: -8.8%
ROIC: 5.3%
ROE: -0.7%
FCF margin: 97.3%
FCF yield: 74.6%

MFA Competitors

Company	Ticker
Generation Income Properties Inc	GIPR
Wheeler Real Estate Investment Trust, Inc.	WHLR
Ucommune International Ltd	UK
La Rosa Holdings Corp. Common Stock	LRHC
Presidio Property Trust	SQFT
Power REIT	PW
Elme Communities	ELME
PennyMac Mortgage Investment Trust 9.00% Senior Notes due 2030	PMTV

Sector: Real Estate

MFA Analyst Ratings

Consensus: Buy
Analysts: 7
Strong Buy: 1
Buy: 2
Hold: 4
Sell: 0
Strong Sell: 0

MFA Bull Case vs Bear Case

Bull case

MFA converts 97.3% of revenue into free cash flow.
MFA grew quarterly revenue 20.2% year over year.

Bear case

MFA has a -8.8% net profit margin.
MFA beat EPS estimates in 37.5% of its last 8 reported quarters.
MFA has a debt-to-equity ratio of 3.8x.

MFA Earnings: Beat Rate and Next Report

Beat rate: 3 of 8 quarters (37.5%)
Average surprise: 3.1%
EPS estimate (fiscal period ending Dec 31, 2026): $0.20

MFA Dividend

Forward yield: 23.2%
Payout ratio: 31.0%
3Y DPS growth: -4.8%
5Y DPS growth: 2.1%
Pay months: Jan, Apr, Jul, Oct

MFA dividend history

MFA Earnings Date

MFA reports Feb 16, 2027, before the open. The date is estimated.

MFA Earnings Call

The latest MFA earnings call transcript on file is labeled 2026Q3.

Read the 2026Q3 transcript

MFA ETF Holders

GNG tracks 10 ETFs that hold MFA. The largest weights:

Invesco KBW High Dividend Yield Financial ETF (KBWD), 3.55% of the fund
Hoya Capital High Dividend Yield ETF (RIET), 1.14% of the fund
Hoya Capital Housing ETF (HOMZ), 0.50% of the fund
iShares Russell 2000 ETF (IWM), 0.04% of the fund
Vanguard Russell 2000 Index Fund ETF Shares (VTWO), 0.03% of the fund

Open the ETF Stock Exposure tool for MFA

See insider activity

Frequently Asked Questions About MFA

When is MFA's next ex-dividend date?

MFA has not declared its next regular ex-dividend date yet. Its last ex-dividend date was Oct 5, 2026 ($0.36 per share). Over the last 12 months, MFA went ex-dividend in Mar, Jun, Oct and Dec.

When does MFA report earnings?

MFA Financial Inc (MFA) is expected to report earnings on Feb 16, 2027.

What is MFA's current dividend yield?

MFA Financial Inc (MFA) has a forward dividend yield of 23.17%.

Does MFA pay dividends?

Yes, MFA Financial Inc pays dividends with a forward dividend yield of 23.17%.

What is MFA's P/E ratio?

MFA Financial Inc has a price-to-earnings (P/E) ratio of 4.67.

Get full access to GNG Research

Create a free account to access portfolio tracking, advanced tools, and more.

Create Free Account Log In