F

    First BanCorp. (FBP)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $27.88
    -0.13 (-0.46%)

    Market Cap: $4.28B

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    90%(36/40)
    Avg Surprise
    +14.00%
    Streak
    23 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$0.59
    Range$0.55 - $0.61
    7 analysts
    EPS Revisions
    4
    0
    7d
    5
    0
    30d
    EPS Estimate Drift
    90d ago$0.56-5.9%
    60d ago$0.56-5.9%
    30d ago$0.56-5.8%
    7d ago$0.59-0.3%
    Current$0.59
    Revenue Consensus
    $275M
    Range$268M - $282M
    6 analysts
    Dec 31, 2026
    EPS Consensus$0.75
    Range$0.72 - $0.78
    7 analysts
    Revenue Consensus
    $291M
    Range$265M - $318M
    6 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.75---
    Sep 26EST
    		-$0.59---
    Jun 26
    		$0.62$0.54+14.81%Beat+24.0%
    Mar 26
    		$0.57$0.51+11.76%Beat+21.3%
    Dec 25
    		$0.55$0.51+7.84%Beat+19.6%
    Sep 25
    		$0.63$0.49+28.57%Beat+40.0%
    Jun 25
    		$0.50$0.46+8.70%Beat+8.7%
    Mar 25
    		$0.47$0.43+9.30%Beat+6.8%
    Dec 24
    		$0.46$0.41+12.20%Beat+0.0%
    Sep 24
    		$0.45$0.41+9.76%Beat-2.2%
    Jun 24
    		$0.46$0.40+15.00%Beat+17.9%
    Mar 24
    		$0.44$0.38+15.79%Beat+12.8%
    Dec 23
    		$0.46$0.36+27.78%Beat+15.0%
    Sep 23
    		$0.46$0.38+21.05%Beat+15.0%
    Jun 23
    		$0.39$0.35+11.43%Beat+2.6%
    Mar 23
    		$0.39$0.35+11.43%Beat-4.9%
    Dec 22
    		$0.40$0.40+0.00%Beat+11.1%
    Sep 22
    		$0.40$0.40+0.00%Beat+8.1%
    Jun 22
    		$0.38$0.36+5.56%Beat+5.6%
    Mar 22
    		$0.41$0.33+24.24%Beat+32.3%
    Dec 21
    		$0.36$0.32+12.50%Beat+33.3%
    Sep 21
    		$0.37$0.27+37.04%Beat+270.0%
    Jun 21
    		$0.36$0.24+50.00%Beat+260.0%
    Mar 21
    		$0.31$0.24+29.17%Beat+1133.3%
    Dec 20
    		$0.27$0.22+22.73%Beat+42.1%
    Sep 20
    		$0.10$0.15-33.33%Miss-50.0%
    Jun 20
    		$0.10$0.07+42.86%Beat-44.4%
    Mar 20
    		$-0.03N/A-117.65%Miss-117.6%
    Dec 19
    		$0.19$0.19+0.00%Beat-5.0%
    Sep 19
    		$0.20$0.20+0.00%Beat+25.0%
    Jun 19
    		$0.18$0.19-5.26%Miss+28.6%
    Mar 19
    		$0.17$0.17+0.00%Beat+21.4%
    Dec 18
    		$0.20$0.16+25.00%Beat+53.8%
    Sep 18
    		$0.16$0.16+0.00%Beat+23.1%
    Jun 18
    		$0.14$0.13+7.69%Beat+16.7%
    Mar 18
    		$0.14$0.09+55.56%Beat+16.7%
    Dec 17
    		$0.13$0.05+160.00%Beat+30.0%
    Sep 17
    		$0.13$0.11+18.18%Beat+62.5%
    Jun 17
    		$0.12$0.11+9.09%Beat-
    Mar 17
    		$0.12$0.10+20.00%Beat-
    Dec 16
    		$0.10$0.09+11.11%Beat-
    Sep 16
    		$0.08$0.10-20.00%Miss-

    Dividends

    Dividend Metrics

    Yield2.80%
    Annual/Share$0.78
    Payout Ratio31.96%
    Frequency4
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+16.11%
    5Y CAGR+29.20%
    View FBP's full dividend history

    Key Metrics

    Valuation
    P/E Ratio11.76EV/EBITDAN/A
    Price/FCF9.65xFCF Yield10.36%
    Profitability
    Profit Margin39.00%Operating Margin49.10%
    ROE19.50%ROIC17.11%
    Financial Health
    Debt/Equity0.10xInterest Coverage1.83x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.80Avg Volume1.10M
    52-Week High$29.6752-Week Low$18.53

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$28.11
    SMA 20$28.54
    SMA 50$27.69
    SMA 200$23.31
    EMA 10$28.12
    EMA 20$28.23
    EMA 50$27.49
    EMA 200$24.24

    MACD

    Line: 0.01Signal: 0.21Hist: -0.19

    ADX

    ADX: 30.2+DI: 16.8-DI: 20.4

    Aroon & PSAR

    Aroon Up60.0
    Aroon Down96.0
    PSAR$28.89

    Bollinger Bands

    Upper Band$29.67
    Lower Band$27.41
    %B Position790%(Upper)
    Band Width0.21

    RSI (14-Day)

    Neutral
    46.0

    Momentum Oscillators

    Stoch %K13.7
    Stoch %D6.9
    Williams %R-85.1
    ROC (10d)-4.9%
    Momentum-1.45
    CCI (20d)-104.1
    MFI (14d)57.3

    Volatility Measures

    ATR (14d)$0.52(1.9%)
    StdDev (20d)0.56
    Hist Vol16.6%(Low)

