C

    Community Trust Bancorp Inc (CTBI)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $76.13
    -0.53 (-0.69%)

    Market Cap: $1.39B

    Last updated: Sep 01, 2026 at 5:00 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    73%(29/40)
    Avg Surprise
    +9.97%
    Streak
    3 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$1.65
    Range$1.63 - $1.70
    3 analysts
    EPS Revisions
    3
    0
    7d
    3
    0
    30d
    EPS Estimate Drift
    90d ago$1.50-9.6%
    60d ago$1.54-6.9%
    30d ago$1.56-5.6%
    7d ago$1.56-5.6%
    Current$1.65
    Revenue Consensus
    $80M
    Range$80M - $80M
    2 analysts
    Period ending Dec 31, 2026
    EPS Consensus$1.83
    Range$1.75 - $1.91
    3 analysts
    Revenue Consensus
    $84M
    Range$83M - $84M
    2 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.83---
    Sep 26EST
    		-$1.65---
    Jun 26
    Reported Jul 15
    		$1.64$1.52+7.89%Beat+18.8%
    Mar 26
    Reported Apr 15
    		$1.50$1.39+7.91%Beat+23.0%
    Dec 25
    Reported Jan 21
    		$1.51$1.43+5.59%Beat+20.8%
    Sep 25
    Reported Oct 15
    		$1.32$1.38-4.35%Miss+7.3%
    Jun 25
    Reported Jul 16
    		$1.38$1.26+9.52%Beat+26.6%
    Mar 25
    Reported Apr 16
    		$1.22$1.19+2.52%Beat+17.3%
    Dec 24
    Reported Feb 28
    		$1.25$1.20+4.17%Beat+20.2%
    Sep 24
    Reported Oct 16
    		$1.23$1.15+6.96%Beat+7.0%
    Jun 24
    Reported Jul 17
    		$1.09$1.03+5.83%Beat+0.9%
    Mar 24
    Reported Apr 17
    		$1.04$0.98+6.12%Beat-3.7%
    Dec 23
    Reported Feb 28
    		$1.04$1.08-3.70%Miss-17.5%
    Sep 23
    Reported Oct 18
    		$1.15$1.01+13.86%Beat+6.5%
    Jun 23
    Reported Jul 19
    		$1.08$1.06+1.89%Beat-5.3%
    Mar 23
    Reported Apr 19
    		$1.08$1.12-3.57%Miss-2.7%
    Dec 22
    Reported Feb 28
    		$1.26$1.23+2.44%Beat+16.7%
    Sep 22
    Reported Oct 19
    		$1.08$1.16-6.90%Miss-9.2%
    Jun 22
    Reported Jul 20
    		$1.14$1.11+2.70%Beat-14.9%
    Mar 22
    Reported Apr 20
    		$1.11$0.96+15.63%Beat-16.5%
    Dec 21
    Reported Feb 28
    		$1.08$1.07+0.93%Beat+21.3%
    Sep 21
    Reported Oct 20
    		$1.19$1.16+2.59%Beat+21.4%
    Jun 21
    Reported Jul 21
    		$1.34$1.11+20.72%Beat+20.7%
    Mar 21
    Reported Apr 21
    		$1.33$1.00+33.00%Beat+259.5%
    Dec 20
    Reported Feb 26
    		$0.89$0.92-3.26%Miss-1.1%
    Sep 20
    Reported Oct 21
    		$0.98$0.60+63.33%Beat+14.0%
    Jun 20
    Reported Jul 15
    		$1.11$0.38+192.11%Beat+7.8%
    Mar 20
    Reported Apr 22
    		$0.37$0.59-37.29%Miss-56.0%
    Dec 19
    Reported Feb 28
    		$0.90$0.83+8.43%Beat+1.1%
    Sep 19
    Reported Oct 16
    		$0.86$0.84+2.38%Beat-5.5%
    Jun 19
    Reported Jul 17
    		$1.03$0.85+21.18%Beat+25.6%
    Mar 19
    Reported Apr 17
    		$0.84$0.81+3.70%Beat-5.6%
    Dec 18
    Reported Feb 28
    		$0.89$0.88+1.14%Beat+23.6%
    Sep 18
    Reported Oct 17
    		$0.91$0.84+8.33%Beat+16.7%
    Jun 18
    Reported Jul 18
    		$0.82$0.83-1.20%Miss+26.2%
    Mar 18
    Reported Apr 18
    		$0.89$0.79+12.66%Beat+39.1%
    Dec 17
    Reported Feb 28
    		$0.72$0.75-4.00%Miss+7.5%
    Sep 17
    Reported Oct 18
    		$0.78$0.72+8.33%Beat+11.4%
    Jun 17
    Reported Jul 19
    		$0.65$0.68-4.41%Miss-
    Mar 17
    Reported Apr 19
    		$0.64$0.65-1.54%Miss-
    Dec 16
    Reported Mar 15
    		$0.67$0.70-4.29%Miss-
    Sep 16
    Reported Oct 19
    		$0.70$0.69+1.45%Beat-

