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    C

    CVB Financial Corporation (CVBF)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $21.83
    +0.48 (+2.25%)

    Market Cap: $3.78B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    87%(34/39)
    Avg Surprise
    +4.06%
    Streak
    10 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.45
    Range$0.43 - $0.47
    6 analysts
    EPS Revisions
    1
    0
    7d
    5
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$0.43+4.7%
    60d ago$0.45+0.4%
    30d ago$0.450.0%
    7d ago$0.450.0%
    Current$0.45
    Revenue Consensus
    $193M
    Range$190M - $195M
    5 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.50
    Range$0.46 - $0.56
    6 analysts
    Revenue Consensus
    $190M
    Range$183M - $194M
    5 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.50---
    Sep 26EST
    		-$0.45---
    Jun 26
    Reported Jul 22
    		$0.44$0.42+4.76%Beat+22.2%
    Mar 26
    Reported Apr 22
    		$0.38$0.38+0.00%Beat+5.6%
    Dec 25
    Reported Jan 21
    		$0.41$0.40+2.50%Beat+13.9%
    Sep 25
    Reported Oct 22
    		$0.38$0.37+2.70%Beat+2.7%
    Jun 25
    Reported Jul 23
    		$0.36$0.35+2.86%Beat+0.0%
    Mar 25
    Reported Apr 23
    		$0.36$0.33+9.09%Beat+2.9%
    Dec 24
    Reported Jan 22
    		$0.36$0.34+5.88%Beat+2.9%
    Sep 24
    Reported Oct 23
    		$0.37$0.35+5.71%Beat-11.9%
    Jun 24
    Reported Jul 24
    		$0.36$0.35+2.86%Beat-10.0%
    Mar 24
    Reported Apr 24
    		$0.35$0.35+0.00%Beat-16.7%
    Dec 23
    Reported Jan 24
    		$0.35$0.39-10.26%Miss-25.5%
    Sep 23
    Reported Oct 25
    		$0.42$0.40+5.00%Beat-8.7%
    Jun 23
    Reported Jul 26
    		$0.40$0.39+2.56%Beat-4.8%
    Mar 23
    Reported Apr 26
    		$0.42$0.44-4.55%Miss+23.5%
    Dec 22
    Reported Jan 25
    		$0.47$0.48-2.08%Miss+34.3%
    Sep 22
    Reported Oct 19
    		$0.46$0.45+2.22%Beat+24.3%
    Jun 22
    Reported Jul 20
    		$0.42$0.38+10.53%Beat+10.5%
    Mar 22
    Reported Apr 20
    		$0.34$0.31+9.68%Beat-27.7%
    Dec 21
    Reported Jan 26
    		$0.35$0.34+2.94%Beat-5.4%
    Sep 21
    Reported Oct 20
    		$0.37$0.37+0.00%Beat+5.7%
    Jun 21
    Reported Jul 21
    		$0.38$0.35+8.57%Beat+22.6%
    Mar 21
    Reported Apr 21
    		$0.47$0.36+30.56%Beat+74.1%
    Dec 20
    Reported Jan 27
    		$0.37$0.34+8.82%Beat+0.0%
    Sep 20
    Reported Oct 21
    		$0.35$0.33+6.06%Beat-2.8%
    Jun 20
    Reported Jul 22
    		$0.31$0.27+14.81%Beat-16.2%
    Mar 20
    Reported Apr 22
    		$0.27$0.31-12.90%Miss-25.0%
    Dec 19
    Reported Jan 22
    		$0.37$0.36+2.78%Beat+5.7%
    Sep 19
    Reported Oct 23
    		$0.36$0.37-2.70%Miss+5.9%
    Jun 19
    Reported Jul 24
    		$0.37$0.37+0.00%Beat+15.6%
    Mar 19
    Reported Apr 24
    		$0.36$0.35+2.86%Beat+12.5%
    Dec 18
    Reported Jan 23
    		$0.35$0.34+2.94%Beat+25.0%
    Sep 18
    Reported Oct 24
    		$0.34$0.32+6.25%Beat+25.9%
    Jun 18
    Reported Jul 18
    		$0.32$0.30+6.67%Beat+23.1%
    Mar 18
    Reported Apr 18
    		$0.32$0.30+6.67%Beat+23.1%
    Dec 17
    Reported Jan 24
    		$0.28$0.27+3.70%Beat+0.0%
    Sep 17
    Reported Oct 18
    		$0.27$0.27+0.00%Beat-
    Jun 17
    Reported Jul 19
    		$0.26$0.26+0.00%Beat-
    Mar 17
    Reported Apr 25
    		$0.26$0.25+4.00%Beat-
    Dec 16
    Reported Jan 18
    		$0.28$0.24+16.67%Beat-

