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    P

    Preferred Bank (PFBC)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $103.59
    +1.60 (+1.57%)

    Market Cap: $1.21B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    87%(34/39)
    Avg Surprise
    +4.28%
    Streak
    5 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$2.69
    Range$2.60 - $2.78
    6 analysts
    EPS Revisions
    1
    0
    7d
    1
    3
    30d
    EPS Estimate DriftChange to current
    90d ago$2.73-1.7%
    60d ago$2.70-0.3%
    30d ago$2.70-0.3%
    7d ago$2.690.0%
    Current$2.69
    Revenue Consensus
    $73M
    Range$73M - $73M
    5 analysts
    Period ending Dec 31, 2026
    EPS Consensus$2.96
    Range$2.78 - $3.25
    6 analysts
    Revenue Consensus
    $75M
    Range$74M - $76M
    5 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$2.96---
    Sep 26EST
    		-$2.69---
    Jun 26
    Reported Jul 22
    		$2.78$2.65+4.91%Beat+10.3%
    Mar 26
    Reported Apr 22
    		$2.53$2.46+2.85%Beat+13.5%
    Dec 25
    Reported Jan 22
    		$2.79$2.79+0.00%Beat+24.0%
    Sep 25
    Reported Oct 20
    		$2.84$2.57+10.51%Beat+15.4%
    Jun 25
    Reported Jul 21
    		$2.52$2.43+3.70%Beat+1.6%
    Mar 25
    Reported Apr 25
    		$2.23$2.33-4.29%Miss-8.6%
    Dec 24
    Reported Jan 27
    		$2.25$2.38-5.46%Miss-14.8%
    Sep 24
    Reported Oct 21
    		$2.46$2.37+3.80%Beat-9.2%
    Jun 24
    Reported Jul 25
    		$2.48$2.39+3.77%Beat-5.0%
    Mar 24
    Reported Apr 23
    		$2.44$2.38+2.52%Beat-13.2%
    Dec 23
    Reported Jan 24
    		$2.64$2.54+3.94%Beat-2.6%
    Sep 23
    Reported Oct 17
    		$2.71$2.56+5.86%Beat+12.9%
    Jun 23
    Reported Jul 19
    		$2.61$2.45+6.53%Beat+39.6%
    Mar 23
    Reported Apr 18
    		$2.81$2.56+9.77%Beat+61.5%
    Dec 22
    Reported Jan 18
    		$2.71$2.57+5.45%Beat+50.6%
    Sep 22
    Reported Oct 19
    		$2.40$2.13+12.68%Beat+36.4%
    Jun 22
    Reported Jul 20
    		$1.87$1.79+4.47%Beat+29.9%
    Mar 22
    Reported Apr 19
    		$1.74$1.69+2.96%Beat+22.5%
    Dec 21
    Reported Jan 19
    		$1.80$1.72+4.65%Beat+28.6%
    Sep 21
    Reported Oct 20
    		$1.76$1.62+8.64%Beat+53.0%
    Jun 21
    Reported Jul 20
    		$1.44$1.48-2.70%Miss+39.8%
    Mar 21
    Reported Apr 20
    		$1.42$1.36+4.41%Beat+31.5%
    Dec 20
    Reported Jan 25
    		$1.40$1.18+18.64%Beat+6.9%
    Sep 20
    Reported Oct 19
    		$1.15$1.05+9.52%Beat-12.9%
    Jun 20
    Reported Jul 21
    		$1.03$0.98+5.10%Beat-21.4%
    Mar 20
    Reported Apr 22
    		$1.08$1.01+6.93%Beat-12.2%
    Dec 19
    Reported Jan 22
    		$1.31$1.26+3.97%Beat+20.2%
    Sep 19
    Reported Oct 16
    		$1.32$1.31+0.76%Beat+10.0%
    Jun 19
    Reported Jul 17
    		$1.31$1.28+2.34%Beat+15.9%
    Mar 19
    Reported Apr 17
    		$1.23$1.24-0.81%Miss+12.8%
    Dec 18
    Reported Jan 17
    		$1.09$1.23-11.38%Miss+12.4%
    Sep 18
    Reported Oct 17
    		$1.20$1.17+2.56%Beat+27.7%
    Jun 18
    Reported Jul 18
    		$1.13$1.09+3.67%Beat+41.2%
    Mar 18
    Reported Apr 19
    		$1.09$1.06+2.83%Beat+53.5%
    Dec 17
    Reported Jan 22
    		$0.97$0.89+8.99%Beat+36.6%
    Sep 17
    Reported Oct 24
    		$0.94$0.85+10.59%Beat-
    Jun 17
    Reported Jul 18
    		$0.80$0.76+5.26%Beat-
    Mar 17
    Reported Apr 19
    		$0.71$0.70+1.43%Beat-
    Dec 16
    Reported Jan 19
    		$0.71$0.66+7.58%Beat-

