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    Pagaya Technologies Ltd. (PGY)

    Official site

    TECHNOLOGY • SOFTWARE - INFRASTRUCTURE • NASDAQ

    $17.91
    +1.10 (+6.54%)

    Market Cap: $1.38B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    53%(9/17)
    Avg Surprise
    -115.75%
    Streak
    4 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.98
    Range$0.80 - $1.11
    9 analysts
    EPS Revisions
    6
    0
    7d
    7
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$0.82+20.3%
    60d ago$0.97+1.7%
    30d ago$1.00-1.2%
    7d ago$0.98+0.6%
    Current$0.98
    Revenue Consensus
    $382M
    Range$375M - $389M
    9 analysts
    Period ending Dec 31, 2026
    EPS Consensus$1.43
    Range$1.02 - $1.68
    9 analysts
    Revenue Consensus
    $398M
    Range$374M - $437M
    11 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.43---
    Sep 26EST
    		-$0.98---
    Jun 26
    Reported Jul 30
    		$0.97$0.63+53.97%Beat+148.7%
    Mar 26
    Reported May 7
    		$0.73$0.56+30.36%Beat+5.8%
    Dec 25
    Reported Feb 9
    		$0.80$0.77+3.90%Beat+370.6%
    Sep 25
    Reported Nov 10
    		$1.02$0.66+54.55%Beat+131.8%
    Jun 25
    Reported Aug 7
    		$0.39$0.47-17.02%Miss+290.0%
    Mar 25
    Reported May 7
    		$0.69$0.46+50.00%Beat+727.3%
    Dec 24
    Reported Feb 13
    		$0.17$0.32-46.88%Miss-29.2%
    Sep 24
    Reported Nov 12
    		$0.44$0.27+62.96%Beat+83.3%
    Jun 24
    Reported Aug 9
    		$0.10N/A-64.29%Miss+900.0%
    Mar 24
    Reported May 9
    		$-0.11$-0.03-266.67%Miss+54.2%
    Dec 23
    Reported Feb 21
    		$0.24$0.27-11.11%Miss+300.0%
    Sep 23
    Reported Nov 2
    		$0.24$0.12+100.00%Beat+200.0%
    Jun 23
    Reported Aug 10
    		$0.01N/A-80.00%Miss+104.2%
    Mar 23
    Reported May 16
    		$-0.24$0.02-1300.00%Miss-260.0%
    Dec 22
    Reported Feb 15
    		$-0.12N/A+70.73%Beat-33.3%
    Sep 22
    Reported Nov 10
    		$-0.24$-0.03-700.00%Miss+36.8%
    Jun 22
    Reported Aug 16
    		$-0.24N/A+91.67%Beat-900.0%
    Mar 22
    Reported May 26
    		$0.15N/AN/ABeat-31.8%
    Dec 21
    Reported Mar 31
    		$-0.09N/AN/ABeat-
    Sep 21
    Reported Nov 18
    		$-0.38N/AN/ABeat-
    Jun 21
    Reported Aug 16
    		$0.03N/AN/ABeat-
    Mar 21
    Reported May 18
    		$0.22$0.00N/ABeat-

    Key Metrics

    Valuation
    P/E Ratio5.09EV/EBITDA6.61x
    Price/FCF5.92xFCF Yield16.90%
    Profitability
    Profit Margin9.12%Operating Margin27.30%
    ROE19.50%ROIC19.08%
    Financial Health
    Debt/Equity1.47xInterest Coverage12.32x
    Current Ratio15.97xQuick Ratio15.97x
    Trading Statistics
    Beta5.52Avg Volume2.51M
    52-Week High$31.0652-Week Low$10.40

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$17.90
    SMA 20$18.26
    SMA 50$20.17
    SMA 200$16.69
    EMA 10$17.84
    EMA 20$18.39
    EMA 50$19.01
    EMA 200$18.37

    MACD

    Line: -0.72Signal: -0.73Hist: 0.01

    ADX

    ADX: 16.1+DI: 19.3-DI: 26.5

    Aroon & PSAR

    Aroon Up20.0
    Aroon Down100.0
    PSAR$18.94

    Bollinger Bands

    Upper Band$20.60
    Lower Band$15.92
    %B Position2562%(Upper)
    Band Width0.42

    RSI (14-Day)

    Neutral
    44.6

    Momentum Oscillators

    Stoch %K45.9
    Stoch %D38.1
    Williams %R-37.6
    ROC (10d)2.7%
    Momentum0.47
    CCI (20d)-64.3
    MFI (14d)52.6

    Volatility Measures

    ATR (14d)$1.11(6.2%)
    StdDev (20d)1.17
    Hist Vol59.6%(High)

    Volume Flow

    VWAP$17.45
    OBV368.0K
    AD Line-56.2M
    CMF (20d)-0.117

    Volume Metrics

    Avg Vol (20d)2.5M
    Vol Ratio0.9x
    VWMA (20d)$18.24

    Pivot Points

    R3$18.86
    R2$18.19
    R1$17.50
    Pivot Point$16.84
    S1$16.15
    S2$15.48
    S3$14.79