    Dividends

    Dividend Metrics

    Forward Yield3.66%
    Forward Annual Dividend$0.80
    Payout Ratio68.05%
    FrequencyQuarterly
    Pay MonthsJan, Apr, Jul, Oct

    Growth

    3Y CAGR+1.28%
    5Y CAGR-2.33%
    CVBF dividend history and ex-dividend datesRun CVBF in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio13.56EV/EBITDA13.97x
    Price/FCF6.71xFCF Yield14.90%
    Profitability
    Profit Margin36.10%Operating Margin55.70%
    ROE7.65%ROIC4.84%
    Financial Health
    Debt/Equity0.35xInterest Coverage1.99x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.67Avg Volume1.48M
    52-Week High$23.2052-Week Low$17.27

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$21.74
    SMA 20$21.88
    SMA 50$22.18
    SMA 200$20.72
    EMA 10$21.70
    EMA 20$21.84
    EMA 50$21.97
    EMA 200$20.96

    MACD

    Line: -0.17Signal: -0.15Hist: -0.03

    ADX

    ADX: 24.4+DI: 19.1-DI: 29.2

    Aroon & PSAR

    Aroon Up16.0
    Aroon Down96.0
    PSAR$22.43

    Bollinger Bands

    Upper Band$22.51
    Lower Band$21.25
    %B Position574%(Upper)
    Band Width0.46

    RSI (14-Day)

    Neutral
    48.6

    Momentum Oscillators

    Stoch %K25.3
    Stoch %D19.4
    Williams %R-51.3
    ROC (10d)-0.8%
    Momentum-0.18
    CCI (20d)-56.1
    MFI (14d)35.9

    Volatility Measures

    ATR (14d)$0.43(2.0%)
    StdDev (20d)0.31
    Hist Vol19.3%(Low)

    Volume Flow

    VWAP$21.70
    OBV15.5M
    AD Line-629.2M
    CMF (20d)-0.682

    Volume Metrics

    Avg Vol (20d)1.4M
    Vol Ratio0.9x
    VWMA (20d)$21.95

    Pivot Points

    R3$21.79
    R2$21.60
    R1$21.48
    Pivot Point$21.29
    S1$21.16
    S2$20.97
    S3$20.85

    Advanced Oscillators

    TSI-11.25
    Ultimate Osc42.9
    KST-24.22

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$179.43M$132.12M$133.85M$128.58M$126.35M$126.67M$123.52M$126.45M$125.27M$126.57M$138.52M$137.68M
    Cost of RevenueN/A$34.27M$30.82M$36.03M$32.60M$31.06M$34.18M$51.38M$47.72M$45.23M$36.22M$33.96M
    Gross ProfitN/A$126.36M$132.24M$127.08M$126.35M$128.17M$110.26M$118.03M$125.77M$126.57M$141.86M$136.22M
    Operating Expenses$114.38M$60.57M$61.99M$58.58M$57.56M$59.14M$58.48M$58.84M$56.50M$59.77M$65.93M$55.06M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$68.55M$74.36M$69.01M$68.80M$69.53M$68.04M$67.62M$68.78M$66.80M$74.59M$80.62M
    Interest Income$202.13M$149.11M$155.98M$150.11M$144.21M$143.00M$147.60M$165.75M$159.07M$157.69M$158.08M$156.23M
    Interest Expense$39.71M$31.27M$33.32M$34.53M$32.60M$32.56M$37.18M$52.13M$48.22M$45.23M$38.72M$32.86M
    Income Before Tax$65.05M$68.55M$74.36M$69.01M$68.80M$69.53M$68.04M$67.62M$68.78M$66.80M$74.59M$80.62M
    Income Tax Expense$16.79M$17.55M$19.32M$16.42M$18.23M$18.43M$17.18M$16.39M$18.74M$18.20M$26.08M$22.73M
    Net Income$48.26M$51.00M$55.04M$52.59M$50.56M$51.10M$50.86M$51.22M$50.03M$48.60M$48.51M$57.89M
    EBITDA$71.76M$76.99M$49.39M$76.68M$76.61M$78.23M$43.03M$78.84M$73.87M$74.04M$46.92M$90.70M
    EBIT$65.05M$68.55M$74.36M$69.01M$68.80M$69.53M$68.04M$67.62M$68.78M$66.80M$74.59M$80.62M
    * Some calculated fields are derived from available data when not provided by source

