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    M

    MSC Income Fund, Inc. (MSIF)

    Official site

    FINANCIAL SERVICES • ASSET MANAGEMENT • NYSE

    $12.50
    +0.25 (+2.04%)

    Market Cap: $555.48M

    Last updated: Nov 06, 2026 at 4:42 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    13%(1/8)
    Avg Surprise
    -4.93%

    Upcoming Estimates

    Period ending Dec 31, 2026
    EPS Consensus$0.29
    Range$0.17 - $0.41
    8 analysts
    Revenue Consensus
    $35M
    Range$33M - $38M
    7 analysts
    PeriodReportedEst.RangeSurpriseB/MAnalystsRevisionsYoY
    Dec 26EST
    		-$0.29$0.17 - $0.41--8--
    Sep 26
    Reported Nov 5
    		$0.34$0.35$0.33 - $0.37-2.86%Miss8
    0
    3
    30d
    		-2.9%
    Jun 26
    Reported Aug 6
    		$0.33$0.36$0.35 - $0.41-8.64%Miss7
    1
    1
    30d
    		-5.7%
    Mar 26
    Reported May 7
    		$0.34$0.36$0.35 - $0.37-5.56%Miss6
    1
    0
    30d
    		-10.5%
    Dec 25
    Reported Feb 26
    		$0.28$0.35$0.34 - $0.36-20.02%Miss4
    0
    1
    30d
    		-20.0%
    Sep 25
    Reported Nov 13
    		$0.35$0.36$0.34 - $0.37-2.78%Miss5
    0
    1
    30d
    		-
    Jun 25
    Reported Aug 13
    		$0.35$0.36--2.78%Miss---
    Mar 25
    Reported May 12
    		$0.38$0.36-+5.56%Beat---
    Dec 24
    Reported Mar 4
    		$0.35$0.36--2.37%Miss---

    Dividends

    Next ex-dividend: Dec 2, 2026

    Dividend Metrics

    Forward Yield10.56%
    Forward Annual Dividend$1.32
    Payout Ratio26.77%
    Pay MonthsJan, Feb, Mar, May, Jul, Aug, Sep, Oct, Nov, Dec
    MSIF dividend history and ex-dividend datesRun MSIF in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio9.69EV/EBITDA9.14x
    Price/FCF-17.70xFCF Yield-5.65%
    Profitability
    Profit Margin70.70%Operating Margin65.10%
    ROE13.50%ROICN/A
    Financial Health
    Debt/Equity0.88xInterest CoverageN/A
    Current Ratio3.00xQuick Ratio3.00x
    Trading Statistics
    Beta0.76Avg Volume162.42K
    52-Week High$13.0952-Week Low$10.38

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$11.92
    SMA 20$11.73
    SMA 50$11.92
    SMA 200$11.86
    EMA 10$12.02
    EMA 20$11.87
    EMA 50$11.82
    EMA 200$11.95

    MACD

    Line: 0.12Signal: 0.01Hist: 0.12

    ADX

    ADX: 20.1+DI: 21.3-DI: 7.7

    Aroon & PSAR

    Aroon Up100.0
    Aroon Down56.0
    PSAR$11.60

    Bollinger Bands

    Upper Band$12.39
    Lower Band$11.06
    %B Position1137%(Upper)
    Band Width1.08

    RSI (14-Day)

    Neutral
    66.9

    Momentum Oscillators

    Stoch %K87.2
    Stoch %D87.9
    Williams %R-10.7
    ROC (10d)9.3%
    Momentum1.07
    CCI (20d)220.1
    MFI (14d)75.1

    Volatility Measures

    ATR (14d)$0.36(2.9%)
    StdDev (20d)0.33
    Hist Vol24.3%(Moderate)

    Volume Flow

    VWAP$12.47
    OBV-6.9M
    AD Line-355.4M
    CMF (20d)-0.608

    Volume Metrics

    Avg Vol (20d)155.8K
    Vol Ratio1.6x(High)
    VWMA (20d)$11.78

    Pivot Points

    R3$13.11
    R2$12.85
    R1$12.55
    Pivot Point$12.28
    S1$11.99
    S2$11.72
    S3$11.42

    Advanced Oscillators

    TSI12.41
    Ultimate Osc45.0
    KST0.38

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$45.56M$33.85M$40.95M$25.51M$28.18M$23.95M$26.14M$21.63M$22.17M$12.72M$23.04M$14.62M
    Cost of Revenue$11.34M$8.86M$8.36M$8.35M$8.68M$8.24M$9.56M$10.37MN/AN/AN/AN/A
    Gross Profit$34.22M$24.99M$32.59M$17.16M$19.50M$15.71M$16.57M$11.25M$22.17M$12.72M$23.04M$14.62M
    Operating Expenses$-7,980,000$3.68M$1.01M$-19,672,999$1.32M$1.20M$1.15M$1.45M$1.26M$1.19M$1.12M$1.26M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$1.12M$1.04M$1.01M$9.69M$1.32M$1.20M$3.93M$3.65M$3.63M$3.30M$3.13M$3.27M
    Operating Income$42.20M$21.31M$31.58M$36.83M$18.18M$14.51M$15.42M$9.80M$20.91M$11.53M$21.92M$13.36M
    Interest Income$30.04M$29.38M$0$0$29.35M$27.42M$88.15M$30.24M$28.86M$29.06M$30.18M$29.40M
    Interest Expense$9.87M$8.92M$8.36M$8.65M$8.68M$8.24M$9.56M$10.37M$9.55M$9.55M$9.86M$9.40M
    Income Before Tax$32.34M$12.35M$31.58M$28.18M$18.18M$14.51M$15.42M$9.80M$20.91M$11.53M$21.92M$13.36M
    Income Tax Expense$3.06M$-878,000$1.54M$1.65M$1.89M$-1,370,000$-5,044,000$2.43M$2.78M$940,000$580,000$-27,000
    Net Income$29.27M$13.22M$30.04M$26.53M$16.29M$15.88M$20.46M$7.37M$18.13M$10.59M$21.34M$13.38M
    EBITDA$42.20M$21.27M$31.58M$36.83M$18.18M$14.51M$15.42M$9.80MN/AN/AN/AN/A
    EBITN/AN/AN/A$53.86MN/AN/AN/AN/AN/AN/AN/AN/A
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

