F.N.B. Corp (FNB)

Official site

FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

$17.86

-0.59 (-3.20%)

Market Cap: $6.27B

Last updated: Nov 06, 2026 at 4:10 PM ET

Earnings

Performance (10Y)

Beat Rate

93%(37/40)

Avg Surprise

+6.47%

Streak

8 Q

Upcoming Estimates

Period ending Dec 31, 2026

EPS Consensus$0.45

Range$0.43 - $0.47

9 analysts

Revenue Consensus

$475M

Range$467M - $480M

7 analysts

Period ending Mar 31, 2027

EPS Consensus$0.43

Range$0.41 - $0.45

6 analysts

EPS Revisions

30d

EPS Estimate DriftChange to current

90d ago$0.43+0.8%

60d ago$0.43+0.8%

30d ago$0.430.0%

7d ago$0.430.0%

Current$0.43

Revenue Consensus

$483M

Range$480M - $485M

5 analysts

Last 12 of 40 reported quarters and 2 upcoming estimates

Period	Reported	Est.	Range	Surprise	B/M	Analysts	Revisions	YoY
Mar 31, 2027Mar 27EST	-	$0.43	$0.41 - $0.45	-	-	6	1 0 30d	-
Dec 31, 2026Dec 26EST	-	$0.45	$0.43 - $0.47	-	-	9	-	-
Sep 30, 2026Sep 26 Reported Oct 19, 2026Reported Oct 19	$0.43	$0.43	$0.42 - $0.44	+0.00%	Beat	9	1 0 30d	+4.9%
Jun 30, 2026Jun 26 Reported Jul 16, 2026Reported Jul 16	$0.42	$0.42	$0.41 - $0.43	+0.00%	Beat	8	2 0 30d	+16.7%
Mar 31, 2026Mar 26 Reported Apr 16, 2026Reported Apr 16	$0.38	$0.38	$0.37 - $0.39	+0.00%	Beat	8	1 1 30d	+18.8%
Dec 31, 2025Dec 25 Reported Jan 20, 2026Reported Jan 20	$0.50	$0.41	$0.40 - $0.42	+21.95%	Beat	8	1 0 30d	+31.6%
Sep 30, 2025Sep 25 Reported Oct 16, 2025Reported Oct 16	$0.41	$0.37	$0.36 - $0.39	+10.81%	Beat	8	0 1 30d	+20.6%
Jun 30, 2025Jun 25 Reported Jul 17, 2025Reported Jul 17	$0.36	$0.34	$0.32 - $0.35	+5.88%	Beat	8	1 3 30d	+5.9%
Mar 31, 2025Mar 25 Reported Apr 16, 2025Reported Apr 16	$0.32	$0.30	$0.29 - $0.31	+6.67%	Beat	8	2 1 30d	-5.9%
Dec 31, 2024Dec 24 Reported Jan 22, 2025Reported Jan 22	$0.38	$0.33	$0.31 - $0.34	+15.15%	Beat	7	1 1 30d	+0.0%
Sep 30, 2024Sep 24 Reported Oct 17, 2024Reported Oct 17	$0.34	$0.35	$0.34 - $0.36	-2.86%	Miss	8	2 0 30d	-15.0%
Jun 30, 2024Jun 24 Reported Jul 17, 2024Reported Jul 17	$0.34	$0.35	$0.34 - $0.36	-2.86%	Miss	9	2 0 30d	-12.8%
Mar 31, 2024Mar 24 Reported Apr 17, 2024Reported Apr 17	$0.34	$0.34	$0.32 - $0.36	+0.00%	Beat	9	No revisions (30d)	-15.0%
Dec 31, 2023Dec 23 Reported Jan 18, 2024Reported Jan 18	$0.38	$0.35	$0.29 - $0.37	+8.57%	Beat	9	1 1 30d	-13.6%

Dividends

Next ex-dividend: Dec 1, 2026

Dividend Metrics

Forward Yield2.91%

Forward Annual Dividend$0.52

Payout Ratio28.90%

FrequencyQuarterly

Pay MonthsMar, Jun, Sep, Dec

Growth

3Y CAGR+0.00%

5Y CAGR+0.00%

FNB dividend history and ex-dividend dates Run FNB in the free DRIP calculator

Key Metrics

Valuation
P/E Ratio	10.32	EV/EBITDA	13.11x
Price/FCF	8.67x	FCF Yield	11.54%
Profitability
Profit Margin	34.40%	Operating Margin	44.90%
ROE	9.03%	ROIC	5.22%
Financial Health
Debt/Equity	0.71x	Interest Coverage	0.83x
Current Ratio	N/A	Quick Ratio	N/A
Trading Statistics
Beta	0.91	Avg Volume	6.09M
52-Week High	$19.45	52-Week Low	$14.78

