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    nCino Inc (NCNO)

    Official site

    TECHNOLOGY • SOFTWARE - APPLICATION • NASDAQ

    $22.67
    -0.54 (-2.33%)

    Market Cap: $2.45B

    Last updated: Nov 06, 2026 at 4:15 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    88%(23/26)
    Avg Surprise
    +27.14%
    Streak
    6 Q

    Upcoming Estimates

    Period ending Oct 31, 2026
    EPS Consensus$0.33
    Range$0.31 - $0.35
    14 analysts
    EPS Revisions
    8
    0
    7d
    8
    2
    30d
    EPS Estimate DriftChange to current
    90d ago$0.32+2.8%
    60d ago$0.33-0.0%
    30d ago$0.33-0.0%
    7d ago$0.330.0%
    Current$0.33
    Revenue Consensus
    $163M
    Range$162M - $163M
    13 analysts
    Period ending Jan 31, 2027
    EPS Consensus$0.43
    Range$0.16 - $0.52
    14 analysts
    Revenue Consensus
    $169M
    Range$168M - $169M
    14 analysts
    Last 12 of 26 reported quarters and 2 upcoming estimates
    PeriodReportedEst.RangeSurpriseB/MAnalystsRevisionsYoY
    Jan 27EST
    		-$0.43$0.16 - $0.52--14--
    Oct 26EST
    		-$0.33$0.31 - $0.35--14
    8
    2
    30d
    		-
    Jul 26
    Reported Aug 25
    		$0.13$0.11-+18.18%Beat14
    2
    6
    30d
    		-40.9%
    Apr 26
    Reported May 27
    		$0.34$0.28$0.26 - $0.31+21.43%Beat15
    14
    1
    30d
    		+112.5%
    Jan 26
    Reported Mar 31
    		$0.37$0.21$0.19 - $0.22+72.09%Beat16
    13
    1
    30d
    		+208.3%
    Oct 25
    Reported Dec 3
    		$0.31$0.21$0.18 - $0.23+47.62%Beat14
    9
    1
    30d
    		+47.6%
    Jul 25
    Reported Aug 26
    		$0.22$0.14$0.13 - $0.15+57.14%Beat14
    1
    0
    30d
    		+57.1%
    Apr 25
    Reported May 28
    		$0.16$0.16$0.14 - $0.19+0.00%Beat13
    3
    0
    30d
    		-15.8%
    Jan 25
    Reported Apr 1
    		$0.12$0.19$0.17 - $0.19-36.84%Miss14
    0
    2
    30d
    		-42.9%
    Oct 24
    Reported Dec 4
    		$0.21$0.16$0.15 - $0.17+31.25%Beat14
    3
    7
    30d
    		+50.0%
    Jul 24
    Reported Aug 27
    		$0.14$0.13$0.12 - $0.13+7.69%Beat15
    No revisions (30d)
    		+55.6%
    Apr 24
    Reported May 29
    		$0.19$0.13$0.12 - $0.14+46.15%Beat14
    No revisions (30d)
    		+171.4%
    Jan 24
    Reported Mar 26
    		$0.21$0.12$0.11 - $0.13+75.00%Beat13
    No revisions (30d)
    		+333.3%
    Oct 23
    Reported Nov 29
    		$0.14$0.11$0.11 - $0.12+27.27%Beat13
    No revisions (30d)
    		+1500.0%

    Key Metrics

    Valuation
    P/E Ratio19.71EV/EBITDA23.62x
    Price/FCF17.99xFCF Yield5.56%
    Profitability
    Profit Margin5.40%Operating Margin8.46%
    ROE3.86%ROIC4.18%
    Financial Health
    Debt/Equity0.30xInterest Coverage2.76x
    Current Ratio0.85xQuick Ratio0.85x
    Trading Statistics
    Beta0.75Avg Volume1.82M
    52-Week High$27.5052-Week Low$13.80

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$22.92
    SMA 20$22.01
    SMA 50$21.22
    SMA 200$18.26
    EMA 10$22.74
    EMA 20$22.15
    EMA 50$21.14
    EMA 200$20.09

    MACD

    Line: 0.74Signal: 0.70Hist: 0.04

    ADX

    ADX: 31.6+DI: 29.3-DI: 16.2

    Aroon & PSAR

    Aroon Up96.0
    Aroon DownN/A
    PSAR$22.30

    Bollinger Bands

    Upper Band$24.74
    Lower Band$19.28
    %B Position2482%(Upper)
    Band Width0.62

