E

    Essent Group Ltd (ESNT)

    Official site

    FINANCIAL SERVICES • INSURANCE - SPECIALTY • NYSE

    $67.53
    -1.36 (-1.98%)

    Market Cap: $6.07B

    Last updated: Sep 01, 2026 at 5:00 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    80%(32/40)
    Avg Surprise
    +6.45%
    Streak
    2 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$1.86
    Range$1.79 - $1.94
    6 analysts
    EPS Revisions
    2
    0
    7d
    2
    0
    30d
    EPS Estimate Drift
    90d ago$1.82-2.1%
    60d ago$1.83-1.9%
    30d ago$1.82-2.1%
    7d ago$1.82-2.1%
    Current$1.86
    Revenue Consensus
    $359M
    Range$333M - $378M
    3 analysts
    Period ending Dec 31, 2026
    EPS Consensus$2.22
    Range$1.82 - $2.46
    6 analysts
    Revenue Consensus
    $313M
    Range$40M - $441M
    4 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$2.22---
    Sep 26EST
    		-$1.86---
    Jun 26
    Reported Aug 7
    		$2.08$1.77+17.51%Beat+7.8%
    Mar 26
    Reported May 8
    		$1.82$1.75+4.00%Beat+7.7%
    Dec 25
    Reported Feb 13
    		$1.60$1.74-8.05%Miss+1.3%
    Sep 25
    Reported Nov 7
    		$1.67$1.77-5.65%Miss+1.2%
    Jun 25
    Reported Aug 8
    		$1.93$1.71+12.87%Beat+1.0%
    Mar 25
    Reported May 9
    		$1.69$1.65+2.42%Beat-0.6%
    Dec 24
    Reported Feb 14
    		$1.58$1.65-4.24%Miss-3.7%
    Sep 24
    Reported Nov 1
    		$1.65$1.74-5.17%Miss-0.6%
    Jun 24
    Reported Aug 2
    		$1.91$1.68+13.69%Beat+18.6%
    Mar 24
    Reported May 3
    		$1.70$1.59+6.92%Beat+6.9%
    Dec 23
    Reported Feb 9
    		$1.64$1.59+3.14%Beat+19.7%
    Sep 23
    Reported Nov 2
    		$1.66$1.56+6.41%Beat+0.0%
    Jun 23
    Reported Aug 4
    		$1.61$1.49+8.05%Beat-25.5%
    Mar 23
    Reported May 5
    		$1.59$1.44+10.42%Beat-36.9%
    Dec 22
    Reported Feb 10
    		$1.37$1.49-8.05%Miss-11.6%
    Sep 22
    Reported Nov 4
    		$1.66$1.51+9.93%Beat+12.9%
    Jun 22
    Reported Aug 5
    		$2.16$1.51+43.05%Beat+52.1%
    Mar 22
    Reported May 6
    		$2.52$1.47+71.43%Beat+108.3%
    Dec 21
    Reported Feb 11
    		$1.55$1.40+10.71%Beat+40.9%
    Sep 21
    Reported Nov 5
    		$1.47$1.35+8.89%Beat+32.4%
    Jun 21
    Reported Aug 6
    		$1.42$1.26+12.70%Beat+846.7%
    Mar 21
    Reported May 7
    		$1.21$1.21+0.00%Beat-20.4%
    Dec 20
    Reported Feb 19
    		$1.10$1.22-9.84%Miss-26.2%
    Sep 20
    Reported Nov 6
    		$1.11$0.95+16.84%Beat-24.5%
    Jun 20
    Reported Aug 7
    		$0.15N/A-61.54%Miss-89.2%
    Mar 20
    Reported May 8
    		$1.52$1.37+10.95%Beat+16.9%
    Dec 19
    Reported Feb 14
    		$1.49$1.43+4.20%Beat+13.7%
    Sep 19
    Reported Nov 8
    		$1.47$1.38+6.52%Beat+24.6%
    Jun 19
    Reported Aug 2
    		$1.39$1.31+6.11%Beat+21.9%
    Mar 19
    Reported May 3
    		$1.30$1.26+3.17%Beat+15.0%
    Dec 18
    Reported Feb 8
    		$1.31$1.19+10.08%Beat+65.8%
    Sep 18
    Reported Nov 9
    		$1.18$1.14+3.51%Beat+43.9%
    Jun 18
    Reported Aug 3
    		$1.14$1.06+7.55%Beat+48.1%
    Mar 18
    Reported May 4
    		$1.13$1.03+9.71%Beat+56.9%
    Dec 17
    Reported Feb 9
    		$0.79$0.80-1.25%Miss+16.2%
    Sep 17
    Reported Nov 9
    		$0.82$0.77+6.49%Beat+26.2%
    Jun 17
    Reported Aug 4
    		$0.77$0.70+10.00%Beat-
    Mar 17
    Reported May 5
    		$0.72$0.69+4.35%Beat-
    Dec 16
    Reported Feb 10
    		$0.68$0.63+7.94%Beat-
    Sep 16
    Reported Nov 4
    		$0.65$0.58+12.07%Beat-

