Skip to main content
    E

    Essent Group Ltd (ESNT)

    Official site

    FINANCIAL SERVICES • INSURANCE - SPECIALTY • NYSE

    $63.41
    -5.19 (-7.57%)

    Market Cap: $6.17B

    Last updated: Nov 06, 2026 at 4:10 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    78%(31/40)
    Avg Surprise
    +6.06%

    Upcoming Estimates

    Period ending Dec 31, 2026
    EPS Consensus$2.24
    Range$1.82 - $2.46
    7 analysts
    Revenue Consensus
    $333M
    Range$35M - $435M
    5 analysts
    Last 12 of 40 reported quarters and 1 upcoming estimate
    PeriodReportedEst.RangeSurpriseB/MAnalystsRevisionsYoY
    Dec 26EST
    		-$2.24$1.82 - $2.46--7--
    Sep 26
    Reported Nov 6
    		$1.82$1.88$1.79 - $1.94-3.19%Miss7
    1
    0
    30d
    		+9.0%
    Jun 26
    Reported Aug 7
    		$2.08$1.77$1.67 - $1.83+17.51%Beat6
    0
    2
    30d
    		+7.8%
    Mar 26
    Reported May 8
    		$1.82$1.75$1.63 - $1.79+4.00%Beat7
    1
    1
    30d
    		+7.7%
    Dec 25
    Reported Feb 13
    		$1.60$1.74$1.66 - $1.82-8.05%Miss7
    3
    1
    30d
    		+1.3%
    Sep 25
    Reported Nov 7
    		$1.67$1.77$1.66 - $1.82-5.65%Miss7
    2
    2
    30d
    		+1.2%
    Jun 25
    Reported Aug 8
    		$1.93$1.71$1.62 - $1.75+12.87%Beat7
    2
    2
    30d
    		+1.0%
    Mar 25
    Reported May 9
    		$1.69$1.65$1.58 - $1.77+2.42%Beat6
    1
    3
    30d
    		-0.6%
    Dec 24
    Reported Feb 14
    		$1.58$1.65$1.56 - $1.77-4.24%Miss7
    0
    2
    30d
    		-3.7%
    Sep 24
    Reported Nov 1
    		$1.65$1.74$1.63 - $1.84-5.17%Miss9
    2
    0
    30d
    		-0.6%
    Jun 24
    Reported Aug 2
    		$1.91$1.68$1.60 - $1.75+13.69%Beat11
    1
    0
    30d
    		+18.6%
    Mar 24
    Reported May 3
    		$1.70$1.59$1.54 - $1.64+6.92%Beat11
    No revisions (30d)
    		+6.9%
    Dec 23
    Reported Feb 9
    		$1.64$1.59$1.54 - $1.63+3.14%Beat11
    No revisions (30d)
    		+19.7%

    Dividends

    Last ex-dividend: Aug 31, 2026

    Dividend Metrics

    Forward Yield2.21%
    Forward Annual Dividend$1.40
    Payout Ratio17.80%
    FrequencyQuarterly
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+12.97%
    5Y CAGR+14.14%
    ESNT dividend history and ex-dividend datesRun ESNT in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio8.66EV/EBITDA7.12x
    Price/FCF6.61xFCF Yield15.12%
    Profitability
    Profit Margin51.40%Operating Margin65.70%
    ROE12.00%ROIC11.23%
    Financial Health
    Debt/Equity0.09xInterest Coverage25.17x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.69Avg Volume813.52K
    52-Week High$71.8452-Week Low$55.06

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$67.06
    SMA 20$65.65
    SMA 50$65.57
    SMA 200$62.70
    EMA 10$66.67
    EMA 20$66.02
    EMA 50$65.50
    EMA 200$63.47

    MACD

    Line: 0.73Signal: 0.67Hist: 0.06

    ADX

    ADX: 21.9+DI: 27.7-DI: 29.8

    Aroon & PSAR

    Aroon Up96.0
    Aroon DownN/A
    PSAR$71.84

    Bollinger Bands

    Upper Band$70.03
    Lower Band$61.27
    %B Position1333%(Upper)
    Band Width0.24

