U

    UnitedHealth Group Incorporated (UNH)

    Official site

    HEALTHCARE • HEALTHCARE PLANS • NYSE

    $389.37
    -3.58 (-0.91%)

    Market Cap: $352.71B

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    95%(38/40)
    Avg Surprise
    +5.38%
    Streak
    4 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$4.12
    Range$3.62 - $4.56
    23 analysts
    EPS Revisions
    1
    0
    7d
    21
    1
    30d
    EPS Estimate Drift
    90d ago$3.72-9.7%
    60d ago$3.73-9.4%
    30d ago$4.04-2.0%
    7d ago$4.12+0.0%
    Current$4.12
    Revenue Consensus
    $111.5B
    Range$108.5B - $114.0B
    18 analysts
    Dec 31, 2026
    EPS Consensus$4.23
    Range$2.82 - $4.53
    25 analysts
    Revenue Consensus
    $114.6B
    Range$106.5B - $121.0B
    19 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    -$4.23---
    Sep 26EST
    -$4.12---
    Jun 26
    $6.38$4.94+29.15%Beat+56.4%
    Mar 26
    $7.23$6.60+9.55%Beat+0.4%
    Dec 25
    $2.11$2.11+0.00%Beat-69.0%
    Sep 25
    $2.92$2.81+3.91%Beat-59.2%
    Jun 25
    $4.08$4.45-8.31%Miss-40.0%
    Mar 25
    $7.20$7.29-1.23%Miss+4.2%
    Dec 24
    $6.81$6.74+1.04%Beat+10.6%
    Sep 24
    $7.15$7.03+1.71%Beat+9.0%
    Jun 24
    $6.80$6.63+2.56%Beat+10.7%
    Mar 24
    $6.91$6.62+4.38%Beat+10.4%
    Dec 23
    $6.16$5.99+2.84%Beat+15.4%
    Sep 23
    $6.56$6.35+3.31%Beat+13.3%
    Jun 23
    $6.14$5.98+2.68%Beat+10.2%
    Mar 23
    $6.26$6.08+2.96%Beat+14.0%
    Dec 22
    $5.34$5.17+3.29%Beat+19.2%
    Sep 22
    $5.79$5.44+6.43%Beat+28.1%
    Jun 22
    $5.57$5.21+6.91%Beat+18.5%
    Mar 22
    $5.49$5.35+2.62%Beat+3.4%
    Dec 21
    $4.48$4.31+3.94%Beat+77.8%
    Sep 21
    $4.52$4.42+2.26%Beat+28.8%
    Jun 21
    $4.70$4.46+5.38%Beat-34.0%
    Mar 21
    $5.31$4.38+21.23%Beat+42.7%
    Dec 20
    $2.52$2.41+4.56%Beat-35.4%
    Sep 20
    $3.51$3.08+13.96%Beat-9.5%
    Jun 20
    $7.12$5.24+35.88%Beat+97.8%
    Mar 20
    $3.72$3.65+1.92%Beat-0.3%
    Dec 19
    $3.90$3.78+3.17%Beat+18.9%
    Sep 19
    $3.88$3.76+3.19%Beat+13.8%
    Jun 19
    $3.60$3.46+4.05%Beat+14.6%
    Mar 19
    $3.73$3.60+3.61%Beat+22.7%
    Dec 18
    $3.28$3.22+1.86%Beat+26.6%
    Sep 18
    $3.41$3.30+3.33%Beat+28.2%
    Jun 18
    $3.14$3.04+3.29%Beat+27.6%
    Mar 18
    $3.04$2.91+4.47%Beat+28.3%
    Dec 17
    $2.59$2.52+2.78%Beat+22.7%
    Sep 17
    $2.66$2.57+3.50%Beat+22.6%
    Jun 17
    $2.46$2.38+3.36%Beat-
    Mar 17
    $2.37$2.17+9.22%Beat-
    Dec 16
    $2.11$2.07+1.93%Beat-
    Sep 16
    $2.17$2.08+4.33%Beat-

    Dividends

    Dividend Metrics

    Yield2.30%
    Annual/Share$8.95
    Payout Ratio29.88%
    Frequency4
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+10.90%
    5Y CAGR+12.57%
    View UNH's full dividend history

    Key Metrics

    Valuation
    P/E Ratio20.89EV/EBITDA15.47x
    Price/FCF14.87xFCF Yield6.72%
    Profitability
    Profit Margin3.14%Operating Margin7.13%
    ROE14.10%ROIC10.62%
    Financial Health
    Debt/Equity0.74xInterest Coverage5.48x
    Current Ratio0.78xQuick Ratio0.78x
    Trading Statistics
    Beta0.63Avg Volume4.11M
    52-Week High$461.6252-Week Low$254.52

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$393.12
    SMA 20$398.78
    SMA 50$412.60
    SMA 200$348.06
    EMA 10$394.97
    EMA 20$399.39
    EMA 50$401.73
    EMA 200$369.11

    MACD

    Line: -5.56Signal: -5.44Hist: -0.13

    ADX

    ADX: 25.2+DI: 15.7-DI: 25.5

    Aroon & PSAR

    Aroon Up8.0
    Aroon Down72.0
    PSAR$386.97

    Bollinger Bands

    Upper Band$413.90
    Lower Band$383.65
    %B Position758%(Upper)
    Band Width0.19

    RSI (14-Day)

