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    nCino Inc (NCNO)

    Official site

    TECHNOLOGY • SOFTWARE - APPLICATION • NASDAQ

    $22.60
    -0.39 (-1.70%)

    Market Cap: $2.39B

    Last updated: Sep 01, 2026 at 5:00 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    88%(23/26)
    Avg Surprise
    +27.14%
    Streak
    6 Q

    Upcoming Estimates

    Period ending Oct 31, 2026
    EPS Consensus$0.33
    Range$0.31 - $0.35
    13 analysts
    EPS RevisionsNo revisions (7d)
    5
    5
    30d
    EPS Estimate Drift
    90d ago$0.33-1.3%
    60d ago$0.32-2.7%
    30d ago$0.32-2.7%
    7d ago$0.32-2.7%
    Current$0.33
    Revenue Consensus
    $163M
    Range$162M - $163M
    12 analysts
    Period ending Jan 31, 2027
    EPS Consensus$0.42
    Range$0.16 - $0.52
    13 analysts
    Revenue Consensus
    $169M
    Range$168M - $169M
    13 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Jan 27EST
    		-$0.42---
    Oct 26EST
    		-$0.33---
    Jul 26
    Reported Aug 25
    		$0.13$0.11+18.18%Beat-40.9%
    Apr 26
    Reported May 27
    		$0.34$0.28+21.43%Beat+112.5%
    Jan 26
    Reported Mar 31
    		$0.37$0.21+72.09%Beat+208.3%
    Oct 25
    Reported Dec 3
    		$0.31$0.21+47.62%Beat+47.6%
    Jul 25
    Reported Aug 26
    		$0.22$0.14+57.14%Beat+57.1%
    Apr 25
    Reported May 28
    		$0.16$0.16+0.00%Beat-15.8%
    Jan 25
    Reported Apr 1
    		$0.12$0.19-36.84%Miss-42.9%
    Oct 24
    Reported Dec 4
    		$0.21$0.16+31.25%Beat+50.0%
    Jul 24
    Reported Aug 27
    		$0.14$0.13+7.69%Beat+55.6%
    Apr 24
    Reported May 29
    		$0.19$0.13+46.15%Beat+171.4%
    Jan 24
    Reported Mar 26
    		$0.21$0.12+75.00%Beat+333.3%
    Oct 23
    Reported Nov 29
    		$0.14$0.11+27.27%Beat+1500.0%
    Jul 23
    Reported Aug 29
    		$0.09$0.07+28.57%Beat+325.0%
    Apr 23
    Reported May 31
    		$0.07$0.05+40.00%Beat+216.7%
    Jan 23
    Reported Mar 28
    		$-0.09$-0.05-80.00%Miss+0.0%
    Oct 22
    Reported Nov 30
    		$-0.01$-0.02+50.00%Beat+75.0%
    Jul 22
    Reported Sep 1
    		$-0.04$-0.08+50.00%Beat-100.0%
    Apr 22
    Reported Jun 1
    		$-0.06$-0.08+25.00%Beat-50.0%
    Jan 22
    Reported Mar 31
    		$-0.09$-0.09+0.00%Beat-50.0%
    Oct 21
    Reported Dec 1
    		$-0.04$-0.06+33.33%Beat-33.3%
    Jul 21
    Reported Sep 1
    		$-0.02N/A+66.67%Beat-100.0%
    Apr 21
    Reported Jun 2
    		$-0.04$-0.05+20.00%Beat+42.9%
    Jan 21
    Reported Mar 31
    		$-0.06$-0.09+33.33%Beat-
    Oct 20
    Reported Dec 9
    		$-0.03N/A+66.67%Beat-
    Jul 20
    Reported Sep 9
    		$-0.01N/A+80.00%Beat-
    Apr 20
    Reported Jul 14
    		$-0.07$-0.04-75.00%Miss-

    Key Metrics

    Valuation
    P/E Ratio19.65EV/EBITDA29.39x
    Price/FCF17.93xFCF Yield5.58%
    Profitability
    Profit Margin5.40%Operating Margin8.46%
    ROE3.86%ROIC4.18%
    Financial Health
    Debt/Equity0.30xInterest Coverage2.76x
    Current Ratio0.85xQuick Ratio0.85x
    Trading Statistics
    Beta0.66Avg Volume2.56M
    52-Week High$31.9352-Week Low$13.80

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$21.41
    SMA 20$20.49
    SMA 50$18.45
    SMA 200$19.17
    EMA 10$21.63
    EMA 20$20.68
    EMA 50$19.08
    EMA 200$19.64

    MACD

    Line: 1.17Signal: 0.97Hist: 0.20

    ADX

    ADX: 30.4+DI: 33.0-DI: 17.9

    Aroon & PSAR

    Aroon Up96.0
    Aroon DownN/A
    PSAR$19.41

    Bollinger Bands

    Upper Band$23.14
    Lower Band$17.84
    %B Position2584%(Upper)
    Band Width0.90

    RSI (14-Day)

    Neutral
    69.4

    Momentum Oscillators

    Stoch %K86.4
    Stoch %D90.5
    Williams %R-23.4
    ROC (10d)11.7%
    Momentum2.37
    CCI (20d)166.7
    MFI (14d)71.9

    Volatility Measures

    ATR (14d)$0.97(4.3%)
    StdDev (20d)1.32
    Hist Vol48.8%(High)

    Volume Flow

    VWAP$22.74
    OBV8.9M
    AD Line9.0M
    CMF (20d)0.261

    Volume Metrics

    Avg Vol (20d)2.6M
    Vol Ratio0.9x
    VWMA (20d)$20.90

    Pivot Points

    R3$24.62
    R2$24.23
    R1$23.61
    Pivot Point$23.21
    S1$22.59
    S2$22.20
    S3$21.58

