U

    Usio Inc (USIO)

    Official site

    TECHNOLOGY • SOFTWARE - INFRASTRUCTURE • NASDAQ

    $2.78
    +0.01 (+0.36%)

    Market Cap: $78.93M

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    49%(18/37)
    Avg Surprise
    -36.03%
    Streak
    2 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$0.01
    Range$0.00 - $0.02
    3 analysts
    EPS Revisions
    1
    0
    7d
    1
    0
    30d
    EPS Estimate Drift
    90d ago$-0.01-200.0%
    60d ago$-0.01-200.0%
    30d ago$-0.01-200.0%
    7d ago$-0.01-200.0%
    Current$0.01
    Revenue Consensus
    $24M
    Range$24M - $24M
    3 analysts
    Dec 31, 2026
    EPS Consensus$0.05
    Range$0.03 - $0.07
    2 analysts
    Revenue Consensus
    $27M
    Range$26M - $27M
    3 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.05---
    Sep 26EST
    		-$0.01---
    Jun 26
    		$0.01$-0.01+200.00%Beat+200.0%
    Mar 26
    		$0.00N/A+122.00%Beat+144.0%
    Dec 25
    		$-0.05$0.01-1100.00%Miss-350.0%
    Sep 25
    		$-0.02$0.01-300.00%Miss-120.0%
    Jun 25
    		$-0.01$0.01-200.00%Miss-457.1%
    Mar 25
    		$-0.01$0.02-150.00%Miss+0.0%
    Dec 24
    		$0.02$-0.00+706.06%Beat+1900.0%
    Sep 24
    		$0.10$0.03+233.33%Beat+350.0%
    Jun 24
    		$0.00N/A+128.00%Beat-72.0%
    Mar 24
    		$-0.01$0.02-150.00%Miss-1766.7%
    Dec 23
    		$0.00N/A-95.00%Miss+110.0%
    Sep 23
    		$-0.04$-0.01-300.00%Miss+55.6%
    Jun 23
    		$0.01$0.01+0.00%Beat+110.0%
    Mar 23
    		$0.00N/A+103.00%Beat+100.8%
    Dec 22
    		$-0.01$-0.01+0.00%Beat-626.3%
    Sep 22
    		$-0.09$-0.08-12.50%Miss-1000.0%
    Jun 22
    		$-0.10$-0.06-66.67%Miss-1100.0%
    Mar 22
    		$-0.08$-0.01-700.00%Miss-100.0%
    Dec 21
    		$0.00N/A+119.00%Beat+106.3%
    Sep 21
    		$0.01$-0.01+200.00%Beat+116.7%
    Jun 21
    		$0.01N/A+125.00%Beat+110.0%
    Mar 21
    		$-0.04$-0.03-33.33%Miss+33.3%
    Dec 20
    		$-0.03$-0.05+40.00%Beat+75.0%
    Sep 20
    		$-0.06$-0.08+25.00%Beat+33.3%
    Jun 20
    		$-0.10$-0.09-11.11%Miss+0.0%
    Mar 20
    		$-0.06$-0.09+33.33%Beat+33.3%
    Dec 19
    		$-0.12$-0.09-33.33%Miss-71.4%
    Sep 19
    		$-0.09$-0.08-12.50%Miss-28.6%
    Jun 19
    		$-0.10$-0.08-25.00%Miss-11.1%
    Mar 19
    		$-0.09$-0.07-28.57%Miss-50.0%
    Dec 18
    		$-0.07$-0.07+0.00%Beat+46.2%
    Sep 18
    		$-0.07$-0.08+12.50%Beat+30.0%
    Jun 18
    		$-0.09$-0.08-12.50%Miss-50.0%
    Mar 18
    		$-0.06$-0.12+50.00%Beat-100.0%
    Dec 17
    		$-0.13$-0.13+0.00%Beat-79.6%
    Sep 17
    		$-0.10$-0.04-150.00%Miss-
    Jun 17
    		$-0.06$-0.04-50.00%Miss-
    Mar 17
    		$-0.03N/AN/ABeat-
    Sep 16
    		$-0.07N/AN/ABeat-

    Key Metrics

    Valuation
    P/E Ratio-50.00EV/EBITDA95.86x
    Price/FCF-67.66xFCF Yield-1.48%
    Profitability
    Profit Margin-1.63%Operating Margin1.59%
    ROE-8.04%ROIC1.33%
    Financial Health
    Debt/Equity0.07xInterest Coverage4.97x
    Current Ratio1.10xQuick Ratio1.09x
    Trading Statistics
    Beta1.31Avg Volume595.04K
    52-Week High$3.0552-Week Low$1.03

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$2.75
    SMA 20$2.56
    SMA 50$2.33
    SMA 200$1.60
    EMA 10$2.73
    EMA 20$2.59
    EMA 50$2.31
    EMA 200$1.78

    MACD

    Line: 0.17Signal: 0.16Hist: 0.01

    ADX

    ADX: 38.1+DI: 26.6-DI: 12.9

    Aroon & PSAR

    Aroon Up88.0
    Aroon Down4.0
    PSAR$2.52

    Bollinger Bands

    Upper Band$3.06
    Lower Band$2.07
    %B Position3833%(Upper)
    Band Width0.72

    RSI (14-Day)

    Neutral
    61.3

    Momentum Oscillators

    Stoch %K67.2
    Stoch %D73.1
    Williams %R-29.8
    ROC (10d)13.5%
    Momentum0.33
    CCI (20d)66.3
    MFI (14d)87.5

