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    C

    Chime Financial, Inc. Class A Common Stock (CHYM)

    Official site

    TECHNOLOGY • SOFTWARE - APPLICATION • NASDAQ

    $29.96
    +0.96 (+3.31%)

    Market Cap: $10.98B

    Last updated: Oct 16, 2026 at 1:54 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    80%(4/5)
    Avg Surprise
    +231.27%
    Streak
    4 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.09
    Range$0.06 - $0.16
    16 analysts
    EPS Revisions
    10
    0
    7d
    9
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$0.06+59.3%
    60d ago$0.08+12.1%
    30d ago$0.08+20.0%
    7d ago$0.090.0%
    Current$0.09
    Revenue Consensus
    $704M
    Range$688M - $706M
    16 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.33
    Range$0.24 - $0.41
    18 analysts
    Revenue Consensus
    $789M
    Range$764M - $821M
    19 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.33---
    Sep 26EST
    		-$0.09---
    Jun 26
    Reported Aug 5
    		$0.07$-0.01+800.00%Beat+101.0%
    Mar 26
    Reported May 6
    		$0.13$0.03+333.33%Beat-35.0%
    Dec 25
    Reported Feb 25
    		$-0.12$-0.18+33.33%Beat-
    Sep 25
    Reported Nov 5
    		$-0.15$-0.25+40.00%Beat-
    Jun 25
    Reported Aug 7
    		$-7.29$-4.85-50.31%Miss-
    Mar 25
    Reported May 28
    		$0.20$0.00N/ABeat-

    Key Metrics

    Valuation
    P/E Ratio-428.00EV/EBITDAN/A
    Price/FCF35.72xFCF Yield2.80%
    Profitability
    Profit Margin-0.74%Operating Margin18.60%
    ROE-1.28%ROIC-1.09%
    Financial Health
    Debt/Equity0.12xInterest CoverageN/A
    Current Ratio4.62xQuick Ratio4.62x
    Trading Statistics
    BetaN/AAvg Volume5.98M
    52-Week High$35.5552-Week Low$15.88

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$28.95
    SMA 20$28.27
    SMA 50$30.77
    SMA 200$23.64
    EMA 10$29.16
    EMA 20$29.14
    EMA 50$28.73
    EMA 200$25.53

    MACD

    Line: -0.13Signal: -0.45Hist: 0.32

    ADX

    ADX: 21.1+DI: 27.4-DI: 23.4

    Aroon & PSAR

    Aroon Up8.0
    Aroon Down48.0
    PSAR$27.59

    Bollinger Bands

    Upper Band$31.18
    Lower Band$25.35
    %B Position2062%(Upper)
    Band Width0.79

    RSI (14-Day)

    Neutral
    53.9

    Momentum Oscillators

    Stoch %K72.8
    Stoch %D79.1
    Williams %R-20.5
    ROC (10d)11.6%
    Momentum3.12
    CCI (20d)64.9
    MFI (14d)60.7

    Volatility Measures

    ATR (14d)$1.23(4.1%)
    StdDev (20d)1.46
    Hist Vol46.5%(High)

    Volume Flow

    VWAP$29.52
    OBV19.2M
    AD Line-29.2M
    CMF (20d)-0.103

    Volume Metrics

    Avg Vol (20d)5.9M
    Vol Ratio0.6x
    VWMA (20d)$28.56

    Pivot Points

    R3$30.57
    R2$30.12
    R1$29.56
    Pivot Point$29.11
    S1$28.55
    S2$28.10
    S3$27.54

