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    Repay Holdings Corp (RPAY)

    Official site

    TECHNOLOGY • SOFTWARE - INFRASTRUCTURE • NASDAQ

    $3.95
    +0.13 (+3.40%)

    Market Cap: $352.74M

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    83%(25/30)
    Avg Surprise
    +15.04%
    Streak
    2 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.25
    Range$0.22 - $0.29
    4 analysts
    EPS RevisionsNo revisions (7d)
    2
    2
    30d
    EPS Estimate DriftChange to current
    90d ago$0.24+8.1%
    60d ago$0.23+10.4%
    30d ago$0.23+9.3%
    7d ago$0.28-10.4%
    Current$0.25
    Revenue Consensus
    $152M
    Range$151M - $154M
    5 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.29
    Range$0.23 - $0.37
    4 analysts
    Revenue Consensus
    $157M
    Range$155M - $160M
    5 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.29---
    Sep 26EST
    		-$0.25---
    Jun 26
    Reported Aug 10
    		$0.16$0.15+6.67%Beat-20.0%
    Mar 26
    Reported May 4
    		$0.22$0.21+4.76%Beat+0.0%
    Dec 25
    Reported Mar 9
    		$0.19$0.21-10.59%Miss-20.8%
    Sep 25
    Reported Nov 10
    		$0.21$0.21+0.00%Beat-8.7%
    Jun 25
    Reported Aug 11
    		$0.20$0.19+5.26%Beat-9.1%
    Mar 25
    Reported May 12
    		$0.22$0.22+0.00%Beat-4.3%
    Dec 24
    Reported Mar 3
    		$0.24$0.25-3.15%Miss-11.1%
    Sep 24
    Reported Nov 12
    		$0.23$0.23+0.00%Beat+9.5%
    Jun 24
    Reported Aug 8
    		$0.22$0.22+0.00%Beat+15.8%
    Mar 24
    Reported May 9
    		$0.23$0.22+4.55%Beat+15.0%
    Dec 23
    Reported Feb 29
    		$0.27$0.21+28.57%Beat+17.4%
    Sep 23
    Reported Nov 9
    		$0.21$0.21+0.00%Beat-12.5%
    Jun 23
    Reported Aug 9
    		$0.19$0.19+0.00%Beat+11.8%
    Mar 23
    Reported May 10
    		$0.20$0.20+0.00%Beat+5.3%
    Dec 22
    Reported Mar 1
    		$0.23$0.22+4.55%Beat-17.9%
    Sep 22
    Reported Nov 9
    		$0.24$0.20+20.00%Beat+14.3%
    Jun 22
    Reported Aug 9
    		$0.17$0.20-15.00%Miss+6.3%
    Mar 22
    Reported May 10
    		$0.19$0.21-9.52%Miss+5.6%
    Dec 21
    Reported Mar 1
    		$0.28$0.20+40.00%Beat+64.7%
    Sep 21
    Reported Nov 9
    		$0.21$0.18+16.67%Beat+75.0%
    Jun 21
    Reported Aug 9
    		$0.16$0.14+14.29%Beat+14.3%
    Mar 21
    Reported May 10
    		$0.18$0.16+12.50%Beat+5.9%
    Dec 20
    Reported Mar 1
    		$0.17$0.11+54.55%Beat-15.0%
    Sep 20
    Reported Nov 9
    		$0.12$0.11+9.09%Beat-33.3%
    Jun 20
    Reported Aug 10
    		$0.14$0.10+40.00%Beat+3.7%
    Mar 20
    Reported May 11
    		$0.17$0.16+6.25%Beat+13.3%
    Dec 19
    Reported Mar 16
    		$0.20$0.11+81.82%Beat+266.7%
    Sep 19
    Reported Nov 14
    		$0.18$0.08+125.00%Beat+1900.0%
    Jun 19
    Reported Aug 14
    		$0.14$0.15-10.00%Miss+1450.0%
    Mar 19
    Reported May 15
    		$0.15$0.12+25.00%Beat-
    Dec 18
    Reported Mar 26
    		$-0.12N/AN/ABeat-
    Sep 18
    Reported Nov 13
    		$-0.01N/AN/ABeat-
    Jun 18
    Reported Aug 10
    		$-0.01$0.00N/AMiss-

