P

    Pagaya Technologies Ltd. (PGY)

    Official site

    TECHNOLOGY • SOFTWARE - INFRASTRUCTURE • NASDAQ

    $21.74
    -0.24 (-1.09%)

    Market Cap: $1.83B

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    53%(9/17)
    Avg Surprise
    -115.75%
    Streak
    4 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$0.98
    Range$0.80 - $1.11
    9 analysts
    EPS Revisions
    6
    0
    7d
    7
    0
    30d
    EPS Estimate Drift
    90d ago$0.81-17.4%
    60d ago$0.83-15.9%
    30d ago$0.82-16.7%
    7d ago$0.97-1.5%
    Current$0.98
    Revenue Consensus
    $382M
    Range$374M - $390M
    10 analysts
    Dec 31, 2026
    EPS Consensus$1.45
    Range$1.12 - $1.68
    9 analysts
    Revenue Consensus
    $407M
    Range$387M - $437M
    10 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.45---
    Sep 26EST
    		-$0.98---
    Jun 26
    		$0.97$0.63+53.97%Beat+148.7%
    Mar 26
    		$0.73$0.56+30.36%Beat+5.8%
    Dec 25
    		$0.80$0.77+3.90%Beat+370.6%
    Sep 25
    		$1.02$0.66+54.55%Beat+131.8%
    Jun 25
    		$0.39$0.47-17.02%Miss+290.0%
    Mar 25
    		$0.69$0.46+50.00%Beat+727.3%
    Dec 24
    		$0.17$0.32-46.88%Miss-29.2%
    Sep 24
    		$0.44$0.27+62.96%Beat+83.3%
    Jun 24
    		$0.10N/A-64.29%Miss+900.0%
    Mar 24
    		$-0.11$-0.03-266.67%Miss+54.2%
    Dec 23
    		$0.24$0.27-11.11%Miss+300.0%
    Sep 23
    		$0.24$0.12+100.00%Beat+200.0%
    Jun 23
    		$0.01N/A-80.00%Miss+104.2%
    Mar 23
    		$-0.24$0.02-1300.00%Miss-260.0%
    Dec 22
    		$-0.12N/A+70.73%Beat-33.3%
    Sep 22
    		$-0.24$-0.03-700.00%Miss+36.8%
    Jun 22
    		$-0.24N/A+91.67%Beat-900.0%
    Mar 22
    		$0.15N/AN/ABeat-31.8%
    Dec 21
    		$-0.09N/AN/ABeat-
    Sep 21
    		$-0.38N/AN/ABeat-
    Jun 21
    		$0.03N/AN/ABeat-
    Mar 21
    		$0.22$0.00N/ABeat-

    Key Metrics

    Valuation
    P/E Ratio6.18EV/EBITDA5.13x
    Price/FCF7.18xFCF Yield13.92%
    Profitability
    Profit Margin9.12%Operating Margin27.30%
    ROE19.50%ROIC19.08%
    Financial Health
    Debt/Equity1.47xInterest Coverage3.46x
    Current Ratio15.97xQuick Ratio15.97x
    Trading Statistics
    Beta5.37Avg Volume2.62M
    52-Week High$44.9952-Week Low$10.40

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$21.62
    SMA 20$21.48
    SMA 50$18.97
    SMA 200$17.27
    EMA 10$21.79
    EMA 20$21.12
    EMA 50$19.30
    EMA 200$18.10

    MACD

    Line: 0.96Signal: 1.00Hist: -0.04

    ADX

    ADX: 24.3+DI: 26.5-DI: 21.3

    Aroon & PSAR

    Aroon Up96.0
    Aroon Down12.0
    PSAR$20.01

    Bollinger Bands

    Upper Band$23.01
    Lower Band$19.95
    %B Position1425%(Upper)
    Band Width0.58

    RSI (14-Day)

    Neutral
    57.0

    Momentum Oscillators

    Stoch %K67.9
    Stoch %D78.6
    Williams %R-47.0
    ROC (10d)3.9%
    Momentum0.81
    CCI (20d)-3.4
    MFI (14d)51.8

    Volatility Measures

    ATR (14d)$1.23(5.7%)
    StdDev (20d)0.77
    Hist Vol49.1%(High)

    Volume Flow

    VWAP$21.46
    OBV-2.0M
    AD Line-36.8M
    CMF (20d)-0.024

    Volume Metrics

    Avg Vol (20d)2.4M
    Vol Ratio0.7x
    VWMA (20d)$21.47

    Pivot Points

    R3$24.85
    R2$24.26
    R1$23.12
    Pivot Point$22.54
    S1$21.40
    S2$20.81
    S3$19.67