    Dividends

    Dividend Metrics

    Yield2.78%
    Annual/Share$2.12
    Payout Ratio35.46%
    Frequency4
    Pay MonthsJan, Apr, Jul, Oct

    Growth

    3Y CAGR+5.98%
    5Y CAGR+5.50%
    View CTBI's full dividend history

    Key Metrics

    Valuation
    P/E Ratio12.75EV/EBITDAN/A
    Price/FCF10.55xFCF Yield9.48%
    Profitability
    Profit Margin37.60%Operating Margin52.10%
    ROE12.70%ROIC8.62%
    Financial Health
    Debt/Equity0.40xInterest Coverage1.13x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.55Avg Volume99.07K
    52-Week High$79.9252-Week Low$48.99

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$76.53
    SMA 20$77.51
    SMA 50$75.40
    SMA 200$64.72
    EMA 10$76.67
    EMA 20$76.81
    EMA 50$74.97
    EMA 200$66.51

    MACD

    Line: 0.16Signal: 0.54Hist: -0.38

    ADX

    ADX: 22.1+DI: 20.3-DI: 30.2

    Aroon & PSAR

    Aroon Up24.0
    Aroon Down92.0
    PSAR$77.65

    Bollinger Bands

    Upper Band$79.83
    Lower Band$75.18
    %B Position600%(Upper)
    Band Width0.20

    RSI (14-Day)

    Neutral
    46.7

    Momentum Oscillators

    Stoch %K37.1
    Stoch %D34.6
    Williams %R-67.7
    ROC (10d)-3.0%
    Momentum-2.35
    CCI (20d)-97.9
    MFI (14d)42.3

    Volatility Measures

    ATR (14d)$1.36(1.8%)
    StdDev (20d)1.16
    Hist Vol12.3%(Low)

    Volume Flow

    VWAP$75.97
    OBV3.0M
    AD Line-27.9M
    CMF (20d)0.012

    Volume Metrics

    Avg Vol (20d)98.7K
    Vol Ratio1.1x
    VWMA (20d)$77.49

    Pivot Points

    R3$77.75
    R2$77.39
    R1$77.02
    Pivot Point$76.66
    S1$76.30
    S2$75.94
    S3$75.57

    Advanced Oscillators

    TSI4.17
    Ultimate Osc52.9
    KST14.02

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$78.49M$74.20M$74.72M$71.50M$70.21M$66.16M$65.69M$62.76M$61.39M$58.73M$56.70M$58.64M
    Cost of RevenueN/A$31.28M$31.41M$36.87M$33.63M$34.35M$35.04M$35.35M$33.94M$34.07M$32.17M$28.23M
    Gross ProfitN/A$71.89M$74.72M$67.63M$68.12M$62.60M$63.10M$60.03M$58.41M$56.07M$54.88M$56.77M
    Operating Expenses$37.37M$36.54M$36.45M$36.74M$35.66M$34.21M$33.77M$32.51M$32.42M$32.22M$31.63M$30.85M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$35.35M$35.36M$30.89M$32.45M$28.39M$29.33M$27.51M$25.99M$23.85M$23.26M$25.92M
    Interest Income$91.24M$87.75M$89.53M$88.56M$85.57M$82.05M$81.98M$79.81M$76.65M$75.00M$73.33M$69.50M
    Interest Expense$30.35M$28.97M$31.41M$33.01M$31.53M$30.79M$32.45M$32.62M$30.97M$31.41M$30.35M$26.36M
    Income Before Tax$38.35M$35.35M$35.36M$30.89M$32.45M$28.39M$29.33M$27.51M$25.99M$23.85M$23.26M$25.92M
    Income Tax Expense$8.72M$8.16M$8.08M$6.98M$7.55M$6.42M$6.84M$5.37M$6.49M$5.17M$4.60M$5.29M
    Net Income$29.62M$27.19M$27.28M$23.91M$24.90M$21.97M$22.49M$22.14M$19.50M$18.68M$18.66M$20.63M
    EBITDA$40.03M$37.37M$37.55M$32.96M$34.51M$30.37M$31.17M$29.57M$27.97M$25.54M$25.14M$28.03M
    EBIT$38.35M$35.35M$35.36M$30.89M$32.45M$28.39M$29.33M$27.51M$25.99M$23.85M$23.26M$25.92M
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

