U

    United Fire Group Inc (UFCS)

    Official site

    FINANCIAL SERVICES • INSURANCE - PROPERTY & CASUALTY • NASDAQ

    $53.87
    -0.11 (-0.20%)

    Market Cap: $1.38B

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    65%(26/40)
    Avg Surprise
    -179.65%
    Streak
    8 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$1.19
    Range$1.19 - $1.19
    2 analysts
    EPS Revisions
    1
    0
    7d
    1
    1
    30d
    EPS Estimate Drift
    90d ago$1.26+5.9%
    60d ago$1.31+10.5%
    30d ago$1.31+10.5%
    7d ago$1.31+10.5%
    Current$1.19
    Revenue Consensus
    $414M
    Range$389M - $438M
    2 analysts
    Dec 31, 2026
    EPS Consensus$2.27
    Range$2.27 - $2.29
    2 analysts
    Revenue Consensus
    $442M
    Range$383M - $501M
    2 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$2.27---
    Sep 26EST
    		-$1.19---
    Jun 26
    		$1.30$0.70+85.71%Beat+44.4%
    Mar 26
    		$1.15$0.79+45.57%Beat+64.3%
    Dec 25
    		$1.50$0.91+64.84%Beat+20.0%
    Sep 25
    		$1.50$0.72+108.33%Beat+85.2%
    Jun 25
    		$0.90$0.56+60.71%Beat+1385.7%
    Mar 25
    		$0.70$0.61+14.75%Beat+25.0%
    Dec 24
    		$1.25$0.66+89.39%Beat+92.3%
    Sep 24
    		$0.81$0.21+285.71%Beat+161.3%
    Jun 24
    		$-0.07$-0.04-75.00%Miss+96.9%
    Mar 24
    		$0.56$0.55+1.82%Beat+600.0%
    Dec 23
    		$0.65$0.53+22.64%Beat+261.1%
    Sep 23
    		$0.31$-0.16+293.75%Beat+166.0%
    Jun 23
    		$-2.27$-2.27+0.00%Beat-1045.8%
    Mar 23
    		$0.08N/A-84.91%Miss-92.9%
    Dec 22
    		$0.18$0.36-50.00%Miss-89.3%
    Sep 22
    		$-0.47$-0.48+2.08%Beat-51.6%
    Jun 22
    		$0.24N/A-51.02%Miss-31.4%
    Mar 22
    		$1.13$0.94+20.21%Beat+3866.7%
    Dec 21
    		$1.69$0.51+231.37%Beat+230.0%
    Sep 21
    		$-0.31$-0.31+0.00%Beat+77.4%
    Jun 21
    		$0.35$-0.05+800.00%Beat+234.6%
    Mar 21
    		$-0.03N/A-133.33%Miss-160.0%
    Dec 20
    		$-1.30$-1.30+0.00%Beat-25.0%
    Sep 20
    		$-1.37$-1.55+11.61%Beat-242.5%
    Jun 20
    		$-0.26$-0.27+3.70%Beat+55.9%
    Mar 20
    		$0.05$0.08-37.50%Miss-94.5%
    Dec 19
    		$-1.04$-1.15+9.57%Beat-246.7%
    Sep 19
    		$-0.40$-0.03-1233.33%Miss-192.6%
    Jun 19
    		$-0.59$0.01-6000.00%Miss-1866.7%
    Mar 19
    		$0.91$0.70+30.00%Beat-9.0%
    Dec 18
    		$-0.30$0.02-1600.00%Miss-132.6%
    Sep 18
    		$0.43$0.31+39.35%Beat+159.2%
    Jun 18
    		$-0.03N/A-113.04%Miss-160.0%
    Mar 18
    		$1.00$0.94+6.38%Beat+29.9%
    Dec 17
    		$0.92$0.47+95.74%Beat+100.0%
    Sep 17
    		$-0.73$-0.72-1.39%Miss-278.0%
    Jun 17
    		$0.05N/A-77.27%Miss-
    Mar 17
    		$0.77$0.75+2.67%Beat-
    Dec 16
    		$0.46$0.89-48.31%Miss-
    Sep 16
    		$0.41$0.44-6.82%Miss-

    Dividends

    Dividend Metrics

    Yield1.34%
    Annual/Share$0.72
    Payout Ratio10.20%
    Frequency4
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+0.53%
    5Y CAGR-10.90%
    View UFCS's full dividend history

    Key Metrics

    Valuation
    P/E Ratio9.88EV/EBITDAN/A
    Price/FCF5.15xFCF Yield19.41%
    Profitability
    Profit Margin9.57%Operating Margin11.80%
    ROE15.50%ROIC13.44%
    Financial Health
    Debt/Equity0.15xInterest Coverage14.96x
    Current Ratio1.34xQuick Ratio1.34x
    Trading Statistics
    Beta0.51Avg Volume138.69K
    52-Week High$55.8252-Week Low$29.32

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$53.59
    SMA 20$53.77
    SMA 50$52.42
    SMA 200$42.38
    EMA 10$53.72
    EMA 20$53.40
    EMA 50$51.76
    EMA 200$43.77

    MACD

    Line: 0.52Signal: 0.60Hist: -0.08

    ADX

    ADX: 21.2+DI: 21.2-DI: 13.8

    Aroon & PSAR

    Aroon Up28.0
    Aroon Down16.0
    PSAR$52.22

    Bollinger Bands

    Upper Band$54.80
    Lower Band$52.74
    %B Position384%(Upper)
    Band Width0.55

    RSI (14-Day)

    Neutral
    55.4

    Momentum Oscillators

    Stoch %K59.2
    Stoch %D58.4
    Williams %R-42.1
    ROC (10d)0.9%
    Momentum0.47
    CCI (20d)25.8
    MFI (14d)47.0