    Advanced Oscillators

    TSI22.37
    Ultimate Osc58.2
    KST175.10

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$387.04M$317.94M$334.81M$350.17M$326.40M$289.99M$279.39M$257.23M$250.34M$245.28M$218.04M$211.76M
    Cost of Revenue$218.72M$177.56M$190.05M$200.57M$191.47M$167.08M$158.20M$148.97M$145.60M$144.88M$134.48M$128.79M
    Gross Profit$168.33M$140.38M$144.76M$149.59M$134.93M$122.91M$121.19M$108.27M$104.74M$100.39M$83.56M$82.97M
    Operating Expenses$62.53M$60.38M$65.05M$69.63M$78.46M$75.22M$89.45M$85.89M$99.72M$92.70M$72.91M$82.80M
    R&D$17.35M$15.94M$19.08M$18.24M$18.45M$19.44M$18.60M$16.66M$21.93M$19.38M$17.55M$18.04M
    SG&A$35.09M$33.31M$36.08M$36.94M$40.35M$46.18M$55.47M$57.79M$64.45M$63.07M$45.78M$53.42M
    Operating Income$105.80M$80.00M$79.72M$79.96M$56.47M$47.69M$31.74M$22.38M$5.03M$7.69M$10.65M$162,000
    Interest Income$-42,318,000$-37,996,000$0$-19,557,000$-14,251,000$-29,024,000$0$-77,594,000$0$0$0$0
    Interest Expense$-737,000$-767,000$57.65M$24.96M$496,000$0$272.28M$200,000$73.19M$34.35M$25.63M$47.26M
    Income Before Tax$41.25M$27.31M$22.07M$8.06M$21.54M$-48,000$-240,541,000$-85,755,000$-68,167,000$-26,659,000$-14,981,000$-47,098,000
    Income Tax Expense$-1,088,000$3.15M$-6,973,000$-15,210,000$4.98M$-2,540,000$16.59M$-11,524,000$14.51M$5.00M$5.06M$-1,158,000
    Net Income$42.33M$24.16M$29.04M$23.27M$16.56M$2.49M$-257,126,000$-74,231,000$-82,679,000$-31,662,000$-20,037,000$-45,940,000
    EBITDA$93.17M$73.59M$90.44M$62.62M$46.83M$39.09M$95.97M$-30,000$-60,350,000$-19,867,000$122.30M$-41,921,000
    EBIT$82.83M$64.54M$80.31M$52.58M$36.29M$28.98M$86.02M$-7,961,000$-68,167,000$-26,659,000$116.33M$-47,098,000
    * Some calculated fields are derived from available data when not provided by source

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    News

    PGY | Pagaya Technologies Ltd. Class Financials - Revenue Breakdown

    This article provides a detailed financial overview of Pagaya Technologies Ltd. (PGY), focusing on its revenue breakdown, but notes the absence of specific segment or geographical revenue data. It also covers various financial metrics, insider trading activity, institutional holdings, analyst ratings, and executive compensation, emphasizing the company's use of AI and machine learning in financial services.

    Quiver Quantitative•8/23/26•
    Neutral

    PGY Stock Price and Chart — NASDAQ:PGY

    This article provides a detailed overview of Pagaya Technologies Ltd. (PGY) stock performance, key financial metrics, company information, and analyst insights. It includes current stock price, market capitalization, earnings data, and various technical and fundamental analyses from the TradingView community, highlighting the company's AI-driven financial services and recent profitability.

    TradingView•8/19/26•
    Bullish

    Pagaya Technologies (PGY) president sells 21,289 shares at $22

    Sanjiv Das, President of Pagaya Technologies Ltd. (PGY), sold 21,289 Class A Ordinary Shares at a price of $22.00 per share on August 3, 2026. Following this transaction, his direct ownership in the company stands at 144,185.5380 Class A shares. The sale, classified as an open market or private transaction, was reported in a Form 4 filing with the SEC.

    Stock Titan•8/4/26•
    Bearish

    Pagaya Technologies (PGY) director logs equity award and 28,181-share sale

    Pagaya Technologies Ltd. director Tami Rosen reported an equity award and a share sale on August 3, 2026. Rosen received 7,302 Class A Ordinary Shares, consisting of immediately vested shares and restricted stock units, and sold 28,181 Class A Ordinary Shares at a weighted average price of $21.9783 per share. This transaction resulted in a net sale of 20,879 shares and highlights insider activity in PGY stock.

    Stock Titan•8/4/26•
    Somewhat-Bearish

    EBIT of Pagaya Technologies Ltd Class A – BMV:PGY/N

    This page displays the EBIT (Earnings Before Interest and Taxes) for Pagaya Technologies Ltd Class A (PGY/N) on the Mexican Stock Exchange. The market is currently closed, and no trades are available. The content includes a brief financial overview and states that the data is provided by ICE Data Services and FactSet.

    TradingView•8/3/26•
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    Frequently Asked Questions About PGY

    Does PGY pay dividends?
    Pagaya Technologies Ltd. (PGY) does not currently pay a regular dividend.
    What is PGY's P/E ratio?
    Pagaya Technologies Ltd. has a price-to-earnings (P/E) ratio of 6.18.
    What is PGY's market cap?
    Pagaya Technologies Ltd. (PGY) has a market capitalization of $1.83B with a current stock price of $21.74.

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