    RSI (14-Day)

    Neutral
    42.7

    Momentum Oscillators

    Stoch %K53.4
    Stoch %D73.6
    Williams %R-93.1
    ROC (10d)-5.1%
    Momentum-3.39
    CCI (20d)-33.7
    MFI (14d)59.5

    Volatility Measures

    ATR (14d)$2.06(3.3%)
    StdDev (20d)2.19
    Hist Vol37.5%(Moderate)

    Volume Flow

    VWAP$64.88
    OBV676.6K
    AD Line-376.4M
    CMF (20d)-0.043

    Volume Metrics

    Avg Vol (20d)825.1K
    Vol Ratio1.4x
    VWMA (20d)$65.77

    Pivot Points

    R3$74.09
    R2$72.97
    R1$70.78
    Pivot Point$69.66
    S1$67.47
    S2$66.35
    S3$64.16

    Advanced Oscillators

    TSI10.87
    Ultimate Osc39.1
    KST42.74

    Financial Data

    QuarterSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023
    Total Revenue$366.02M$354.54M$327.92M$304.25M$303.58M$311.00M$309.41M$306.88M$305.12M$305.09M$290.50M$289.32M
    Cost of RevenueN/AN/A$48.22M$56.07M$44.92M$17.05M$31.29M$40.98M$30.67M$-334,000$9.91M$19.64M
    Gross ProfitN/AN/A$281.41M$256.33M$273.80M$309.00M$292.78M$298.30M$285.91M$318.99M$294.00M$277.64M
    Operating Expenses$166.98M$124.22M$121.20M$119.73M$104.42M$79.82M$102.41M$111.93M$97.55M$65.87M$76.75M$86.36M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/AN/A$206.72M$184.53M$199.16M$231.18M$207.00M$194.95M$207.57M$239.22M$213.74M$202.96M
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$8.16M$8.15M$8.15M$8.15M$8.25M$8.15M$8.15M$8.15M$11.46M$7.85M$7.86M$7.95M
    Income Before Tax$199.04M$230.32M$206.72M$184.53M$199.16M$231.18M$207.00M$194.95M$207.57M$239.22M$213.74M$202.96M
    Income Tax Expense$35.67M$40.60M$34.93M$29.55M$34.94M$35.84M$31.57M$27.05M$31.40M$35.62M$32.02M$27.59M
    Net Income$163.38M$189.71M$171.80M$154.98M$164.22M$195.34M$175.43M$167.90M$176.18M$203.61M$181.72M$175.37M
    EBITDA$203.69M$233.96M$211.76M$189.65M$203.93M$235.52M$212.37M$201.66M$214.35M$245.82M$219.68M$208.76M
    EBIT$199.04M$230.32M$206.72M$184.53M$199.16M$231.18M$207.00M$194.95M$207.57M$239.22M$213.74M$202.96M
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

    No research available

    Be the first to write about ESNT

    News

    Essent Group Ltd. Releases Q3 2026 Financial Results via SEC Form 8-K

    Essent Group Ltd. (NYSE: ESNT) has announced its financial results for the quarter ending September 30, 2026, through an SEC Form 8-K filing on November 6, 2026. The filing, signed by CFO David B. Weinstock...

    Kalkine Media•11/6/26•Neutral

    Form 8K ESSENT GROUP LTD. For: 6 November By Investing.com

    This article announces that ESSENT GROUP LTD. filed a Form 8K on November 6. The content includes a brief note about the filing and mentions the company's stock symbol, ESNT. The article itself is very brief...

    Investing.com Canada•11/6/26•Neutral

    Form 8-K Essent Group Ltd. For: Nov 06

    Essent Group Ltd. (ESNT) filed a Form 8-K with the SEC on November 6, 2026, announcing its financial results for the quarter ended September 30...

    StreetInsider•11/6/26•Neutral

    Essent Group Reports Third-Quarter Net Income of $163.4 Million

    Essent Group (ESNT) reported a third-quarter 2026 net income of $163.4 million, or $1.82 per diluted share, a slight decrease from $164.2 million a year prior. The company's total revenue reached $374.2 million...

