F

    First Bank (FRBA)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $17.80
    -0.09 (-0.50%)

    Market Cap: $442.85M

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    63%(25/40)
    Avg Surprise
    +4.91%
    Streak
    1 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$0.44
    Range$0.43 - $0.45
    2 analysts
    EPS Revisions
    3
    0
    7d
    3
    0
    30d
    EPS Estimate Drift
    90d ago$0.42-3.8%
    60d ago$0.42-3.8%
    30d ago$0.42-3.8%
    7d ago$0.44+0.0%
    Current$0.44
    Revenue Consensus
    $38M
    Range$38M - $38M
    2 analysts
    Dec 31, 2026
    EPS Consensus$0.30
    Range$0.29 - $0.34
    3 analysts
    Revenue Consensus
    $37M
    Range$37M - $38M
    2 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.30---
    Sep 26EST
    		-$0.44---
    Jun 26
    		$0.43$0.40+7.50%Beat+2.4%
    Mar 26
    		$0.30$0.46-34.78%Miss-18.9%
    Dec 25
    		$0.49$0.49+0.00%Beat+16.7%
    Sep 25
    		$0.47$0.46+2.17%Beat+38.2%
    Jun 25
    		$0.42$0.42+0.00%Beat-10.6%
    Mar 25
    		$0.37$0.39-5.13%Miss-24.5%
    Dec 24
    		$0.42$0.39+7.69%Beat-14.3%
    Sep 24
    		$0.34$0.40-15.00%Miss-19.0%
    Jun 24
    		$0.47$0.40+17.50%Beat+34.3%
    Mar 24
    		$0.49$0.42+16.67%Beat+28.9%
    Dec 23
    		$0.49$0.39+25.64%Beat+2.1%
    Sep 23
    		$0.42$0.26+61.54%Beat-19.2%
    Jun 23
    		$0.35$0.26+34.62%Beat-22.2%
    Mar 23
    		$0.38$0.44-13.64%Miss-7.3%
    Dec 22
    		$0.48$0.54-11.11%Miss+14.3%
    Sep 22
    		$0.52$0.50+4.00%Beat+13.0%
    Jun 22
    		$0.45$0.43+4.65%Beat+0.0%
    Mar 22
    		$0.41$0.41+0.00%Beat-16.3%
    Dec 21
    		$0.42$0.42+0.00%Beat+35.5%
    Sep 21
    		$0.46$0.43+6.98%Beat+53.3%
    Jun 21
    		$0.45$0.38+18.42%Beat+114.3%
    Mar 21
    		$0.49$0.35+40.00%Beat+226.7%
    Dec 20
    		$0.31$0.30+3.33%Beat+10.7%
    Sep 20
    		$0.30$0.22+36.36%Beat+66.7%
    Jun 20
    		$0.21$0.16+31.25%Beat+40.0%
    Mar 20
    		$0.15$0.23-34.78%Miss-31.8%
    Dec 19
    		$0.28$0.21+33.33%Beat+33.3%
    Sep 19
    		$0.18$0.21-14.29%Miss-35.7%
    Jun 19
    		$0.15$0.23-34.78%Miss-37.5%
    Mar 19
    		$0.22$0.21+4.76%Beat-4.3%
    Dec 18
    		$0.21$0.26-19.23%Miss+16.7%
    Sep 18
    		$0.28$0.25+12.00%Beat+33.3%
    Jun 18
    		$0.24$0.26-7.69%Miss+60.0%
    Mar 18
    		$0.23$0.25-8.00%Miss+35.3%
    Dec 17
    		$0.18$0.19-5.26%Miss+12.5%
    Sep 17
    		$0.21$0.15+40.00%Beat+31.2%
    Jun 17
    		$0.15$0.16-6.25%Miss-
    Mar 17
    		$0.17$0.19-10.53%Miss-
    Dec 16
    		$0.16$0.17-5.88%Miss-
    Sep 16
    		$0.16$0.14+14.29%Beat-

    Dividends

    Dividend Metrics

    Yield1.85%
    Annual/Share$0.33
    Payout Ratio19.45%
    Frequency4
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+0.00%
    5Y CAGR+14.87%
    View FRBA's full dividend history

    Key Metrics

    Valuation
    P/E Ratio10.53EV/EBITDAN/A
    Price/FCF8.80xFCF Yield11.36%
    Profitability
    Profit Margin31.70%Operating Margin43.60%
    ROE9.72%ROIC5.70%
    Financial Health
    Debt/Equity0.61xInterest Coverage0.59x
    Current Ratio0.39xQuick Ratio0.39x
    Trading Statistics
    Beta0.53Avg Volume106.86K
    52-Week High$19.3352-Week Low$14.26