    RSI (14-Day)

    Neutral
    56.6

    Momentum Oscillators

    Stoch %K81.4
    Stoch %D83.5
    Williams %R-31.2
    ROC (10d)-2.2%
    Momentum-0.50
    CCI (20d)39.1
    MFI (14d)56.7

    Volatility Measures

    ATR (14d)$0.91(4.0%)
    StdDev (20d)1.37
    Hist Vol47.7%(High)

    Volume Flow

    VWAP$22.62
    OBV2.6M
    AD Line-23.9M
    CMF (20d)0.231

    Volume Metrics

    Avg Vol (20d)1.8M
    Vol Ratio0.9x
    VWMA (20d)$22.18

    Pivot Points

    R3$24.63
    R2$24.20
    R1$23.71
    Pivot Point$23.28
    S1$22.79
    S2$22.36
    S3$21.87

    Advanced Oscillators

    TSI21.53
    Ultimate Osc59.7
    KST135.26

    Financial Data

    QuarterJul 2026Apr 2026Jan 2026Oct 2025Jul 2025Apr 2025Jan 2025Oct 2024Jul 2024Apr 2024Jan 2024Oct 2023
    Total Revenue$161.00M$159.41M$149.67M$152.16M$148.81M$144.14M$141.37M$138.80M$132.40M$128.09M$123.69M$121.94M
    Cost of Revenue$60.23M$58.48M$57.75M$58.48M$60.69M$57.70M$57.01M$53.74M$53.93M$51.18M$49.21M$48.02M
    Gross Profit$100.77M$100.94M$91.92M$93.69M$88.13M$86.44M$84.36M$85.05M$78.47M$76.91M$74.48M$73.92M
    Operating Expenses$87.16M$79.82M$89.10M$81.97M$97.42M$87.95M$90.09M$85.88M$86.38M$80.57M$77.67M$86.82M
    R&D$31.03M$28.86M$29.98M$29.54M$34.67M$33.34M$32.13M$33.04M$34.27M$29.98M$30.18M$29.04M
    SG&A$19.18M$17.23M$25.90M$19.32M$25.49M$21.64M$24.22M$23.11M$20.39M$22.54M$17.49M$19.33M
    Operating Income$13.61M$21.12M$2.82M$11.72M$-9,296,000$-1,513,000$-5,738,000$-824,000$-7,906,000$-3,663,000$-3,185,000$-12,906,000
    Interest Income$274,000$366,000$160,000$339,000$513,000$417,000$353,000$482,000$321,000$605,000$510,000$685,000
    Interest Expense$5.21M$4.48M$4.23M$4.33M$4.44M$4.45M$3.80M$1.65M$1.83M$1.48M$858,000$854,000
    Income Before Tax$7.92M$16.67M$746,000$7.92M$-12,510,000$10.55M$-19,448,000$-1,563,000$-9,270,000$-5,279,000$-1,756,000$-15,395,000
    Income Tax Expense$1.53M$1.68M$-8,044,000$-695,000$1.21M$4.53M$-3,871,000$2.59M$1.75M$-2,982,000$-3,130,000$1.78M
    Net Income$6.40M$14.99M$8.79M$8.62M$-13,719,000$6.02M$-15,577,000$-4,152,000$-11,023,000$-2,297,000$1.37M$-17,177,000
    EBITDA$27.70M$35.58M$19.17M$26.37M$5.83M$28.95M$-2,440,000$11.63M$4.10M$6.63M$9.13M$6.36M
    EBIT$12.86M$20.79M$4.81M$11.92M$-8,579,000$14.58M$-16,003,000$-392,000$-7,756,000$-4,407,000$-1,408,000$-15,226,000
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

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    News

    Insider Decision: Pierre Naude Offloads $108K Worth Of Ncino Stock

    Pierre Naude, a Director at Ncino (NASDAQ: NCNO), recently sold 4,770 shares of the company's stock, totaling $108,422. Ncino, a cloud-based software provider for financial institutions...