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    News

    CVB Financial sets October 22 results: USD 192.80 million forecast for CVB Financial stock

    CVB Financial is scheduled to report its third-quarter 2026 results on October 22, 2026, with analysts forecasting revenues of USD 192.80 million and earnings per share of USD 0.41. The company's market capitalization...

    ad-hoc-news.de•10/15/26•Neutral

    CVB Financial Q3 2026 Earnings Date and Estimates

    CVB Financial (NASDAQ: CVBF) is projected to announce its Q3 2026 earnings on Wednesday, October 21, 2026, after market close...

    MarketBeat•10/15/26•Somewhat-Bullish

    CVB Financial (CVBF) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

    CVB Financial (CVBF) is projected to report increased earnings and revenue for the quarter ending September 2026, with an expected EPS of $0.45, up 18.4% year-over-year, and revenues of $193.55 million...

    Yahoo Finance•10/14/26•Somewhat-Bullish

    CVB Financial (CVBF) Expected to Release Quarterly Earnings on Wednesday

    CVB Financial (CVBF) is set to release its Q3 2026 earnings after market close on Wednesday, October 21st, with analysts predicting earnings of $0.4117 per share and revenue of $192.80 million. The company's previous...

    MarketBeat•10/14/26•Neutral

    CVB Financial Corporation (CVBF) Stock Forecasts

    This article provides a brief overview of CVB Financial Corporation (CVBF), the holding company for Citizens Business Bank. It highlights an analyst report from Argus dated October 7, 2026...

    Yahoo! Finance Canada•10/8/26•Neutral

    CVBF Valuation and Fair Value

    P/E
    13.6x
    Forward P/E
    11.5x
    EV/EBITDA
    14.0x
    P/FCF
    6.7x
    PEG
    1.5x
    P/B
    1.2x
    See GNG's fair value

    CVBF Profitability: Margins, ROIC and FCF

    Operating margin
    55.7%
    Net margin
    36.1%
    ROIC
    4.8%
    ROE
    7.6%
    FCF margin
    99.7%
    FCF yield
    14.9%

    CVBF Competitors

    CompanyTicker
    Bread Financial Holdings, Inc.BFH
    Palomar Holdings IncPLMR
    Texas Capital Bancshares, Inc.TCBI
    Independent BankINDB
    WSFS Financial CorporationWSFS
    BancFirst CorporationBANF
    Twenty One Capital, Inc.XXI
    Renasant CorporationRNST

    Sector: Financial Services

    CVBF Analyst Ratings

    Consensus
    Buy
    Analysts
    6
    Strong Buy
    3
    Buy
    1
    Hold
    2
    Sell
    0
    Strong Sell
    0

    CVBF Bull Case vs Bear Case

    Bull case

    • CVBF converts 99.7% of revenue into free cash flow.
    • CVBF has a 36.1% net profit margin.
    • CVBF beat EPS estimates in 87.5% of its last 8 reported quarters.

    CVBF Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    4.2%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.45
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    5 up, 0 down

    CVBF Dividend

    Forward yield
    3.7%
    Payout ratio
    68.1%
    3Y DPS growth
    1.3%
    5Y DPS growth
    -2.3%
    Pay months
    Jan, Apr, Jul, Oct
    CVBF dividend history

    Frequently Asked Questions About CVBF

    What is CVBF's current dividend yield?

    CVB Financial Corporation (CVBF) has a forward dividend yield of 3.66%.

    Does CVBF pay dividends?

    Yes, CVB Financial Corporation pays dividends with a forward dividend yield of 3.66%.

    What is CVBF's P/E ratio?

    CVB Financial Corporation has a price-to-earnings (P/E) ratio of 13.56.

    What is CVBF's market cap?

    CVB Financial Corporation (CVBF) has a market capitalization of $3.78B with a current stock price of $21.83.

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