    Advanced Oscillators

    TSI37.94
    Ultimate Osc69.2
    KST178.02

    Financial Data

    QuarterJul 2026Apr 2026Jan 2026Oct 2025Jul 2025Apr 2025Jan 2025Oct 2024Jul 2024Apr 2024Jan 2024Oct 2023
    Total Revenue$161.00M$159.41M$149.67M$152.16M$148.81M$144.14M$141.37M$138.80M$132.40M$128.09M$123.69M$121.94M
    Cost of Revenue$60.23M$58.48M$57.75M$58.48M$60.69M$57.70M$57.01M$53.74M$53.93M$51.18M$49.21M$48.02M
    Gross Profit$100.77M$100.94M$91.92M$93.69M$88.13M$86.44M$84.36M$85.05M$78.47M$76.91M$74.48M$73.92M
    Operating Expenses$87.16M$79.82M$89.10M$81.97M$97.42M$87.95M$90.09M$85.88M$86.38M$80.57M$77.67M$86.82M
    R&D$31.03M$28.86M$29.98M$29.54M$34.67M$33.34M$32.13M$33.04M$34.27M$29.98M$30.18M$29.04M
    SG&A$19.18M$17.23M$25.90M$19.32M$25.49M$21.64M$24.22M$23.11M$20.39M$22.54M$17.49M$19.33M
    Operating Income$13.61M$21.12M$2.82M$11.72M$-9,296,000$-1,513,000$-5,738,000$-824,000$-7,906,000$-3,663,000$-3,185,000$-12,906,000
    Interest Income$274,000$366,000$160,000$339,000$513,000$417,000$353,000$482,000$321,000$605,000$510,000$685,000
    Interest Expense$5.21M$4.48M$4.23M$4.33M$4.44M$4.45M$3.80M$1.65M$1.83M$1.48M$858,000$854,000
    Income Before Tax$7.92M$16.67M$746,000$7.92M$-12,510,000$10.55M$-19,448,000$-1,563,000$-9,270,000$-5,279,000$-1,756,000$-15,395,000
    Income Tax Expense$1.53M$1.68M$-8,044,000$-695,000$1.21M$4.53M$-3,871,000$2.59M$1.75M$-2,982,000$-3,130,000$1.78M
    Net Income$6.40M$14.99M$8.79M$8.62M$-13,719,000$6.02M$-15,577,000$-4,152,000$-11,023,000$-2,297,000$1.37M$-17,177,000
    EBITDA$27.70M$35.58M$19.17M$26.37M$5.83M$28.95M$-2,440,000$11.63M$4.10M$6.63M$9.13M$6.36M
    EBIT$12.86M$20.79M$4.81M$11.92M$-8,579,000$14.58M$-16,003,000$-392,000$-7,756,000$-4,407,000$-1,408,000$-15,226,000
    * Some calculated fields are derived from available data when not provided by source

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    News

    nCino SVP Jeanette Sellers Sells 690 Shares of Common Stock at $22.705 Each

    Jeanette Sellers, Senior Vice President of Accounting at nCino, Inc. (NASDAQ:NCNO), sold 690 shares of the company's common stock at $22.705 per share on August 27, 2026. This transaction was disclosed in a Form 4 filing on August 31, 2026, leaving her with 47,763 directly held shares. No Rule 10b5-1 trading plan was indicated for this sale.

    Kalkine Media•8/31/26•
    Neutral

    NCino Sees Revenue Increase, Announces Stock Repurchase Program

    nCino Inc. (Nasdaq: NCNO) reported an 8% increase in total revenues to $161 million for the second quarter of fiscal year 2027, with subscription revenues up 10%. The company also announced a new $100 million stock repurchase program, reflecting confidence in its AI innovation, market position, and financial trajectory. nCino raised its free cash flow guidance for the full fiscal year 2027 to $137 million to $142 million.

    WilmingtonBiz•8/27/26•
    Bullish

    nCino stock rating held at Neutral by BTIG on core growth

    BTIG has maintained its Neutral rating on nCino Inc. (NASDAQ:NCNO) shares due to steady core business performance and progress in customer pricing renewals. Despite a 1% decline in U.S. Mortgage revenue, core revenue grew by 12%, leading to a modest increase in fiscal 2027 growth estimates. The company has also seen strong stock momentum, returning 25% over the past six months, and recently authorized a $100 million share repurchase.

    Investing.com•8/26/26•
    Somewhat-Bullish

    Needham Reiterates Buy Rating on nCino Inc. (NCNO)

    Needham analyst Mayank Tandon has reiterated a Buy rating on nCino Inc. (NCNO) with a $25.00 price target. The article notes that the analyst's comments about NCNO are part of a premium-only article, requiring a subscription to StreetInsider.com Premium for full access.

    StreetInsider•8/26/26•
    Bullish

    nCino Releases Q2 2027 Financial Results

    nCino, Inc. (NCNO) reported its Q2 2027 financial results, with diluted earnings of $0.12 per share, missing the consensus estimate of $0.27. However, the company's revenue of $159.4 million was in line with expectations and represented an 11.0% increase year-over-year. For the next quarter, management anticipates revenue between $157.8 million and $159.8 million.

    AlphaStreet•8/26/26•
    Somewhat-Bearish

    Frequently Asked Questions About NCNO

    Does NCNO pay dividends?
    nCino Inc (NCNO) does not currently pay a regular dividend.
    What is NCNO's P/E ratio?
    nCino Inc has a price-to-earnings (P/E) ratio of 19.65.
    What is NCNO's market cap?
    nCino Inc (NCNO) has a market capitalization of $2.39B with a current stock price of $22.60.

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