    TradingView•11/6/26•Bullish

    Essent Group (ESNT) Lags Q3 Earnings Estimates

    Essent Group (ESNT) reported Q3 earnings of $1.82 per share, missing the Zacks Consensus Estimate of $1.88, despite revenues of $374.18 million which surpassed expectations. The company's stock has gained 5.5%...

    Yahoo Finance Singapore•11/6/26•Somewhat-Bearish

    ESNT Valuation and Fair Value

    P/E
    8.7x
    Forward P/E
    8.3x
    EV/EBITDA
    7.1x
    P/FCF
    6.6x
    PEG
    0.8x
    P/B
    1.0x
    See GNG's fair value

    ESNT Profitability: Margins, ROIC and FCF

    Operating margin
    65.7%
    Net margin
    51.4%
    ROIC
    11.2%
    ROE
    12.0%
    FCF margin
    63.1%
    FCF yield
    15.1%

    ESNT Competitors

    CompanyTicker
    F.N.B. CorpFNB
    Selective Insurance Group, Inc.SIGI
    Glacier Bancorp IncGBCI
    Home BancShares IncHOMB
    Brookfield Business CorpBBUC
    Aura Minerals Inc. Common SharesAUGO
    Hamilton Lane IncHLNE
    Terawulf IncWULF

    Sector: Financial Services

    ESNT Analyst Ratings

    Consensus
    Hold
    Analysts
    8
    Strong Buy
    1
    Buy
    2
    Hold
    5
    Sell
    0
    Strong Sell
    0

    ESNT Bull Case vs Bear Case

    Bull case

    • ESNT converts 63.1% of revenue into free cash flow.
    • ESNT has a 51.4% net profit margin.
    • ESNT grew quarterly revenue 13.6% year over year.

    ESNT Earnings: Beat Rate and Next Report

    Beat rate
    4 of 8 quarters (50.0%)
    Average surprise
    2.0%
    EPS estimate (fiscal period ending Dec 31, 2026)
    $2.24

    ESNT Dividend

    Forward yield
    2.2%
    Payout ratio
    17.8%
    3Y DPS growth
    13.0%
    5Y DPS growth
    14.1%
    Pay months
    Mar, Jun, Sep, Dec
    ESNT dividend history

    ESNT Earnings Date

    ESNT reports Feb 9, 2027, before the open. The date is estimated.

    ESNT Earnings Call

    The latest ESNT earnings call transcript on file is labeled 2026Q2.

    Read the 2026Q2 transcript

    ESNT ETF Holders

    GNG tracks 14 ETFs that hold ESNT. The largest weights:

    1. State Street SPDR S&P Bank ETF (KBE), 0.92% of the fund
    2. Hoya Capital Housing ETF (HOMZ), 0.78% of the fund
    3. Avantis U.S. Small Cap Value ETF (AVUV), 0.55% of the fund
    4. S&P MidCap 400 ETF (MDY), 0.15% of the fund
    5. Vanguard Morningstar Small-Cap Value ETF (VBR), 0.11% of the fund
    Open the ETF Stock Exposure tool for ESNT

    See insider activity

    Frequently Asked Questions About ESNT

    When is ESNT's next ex-dividend date?

    ESNT has not declared its next regular ex-dividend date yet. Its last ex-dividend date was Aug 31, 2026 ($0.35 per share). Over the last 12 months, ESNT went ex-dividend in Mar, Jun, Aug and Dec.

    When does ESNT report earnings?

    Essent Group Ltd (ESNT) is expected to report earnings on Feb 9, 2027.

    What is ESNT's current dividend yield?

    Essent Group Ltd (ESNT) has a forward dividend yield of 2.21%.

    Does ESNT pay dividends?

    Yes, Essent Group Ltd pays dividends with a forward dividend yield of 2.21%.

    What is ESNT's P/E ratio?

    Essent Group Ltd has a price-to-earnings (P/E) ratio of 8.66.

    Related stocks

    Sector: Financial Services

    All stocks starting with E

    Get full access to GNG Research

    Create a free account to access portfolio tracking, advanced tools, and more.

    Create Free AccountLog In