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    Peoples Bancorp of North Carolina (PEBK)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $43.70
    -0.10 (-0.23%)

    Market Cap: $233.07M

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    PeriodReportedEst.SurpriseB/MYoY
    Jun 26
    		$0.96N/AN/ABeat+1.1%
    Mar 26
    		$0.80N/AN/ABeat+1.2%
    Dec 25
    		$1.21$0.00N/ABeat+53.2%
    Sep 25
    		$0.67N/AN/ABeat-6.6%
    Jun 25
    		$0.95N/AN/ABeat+6.4%
    Mar 25
    		$0.79N/AN/ABeat+10.7%
    Dec 24
    		$0.79N/AN/ABeat+27.4%
    Sep 24
    		$0.72N/AN/ABeat-2.4%
    Jun 24
    		$0.89N/AN/ABeat+4.6%
    Mar 24
    		$0.72N/AN/ABeat+28.2%
    Dec 23
    		$0.62N/AN/ABeat-16.2%
    Sep 23
    		$0.74N/AN/ABeat-20.4%
    Jun 23
    		$0.85N/AN/ABeat+49.7%
    Mar 23
    		$0.56$0.00N/ABeat-8.2%
    Dec 22
    		$0.74$0.00N/ABeat+39.6%
    Sep 22
    		$0.93$0.00N/ABeat+57.6%
    Jun 22
    		$0.57N/AN/ABeat-28.8%
    Mar 22
    		$0.61N/AN/ABeat-14.1%
    Dec 21
    		$0.53N/AN/ABeat+60.6%
    Sep 21
    		$0.59N/AN/ABeat-24.4%
    Jun 21
    		$0.80N/AN/ABeat+81.8%
    Mar 21
    		$0.71N/AN/ABeat+77.5%
    Dec 20
    		$0.33N/AN/ABeat-34.0%
    Sep 20
    		$0.78N/AN/ABeat+27.9%
    Jun 20
    		$0.44N/AN/ABeat-31.3%
    Mar 20
    		$0.40N/AN/ABeat-34.4%
    Dec 19
    		$0.50N/AN/ABeat-12.3%
    Sep 19
    		$0.61N/AN/ABeat+7.0%
    Jun 19
    		$0.64N/AN/ABeat+20.8%
    Mar 19
    		$0.61N/AN/ABeat+10.9%
    Dec 18
    		$0.57N/AN/ABeat+32.6%
    Sep 18
    		$0.57N/AN/ABeat+7.5%
    Jun 18
    		$0.53N/AN/ABeat+15.2%
    Mar 18
    		$0.55N/AN/ABeat+52.8%
    Dec 17
    		$0.43N/AN/ABeat+19.4%
    Sep 17
    		$0.53N/AN/ABeat+152.7%
    Jun 17
    		$0.46N/AN/ABeat-
    Mar 17
    		$0.36N/AN/ABeat-
    Dec 16
    		$0.36N/AN/ABeat-
    Sep 16
    		$0.21N/AN/ABeat-

    Dividends

    Dividend Metrics

    Yield1.88%
    Annual/Share$0.82
    Payout Ratio22.44%
    Frequency4
    Pay MonthsFeb, Mar, Jun, Sep, Dec

    Growth

    3Y CAGR+3.27%
    5Y CAGR+4.84%
    View PEBK's full dividend history

    Key Metrics

    Valuation
    P/E Ratio11.98EV/EBITDAN/A
    Price/FCF11.90xFCF Yield8.40%
    Profitability
    Profit Margin22.10%Operating Margin30.40%
    ROE13.10%ROIC11.29%
    Financial Health
    Debt/Equity0.10xInterest Coverage1.09x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.30Avg Volume41.70K
    52-Week High$45.7852-Week Low$26.75

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$43.95
    SMA 20$43.92
    SMA 50$43.32
    SMA 200$39.23
    EMA 10$43.84
    EMA 20$43.78
    EMA 50$43.25
    EMA 200$39.37

    MACD

    Line: 0.15Signal: 0.27Hist: -0.12

    ADX

    ADX: 28.7+DI: 22.5-DI: 17.7

    Aroon & PSAR

    Aroon Up60.0
    Aroon Down40.0
    PSAR$45.41

    Bollinger Bands

    Upper Band$45.24
    Lower Band$42.60
    %B Position600%(Upper)
    Band Width0.42

    RSI (14-Day)

    Neutral
    50.2

    Momentum Oscillators

    Stoch %K33.5
    Stoch %D36.8
    Williams %R-67.8
    ROC (10d)-2.0%
    Momentum-0.90
    CCI (20d)-7.5
    MFI (14d)65.9

    Volatility Measures

    ATR (14d)$1.05(2.4%)
    StdDev (20d)0.66
    Hist Vol21.4%(Moderate)

    Volume Flow

    VWAP$43.90
    OBV1.0M
    AD Line-21446676453.2B
    CMF (20d)0.125

    Volume Metrics

    Avg Vol (20d)41.4K
    Vol Ratio0.5x
    VWMA (20d)$43.80

    Pivot Points

    R3$44.57
    R2$44.41
    R1$44.11
    Pivot Point$43.94
    S1$43.64
    S2$43.47
    S3$43.17