    Neutral
    40.1

    Momentum Oscillators

    Stoch %K31.9
    Stoch %D40.2
    Williams %R-76.4
    ROC (10d)-1.6%
    Momentum-6.25
    CCI (20d)-96.5
    MFI (14d)34.0

    Volatility Measures

    ATR (14d)$8.90(2.3%)
    StdDev (20d)7.56
    Hist Vol20.5%(Moderate)

    Volume Flow

    VWAP$390.53
    OBV-115.9M
    AD Line-3.3B
    CMF (20d)-0.259

    Volume Metrics

    Avg Vol (20d)4.2M
    Vol Ratio1.3x
    VWMA (20d)$398.62

    Pivot Points

    R3$399.65
    R2$398.20
    R1$395.57
    Pivot Point$394.12
    S1$391.49
    S2$390.04
    S3$387.41

    Advanced Oscillators

    TSI-15.91
    Ultimate Osc43.2
    KST-60.55

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$112.03B$111.72B$113.22B$113.16B$111.62B$109.58B$100.81B$100.82B$98.86B$99.80B$94.43B$92.36B
    Cost of Revenue$88.73B$86.31B$94.72B$92.52B$91.60B$85.80B$79.50B$77.79B$76.80B$76.79B$72.42B$68.97B
    Gross Profit$23.30B$25.41B$18.49B$20.64B$20.01B$23.77B$21.31B$23.03B$22.06B$23.00B$22.00B$23.39B
    Operating Expenses$15.31B$16.42B$18.11B$16.32B$14.86B$14.65B$13.54B$14.32B$14.18B$15.07B$14.31B$14.86B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$14.27B$15.39B$17.00B$15.22B$13.78B$13.59B$12.49B$13.28B$13.16B$14.08B$13.34B$13.86B
    Operating Income$7.99B$8.99B$380.00M$4.32B$5.15B$9.12B$7.77B$8.71B$7.88B$7.93B$7.69B$8.53B
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$962.00M$955.00M$974.00M$1.00B$1.03B$998.00M$1.00B$1.07B$985.00M$844.00M$830.00M$834.00M
    Income Before Tax$6.97B$7.96B$-720,000,000$3.23B$4.08B$8.11B$6.79B$7.61B$5.67B$1.00M$6.86B$7.69B
    Income Tax Expense$1.30B$1.48B$-938,000,000$686.00M$510.00M$1.63B$1.01B$1.36B$1.24B$1.22B$1.18B$1.65B
    Net Income$5.67B$6.48B$218.00M$2.54B$3.57B$6.47B$5.78B$6.26B$4.42B$-1,221,000,000$5.67B$6.04B
    EBITDA$8.97B$9.95B$1.37B$5.33B$6.19B$10.16B$8.84B$9.73B$7.67B$1.84B$8.66B$9.53B
    EBIT$7.93B$8.92B$254.00M$4.23B$5.11B$9.10B$7.79B$8.69B$6.65B$845.00M$7.69B$8.53B
    * Some calculated fields are derived from available data when not provided by source

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    Government Contracts

    Gov Obligations (TTM)
    $26.61B
    Gov Obligations / Revenue
    5.9%
    Obligations YoY
    1.0%
    Active Awards
    246
    New Awards (TTM)
    126
    Avg Remaining Term
    6.5 mo

    Top agency: Department of Veterans Affairs at 99.5% of trailing twelve month obligations across 7 agencies

    Recent Awards

    Award IDAgencyObligatedStart
    36C10G26K0209Department of Veterans AffairsDepartment of Veterans Affairs$1.10BOct 1, 2025
    36C10G26K0278Department of Veterans AffairsDepartment of Veterans Affairs$988.20MMar 1, 2026
    36C10G26K0291Department of Veterans AffairsDepartment of Veterans Affairs$962.19MJun 1, 2026
    36C10G26K0289Department of Veterans AffairsDepartment of Veterans Affairs$918.98MApr 1, 2026
    36C10G26K0290Department of Veterans AffairsDepartment of Veterans Affairs$918.47MMay 1, 2026
    36C10G26K0211Department of Veterans AffairsDepartment of Veterans Affairs$894.52MDec 1, 2025
    36C10G26K0276Department of Veterans AffairsDepartment of Veterans Affairs$858.31MJan 1, 2026
    36C10G26K0277Department of Veterans AffairsDepartment of Veterans Affairs$848.78MFeb 1, 2026
    36C10G26K0210Department of Veterans AffairsDepartment of Veterans Affairs$782.10MNov 1, 2025
    36C10G26K0206Department of Veterans AffairsDepartment of Veterans Affairs$772.55MOct 1, 2025

    Federal contract obligations are bookings recorded by the awarding agency, not recognized revenue. They can exceed 100% of revenue and can be negative when contracts are de-obligated. Source: USAspending.gov prime awards, data through Jul 31, 2026.

    News

    Frequently Asked Questions About UNH

    What is UNH's current dividend yield?
    UnitedHealth Group Incorporated (UNH) has a current dividend yield of 2.30%.
    Does UNH pay dividends?
    Yes, UnitedHealth Group Incorporated pays dividends with a current yield of 2.30%.
    What is UNH's P/E ratio?
    UnitedHealth Group Incorporated has a price-to-earnings (P/E) ratio of 20.89.
    What is UNH's market cap?
    UnitedHealth Group Incorporated (UNH) has a market capitalization of $352.71B with a current stock price of $389.37.

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