    Volatility Measures

    ATR (14d)$1.46(2.7%)
    StdDev (20d)0.52
    Hist Vol20.3%(Moderate)

    Volume Flow

    VWAP$53.93
    OBV4.6M
    AD Line-22.8M
    CMF (20d)-0.071

    Volume Metrics

    Avg Vol (20d)135.5K
    Vol Ratio0.8x
    VWMA (20d)$53.71

    Pivot Points

    R3$56.26
    R2$55.59
    R1$54.79
    Pivot Point$54.12
    S1$53.32
    S2$52.65
    S3$51.85

    Advanced Oscillators

    TSI11.36
    Ultimate Osc46.0
    KST27.30

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$384.15M$369.70M$367.47M$354.42M$336.48M$331.87M$334.49M$324.64M$302.40M$297.20M$285.21M$275.92M
    Cost of Revenue$1.12M$514,000$-9,000$407,000$335,000$142,000$419,000$481,000$152,000$1.05M$-174,427,000$179,000
    Gross Profit$383.03M$369.18M$367.48M$354.02M$336.14M$331.73M$334.07M$324.16M$302.25M$296.15M$459.64M$275.74M
    Operating Expenses$337.47M$327.73M$314.43M$301.82M$303.45M$306.64M$290.73M$295.03M$303.33M$277.80M$436.75M$264.60M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating Income$45.56M$41.45M$53.05M$52.20M$32.69M$25.09M$43.34M$29.14M$-1,081,000$18.34M$22.89M$11.13M
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$3.19M$3.18M$3.18M$3.12M$2.48M$2.48M$2.48M$2.48M$1.46M$859,000$869,000$797,000
    Income Before Tax$41.94M$38.01M$48.20M$48.68M$29.20M$21.85M$39.55M$24.98M$-3,770,000$16.28M$24.13M$8.38M
    Income Tax Expense$8.58M$7.96M$9.85M$9.49M$6.25M$4.15M$8.10M$5.23M$-1,035,000$2.78M$4.52M$2.00M
    Net Income$33.37M$30.05M$38.35M$39.19M$22.95M$17.70M$31.44M$19.75M$-2,735,000$13.50M$19.61M$6.38M
    EBITDA$47.70M$44.34M$54.75M$54.96M$34.72M$27.09M$45.16M$30.86M$2.25M$21.48M$27.41M$13.58M
    EBIT$45.13M$41.20M$51.39M$51.79M$31.69M$24.34M$42.03M$27.46M$-2,310,000$17.14M$22.89M$9.17M
    * Some calculated fields are derived from available data when not provided by source

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    News

    United Fire Group, Inc (UFCS) Hits Fresh High: Is There Still Room to Run?

    United Fire Group (UFCS) has reached a new 52-week high, with its stock up 23.2% over the past month and 32.7% year-to-date. The company has consistently beaten earnings estimates, and analysts project continued growth in EPS and revenues for the current and next fiscal years. With a Zacks Rank of #1 (Strong Buy) and favorable valuation metrics, UFCS appears to have further upside potential.

    qz.com•8/26/26•
    Bullish

    Ieq Capital LLC Acquires New Position in United Fire Group, Inc $UFCS

    Ieq Capital LLC has acquired a new position in United Fire Group, Inc (NASDAQ:UFCS), purchasing 47,644 shares valued at approximately $2.5 million. Institutional investors now own 62.68% of the company. Despite some recent analyst downgrades from "strong-buy" to "buy" or "hold," the consensus rating remains "Buy" with a $52.50 price target, and the company has exceeded recent earnings expectations.

    MarketBeat•8/25/26•
    Bullish

    43,882 Shares in United Fire Group, Inc $UFCS Bought by Globeflex Capital L P

    Globeflex Capital L P recently acquired 43,882 shares of United Fire Group, Inc (NASDAQ:UFCS) valued at approximately $2.3 million, marking a new position for the institutional investor. This acquisition is part of broader institutional interest, with other major firms like BlackRock Inc. and Vanguard Group Inc. also holding significant stakes. United Fire Group, an insurance provider, has shown strong financial performance, reporting better-than-expected Q2 earnings and announcing a quarterly dividend, alongside a stock repurchase program.

    MarketBeat•8/24/26•
    Bullish

    Is United Fire Group (UFCS) Stock Undervalued Right Now?

    United Fire Group (UFCS) stock currently holds a Zacks Rank #2 (Buy) and an A grade for Value, suggesting it may be undervalued. The article highlights several valuation metrics, including a P/E ratio of 10.16, a P/B ratio of 0.94, a P/S ratio of 0.95, and a P/CF ratio of 7.83, all of which are favorable when compared to industry averages. These indicators, combined with a strong earnings outlook, position UFCS as an impressive value stock.

    Eastern Progress•8/23/26•
    Bullish

    United Fire Group, Inc. Declares Quarterly Ca

    United Fire Group, Inc. has declared a regular quarterly cash dividend of $0.16 per share on its common stock. This dividend is payable on September 15, 2026, to shareholders of record as of September 1, 2026. This announcement reflects the company's consistent return of value to its shareholders.

    Moomoo•8/22/26•
    Bullish

    Frequently Asked Questions About UFCS

    What is UFCS's current dividend yield?
    United Fire Group Inc (UFCS) has a current dividend yield of 1.34%.
    Does UFCS pay dividends?
    Yes, United Fire Group Inc pays dividends with a current yield of 1.34%.
    What is UFCS's P/E ratio?
    United Fire Group Inc has a price-to-earnings (P/E) ratio of 9.88.
    What is UFCS's market cap?
    United Fire Group Inc (UFCS) has a market capitalization of $1.38B with a current stock price of $53.87.

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