    Advanced Oscillators

    TSI-19.07
    Ultimate Osc52.7
    KST-147.73

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$387.04M$317.94M$334.81M$350.17M$326.40M$289.99M$279.39M$257.23M$250.34M$245.28M$218.04M$211.76M
    Cost of Revenue$218.72M$177.56M$190.05M$200.57M$191.47M$167.08M$158.20M$148.97M$145.60M$144.88M$134.48M$128.79M
    Gross Profit$168.33M$140.38M$144.76M$149.59M$134.93M$122.91M$121.19M$108.27M$104.74M$100.39M$83.56M$82.97M
    Operating Expenses$62.53M$60.38M$65.05M$69.63M$78.46M$75.22M$89.45M$85.89M$99.72M$92.70M$72.91M$82.80M
    R&D$17.35M$15.94M$19.08M$18.24M$18.45M$19.44M$18.60M$16.66M$21.93M$19.38M$17.55M$18.04M
    SG&A$35.09M$33.31M$36.08M$36.94M$40.35M$46.18M$55.47M$57.79M$64.45M$63.07M$45.78M$53.42M
    Operating Income$105.80M$80.00M$79.72M$79.96M$56.47M$47.69M$31.74M$22.38M$5.03M$7.69M$10.65M$162,000
    Interest Income$-42,318,000$-37,996,000$0$-19,557,000$-14,251,000$-29,024,000$0$-77,594,000$0$0$0$0
    Interest Expense$-737,000$-767,000$57.65M$24.96M$496,000$0$272.28M$200,000$73.19M$34.35M$25.63M$47.26M
    Income Before Tax$41.25M$27.31M$22.07M$8.06M$21.54M$-48,000$-240,541,000$-85,755,000$-68,167,000$-26,659,000$-14,981,000$-47,098,000
    Income Tax Expense$-1,088,000$3.15M$-6,973,000$-15,210,000$4.98M$-2,540,000$16.59M$-11,524,000$14.51M$5.00M$5.06M$-1,158,000
    Net Income$42.33M$24.16M$29.04M$23.27M$16.56M$2.49M$-257,126,000$-74,231,000$-82,679,000$-31,662,000$-20,037,000$-45,940,000
    EBITDA$93.17M$73.59M$90.44M$62.62M$46.83M$39.09M$95.97M$-30,000$-60,350,000$-19,867,000$122.30M$-41,921,000
    EBIT$82.83M$64.54M$80.31M$52.58M$36.29M$28.98M$86.02M$-7,961,000$-68,167,000$-26,659,000$116.33M$-47,098,000
    * Some calculated fields are derived from available data when not provided by source

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    News

    Pagaya Technologies Ltd Class A Actuals & Estimates (BMV:PGY/N)

    This article provides an overview of Pagaya Technologies Ltd Class A (PGY/N) stock, including its current price, analyst forecasts, historical highs and lows, volatility, market capitalization...

    TradingView•10/10/26•Somewhat-Bullish

    To cover taxes from award vesting, Pagaya (PGY) director Tami Rosen sells 1,986 shares.

    Pagaya Technologies Ltd. director Tami Rosen sold 1,986 Class A Ordinary Shares at $17.83 each on October 2, 2026. This sale was exclusively to cover tax liabilities from the vesting of a compensatory award. After...

    Stock Titan•10/5/26•Somewhat-Bearish

    Pagaya Technologies Director Tami Rosen Sells Shares to Cover Tax on Award Vesting

    Pagaya Technologies Director Tami Rosen sold 1,986 Class A Ordinary Shares on October 2, 2026, at $17.83 per share. This sale was conducted to cover a tax liability from a compensatory award vesting. After...

    Kalkine Media•10/5/26•Neutral

    After 1,116 stock awards became shares, Pagaya (PGY) CFO Jonathan Dobres sold 590 to cover taxes.

    Pagaya Technologies Ltd. (PGY) CFO Jonathan Dobres sold 590 Class A ordinary shares at $17.04 each on September 28, 2026...

    Stock Titan•9/30/26•Neutral

    Form 4 Pagaya Technologies Ltd Class A For: 29 September By Investing.com

    This article reports on a Form 4 filing for Pagaya Technologies Ltd Class A (PGY) as of September 29. Form 4 is a document that must be filed with the U.S. Securities and Exchange Commission (SEC) whenever there is...

    Investing.com Nigeria•9/29/26•Neutral

    PGY Valuation and Fair Value

    P/E
    5.1x
    Forward P/E
    4.4x
    EV/EBITDA
    6.6x
    P/FCF
    5.9x
    PEG
    0.0x
    P/B
    2.5x
    See GNG's fair value

    PGY Profitability: Margins, ROIC and FCF

    Gross margin
    43.4%
    Operating margin
    27.3%
    Net margin
    9.1%
    ROIC
    19.1%
    ROE
    19.5%
    FCF margin
    18.1%
    FCF yield
    16.9%

    PGY Competitors

    CompanyTicker
    WeRide Inc. American Depositary SharesWRD
    Cricut IncCRCT
    Corsair Gaming IncCRSR
    Sprinklr IncCXM
    Quantum Computing IncQUBT
    Wolfspeed, Inc.WOLF
    Shoals Technologies Group IncSHLS
    Vimeo IncVMEO

    Sector: Technology

    PGY Analyst Ratings

    Consensus
    Buy
    Analysts
    11
    Strong Buy
    2
    Buy
    9
    Hold
    0
    Sell
    0
    Strong Sell
    0

    PGY Bull Case vs Bear Case

    Bull case

    • PGY earns a 19.1% return on invested capital.
    • PGY converts 18.1% of revenue into free cash flow.
    • PGY beat EPS estimates in 75.0% of its last 8 reported quarters.

    PGY Earnings: Beat Rate and Next Report

    Beat rate
    6 of 8 quarters (75.0%)
    Average surprise
    24.0%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.98
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    7 up, 0 down

    Frequently Asked Questions About PGY

    Does PGY pay dividends?

    Pagaya Technologies Ltd. (PGY) does not currently pay a regular dividend.

    What is PGY's P/E ratio?

    Pagaya Technologies Ltd. has a price-to-earnings (P/E) ratio of 5.09.

    What is PGY's market cap?

    Pagaya Technologies Ltd. (PGY) has a market capitalization of $1.38B with a current stock price of $17.91.

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