Technical Indicators Dashboard

Moving Averages

SMA 10$18.23

SMA 20$17.77

SMA 50$17.81

SMA 200$17.77

EMA 10$18.11

EMA 20$17.94

EMA 50$17.92

EMA 200$17.61

MACD

Line: 0.17Signal: 0.12Hist: 0.05

ADX

ADX: 20.7+DI: 24.9-DI: 24.4

Aroon & PSAR

Aroon Up96.0

Aroon Down36.0

PSAR$18.93

Bollinger Bands

Upper Band$18.89

Lower Band$16.65

%B Position1259%(Upper)

Band Width0.54

RSI (14-Day)

Neutral

49.4

Momentum Oscillators

Stoch %K69.3

Stoch %D79.2

Williams %R-51.7

ROC (10d)-1.8%

Momentum-0.32

CCI (20d)51.1

MFI (14d)59.6

Volatility Measures

ATR (14d)$0.44(2.5%)

StdDev (20d)0.56

Hist Vol25.9%(Moderate)

Volume Flow

VWAP$18.19

OBV207.8M

AD Line-2.3B

CMF (20d)-0.117

Volume Metrics

Avg Vol (20d)6.2M

Vol Ratio0.8x

VWMA (20d)$17.73

Pivot Points

R3$19.38

R2$19.15

R1$18.80

Pivot Point$18.58

S1$18.23

S2$18.00

S3$17.65

Advanced Oscillators

TSI12.40

Ultimate Osc37.6

KST31.96

Financial Data

Quarter	Sep 2026	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023
Total Revenue	$469.00M	$463.00M	$450.00M	$458.00M	$457.00M	$439.00M	$411.00M	$373.00M	$412.00M	$404.00M	$407.00M	$338.00M
Cost of Revenue	N/A	N/A	$228.47M	$240.92M	$261.00M	$261.00M	$253.00M	$270.00M	$283.00M	$261.00M	$238.00M	$221.00M
Gross Profit	N/A	N/A	$431.80M	$438.91M	$433.00M	$413.00M	$394.00M	$350.00M	$389.00M	$384.00M	$392.80M	$324.00M

Operating Expenses	$257.00M	$253.00M	$258.00M	$274.00M	$243.00M	$247.00M	$246.00M	$248.00M	$249.00M	$227.00M	$237.00M	$265.00M
R&D	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
SG&A	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Operating Income	N/A	N/A	$173.94M	$165.74M	$190.00M	$166.00M	$147.31M	$102.00M	$140.00M	$157.00M	$156.00M	$59.00M

Interest Income	$596.00M	$578.00M	$569.00M	$588.00M	$596.00M	$583.00M	$559.00M	$569.00M	$583.00M	$557.00M	$543.00M	$532.00M
Interest Expense	$220.00M	$212.00M	$210.00M	$222.00M	$237.00M	$235.00M	$236.00M	$247.00M	$260.00M	$241.00M	$224.00M	$207.00M
Income Before Tax	$193.00M	$188.00M	$174.00M	$165.00M	$190.00M	$166.00M	$148.00M	$102.00M	$140.00M	$157.00M	$156.00M	$59.00M
Income Tax Expense	$40.00M	$39.00M	$37.00M	$-3,000,000	$40.00M	$36.00M	$31.00M	$-8,000,000	$30.00M	$34.00M	$34.00M	$8.00M

Net Income	$153.00M	$149.00M	$137.00M	$168.00M	$150.00M	$130.00M	$117.00M	$110.00M	$110.00M	$123.00M	$122.00M	$51.00M

EBITDA	$216.00M	$213.00M	$196.50M	$187.00M	$208.00M	$185.00M	$165.50M	$120.20M	$157.00M	$175.00M	$170.00M	$75.50M
EBIT	$193.00M	$188.00M	$173.50M	$165.00M	$190.00M	$166.00M	$147.50M	$102.20M	$140.00M	$157.00M	$156.00M	$58.50M

* Some calculated fields are derived from available data when not provided by source

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News

Form 10-Q FNB CORP/PA/ For: Sep 30

This article announces that FNB CORP/PA/ filed its Form 10-Q for the period ending September 30. The filing was made on November 3, 2026. This is a standard regulatory disclosure for public companies.

