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    F

    Fiserv, Inc. (FI)

    INFORMATION TECHNOLOGY SERVICES

    $46.07
    -0.59 (-1.26%)

    Last updated: Oct 14, 2026 at 5:00 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    53%(19/36)
    Avg Surprise
    -16.63%
    PeriodReportedEst.SurpriseB/MYoY
    Sep 25
    Reported Oct 29
    $2.04$2.66-23.31%Miss-11.3%
    Jun 25
    Reported Jul 23
    $2.47$2.43+1.65%Beat+16.0%
    Mar 25
    Reported Apr 24
    $2.14$2.08+2.88%Beat+13.8%
    Dec 24
    Reported Feb 5
    $2.51$2.48+1.21%Beat+14.6%
    Sep 24
    Reported Oct 22
    $2.30$2.26+1.77%Beat+17.3%
    Jun 24
    Reported Jul 24
    $2.13$2.10+1.43%Beat+17.7%
    Mar 24
    Reported Apr 23
    $1.88$1.79+5.03%Beat+18700.0%
    Dec 23
    Reported Feb 6
    $2.19$2.15+1.86%Beat+895.5%
    Sep 23
    Reported Oct 24
    $1.96$1.93+1.55%Beat+1325.0%
    Jun 23
    Reported Jul 26
    $1.81$1.79+1.12%Beat+4625.0%
    Mar 23
    Reported Apr 25
    $0.01N/A-95.00%Miss+110.0%
    Dec 22
    Reported Feb 7
    $0.22$0.24-8.33%Miss+126.2%
    Sep 22
    Reported Nov 3
    $-0.16$-0.16+0.00%Beat+60.0%
    Jun 22
    Reported Aug 4
    $-0.04$-0.04+0.00%Beat+83.3%
    Mar 22
    Reported May 5
    $-0.10$-0.10+0.00%Beat+76.2%
    Dec 21
    Reported Mar 31
    $-0.84$-0.84+0.00%Beat-600.0%
    Sep 21
    Reported Oct 27
    $-0.40$-0.40+0.00%Beat+33.3%
    Jun 21
    Reported Jul 27
    $-0.24$-0.20-20.00%Miss+69.2%
    Mar 21
    Reported Apr 27
    $-0.42$-0.28-50.00%Miss-75.0%
    Dec 20
    Reported Feb 9
    $-0.12N/A+74.47%Beat+66.7%
    Sep 20
    Reported Oct 27
    $-0.60$-0.47-27.66%Miss-25.0%
    Jun 20
    Reported Aug 5
    $-0.78$-0.57-36.84%Miss-1200.0%
    Mar 20
    Reported May 7
    $-0.24$-0.27+11.11%Beat-84.6%
    Dec 19
    Reported Feb 4
    $-0.36$-0.24-50.00%Miss-500.0%
    Sep 19
    Reported Nov 6
    $-0.48$-0.33-45.45%Miss-860.0%
    Jun 19
    Reported Jul 25
    $-0.06$-0.05-20.00%Miss+50.0%
    Mar 19
    Reported Apr 30
    $-0.13$-0.07-85.71%Miss+27.8%
    Dec 18
    Reported Feb 7
    $-0.06$-0.06+0.00%Beat+76.9%
    Sep 18
    Reported Oct 31
    $-0.05$-0.10+50.00%Beat+54.5%
    Jun 18
    Reported Jul 31
    $-0.12$-0.12+0.00%Beat+0.0%
    Mar 18
    Reported May 1
    $-0.18$-0.11-63.64%Miss-50.0%
    Dec 17
    Reported Feb 7
    $-0.26$-0.10-160.00%Miss-44.4%
    Sep 17
    Reported Oct 31
    $-0.11$-0.10-10.00%Miss-
    Jun 17
    Reported Aug 1
    $-0.12$-0.11-9.09%Miss-
    Mar 17
    Reported Apr 26
    $-0.12$-0.11-9.09%Miss-
    Dec 16
    Reported Feb 8
    $-0.18$-0.13-38.46%Miss-

    Key Metrics

    Valuation
    P/E RatioN/AEV/EBITDA6.52x
    Price/FCF5.78xFCF Yield17.29%
    Profitability
    Profit MarginN/AOperating MarginN/A
    ROEN/AROIC11.16%
    Financial Health
    Debt/Equity1.20xInterest Coverage5.12x
    Current Ratio1.08xQuick Ratio1.08x
    Trading Statistics
    BetaN/AAvg Volume6.60M
    52-Week HighN/A52-Week LowN/A

