Skip to main content
    T

    Tectonic Financial Inc PR (TECTP)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $9.99
    +0.00 (+0.00%)

    Market Cap: $40.48M

    Last updated: Oct 14, 2026 at 5:00 PM ET

    Earnings

    PeriodReportedEst.SurpriseB/MYoY
    Sep 25
    Reported Nov 14
    		$0.73$0.00N/ABeat+12.3%
    Jun 25
    Reported Aug 14
    		$0.55$0.00N/ABeat+10.0%
    Mar 25
    Reported May 14
    		$0.57$0.00N/ABeat-3.4%
    Dec 24
    Reported Mar 31
    		$0.35$0.00N/ABeat-25.4%
    Jun 21
    Reported Sep 30
    		$0.65$0.00N/ABeat+71.1%
    Mar 21
    Reported Jun 30
    		$0.50$0.00N/ABeat+92.3%
    Dec 20
    Reported Mar 31
    		$0.59$0.00N/ABeat+92.5%
    Sep 20
    Reported Dec 31
    		$0.47$0.00N/ABeat+103.9%
    Jun 20
    Reported Sep 30
    		$0.38$0.00N/ABeat+171.4%
    Mar 20
    Reported Jun 30
    		$0.26$0.00N/ABeat-13.3%
    Dec 19
    Reported Mar 31
    		$0.31$0.00N/ABeat+2.2%
    Sep 19
    Reported Dec 31
    		$0.23$0.00N/ABeat-20.7%
    Jun 19
    Reported Sep 30
    		$0.14$0.00N/ABeat-50.0%
    Mar 19
    Reported Jun 30
    		$0.30$0.00N/ABeat+15.4%
    Dec 18
    Reported Mar 31
    		$0.30$0.00N/ABeat-40.9%
    Sep 18
    Reported Dec 31
    		$0.29$0.00N/ABeat-
    Jun 18
    Reported Sep 30
    		$0.28$0.00N/ABeat-
    Mar 18
    Reported Jun 30
    		$0.26$0.00N/ABeat-
    Dec 17
    Reported Mar 31
    		$0.51$0.00N/ABeat-

    Dividends

    Dividend Metrics

    Forward Yield11.09%
    Forward Annual Dividend$1.11
    Payout Ratio117.89%
    FrequencyQuarterly
    Pay MonthsFeb, Nov

    Growth

    3Y CAGR+8.67%
    5Y CAGR+5.11%
    TECTP dividend history and ex-dividend datesRun TECTP in the free DRIP calculator

    Key Metrics

    Valuation
    P/E RatioN/AEV/EBITDAN/A
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin21.10%Operating Margin33.60%
    ROE14.80%ROIC-9.63%
    Financial Health
    Debt/Equity0.10xInterest Coverage0.58x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta1.15Avg VolumeN/A
    52-Week High$11.1552-Week Low$9.56

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$9.99
    SMA 20$9.99
    SMA 50$9.99
    SMA 200$10.01
    EMA 10$9.99
    EMA 20$9.99
    EMA 50$9.99
    EMA 200$10.02

    MACD

    Line: N/ASignal: N/AHist: N/A

    ADX

    ADX: 47.0+DI: 5.0-DI: 13.9

    Aroon & PSAR

    Aroon Up100.0
    Aroon Down100.0
    PSAR$9.98

    Bollinger Bands

    Upper Band$9.99
    Lower Band$9.99
    %B PositionN/A
    Band Width8.00

    RSI (14-Day)

    Neutral
    40.0

    Momentum Oscillators

    Stoch %KN/A
    Stoch %DN/A
    Williams %RN/A
    ROC (10d)N/A
    MomentumN/A
    CCI (20d)N/A
    MFI (14d)N/A

    Volatility Measures

    ATR (14d)N/A
    StdDev (20d)N/A
    Hist VolN/A

    Volume Flow

    VWAP$9.99
    OBV28.3K
    AD Line-87571169795.2B
    CMF (20d)N/A

    Volume Metrics

    Avg Vol (20d)N/A
    Vol RatioN/A
    VWMA (20d)N/A

    Pivot Points

    R3$9.99
    R2$9.99
    R1$9.99
    Pivot Point$9.99
    S1$9.99
    S2$9.99
    S3$9.99