    Advanced Oscillators

    TSI5.33
    Ultimate Osc39.0
    KST24.36

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$23.11M$21.57M$24.99M$22.25M$22.29M$20.47M$20.87M$20.64M$20.94M$19.34M$18.53M$20.11M
    Cost of RevenueN/A$6.33M$6.52M$6.82M$5.91M$6.29M$6.37M$7.21M$6.19M$6.60M$6.29M$5.53M
    Gross ProfitN/A$21.01M$24.64M$18.05M$19.12M$17.55M$18.36M$17.58M$18.46M$17.04M$16.82M$16.98M
    Operating Expenses$16.09M$15.37M$15.87M$16.92M$15.84M$14.57M$16.49M$15.02M$15.13M$14.52M$14.57M$14.26M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$5.65M$8.76M$4.79M$6.66M$5.63M$4.59M$5.33M$6.27M$4.74M$4.42M$5.30M
    Interest Income$21.53M$20.88M$21.52M$21.41M$20.72M$19.97M$20.39M$20.47M$20.07M$19.81M$19.16M$18.31M
    Interest Expense$5.56M$5.77M$6.17M$6.29M$6.12M$6.03M$6.58M$6.92M$6.65M$6.51M$5.89M$4.97M
    Income Before Tax$6.73M$5.65M$8.76M$4.79M$6.66M$5.63M$4.59M$5.33M$6.27M$4.74M$4.42M$5.30M
    Income Tax Expense$1.50M$1.25M$2.13M$1.10M$1.50M$1.29M$1.03M$1.37M$1.39M$787,000$984,000$1.17M
    Net Income$5.23M$4.40M$6.63M$3.69M$5.16M$4.34M$3.56M$3.96M$4.89M$3.95M$3.44M$4.13M
    EBITDA$7.37M$6.30M$9.38M$5.53M$7.37M$6.31M$5.29M$6.09M$7.03M$5.41M$4.67M$5.99M
    EBIT$6.73M$5.65M$8.76M$4.79M$6.66M$5.63M$4.59M$5.33M$6.27M$4.74M$3.96M$5.30M
    * Some calculated fields are derived from available data when not provided by source

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    News

    PEOPLES BANCORP OF NORTH CAROLINA (PEBK) reports insider trades

    This article reports on insider trading activity at Peoples Bancorp of North Carolina (PEBK), specifically detailing a Form 4 filing by EVP/Chief Financial Officer Jeffrey N. Hooper. The transactions involved the acquisition of 890 Restricted Stock Units (RSUs) and an existing holding of 7 shares of Common Stock. The Form 4 was accepted by the SEC on August 24, 2026, and provides comprehensive details of the transaction.

    Stock Titan•8/24/26•
    Neutral

    Peoples Bancorp (NASDAQ: PEBK) insider logs new share trades

    An insider at Peoples Bancorp (NASDAQ: PEBK), Timothy Paul Turner, Executive Vice President and Chief Credit Officer, reported three new share trades in a Form 4 SEC filing. The transactions include the grant of 560 Restricted Stock Units (RSUs) and existing holdings of common stock, totaling 1,996.5733 direct shares and 295 indirect shares. The filing was accepted by the SEC on August 24, 2026.

    Stock Titan•8/24/26•
    Neutral

    Peoples Bancorp (NASDAQ: PEBK) awards COO 560 cash RSUs

    Peoples Bancorp's EVP and Chief Operations Officer, Carol S. Shinn, was granted 560 cash-settled Restricted Stock Units (RSUs) on August 20, 2026. Each RSU represents a contingent right to a cash payment equal to the fair market value of one share of Common Stock upon vesting, with an exercise date of August 20, 2030, and no expiration date. Following this grant, Shinn directly holds 560 RSUs and 1,305 shares of Common Stock.

    Stock Titan•8/24/26•
    Neutral

    Peoples Bancorp of North Carolina declares $0.21 quarterly dividend

    Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK) announced a quarterly cash dividend of $0.21 per share for the third quarter of 2026. This dividend will be paid on September 15, 2026, to shareholders of record as of September 3, 2026. The company, operating through its subsidiary Peoples Bank, also offers a Dividend Reinvestment and Stock Purchase Plan.

    Investing.com•8/21/26•
    Bullish

    Peoples Bancorp Announces Cash Dividend

    Peoples Bancorp of North Carolina, Inc. (Nasdaq: PEBK) has declared a cash dividend of $0.21 per share for the third quarter of 2026. This dividend will be paid on September 15, 2026, to shareholders of record as of September 3, 2026. Shareholders are encouraged to consider the Company's Dividend Reinvestment and Stock Purchase Plan.

    ACCESS Newswire•8/21/26•
    Bullish

    Frequently Asked Questions About PEBK

    What is PEBK's current dividend yield?
    Peoples Bancorp of North Carolina (PEBK) has a current dividend yield of 1.88%.
    Does PEBK pay dividends?
    Yes, Peoples Bancorp of North Carolina pays dividends with a current yield of 1.88%.
    What is PEBK's P/E ratio?
    Peoples Bancorp of North Carolina has a price-to-earnings (P/E) ratio of 11.98.
    What is PEBK's market cap?
    Peoples Bancorp of North Carolina (PEBK) has a market capitalization of $233.07M with a current stock price of $43.70.

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