P

    Provident Bancorp Inc (PVBC)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $13.50
    +0.00 (+0.00%)

    Market Cap: $240.09M

    Last updated: Aug 31, 2026 at 5:00 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    62%(16/26)
    Avg Surprise
    +8.16%

    Upcoming Estimates

    Period ending Mar 31, 2026
    EPS Consensus$0.14
    Range$0.14 - $0.14
    1 analysts
    EPS RevisionsNo revisions (7d)
    0
    1
    30d
    EPS Estimate Drift
    90d ago$0.14+0.0%
    60d ago$0.14+0.0%
    30d ago$0.14+0.0%
    7d ago$0.14+0.0%
    Current$0.14
    Revenue Consensus
    $0
    Range$0 - $0
    0 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Mar 26EST
    		-$0.14---
    Dec 25
    Reported Jan 22
    		$0.00N/A-100.00%Miss-100.0%
    Sep 25
    Reported Oct 23
    		$0.16$0.13+23.08%Beat+300.0%
    Jun 25
    Reported Jul 24
    		$0.17$0.12+41.67%Beat+185.0%
    Mar 25
    Reported Apr 25
    		$0.13$0.22-40.91%Miss-56.7%
    Dec 24
    Reported Mar 31
    		$0.29$0.15+93.33%Beat+61.1%
    Sep 24
    Reported Oct 24
    		$0.04$0.07-42.86%Miss-73.3%
    Jun 24
    Reported Jul 29
    		$-0.20$0.05-500.00%Miss-195.2%
    Mar 24
    Reported Apr 25
    		$0.30$0.07+328.57%Beat+130.8%
    Dec 23
    Reported Mar 28
    		$0.18$0.12+50.00%Beat+12.5%
    Sep 23
    Reported Oct 26
    		$0.15$0.12+25.00%Beat-46.4%
    Jun 23
    Reported Jul 27
    		$0.21$0.14+50.00%Beat-36.4%
    Mar 23
    Reported May 1
    		$0.13$0.16-18.75%Miss-59.4%
    Dec 22
    Reported Jan 27
    		$0.16$0.30-46.67%Miss-23.8%
    Sep 22
    Reported Dec 30
    		$0.28$0.28+0.00%Beat-6.7%
    Jun 22
    Reported Jul 28
    		$0.33$0.27+22.22%Beat+83.3%
    Mar 22
    Reported Apr 28
    		$0.32$0.26+23.08%Beat+33.3%
    Dec 21
    Reported Mar 24
    		$0.21$0.25-16.00%Miss-12.5%
    Sep 21
    Reported Oct 28
    		$0.30$0.23+30.43%Beat+66.7%
    Jun 21
    Reported Jul 29
    		$0.18$0.23-21.74%Miss+0.0%
    Mar 21
    Reported Apr 22
    		$0.24$0.14+71.43%Beat+242.9%
    Dec 20
    Reported Mar 25
    		$0.24$0.22+9.09%Beat+71.4%
    Sep 20
    Reported Oct 22
    		$0.18$0.11+63.64%Beat-51.4%
    Jun 20
    Reported Jul 17
    		$0.18$-0.13+238.46%Beat-33.3%
    Mar 20
    Reported May 8
    		$0.07N/A-53.33%Miss-70.8%
    Dec 19
    Reported Mar 13
    		$0.14$0.17-17.65%Miss-53.3%
    Sep 19
    Reported Oct 17
    		$0.37$0.37+0.00%Beat+68.2%
    Jun 19
    Reported Jul 19
    		$0.27N/AN/ABeat+3.8%
    Mar 19
    Reported Apr 18
    		$0.24N/AN/ABeat+9.1%
    Dec 18
    Reported Jan 24
    		$0.30N/AN/ABeat-26.8%
    Sep 18
    Reported Oct 18
    		$0.22N/AN/ABeat-26.7%
    Jun 18
    Reported Jul 19
    		$0.26N/AN/ABeat+52.9%
    Mar 18
    Reported Apr 19
    		$0.22N/AN/ABeat+10.0%
    Dec 17
    Reported Jan 25
    		$0.41N/AN/ABeat+340.4%
    Sep 17
    Reported Oct 19
    		$0.30N/AN/ABeat+216.1%
    Jun 17
    Reported Jul 20
    		$0.17N/AN/ABeat-
    Mar 17
    Reported Apr 20
    		$0.20N/AN/ABeat-
    Dec 16
    Reported Jan 26
    		$0.09N/AN/ABeat-
    Sep 16
    Reported Oct 20
    		$0.09N/AN/ABeat-

    Dividends

    Dividend Metrics

    Yield0.00%
    Annual/Share$0.00
    Payout Ratio0.00%
    Frequency4
    View PVBC's full dividend history