    No research available

    Be the first to write about CTBI

    News

    Hsbc Holdings PLC Invests $1.63 Million in Community Trust Bancorp, Inc. $CTBI

    HSBC Holdings PLC has acquired a new stake in Community Trust Bancorp (NASDAQ:CTBI), purchasing 22,515 shares valued at approximately $1.63 million, now holding a 0.12% stake. Other hedge funds have also adjusted their positions in the company, with institutional investors and hedge funds collectively owning 60.20% of CTBI. Community Trust Bancorp reported strong quarterly results, beating analyst expectations for EPS and revenue, and increased its quarterly dividend from $0.53 to $0.65 per share.

    MarketBeat•8/31/26•
    Bullish

    Deutsche Bank AG Purchases New Position in Community Trust Bancorp, Inc. $CTBI

    Deutsche Bank AG has acquired a new position in Community Trust Bancorp (NASDAQ:CTBI), purchasing 16,105 shares valued at approximately $1.17 million. This move is part of broader institutional interest, with hedge funds and institutional investors collectively owning 60.2% of CTBI. The company recently reported strong quarterly earnings, exceeding estimates, and increased its quarterly dividend, contributing to a "Moderate Buy" consensus rating from analysts.

    MarketBeat•8/31/26•
    Somewhat-Bullish

    (CTBI) Volatility Zones as Tactical Triggers

    This article analyzes Community Trust Bancorp Inc. (NASDAQ: CTBI) using AI models, identifying neutral near and mid-term readings but a strong long-term positive bias. It highlights an exceptional 23.1:1 risk-reward setup with a target gain of 6.5% against 0.3% risk. The report provides specific institutional trading strategies, including position trading, momentum breakout, and risk hedging, along with multi-timeframe signal analysis.

    Stock Traders Daily•8/30/26•
    Somewhat-Bullish

    Jupiter Topco LLC Purchases New Shares in Community Trust Bancorp, Inc. $CTBI

    Jupiter Topco LLC acquired 206,688 shares of Community Trust Bancorp (NASDAQ:CTBI) for approximately $14.96 million, now holding a 1.14% stake in the company. Institutional investors collectively own 60.20% of the stock. Analysts maintain a "Moderate Buy" rating with an average price target of $81.50, following the company's strong quarterly earnings of $1.64 EPS and $78.49 million in revenue, and an increased quarterly dividend of $0.65 per share.

    MarketBeat•8/30/26•
    Bullish

    Heartland Advisors Inc. Makes New $11.88 Million Investment in Community Trust Bancorp, Inc. $CTBI

    Heartland Advisors Inc. has made a new $11.88 million investment in Community Trust Bancorp, Inc. (NASDAQ:CTBI), acquiring 164,210 shares. This investment positions Heartland Advisors as a significant stakeholder, owning approximately 0.90% of the company, which has seen positive recent earnings reports and a dividend increase. Analysts currently rate CTBI as a "Moderate Buy" with an average price target of $81.50.

    MarketBeat•8/22/26•
    Bullish

    Frequently Asked Questions About CTBI

    What is CTBI's current dividend yield?
    Community Trust Bancorp Inc (CTBI) has a current dividend yield of 2.78%.
    Does CTBI pay dividends?
    Yes, Community Trust Bancorp Inc pays dividends with a current yield of 2.78%.
    What is CTBI's P/E ratio?
    Community Trust Bancorp Inc has a price-to-earnings (P/E) ratio of 12.75.
    What is CTBI's market cap?
    Community Trust Bancorp Inc (CTBI) has a market capitalization of $1.39B with a current stock price of $76.13.

    Get full access to GNG Research

    Create a free account to access portfolio tracking, advanced tools, and more.

    Create Free AccountLog In