    Benzinga•11/6/26•Somewhat-Bearish

    nCino chief legal & admin officer sells $182,021 in shares

    April Rieger, nCino, Inc.'s Chief Legal & Admin Officer, sold 8,008 shares of common stock for $182,021 to cover tax withholding obligations from vested restricted stock units. This was a mandated "sale to cover" and not...

    Investing.com•11/5/26•Somewhat-Bullish

    nCino chief legal & admin officer sells $182,021 in shares By Investing.com

    April Rieger, nCino, Inc.'s Chief Legal & Admin Officer, sold 8,008 shares of common stock for $182,021 to cover tax withholding obligations from vested restricted stock units. This was a mandated "sale to cover" and not...

    Investing.com Canada•11/5/26•Neutral

    nCino svp of accounting Jeanette Sellers sells $20,570 in stock By Investing.com

    Jeanette Sellers, SVP of Accounting at nCino, Inc., sold 905 shares of company stock for $20,570 to cover tax withholding obligations from vested restricted stock units. This transaction was not a discretionary trade....

    Investing.com Canada•11/5/26•Neutral

    nCino (NASDAQ:NCNO) Insider April Rieger Sells 8,008 Shares of Company Stock

    nCino insider April Rieger recently sold 8,008 shares of the company's stock for approximately $182,000 to cover tax withholding obligations on vested equity awards. Following the sale...

    MarketBeat•11/5/26•Neutral

    NCNO Valuation and Fair Value

    P/E
    19.7x
    Forward P/E
    14.6x
    EV/EBITDA
    23.6x
    P/FCF
    18.0x
    P/B
    2.6x
    See GNG's fair value

    NCNO Profitability: Margins, ROIC and FCF

    Gross margin
    62.2%
    Operating margin
    8.5%
    Net margin
    5.4%
    ROIC
    4.2%
    ROE
    3.9%
    FCF yield
    5.6%

    NCNO Competitors

    CompanyTicker
    Five9 IncFIVN
    Sapiens International Corporation NVSPNS
    Webull CorpBULL
    Fastly, Inc. Class A Common StockFSLY
    Ondas Holdings Inc.ONDS
    Navitas Semiconductor CorpNVTS
    IPG Photonics CorporationIPGP
    Kingsoft Cloud Holdings LtdKC

    Sector: Technology

    NCNO Analyst Ratings

    Consensus
    Buy
    Analysts
    14
    Strong Buy
    6
    Buy
    4
    Hold
    4
    Sell
    0
    Strong Sell
    0

    NCNO Bull Case vs Bear Case

    Bull case

    • NCNO beat EPS estimates in 75.0% of its last 8 reported quarters.
    • 71.4% of NCNO's analyst ratings are Buy or Strong Buy.

    NCNO Earnings: Beat Rate and Next Report

    Beat rate
    6 of 8 quarters (75.0%)
    Average surprise
    26.4%
    EPS estimate (fiscal period ending Oct 31, 2026)
    $0.33
    Estimate revisions (30 days, fiscal period ending Oct 31, 2026)
    8 up, 2 down

    NCNO Earnings Date

    NCNO reports Dec 2, 2026. The date is confirmed.

    NCNO Earnings Call

    The latest NCNO earnings call transcript on file is labeled 2026Q3.

    Read the 2026Q3 transcript

    NCNO ETF Holders

    GNG tracks 12 ETFs that hold NCNO. The largest weights:

    1. State Street SPDR S&P Software & Services ETF (XSW), 0.73% of the fund
    2. Dan IVES Wedbush AI Revolution ETF (IVES), 0.63% of the fund
    3. iShares Expanded Tech-Software Sector ETF (IGV), 0.08% of the fund
    4. Vanguard Morningstar Small-Cap Growth ETF (VBK), 0.05% of the fund
    5. Fidelity MSCI Information Technology Index ETF (FTEC), 0.03% of the fund
    Open the ETF Stock Exposure tool for NCNO

    See insider activity

    Frequently Asked Questions About NCNO

    When does NCNO report earnings?

    nCino Inc (NCNO) is confirmed to report earnings on Dec 2, 2026.

    Does NCNO pay dividends?

    nCino Inc (NCNO) does not currently pay a regular dividend.

    What is NCNO's P/E ratio?

    nCino Inc has a price-to-earnings (P/E) ratio of 19.71.

    What is NCNO's market cap?

    nCino Inc (NCNO) has a market capitalization of $2.45B with a current stock price of $22.67.

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