    Advanced Oscillators

    TSI-18.91
    Ultimate OscN/A
    KSTN/A

    Financial Data

    QuarterSep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Sep 2023Jun 2023Mar 2023Dec 2022Sep 2022
    Total Revenue$23.04M$21.62M$21.83M$19.70M$19.55M$18.57M$17.60M$16.69M$16.25M$17.74M$16.30M$16.63M
    Cost of RevenueN/AN/A$8.33M$1.52M$-2,155,000$1.29M$2.38M$5.04M$4.31M$6.75M$-8,473,000$7.86M
    Gross ProfitN/A$19.78M$21.83M$19.70M$91.18M$15.63M$14.30M$11.69M$11.25M$10.91M$24.77M$8.61M
    Operating Expenses$13.98M$14.19M$15.29M$11.77M$13.25M$12.91M$12.77M$11.40M$11.70M$11.67M$9.59M$10.86M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$694,000$0$0$0$0$0$0$1.05M$0
    Operating IncomeN/A$8.87M$6.54M$-27,000,000$16.31M$6.78M$3.91M$5.33M$3.86M$6.00M$4.59M$5.62M
    Interest Income$20.40M$18.75M$17.30M$0$16.79M$15.63M$14.30M$11.69M$11.25M$10.91M$0$8.61M
    Interest Expense$9.34M$8.53M$8.33M$23.41M$8.41M$7.79M$7.20M$5.13M$4.43M$3.87M$4.28M$1.62M
    Income Before Tax$7.06M$5.59M$5.68M$-13,600,000$5.69M$4.00M$3.91M$5.33M$3.86M$6.00M$4.59M$5.62M
    Income Tax Expense$1.56M$1.32M$1.23M$-2,653,000$952,000$853,000$848,000$1.16M$839,000$1.28M$1.05M$1.15M
    Net Income$5.50M$4.27M$4.45M$-10,947,000$4.74M$3.15M$3.06M$4.17M$3.02M$4.71M$3.15M$4.46M
    EBITDA$7.06M$5.59M$5.73M$-29,927,000$5.69M$4.00M$3.97M$5.33M$3.86M$6.11M$-388,000$5.62M
    EBIT$7.06M$5.59M$5.68M$-36,618,000$5.69M$4.00M$3.91M$5.33M$3.86M$6.00M$4.21M$5.62M
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

    No research available

    Be the first to write about TECTP

    News

    No news available

    Company news will appear here when available

    TECTP Valuation and Fair Value

    P/B
    0.6x
    See GNG's fair value

    TECTP Profitability: Margins, ROIC and FCF

    Operating margin
    33.6%
    Net margin
    21.1%
    ROIC
    -9.6%
    ROE
    14.8%
    FCF margin
    -134.2%

    TECTP Competitors

    CompanyTicker
    CIT Group Inc Preferred Series CFCNCO
    Federal Agricultural Mortgage CorporationAGM-P-G
    Oxford Lane Capital Corp Corp Pref 9OXLCO
    Bank of America Corp Preferred (BAC-P-O)BAC-P-O
    Eagle Point Income Company Inc Preferred Series AEICA
    Bank of America Corp Preferred (BAC-P-P)BAC-P-P
    Enterprise Financial Services Corporation Depositary Shares Each Representing a 1/40th Interest in a Share of 5% Fixed Rate Non-Cumulative Perpetual Preferred Stock Series AEFSCP
    Banc of California, Inc. Preferred (BANC-P-F)BANC-P-F

    Sector: Financial Services

    TECTP Bull Case vs Bear Case

    Bull case

    • TECTP has a 21.1% net profit margin.
    • TECTP beat EPS estimates in 100.0% of its last 8 reported quarters.
    • TECTP grew quarterly revenue 11.1% year over year.

    TECTP Earnings: Beat Rate and Next Report

    Beat rate
    8 of 8 quarters (100.0%)

    TECTP Dividend

    Forward yield
    11.1%
    Payout ratio
    117.9%
    3Y DPS growth
    8.7%
    5Y DPS growth
    5.1%
    Pay months
    Feb, Nov
    TECTP dividend history

    Frequently Asked Questions About TECTP

    What is TECTP's current dividend yield?

    Tectonic Financial Inc PR (TECTP) has a forward dividend yield of 11.09%.

    Does TECTP pay dividends?

    Yes, Tectonic Financial Inc PR pays dividends with a forward dividend yield of 11.09%.

    What is TECTP's market cap?

    Tectonic Financial Inc PR (TECTP) has a market capitalization of $40.48M with a current stock price of $9.99.

    Related stocks

    Sector: Financial Services

    All stocks starting with T

    Get full access to GNG Research

    Create a free account to access portfolio tracking, advanced tools, and more.

    Create Free AccountLog In