    Dividends

    Dividend Metrics

    Yield2.01%
    Annual/Share$1.36
    Payout Ratio18.13%
    Frequency4
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+12.97%
    5Y CAGR+14.14%
    View ESNT's full dividend history

    Key Metrics

    Valuation
    P/E Ratio9.42EV/EBITDAN/A
    Price/FCF7.42xFCF Yield13.48%
    Profitability
    Profit Margin51.40%Operating Margin65.70%
    ROE12.00%ROIC11.05%
    Financial Health
    Debt/Equity0.09xInterest Coverage25.10x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.76Avg Volume575.60K
    52-Week High$70.0152-Week Low$55.06

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$68.80
    SMA 20$68.36
    SMA 50$66.17
    SMA 200$62.10
    EMA 10$68.62
    EMA 20$68.18
    EMA 50$66.22
    EMA 200$62.44

    MACD

    Line: 0.78Signal: 1.02Hist: -0.24

    ADX

    ADX: 26.0+DI: 20.8-DI: 23.9

    Aroon & PSAR

    Aroon Up64.0
    Aroon Down36.0
    PSAR$70.37

    Bollinger Bands

    Upper Band$70.65
    Lower Band$66.07
    %B Position670%(Upper)
    Band Width0.32

    RSI (14-Day)

    Neutral
    48.9

    Momentum Oscillators

    Stoch %K46.4
    Stoch %D62.7
    Williams %R-76.2
    ROC (10d)-2.7%
    Momentum-1.90
    CCI (20d)-60.7
    MFI (14d)49.4

    Volatility Measures

    ATR (14d)$1.34(2.0%)
    StdDev (20d)1.14
    Hist Vol23.0%(Moderate)

    Volume Flow

    VWAP$67.56
    OBV12.0M
    AD Line-429.8M
    CMF (20d)-0.028

    Volume Metrics

    Avg Vol (20d)583.8K
    Vol Ratio1.1x
    VWMA (20d)$68.41

    Pivot Points

    R3$70.03
    R2$69.77
    R1$69.33
    Pivot Point$69.07
    S1$68.63
    S2$68.37
    S3$67.93