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    News

    A $0.03 extra dividend accompanies lower net investment income at MSC Income Fund (MSIF).

    MSC Income Fund (MSIF) reported a 13% decrease in Q3 2026 net investment income to $14.373 million, or $0.32 per share, compared to the previous year. Despite the decline...

    Stock Titan•11/5/26•Somewhat-Bearish

    MSC Income Fund Announces First Quarter 2027 Regular Monthly Dividends and Supplemental Dividend Payable in March 2027

    MSC Income Fund, Inc. (MSIF) has declared regular monthly cash dividends of $0.11 per share for January, February, and March 2027, totaling $0.33 per share for the first quarter. Additionally...

    TradingView•11/5/26•Bullish

    An extra 3-cent dividend per share is set for March by MSC Income Fund

    MSC Income Fund (NYSE: MSIF) has announced regular monthly cash dividends of $0.11 per share for January, February, and March 2027, totaling $0.33 per share. Additionally...

    Stock Titan•11/5/26•Bullish

    MSC Income Fund Needs Loan Growth To Outrun Yield Squeeze And Rising Non-Accruals

    MSC Income Fund (MSIF) is facing challenges with slow loan growth, a yield squeeze, and rising non-accruals as it heads into its third-quarter report. The company has a buyback program to narrow the discount to its net...

    Finviz•10/28/26•Neutral

    MSC Income Fund Initiated at Outperform by Oppenheimer

    Oppenheimer has initiated coverage on MSC Income Fund with an "Outperform" rating. This indicates the firm's positive outlook on the fund's future performance.

    Moomoo•10/28/26•Bullish

    MSIF Valuation and Fair Value

    P/E
    9.7x
    Forward P/E
    8.7x
    EV/EBITDA
    9.1x
    P/FCF
    -17.7x
    P/B
    0.8x
    See GNG's fair value

    MSIF Profitability: Margins, ROIC and FCF

    Gross margin
    74.7%
    Operating margin
    65.1%
    Net margin
    70.7%
    ROE
    13.5%
    FCF margin
    -22.1%
    FCF yield
    -5.7%

    MSIF Competitors

    CompanyTicker
    Grupo Supervielle SASUPV
    Crawford & CompanyCRD-A
    Southern First Bancshares IncSFST
    Northpointe Bancshares, Inc.NPB
    Vinci Partners Investments LtdVINP
    ChoiceOne Financial Services IncCOFS
    Kearny Financial CorpKRNY
    Lendingtree IncTREE

    Sector: Financial Services

    MSIF Analyst Ratings

    Consensus
    Buy
    Analysts
    8
    Strong Buy
    3
    Buy
    2
    Hold
    3
    Sell
    0
    Strong Sell
    0

    MSIF Bull Case vs Bear Case

    Bull case

    • MSIF has a 70.7% net profit margin.
    • 62.5% of MSIF's analyst ratings are Buy or Strong Buy.

    Bear case

    • MSIF beat EPS estimates in 12.5% of its last 8 reported quarters.

    MSIF Earnings: Beat Rate and Next Report

    Beat rate
    1 of 8 quarters (12.5%)
    Average surprise
    -4.9%
    EPS estimate (fiscal period ending Dec 31, 2026)
    $0.29

    MSIF Dividend

    Forward yield
    10.6%
    Payout ratio
    26.8%
    Pay months
    Jan, Feb, Mar, May, Jul, Aug, Sep, Oct, Nov, Dec
    MSIF dividend history

    MSIF Earnings Date

    MSIF reports Feb 24, 2027. The date is estimated.

    MSIF Earnings Call

    The latest MSIF earnings call transcript on file is labeled 2026Q2.

    Read the 2026Q2 transcript

    MSIF ETF Holders

    GNG tracks 2 ETFs that hold MSIF. The largest weights:

    1. Putnam BDC Income ETF (PBDC), 3.44% of the fund
    2. VanEck BDC Income ETF (BIZD), 0.65% of the fund
    Open the ETF Stock Exposure tool for MSIF

    Frequently Asked Questions About MSIF

    When is MSIF's next ex-dividend date?

    MSIF's next ex-dividend date is Dec 2, 2026, for a declared dividend of $0.11 per share (record date Dec 2, 2026, payable Dec 9, 2026).

    When does MSIF report earnings?

    MSC Income Fund, Inc. (MSIF) is expected to report earnings on Feb 24, 2027.

    What is MSIF's current dividend yield?

    MSC Income Fund, Inc. (MSIF) has a forward dividend yield of 10.56%.

    Does MSIF pay dividends?

    Yes, MSC Income Fund, Inc. pays dividends with a forward dividend yield of 10.56%.

    What is MSIF's P/E ratio?

    MSC Income Fund, Inc. has a price-to-earnings (P/E) ratio of 9.69.

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