    Key Metrics

    Valuation
    P/E Ratio5.06EV/EBITDAN/A
    Price/FCF4.87xFCF Yield20.52%
    Profitability
    Profit Margin-49.60%Operating Margin-3.23%
    ROE-31.80%ROIC-12.79%
    Financial Health
    Debt/Equity1.69xInterest Coverage-8.52x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta1.89Avg Volume381.13K
    52-Week High$5.2552-Week Low$2.30

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$3.82
    SMA 20$3.84
    SMA 50$3.80
    SMA 200$3.53
    EMA 10$3.85
    EMA 20$3.82
    EMA 50$3.80
    EMA 200$3.76

    MACD

    Line: 0.02Signal: 0.01Hist: 0.01

    ADX

    ADX: 9.0+DI: 24.0-DI: 16.7

    Aroon & PSAR

    Aroon Up36.0
    Aroon Down8.0
    PSAR$3.60

    Bollinger Bands

    Upper Band$4.02
    Lower Band$3.66
    %B Position951%(Upper)
    Band Width0.81

    RSI (14-Day)

    Neutral
    56.8

    Momentum Oscillators

    Stoch %K70.7
    Stoch %D65.5
    Williams %R-13.6
    ROC (10d)6.2%
    Momentum0.23
    CCI (20d)105.4
    MFI (14d)42.6

    Volatility Measures

    ATR (14d)$0.14(3.6%)
    StdDev (20d)0.09
    Hist Vol35.5%(Moderate)

    Volume Flow

    VWAP$3.93
    OBV38.2M
    AD Line-3.5M
    CMF (20d)0.190

    Volume Metrics

    Avg Vol (20d)362.3K
    Vol Ratio1.1x
    VWMA (20d)$3.83

    Pivot Points

    R3$4.00
    R2$3.94
    R1$3.88
    Pivot Point$3.83
    S1$3.77
    S2$3.71
    S3$3.65

    Advanced Oscillators

    TSI4.10
    Ultimate Osc55.8
    KST20.24

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$93.01M$77.36M$74.51M$75.55M$73.74M$75.57M$76.77M$77.83M$75.46M$81.10M$74.94M$74.32M
    Cost of RevenueN/A$19.31M$20.24M$19.93M$18.40M$18.66M$18.56M$17.58M$16.32M$19.18M$17.26M$17.64M
    Gross ProfitN/A$61.49M$58.34M$57.79M$57.22M$58.66M$59.72M$61.56M$58.59M$61.55M$58.73M$56.68M
    Operating Expenses$103.96M$80.80M$221.77M$80.73M$180.53M$80.94M$79.44M$79.82M$78.33M$83.22M$154.45M$79.44M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$-7,000$-4,282,000$-3,009,000$-104,904,000$-3,620,000$-1,170,000$-675,000$-3,421,000$-2,504,000$-78,464,000$-5,119,000
    Interest Income$289,000$415,000$597,000$911,000$1.20M$1.36M$1.63M$1.61M$1.46M$1.29M$2.82M$0
    Interest Expense$7.98M$3.84M$4.67M$3.08M$3.09M$3.11M$3.13M$2.92M$909,000$912,000$3.87M$0
    Income Before Tax$-14,194,000$-8,001,000$-150,583,000$-8,425,000$-109,329,000$-8,620,000$-4,384,000$4.74M$-6,212,000$-5,063,000$-81,097,000$-8,482,000
    Income Tax Expense$-2,665,000$2.03M$-2,312,000$-1,808,000$-1,297,000$-452,000$-426,000$1.52M$-1,975,000$302,000$-3,423,000$-1,998,000
    Net Income$-11,529,000$-10,034,000$-148,271,000$-6,617,000$-108,032,000$-8,168,000$-3,958,000$3.21M$-4,237,000$-5,365,000$-77,674,000$-6,484,000
    EBITDA$17.63M$22.66M$-120,913,000$21.23M$-80,504,000$20.73M$22.55M$24.31M$24.61M$25.62M$-54,090,000$22.12M
    EBIT$-10,951,000$-3,436,000$-147,260,000$-5,183,000$-106,794,000$-5,371,000$-2,675,000$-1,985,000$-2,867,000$-2,124,000$-79,512,000$-5,119,000
    * Some calculated fields are derived from available data when not provided by source

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    News

    Under a preset trading plan, Repay Holdings (RPAY) counsel sold 13,888 shares.