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$45.70
    SMA 20$46.05
    SMA 50$49.70
    SMA 200$55.87
    EMA 10$46.01
    EMA 20$46.64
    EMA 50$48.74
    EMA 200$63.29

    MACD

    Line: -1.05Signal: -1.34Hist: 0.29

    ADX

    ADX: 21.6+DI: 16.1-DI: 23.3

    Aroon & PSAR

    Aroon Up12.0
    Aroon Down68.0
    PSAR$44.62

    Bollinger Bands

    Upper Band$48.01
    Lower Band$44.09
    %B Position851%(Upper)
    Band Width0.50

    RSI (14-Day)

    Neutral
    43.4

    Momentum Oscillators

    Stoch %K77.8
    Stoch %D69.8
    Williams %R-29.9
    ROC (10d)2.0%
    Momentum0.89
    CCI (20d)2.6
    MFI (14d)53.0

    Volatility Measures

    ATR (14d)$1.40(3.0%)
    StdDev (20d)0.98
    Hist Vol26.7%(Moderate)

    Volume Flow

    VWAP$46.11
    OBV-249.4M
    AD Line-186.0M
    CMF (20d)-0.120

    Volume Metrics

    Avg Vol (20d)6.7M
    Vol Ratio0.8x
    VWMA (20d)$46.07

    Pivot Points

    R3$47.99
    R2$47.50
    R1$47.08
    Pivot Point$46.59
    S1$46.17
    S2$45.68
    S3$45.26

    Advanced Oscillators

    TSI-20.98
    Ultimate Osc50.9
    KST-95.50

    Financial Data

    QuarterSep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023Jun 2023Mar 2023Dec 2022
    Total Revenue$5.26B$5.52B$5.13B$5.25B$5.21B$5.11B$4.88B$4.92B$4.87B$4.76B$4.55B$4.63B
    Cost of Revenue$2.17B$2.11B$2.07B$2.02B$2.01B$1.98B$2.00B$1.84B$1.89B$1.93B$2.00B$1.98B
    Gross Profit$3.10B$3.41B$3.06B$3.23B$3.21B$3.13B$2.88B$3.08B$2.98B$2.83B$2.55B$2.65B
    Operating Expenses$1.66B$1.71B$1.66B$1.56B$1.61B$1.70B$1.70B$1.63B$1.48B$1.70B$1.61B$1.47B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$1.71B$1.68B$1.56B$1.61B$1.70B$1.70B$1.62B$1.65B$1.70B$1.60B$1.49B
    Operating Income$1.44B$1.70B$1.40B$1.67B$1.60B$1.43B$1.18B$1.45B$1.50B$1.13B$934.00M$1.18B
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$422.00M$376.00M$339.00M$334.00M$339.00M$294.00M$271.00M$289.00M$268.00M$237.00M$210.00M$204.00M
    Income Before Tax$972.00M$1.28B$1.04B$1.14B$645.00M$1.13B$905.00M$1.10B$1.21B$876.00M$700.00M$967.00M
    Income Tax Expense$173.00M$246.00M$190.00M$193.00M$74.00M$221.00M$153.00M$210.00M$239.00M$181.00M$124.00M$169.00M
    Net Income$792.00M$1.03B$851.00M$938.00M$564.00M$894.00M$735.00M$870.00M$952.00M$683.00M$563.00M$782.00M
    EBITDA$1.39B$2.48B$2.15B$2.28B$2.39B$2.22B$1.96B$2.16B$2.25B$1.91B$1.71B$1.94B
    EBIT$2.98B$1.66B$1.39B$1.52B$1.61B$1.43B$1.18B$1.39B$1.48B$1.11B$922.00M$1.17B
    * Some calculated fields are derived from available data when not provided by source

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    FI Valuation and Fair Value

    EV/EBITDA
    6.5x
    P/FCF
    5.8x
    P/B
    1.0x
    See GNG's fair value

    FI Profitability: Margins, ROIC and FCF

    Gross margin
    60.5%
    ROIC
    11.2%
    FCF yield
    17.3%

    FI Bull Case vs Bear Case

    Bull case

    • FI beat EPS estimates in 87.5% of its last 8 reported quarters.

    FI Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    -0.9%

    Frequently Asked Questions About FI

    Does FI pay dividends?

    Fiserv, Inc. (FI) does not currently pay a regular dividend.

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