    Advanced Oscillators

    TSI-3.07
    Ultimate Osc62.1
    KST-93.37

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$669.77M$647.39M$596.36M$543.52M$528.15M$518.74M$475.21M$421.87M$384.21M$391.97M$341.59M$318.82M
    Cost of Revenue$74.89M$67.07M$66.11M$69.40M$67.12M$60.42M$56.04M$53.52M$50.50M$47.45M$42.22M$68.82M
    Gross Profit$594.87M$580.31M$530.25M$474.12M$461.03M$458.33M$419.17M$368.36M$333.71M$344.52M$299.37M$250.00M
    Operating Expenses$573.55M$534.15M$584.02M$538.83M$1.39B$449.19M$446.31M$399.00M$343.15M$339.49M$331.57M$324.73M
    R&D$112.11M$109.78M$111.35M$123.94M$621.75M$77.88M$78.87M$80.40M$75.37M$74.93M$0$0
    SG&A$80.14M$70.47M$108.70M$76.58M$279.67M$47.17M$49.69M$46.65M$41.64M$39.25M$0$0
    Operating Income$21.32M$46.16M$-53,768,000$-64,710,000$-930,638,000$9.14M$-27,146,000$-30,644,000$-9,441,000$5.03M$-35,913,000$-78,340,000
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$0$0$0$0$0$0$0$0$0$0$0$0
    Income Before Tax$28.06M$53.91M$-44,731,000$-54,442,000$-924,423,000$14.49M$-18,911,000$-19,827,000$463,000$15.54M$-33,491,999$-68,546,000
    Income Tax Expense$213,000$455,000$46,000$280,000$-1,047,000$1.55M$695,000$2.20M$78,000$-362,000$47,000$0
    Net Income$27.85M$53.46M$-44,777,000$-54,722,000$-923,376,000$12.94M$-19,606,000$-22,026,000$385,000$15.90M$-33,539,000$-68,546,000
    EBITDA$35.65M$61.41M$-45,951,000$-48,573,000$-917,750,000$20.12M$-20,024,000$-15,552,000$3.76M$10.27M$-32,199,000$-74,737,000
    EBIT$28.06M$53.91M$-53,768,000$-54,442,000$-924,423,000$14.49M$-27,146,000$-19,827,000$463,000$5.03M$-35,913,000$-78,340,000
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

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    News

    Chime Financial co-founder & director King sells $1.48m in stock

    Ryan A. King, co-founder and director at Chime Financial (NASDAQ:CHYM), recently sold 50,300 shares of Class A Common Stock for a total of $1,479,070...

    Investing.com India•10/13/26•Somewhat-Bearish

    Form 4 Chime Financial Inc: Ryan A. King (Director, Co-Founder) For: 9 October

    This article reports on a Form 4 filing for Chime Financial Inc., detailing an insider transaction by Ryan A. King...

    Investing.com India•10/13/26•Neutral

    A co-founder's trust sells 50,000 Chime Financial (CHYM) shares, then 300 at $31.

    The King Family Trust, associated with Chime Financial co-founder Ryan A. King, sold 50,000 Class A shares of CHYM on October 9, 2026, at an average price of $29.3954, and an additional 300 shares on October 13, 2026...

    Stock Titan•10/13/26•Somewhat-Bearish

    Form 4 Chime Financial Inc: Ryan A. King (Director, Co-Founder) For: 9 October

    This article reports on a Form 4 filing for Chime Financial Inc., detailing an insider transaction by Ryan A. King...

    Investing.com Canada•10/13/26•Neutral

    Director-linked funds at Chime (NASDAQ: CHYM) sold stock over three days, with the total stake detailed inside

    Chime Financial, Inc. (CHYM) director James Feuille reported that entities and trusts linked to him sold a total of 447,637 shares of Class A Common Stock between September 14 and September 16...

    Stock Titan•9/17/26•Bearish

    CHYM Valuation and Fair Value

    P/E
    -428.0x
    Forward P/E
    20.6x
    P/FCF
    35.7x
    P/B
    8.1x
    See GNG's fair value

    CHYM Profitability: Margins, ROIC and FCF

    Gross margin
    88.7%
    Operating margin
    18.6%
    Net margin
    -0.7%
    ROIC
    -1.1%
    ROE
    -1.3%
    FCF margin
    13.0%
    FCF yield
    2.8%

    CHYM Competitors

    CompanyTicker
    SailPoint, Inc. Common StockSAIL
    Confluent IncCFLT
    Amkor Technology IncAMKR
    Jack Henry & Associates IncJKHY
    Dayforce Inc.DAY
    TTM Technologies IncTTMI
    Vicor CorporationVICR
    Paycom Software, Inc.PAYC

    Sector: Technology

    CHYM Analyst Ratings

    Consensus
    Buy
    Analysts
    23
    Strong Buy
    6
    Buy
    15
    Hold
    2
    Sell
    0
    Strong Sell
    0

    CHYM Bull Case vs Bear Case

    Bull case

    • CHYM beat EPS estimates in 83.3% of its last 6 reported quarters.
    • CHYM grew quarterly revenue 26.8% year over year.
    • 91.3% of CHYM's analyst ratings are Buy or Strong Buy.

    Bear case

    • CHYM has a -0.7% net profit margin.

    CHYM Earnings: Beat Rate and Next Report

    Beat rate
    5 of 6 quarters (83.3%)
    Average surprise
    231.3%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.09
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    9 up, 0 down

    Frequently Asked Questions About CHYM

    Does CHYM pay dividends?

    Chime Financial, Inc. Class A Common Stock (CHYM) does not currently pay a regular dividend.

    What is CHYM's market cap?

    Chime Financial, Inc. Class A Common Stock (CHYM) has a market capitalization of $10.98B with a current stock price of $29.96.

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