StreetInsider•Nov 3, 2026 3:10 PM ET11/3/26•Neutral

FNB Corp. 3Q 2026: Revenue $469.1M, EPS $0.43— 10-Q Summary

FNB Corp. reported strong third-quarter 2026 results, with revenue reaching $469.1 million and net income climbing to $152.9 million, representing increases of 2.6% and 2.2% year-over-year...

TradingView•Nov 3, 2026 3:10 PM ET11/3/26•Bullish

FNB appoints president of Raleigh

First National Bank, a subsidiary of F.N.B. Corp., has appointed D. Brent Gore as market executive and president of Raleigh-Durham. In this role...

ATM Marketplace•Nov 2, 2026 6:13 AM ET11/2/26•Neutral

Three entities report 10.7M FNB Corp (FNB) shares but disclaim beneficial ownership.

First Trust Portfolios L.P., First Trust Advisors L.P., and The Charger Corporation have filed an amended joint ownership report for FNB Corp (FNB), reporting beneficial ownership of 10,657,190 shares...

Stock Titan•Oct 30, 2026 10:26 AM ET10/30/26•Neutral

F.N.B. Corporation (FNB) Seasonal Returns Chart - Yahoo Finance

The article for F.N.B. Corporation (FNB) on Yahoo Finance indicates that seasonality data is currently unavailable for the company. It displays the stock's closing price as $18.06 with a 1.42% decrease. The page also...

Yahoo! Finance Canada•Oct 29, 2026 9:12 PM ET10/29/26•Neutral

FNB Valuation and Fair Value

P/E: 10.3x
Forward P/E: 10.2x
EV/EBITDA: 13.1x
P/FCF: 8.7x
PEG: 1.1x
P/B: 0.9x

See GNG's fair value

FNB Profitability: Margins, ROIC and FCF

Operating margin: 44.9%
Net margin: 34.4%
ROIC: 5.2%
ROE: 9.0%
FCF margin: 39.3%
FCF yield: 11.5%

FNB Competitors

Company	Ticker
Glacier Bancorp Inc	GBCI
Essent Group Ltd	ESNT
Brookfield Business Corp	BBUC
Selective Insurance Group, Inc.	SIGI
Hamilton Lane Inc	HLNE
Home BancShares Inc	HOMB
RLI Corp	RLI
Aura Minerals Inc. Common Shares	AUGO

Sector: Financial Services

FNB Analyst Ratings

Consensus: Buy
Analysts: 9
Strong Buy: 3
Buy: 4
Hold: 2
Sell: 0
Strong Sell: 0

FNB Bull Case vs Bear Case

Bull case

FNB converts 39.3% of revenue into free cash flow.
FNB has a 34.4% net profit margin.
77.8% of FNB's analyst ratings are Buy or Strong Buy.

FNB Earnings: Beat Rate and Next Report

Beat rate: 5 of 8 quarters (62.5%)
Average surprise: 7.6%
EPS estimate (fiscal period ending Dec 31, 2026): $0.45

FNB Dividend

Forward yield: 2.9%
Payout ratio: 28.9%
3Y DPS growth: 0.0%
5Y DPS growth: 0.0%
Pay months: Mar, Jun, Sep, Dec

FNB dividend history

FNB Earnings Date

FNB reports Jan 18, 2027. The date is estimated.

FNB Earnings Call

The latest FNB earnings call transcript on file is labeled 2026Q3.

Read the 2026Q3 transcript

FNB ETF Holders

GNG tracks 17 ETFs that hold FNB. The largest weights:

State Street SPDR S&P Regional Banking ETF (KRE), 1.12% of the fund
State Street SPDR S&P Bank ETF (KBE), 0.96% of the fund
iShares Select Dividend ETF (DVY), 0.60% of the fund
S&P MidCap 400 ETF (MDY), 0.18% of the fund
Vanguard Morningstar Small-Cap Value ETF (VBR), 0.14% of the fund

Open the ETF Stock Exposure tool for FNB

See insider activity

Frequently Asked Questions About FNB

When is FNB's next ex-dividend date?

FNB's next ex-dividend date is Dec 1, 2026, for a declared dividend of $0.13 per share (record date Dec 1, 2026, payable Dec 15, 2026).

When does FNB report earnings?

F.N.B. Corp (FNB) is expected to report earnings on Jan 18, 2027.

What is FNB's current dividend yield?

F.N.B. Corp (FNB) has a forward dividend yield of 2.91%.

Does FNB pay dividends?

Yes, F.N.B. Corp pays dividends with a forward dividend yield of 2.91%.

What is FNB's P/E ratio?

F.N.B. Corp has a price-to-earnings (P/E) ratio of 10.32.

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