    Advanced Oscillators

    TSI16.68
    Ultimate Osc48.8
    KST43.10

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$354.54M$327.92M$304.25M$303.58M$311.00M$309.41M$306.88M$305.12M$305.09M$290.50M$289.32M$288.25M
    Cost of RevenueN/A$48.22M$56.07M$44.92M$17.05M$31.29M$40.98M$30.67M$-334,000$9.91M$19.64M$10.82M
    Gross ProfitN/A$281.41M$256.33M$273.80M$309.00M$292.78M$298.30M$285.91M$318.99M$294.00M$277.64M$285.29M
    Operating Expenses$124.22M$121.20M$119.73M$104.42M$79.82M$102.41M$111.93M$97.55M$65.87M$76.75M$86.36M$78.81M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$206.72M$184.53M$199.16M$231.18M$207.00M$194.95M$207.57M$239.22M$213.74M$202.96M$209.44M
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$8.15M$8.15M$8.15M$8.25M$8.15M$8.15M$8.15M$11.46M$7.85M$7.86M$7.95M$7.85M
    Income Before Tax$230.32M$206.72M$184.53M$199.16M$231.18M$207.00M$194.95M$207.57M$239.22M$213.74M$202.96M$209.44M
    Income Tax Expense$40.60M$34.93M$29.55M$34.94M$35.84M$31.57M$27.05M$31.40M$35.62M$32.02M$27.59M$31.48M
    Net Income$189.71M$171.80M$154.98M$164.22M$195.34M$175.43M$167.90M$176.18M$203.61M$181.72M$175.37M$177.96M
    EBITDA$233.96M$211.76M$189.65M$203.93M$235.52M$212.37M$201.66M$214.35M$245.82M$219.68M$208.76M$214.92M
    EBIT$230.32M$206.72M$184.53M$199.16M$231.18M$207.00M$194.95M$207.57M$239.22M$213.74M$202.96M$209.44M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Essent Group Ltd's Dividend Analysis

    Essent Group Ltd (ESNT) recently declared a $0.35 per share dividend, with a strong history of consistent payments since 2019 and impressive dividend growth rates over the past five years. The company exhibits a very low payout ratio of 0.18 and good profitability, indicating strong dividend sustainability despite recent negative EPS growth and underperformance in revenue and EBITDA growth compared to peers. Investors should monitor the company's growth strategies to ensure long-term dividend reliability.

    Yahoo! Finance Canada•8/31/26•
    Somewhat-Bullish

    Essent Group Director Douglas J. Pauls Executes Gift Transfer and Trust Share Sale

    Essent Group Ltd. director Douglas J. Pauls completed a gift transfer of 2,625 common shares to a revocable trust and subsequently sold 2,500 shares from the trust at $69.7 per share. Following these transactions, Pauls directly holds zero shares, while his indirect ownership through the trust stands at 30,154 common shares. These movements were disclosed in a Form 4 filing dated August 25, 2026.

    Kalkine Media•8/26/26•
    Neutral

    Essent Group (NYSE: ESNT) director shifts shares to trust, sells 2,500

    Essent Group (NYSE: ESNT) director Douglas J. Pauls reported gifting 2,625 shares from his direct holdings to the Douglas J. Pauls Revocable Trust on August 24, 2026, leaving him with no directly held shares. The trust subsequently sold 2,500 shares at $69.70 each. These transactions were not conducted under a Rule 10b5-1 trading plan.

    Stock Titan•8/25/26•
    Neutral

    Is Essent Group (ESNT) Fairly Valued Or Is More Upside Still In View?

    Essent Group (ESNT) recently closed at US$68.07, showing mixed short-term performance but strong long-term returns. Analysts suggest the stock is undervalued, with a fair value estimate of US$74.71, supported by its expansion into credit risk management. However, potential risks include housing affordability issues and increased alternative risk transfer by GSEs.

    Simply Wall Street•8/25/26•
    Somewhat-Bullish

    Essent Group (NYSE: ESNT) director to sell 2,500 shares

    Essent Group Ltd. director Douglas J. Pauls plans to sell 2,500 common shares under Rule 144, valued at approximately $171,578. The sale is scheduled for August 24, 2026, through Raymond James & Associates on the NYSE. These shares were acquired from the issuer in multiple cash purchases between 2021 and 2025.

    Stock Titan•8/24/26•
    Neutral

    Frequently Asked Questions About ESNT

    What is ESNT's current dividend yield?
    Essent Group Ltd (ESNT) has a current dividend yield of 2.01%.
    Does ESNT pay dividends?
    Yes, Essent Group Ltd pays dividends with a current yield of 2.01%.
    What is ESNT's P/E ratio?
    Essent Group Ltd has a price-to-earnings (P/E) ratio of 9.42.
    What is ESNT's market cap?
    Essent Group Ltd (ESNT) has a market capitalization of $6.07B with a current stock price of $67.53.

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