    Volume Flow

    VWAP$27.91
    OBV39.1M
    AD Line-601.1M
    CMF (20d)-1.110

    Volume Metrics

    Avg Vol (20d)1.1M
    Vol Ratio1.3x
    VWMA (20d)$28.52

    Pivot Points

    R3$28.78
    R2$28.44
    R1$28.22
    Pivot Point$27.88
    S1$27.66
    S2$27.32
    S3$27.10

    Advanced Oscillators

    TSI1.00
    Ultimate Osc18.2
    KST17.39

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$264.86M$258.64M$266.92M$248.71M$246.81M$248.13M$242.95M$234.57M$230.89M$229.80M$250.88M$218.72M
    Cost of RevenueN/A$76.17M$85.36M$82.34M$83.00M$89.44M$91.69M$88.04M$84.13M$85.18M$87.65M$74.19M
    Gross ProfitN/A$242.31M$235.03M$222.19M$219.07M$219.34M$200.05M$213.56M$216.06M$214.04M$186.88M$221.00M
    Operating Expenses$127.32M$127.11M$126.87M$124.89M$123.34M$123.02M$124.53M$122.94M$118.68M$120.92M$126.61M$116.64M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$114.26M$107.33M$106.22M$102.89M$100.30M$96.03M$96.39M$101.38M$97.41M$84.87M$108.99M
    Interest Income$287.71M$279.85M$285.16M$282.74M$278.19M$277.06M$279.73M$274.68M$272.25M$268.50M$265.48M$263.40M
    Interest Expense$58.58M$58.89M$62.39M$64.83M$62.33M$64.67M$88.37M$72.61M$63.67M$63.02M$68.80M$63.68M
    Income Before Tax$120.21M$114.26M$107.33M$106.22M$102.89M$100.30M$96.03M$96.39M$101.38M$97.41M$84.87M$108.99M
    Income Tax Expense$24.05M$25.48M$20.23M$5.70M$22.70M$23.24M$20.33M$22.66M$25.54M$23.95M$-80,000$32.43M
    Net Income$96.15M$88.78M$87.10M$100.53M$80.18M$77.06M$75.70M$73.73M$75.84M$73.46M$84.95M$76.56M
    EBITDA$116.98M$114.71M$108.58M$110.01M$109.19M$106.84M$105.22M$104.34M$108.54M$104.27M$114.14M$106.71M
    EBIT$120.21M$114.26M$107.33M$106.22M$102.89M$100.30M$97.51M$96.39M$100.60M$96.71M$105.46M$97.69M
    * Some calculated fields are derived from available data when not provided by source

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    News

    First BanCorp. (NYSE:FBP) Given Average Rating of "Buy" by Brokerages

    First BanCorp. (NYSE:FBP) has received a consensus "Buy" rating from nine brokerages, with an average 12-month price target of $29.38. The company recently surpassed quarterly earnings expectations, reporting $0.62 EPS against a $0.54 consensus and generating $264.86 million in revenue. Institutional investors hold 97.91% of the stock, and First BanCorp. has declared a quarterly dividend of $0.20 per share.

    MarketBeat•8/16/26•
    Bullish

    Does First BanCorp’s (FBP) Richer Dividend Signal a New Balance Between Income and Growth?

    First BanCorp (FBP) recently increased its annualized dividend by 11.1%, pushing its dividend yield above the industry average. This move, combined with projections for stronger earnings, suggests a re-evaluation of the bank's investment narrative, balancing income appeal with growth prospects. Investors are encouraged to consider the enhanced dividend alongside regional concentration risks and varying fair value estimates.

    Sahm•8/14/26•
    Somewhat-Bullish

    144,107 Shares in First BanCorp. $FBP Acquired by NewEdge Advisors LLC

    NewEdge Advisors LLC recently acquired 144,107 shares of First BanCorp. (NYSE:FBP), valued at approximately $3.08 million, representing a 0.09% stake in the bank. This acquisition is part of a broader trend of institutional investment, with various hedge funds also adjusting their positions in FBP. Analysts generally hold a positive outlook on First BanCorp., with an average "Buy" rating and a consensus price target of $29.38, supported by recent strong earnings performance and a declared quarterly dividend.

    MarketBeat•8/14/26•
    Bullish

    First BanCorp. (NYSE:FBP) Hits New 12-Month High - Still a Buy?

    First BanCorp. (NYSE:FBP) reached a new 52-week high of $29.49, exceeding its average analyst price target of $29.38. The bank recently surpassed quarterly EPS expectations, reporting $0.62 against a $0.54 consensus, and declared a $0.20 per share quarterly dividend. Recent analyst actions include an "overweight" rating from Wells Fargo with a $33 target and a "strong buy" upgrade from Zacks.

    MarketBeat•8/13/26•
    Bullish

    First Bancorp stock hits 52-week high at 29.44 USD By Investing.com

    First Bancorp (FBP) stock has reached a new 52-week high of $29.44, trading just 1% below its peak. The company has demonstrated strong performance with a 35.73% increase over the past year and year-to-date returns of 43.37%. InvestingPro tips indicate the stock is undervalued, has raised its dividend for eight consecutive years, and analysts have revised earnings upward following a strong Q2 2026 earnings beat.

    Investing.com Canada•8/13/26•
    Bullish

    Frequently Asked Questions About FBP

    What is FBP's current dividend yield?
    First BanCorp. (FBP) has a current dividend yield of 2.80%.
    Does FBP pay dividends?
    Yes, First BanCorp. pays dividends with a current yield of 2.80%.
    What is FBP's P/E ratio?
    First BanCorp. has a price-to-earnings (P/E) ratio of 11.76.
    What is FBP's market cap?
    First BanCorp. (FBP) has a market capitalization of $4.28B with a current stock price of $27.88.

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