    Dividends

    Dividend Metrics

    Forward Yield3.09%
    Forward Annual Dividend$3.20
    Payout Ratio21.35%
    FrequencyQuarterly
    Pay MonthsJan, Apr, Jul, Oct

    Growth

    3Y CAGR+20.37%
    5Y CAGR+20.11%
    PFBC dividend history and ex-dividend datesRun PFBC in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio9.47EV/EBITDA4.54x
    Price/FCF7.43xFCF Yield13.45%
    Profitability
    Profit Margin47.20%Operating Margin67.40%
    ROE17.60%ROIC11.37%
    Financial Health
    Debt/Equity0.49xInterest Coverage0.89x
    Current Ratio255.01xQuick Ratio255.01x
    Trading Statistics
    Beta0.56Avg Volume164.08K
    52-Week High$110.5952-Week Low$79.59

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$103.52
    SMA 20$104.75
    SMA 50$104.21
    SMA 200$96.68
    EMA 10$103.46
    EMA 20$103.96
    EMA 50$103.81
    EMA 200$98.19

    MACD

    Line: -0.44Signal: -0.11Hist: -0.32

    ADX

    ADX: 14.7+DI: 20.2-DI: 25.4

    Aroon & PSAR

    Aroon Up44.0
    Aroon Down96.0
    PSAR$104.88

    Bollinger Bands

    Upper Band$108.53
    Lower Band$100.97
    %B Position721%(Upper)
    Band Width0.35

    RSI (14-Day)

    Neutral
    48.0

    Momentum Oscillators

    Stoch %K18.7
    Stoch %D16.9
    Williams %R-69.9
    ROC (10d)-1.5%
    Momentum-1.60
    CCI (20d)-71.4
    MFI (14d)28.4

    Volatility Measures

    ATR (14d)$2.36(2.3%)
    StdDev (20d)1.89
    Hist Vol18.5%(Low)

    Volume Flow

    VWAP$103.23
    OBV974.5K
    AD Line-73.8M
    CMF (20d)-0.486

    Volume Metrics

    Avg Vol (20d)160.7K
    Vol Ratio0.4x(Low)
    VWMA (20d)$105.21

    Pivot Points

    R3$104.99
    R2$103.90
    R1$102.95
    Pivot Point$101.86
    S1$100.91
    S2$99.82
    S3$98.87

    Advanced Oscillators

    TSI-6.55
    Ultimate Osc47.7
    KST-1.90

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$125.75M$120.82M$129.26M$130.51M$124.20M$118.53M$127.26M$132.88M$130.70M$129.59M$123.73M$128.50M
    Cost of Revenue$53.66M$53.06M$58.96M$58.04M$55.17M$52.57M$58.69M$63.78M$63.69M$62.42M$59.07M$56.08M
    Gross Profit$72.09M$67.76M$70.30M$72.47M$69.04M$65.96M$68.58M$69.11M$67.01M$67.17M$64.66M$72.43M
    Operating Expenses$23.53M$23.18M$20.91M$21.50M$22.45M$23.37M$26.01M$22.09M$19.70M$20.03M$14.53M$19.01M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$17.68M$17.89M$15.53M$14.24M$14.25M$14.84M$13.28M$13.53M$12.94M$13.90M$12.06M$13.01M
    Operating Income$48.56M$44.58M$49.39M$50.98M$46.59M$42.59M$42.56M$47.02M$47.31M$47.14M$50.13M$53.42M
    Interest Income$0$116.88M$124.63M$126.85M$120.44M$114.53M$125.86M$129.42M$127.29M$126.52M$124.96M$125.53M
    Interest Expense$52.46M$51.56M$54.66M$55.54M$53.57M$51.87M$56.69M$60.58M$61.19M$58.02M$55.57M$52.58M
    Income Before Tax$48.56M$44.58M$49.39M$50.98M$46.59M$42.59M$42.56M$47.02M$47.31M$47.14M$50.13M$53.42M
    Income Tax Expense$15.02M$13.44M$14.57M$15.04M$13.74M$12.56M$12.34M$13.63M$13.72M$13.67M$14.29M$15.22M
    Net Income$33.54M$31.14M$34.82M$35.94M$32.85M$30.02M$30.22M$33.38M$33.59M$33.47M$35.84M$38.19M
    EBITDA$48.56M$44.98M$49.78M$51.39M$47.02M$43.10M$43.07M$47.54M$47.87M$47.71M$50.57M$53.88M
    EBITN/A$44.58M$49.39M$50.98M$46.59M$42.59M$42.56M$47.02M$47.31M$47.14M$50.13M$53.42M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Preferred Bank (PFBC) Set to Announce Earnings on Friday