    Volatility Measures

    ATR (14d)$0.21(7.7%)
    StdDev (20d)0.25
    Hist Vol75.8%(High)

    Volume Flow

    VWAP$2.78
    OBV8.9M
    AD Line-198.6K
    CMF (20d)0.098

    Volume Metrics

    Avg Vol (20d)608.6K
    Vol Ratio0.7x
    VWMA (20d)$2.56

    Pivot Points

    R3$3.03
    R2$2.95
    R1$2.86
    Pivot Point$2.78
    S1$2.69
    S2$2.61
    S3$2.52

    Advanced Oscillators

    TSI26.84
    Ultimate Osc47.0
    KST241.34

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$23.68M$25.47M$22.24M$21.18M$19.96M$22.01M$20.56M$21.32M$20.08M$20.97M$20.20M$20.98M
    Cost of Revenue$17.95M$20.33M$17.37M$16.31M$14.82M$17.20M$15.50M$16.43M$15.28M$16.12M$14.87M$16.33M
    Gross Profit$5.73M$5.14M$4.87M$4.87M$5.14M$4.81M$5.06M$4.90M$4.80M$4.85M$5.33M$4.66M
    Operating Expenses$5.35M$4.91M$6.13M$5.33M$5.54M$5.05M$5.67M$5.27M$5.01M$5.14M$5.26M$5.41M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$4.58M$4.36M$5.08M$4.50M$4.64M$4.14M$4.55M$4.12M$4.00M$4.06M$4.20M$4.29M
    Operating Income$376,913$225,712$-1,258,880$-464,171$-396,970$-239,584$-602,797$-376,650$-208,941$-281,957$66,238$-750,289
    Interest Income$96,198$91,491$92,792$124,449$110,908$79,011$116,558$125,564$107,270$115,354$33,311$49,769
    Interest Expense$22,934$22,826$17,177$11,328$11,735$11,843$12,267$13,700$14,250$13,585$3,614$393
    Income Before Tax$450,177$294,377$-1,183,265$-346,050$-297,797$-172,416$977,766$-264,786$145,492$-180,188$95,935$-650,913
    Income Tax Expense$170,097$171,874$312,364$69,036$68,857$62,554$348,840$-3,116,053$70,000$70,000$70,000$70,000
    Net Income$280,080$122,503$-1,495,629$-415,086$-366,654$-234,970$628,926$2.85M$75,492$-250,188$25,935$-720,913
    EBITDA$736,195$520,122$-705,871$-26,325$166,802$323,354$-47,216$207,068$818,288$294,197$495,904$-181,716
    EBIT$450,177$294,377$-1,258,880$-459,171$-297,797$-172,416$-602,797$-376,650$52,472$-281,957$-26,028$-700,289
    * Some calculated fields are derived from available data when not provided by source

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    News

    Usio (NASDAQ: USIO) director converts 7,000 RSUs, withholds tax shares

    Usio, Inc. (USIO) director Ernesto R Beyer del la Garza converted 7,000 restricted stock units (RSUs) into common stock on August 21, 2026. To cover tax obligations, 2,000 of these shares were returned to the issuer at $2.81 per share. After the transaction, the director holds 45,000 restricted stock units and 100,222 common shares.

    Stock Titan•8/26/26•
    Neutral

    Usio (NASDAQ: USIO) product chief adds 5,642 shares via plan

    Usio's SVP and Chief Product Officer, Frost Houston Korth, acquired 5,642 shares of company common stock on July 1, 2026, through an employee stock purchase program at $0.986 per share. This transaction increases Korth's direct holdings to 785,120 shares. The filing indicates a neutral impact and sentiment.

    Stock Titan•8/26/26•
    Neutral

    Usio, Inc. (USIO) director converts 7,000 RSUs into stock

    Usio, Inc. director Brad Rollins converted 7,000 Restricted Stock Units (RSUs) into 7,000 shares of common stock on August 21, 2026, at a value of $2.81 per share. Following this transaction, Rollins directly holds 150,667 shares of common stock and 45,000 remaining RSUs. This RSU vesting and conversion, originating from a grant on August 21, 2025, increased his direct common stock ownership.

    Stock Titan•8/25/26•
    Neutral

    Usio (NASDAQ: USIO) officer has 6,000 shares vest, 2,058 withheld

    Usio (NASDAQ: USIO) officer Jerry Uffner, Head of Card Issuing, had 6,000 Restricted Stock Units (RSUs) vest on August 21, 2026, converting into 6,000 common shares. To cover taxes on this vesting, Uffner returned 2,058 shares to Usio at a price of $2.81 per share. This transaction resulted in a net acquisition of 3,942 shares for Uffner, and the filing indicated no open-market purchases or sales.

    Stock Titan•8/25/26•
    Neutral

    Usio (USIO) CEO uses 2,755 shares to cover tax bill on RSU vesting

    Usio, Inc.'s CEO, Louis A. Hoch, recently had 7,000 restricted stock units (RSUs) vest, converting into common stock. To cover the associated tax bill, Hoch returned 2,755 shares to the issuer at a price of $2.81 per share, retaining 4,245 shares from this vesting event. Following these transactions, he directly holds 42,000 restricted stock units and 3,510,579 shares of common stock.

    Stock Titan•8/25/26•
    Neutral

    Frequently Asked Questions About USIO

    Does USIO pay dividends?
    Usio Inc (USIO) does not currently pay a regular dividend.
    What is USIO's market cap?
    Usio Inc (USIO) has a market capitalization of $78.93M with a current stock price of $2.78.

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