    Key Metrics

    Valuation
    P/E Ratio18.00EV/EBITDAN/A
    Price/FCF14.25xFCF Yield7.02%
    Profitability
    Profit Margin20.20%Operating Margin30.30%
    ROE5.37%ROIC5.05%
    Financial Health
    Debt/Equity0.03xInterest Coverage0.52x
    Current Ratio0.12xQuick Ratio0.12x
    Trading Statistics
    Beta0.26Avg VolumeN/A
    52-Week High$13.7552-Week Low$12.30

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$13.50
    SMA 20$13.50
    SMA 50$13.50
    SMA 200$13.25
    EMA 10$13.50
    EMA 20$13.50
    EMA 50$13.50
    EMA 200$13.18

    MACD

    Line: N/ASignal: N/AHist: N/A

    ADX

    ADX: 59.9+DI: 36.4-DI: 9.1

    Aroon & PSAR

    Aroon Up100.0
    Aroon Down100.0
    PSAR$13.52

    Bollinger Bands

    Upper Band$13.50
    Lower Band$13.50
    %B PositionN/A
    Band Width0.50

    RSI (14-Day)

    Overbought
    76.6

    Momentum Oscillators

    Stoch %KN/A
    Stoch %DN/A
    Williams %RN/A
    ROC (10d)N/A
    MomentumN/A
    CCI (20d)N/A
    MFI (14d)N/A

    Volatility Measures

    ATR (14d)N/A(0.0%)
    StdDev (20d)N/A
    Hist VolN/A

    Volume Flow

    VWAP$13.50
    OBV5.8M
    AD Line503.2K
    CMF (20d)N/A

    Volume Metrics

    Avg Vol (20d)N/A
    Vol RatioN/A
    VWMA (20d)N/A

    Pivot Points

    R3$13.50
    R2$13.50
    R1$13.50
    Pivot Point$13.50
    S1$13.50
    S2$13.50
    S3$13.50

    Advanced Oscillators

    TSI55.63
    Ultimate OscN/A
    KSTN/A

    Financial Data

    QuarterSep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023Jun 2023Mar 2023Dec 2022
    Total Revenue$14.74M$15.76M$14.26M$14.97M$14.12M$13.48M$13.84M$15.21M$15.65M$16.60M$17.76M$20.68M
    Cost of Revenue$7.71M$7.39M$7.69M$7.91M$11.71M$16.38M$3.97M$8.77M$9.18M$6.91M$6.59M$1.30M
    Gross Profit$14.87M$15.77M$13.95M$16.29M$12.02M$6.78M$19.18M$16.08M$15.54M$17.39M$15.75M$20.72M
    Operating Expenses$11.43M$12.09M$11.43M$10.11M$11.58M$11.59M$12.73M$12.46M$12.71M$12.75M$13.21M$17.25M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating Income$3.73M$4.04M$2.83M$6.42M$848,000$-4,576,000$6.69M$3.99M$3.09M$4.92M$2.77M$4.45M
    Interest Income$21.31M$21.30M$20.58M$23.12M$22.43M$21.87M$22.04M$23.57M$23.23M$22.88M$20.63M$21.02M
    Interest Expense$8.12M$7.77M$7.71M$9.48M$10.02M$9.92M$9.55M$10.00M$9.34M$7.97M$4.81M$2.27M
    Income Before Tax$3.73M$4.04M$2.83M$6.42M$848,000$-4,576,000$6.69M$3.99M$3.09M$4.92M$2.77M$4.45M
    Income Tax Expense$1.06M$1.22M$665,000$1.54M$132,000$-1,268,000$1.71M$1.07M$628,000$1.46M$670,000$1.75M
    Net Income$2.67M$2.82M$2.17M$4.88M$716,000$-3,308,000$4.98M$2.92M$2.47M$3.46M$2.10M$2.70M
    EBITDA$3.82M$4.04M$2.76M$6.36M$1.03M$-4,565,000$6.72M$4.32M$3.13M$4.85M$2.47M$6.36M
    EBIT$3.73M$4.04M$2.83M$6.43M$848,000$-4,576,000$6.69M$3.99M$3.09M$4.92M$2.77M$4.46M
    * Some calculated fields are derived from available data when not provided by source

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    Frequently Asked Questions About PVBC

    Does PVBC pay dividends?
    Provident Bancorp Inc (PVBC) has a dividend payment track record. See the PVBC dividend history page for its current payment status, yield, and streaks.
    What is PVBC's P/E ratio?
    Provident Bancorp Inc has a price-to-earnings (P/E) ratio of 18.00.
    What is PVBC's market cap?
    Provident Bancorp Inc (PVBC) has a market capitalization of $240.09M with a current stock price of $13.50.

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