    Repay Holdings' General Counsel, Tyler B. Dempsey, sold a total of 13,888 shares of Class A Common Stock between October 13 and October 15...

    Stock Titan•10/15/26•Somewhat-Bearish

    Form 4 Repay Holdings Corp: Tyler B. Dempsey (General Counsel) For: 13 October

    This article reports on a Form 4 filing for Repay Holdings Corp, specifically detailing a transaction involving Tyler B. Dempsey, the General Counsel...

    Investing.com Canada•10/15/26•Neutral

    Officer Tyler B. Dempsey proposes selling 4,886 Repay Holdings (RPAY) shares.

    Tyler B. Dempsey, an officer at Repay Holdings (RPAY), has proposed selling 4,886 common shares with an aggregate market value of $19,544, with an approximate sale date of October 14...

    Stock Titan•10/14/26•Somewhat-Bearish

    Form 144 Repay Holdings Corp For: 14 October By Investing.com

    This article announces the filing of Form 144 for Repay Holdings Corp on October 14, 2026. Form 144 is a notice of the intent to sell restricted securities. The article provides minimal detail beyond this announcement...

    Investing.com Nigeria•10/14/26•Neutral

    Officer Tyler B. Dempsey plans to sell 8,392 shares of Repay Holdings (RPAY).

    Repay Holdings officer Tyler B. Dempsey has filed a notice of proposed sale for 8,392 common shares of RPAY, valued at $33,578.74, with an approximate sale date of October 13...

    Stock Titan•10/13/26•Neutral

    RPAY Valuation and Fair Value

    P/E
    5.1x
    Forward P/E
    7.9x
    P/FCF
    4.9x
    P/B
    0.7x
    See GNG's fair value

    RPAY Profitability: Margins, ROIC and FCF

    Operating margin
    -3.2%
    Net margin
    -49.6%
    ROIC
    -12.8%
    ROE
    -31.8%
    FCF margin
    21.1%
    FCF yield
    20.5%

    RPAY Competitors

    CompanyTicker
    Xerox CorpXRX
    ON24 IncONTF
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    Xunlei Ltd AdrXNET
    Lesaka Technologies IncLSAK
    International Money Express IncIMXI
    Cerence IncCRNC
    Kodiak AI, Inc. Common StockKDK

    Sector: Technology

    RPAY Analyst Ratings

    Consensus
    Buy
    Analysts
    5
    Strong Buy
    0
    Buy
    4
    Hold
    1
    Sell
    0
    Strong Sell
    0

    RPAY Bull Case vs Bear Case

    Bull case

    • RPAY converts 21.1% of revenue into free cash flow.
    • RPAY grew quarterly revenue 33.2% year over year.
    • 80.0% of RPAY's analyst ratings are Buy or Strong Buy.

    Bear case

    • RPAY has a -49.6% net profit margin.
    • RPAY beat EPS estimates in 37.5% of its last 8 reported quarters.

    RPAY Earnings: Beat Rate and Next Report

    Beat rate
    3 of 8 quarters (37.5%)
    Average surprise
    0.4%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.25
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    2 up, 2 down

    Frequently Asked Questions About RPAY

    Does RPAY pay dividends?

    Repay Holdings Corp (RPAY) does not currently pay a regular dividend.

    What is RPAY's P/E ratio?

    Repay Holdings Corp has a price-to-earnings (P/E) ratio of 5.06.

    What is RPAY's market cap?

    Repay Holdings Corp (RPAY) has a market capitalization of $352.74M with a current stock price of $3.95.

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