    Preferred Bank (PFBC) is scheduled to release its Q3 2026 earnings before the market opens on Friday, October 23rd. Analysts anticipate earnings per share (EPS) of $2.69 and revenue of $73.10 million. The bank recently...

    MarketBeat•10/16/26•Somewhat-Bullish

    Piper Sandler raises target for Preferred Bank stock to USD 120.00

    Piper Sandler has increased its price target for Preferred Bank (PFBC) stock to USD 120.00. This adjustment follows the bank's strong second-quarter 2026 net income of USD 33.54 million and diluted earnings per share...

    ad-hoc-news.de•10/15/26•Bullish

    3 Reasons to Sell PFBC and 1 Stock to Buy Instead

    This article recommends selling Preferred Bank (PFBC) due to concerns over its net interest income growth, slim projected net interest income growth...

    StockStory•10/13/26•Bearish

    Technical Reactions to PFBC Trends in Macro Strategies

    This article analyzes Preferred Bank (NASDAQ: PFBC) focusing on technical reactions to its trends using AI-generated strategies. It highlights a weak near-term sentiment potentially challenging long-term strength...

    Stock Traders Daily•10/13/26•Somewhat-Bearish

    Preferred Bank (PFBC) Stock Looks Reasonable Despite Its 83% Run

    Preferred Bank (PFBC) has seen an 83% share price increase over three years, leading to questions about its current valuation. Despite the significant run, the stock trades at 9.0x earnings...

    Yahoo Finance•10/11/26•Somewhat-Bullish

    PFBC Valuation and Fair Value

    P/E
    9.5x
    Forward P/E
    8.3x
    EV/EBITDA
    4.5x
    P/FCF
    7.4x
    PEG
    0.9x
    P/B
    1.6x
    See GNG's fair value

    PFBC Profitability: Margins, ROIC and FCF

    Gross margin
    55.8%
    Operating margin
    67.4%
    Net margin
    47.2%
    ROIC
    11.4%
    ROE
    17.6%
    FCF margin
    33.2%
    FCF yield
    13.5%

    PFBC Competitors

    CompanyTicker
    Old Second Bancorp IncOSBC
    Neuberger Berman Next Generation Connectivity Fund IncNBXG
    Hbt Financial IncHBT
    Jefferson Capital, Inc. Common StockJCAP
    ConnectOne Bancorp, Inc.CNOBP
    Trupanion IncTRUP
    Peoples Bancorp IncPEBO
    Gold.com, Inc.GOLD

    Sector: Financial Services

    PFBC Analyst Ratings

    Consensus
    Hold
    Analysts
    6
    Strong Buy
    1
    Buy
    1
    Hold
    4
    Sell
    0
    Strong Sell
    0

    PFBC Bull Case vs Bear Case

    Bull case

    • PFBC converts 33.2% of revenue into free cash flow.
    • PFBC has a 47.2% net profit margin.

    PFBC Earnings: Beat Rate and Next Report

    Beat rate
    5 of 8 quarters (62.5%)
    Average surprise
    2.0%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $2.69
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    1 up, 3 down

    PFBC Dividend

    Forward yield
    3.1%
    Payout ratio
    21.4%
    3Y DPS growth
    20.4%
    5Y DPS growth
    20.1%
    Pay months
    Jan, Apr, Jul, Oct
    PFBC dividend history

    Frequently Asked Questions About PFBC

    What is PFBC's current dividend yield?

    Preferred Bank (PFBC) has a forward dividend yield of 3.09%.

    Does PFBC pay dividends?

    Yes, Preferred Bank pays dividends with a forward dividend yield of 3.09%.

    What is PFBC's P/E ratio?

    Preferred Bank has a price-to-earnings (P/E) ratio of 9.47.

    What is PFBC's market cap?

    Preferred Bank (PFBC) has a market capitalization of $1.21B with a current stock price of $103.59.

    Related stocks

    Sector: Financial Services

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