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$18.09
    SMA 20$18.43
    SMA 50$17.94
    SMA 200$16.52
    EMA 10$18.08
    EMA 20$18.19
    EMA 50$17.83
    EMA 200$16.66

    MACD

    Line: -0.04Signal: 0.11Hist: -0.14

    ADX

    ADX: 14.9+DI: 18.7-DI: 29.5

    Aroon & PSAR

    Aroon Up64.0
    Aroon Down92.0
    PSAR$18.79

    Bollinger Bands

    Upper Band$19.28
    Lower Band$17.58
    %B Position922%(Upper)
    Band Width0.13

    RSI (14-Day)

    Neutral
    40.6

    Momentum Oscillators

    Stoch %K34.0
    Stoch %D26.6
    Williams %R-68.2
    ROC (10d)-6.1%
    Momentum-1.16
    CCI (20d)-134.9
    MFI (14d)32.7

    Volatility Measures

    ATR (14d)$0.52(2.9%)
    StdDev (20d)0.42
    Hist Vol15.3%(Low)

    Volume Flow

    VWAP$17.70
    OBV-40.6K
    AD Line-22.1M
    CMF (20d)0.014

    Volume Metrics

    Avg Vol (20d)107.4K
    Vol Ratio0.7x
    VWMA (20d)$18.51

    Pivot Points

    R3$18.29
    R2$18.19
    R1$18.04
    Pivot Point$17.94
    S1$17.79
    S2$17.69
    S3$17.54

    Advanced Oscillators

    TSI-2.59
    Ultimate Osc47.3
    KST10.23

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$59.42M$58.24M$64.54M$63.59M$61.87M$57.76M$59.02M$58.64M$56.25M$55.53M$50.17M$50.11M
    Cost of Revenue$24.70M$27.40M$28.93M$28.63M$27.72M$25.24M$25.48M$27.65M$25.08M$22.55M$21.87M$27.97M
    Gross Profit$34.72M$30.84M$35.61M$34.97M$34.15M$32.52M$33.54M$30.99M$31.17M$32.98M$28.29M$22.14M
    Operating Expenses$20.15M$20.94M$19.02M$19.67M$20.87M$20.38M$19.12M$18.64M$17.95M$17.81M$17.94M$23.49M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$13.71M$12.76M$13.33M$11.86M$12.45M$11.61M$11.05M$10.69M$10.49M$10.52M$9.52M$9.82M
    Operating Income$14.58M$9.90M$16.59M$15.30M$13.29M$12.13M$14.41M$12.35M$13.21M$15.17M$10.36M$-1,349,000
    Interest Income$0$55.85M$60.32M$61.17M$59.17M$55.79M$56.84M$56.16M$55.56M$53.56M$53.17M$49.92M
    Interest Expense$22.47M$21.84M$24.14M$25.63M$25.16M$23.70M$25.25M$26.07M$25.02M$23.25M$22.17M$21.32M
    Income Before Tax$14.58M$9.90M$16.59M$15.30M$13.29M$12.13M$14.41M$12.35M$13.21M$15.17M$10.36M$-1,349,000
    Income Tax Expense$3.72M$2.25M$4.26M$3.58M$3.05M$2.75M$3.92M$4.19M$2.14M$2.66M$1.98M$-78,000
    Net Income$10.86M$7.65M$12.32M$11.71M$10.24M$9.38M$10.50M$8.16M$11.07M$12.51M$8.38M$-1,271,000
    EBITDA$14.58M$10.96M$17.63M$16.28M$14.36M$13.26M$15.48M$13.46M$14.29M$16.23M$11.43M$-469,000
    EBITN/A$9.90M$16.59M$15.30M$13.29M$12.13M$14.41M$12.35M$13.21M$15.17M$10.36M$-1,349,000
    * Some calculated fields are derived from available data when not provided by source

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    News

    FRBA Archives

    This page provides news and articles related to First Bank (NJ) (FRBA), a community-focused bank operating in New Jersey and Pennsylvania. It details the bank's stock data, financial products, and services for small to mid-sized businesses and individuals. The most recent article highlights seven dividend stocks, including small banks, that need to be purchased immediately to receive August payments.

    24/7 Wall St.•8/5/26•
    Neutral

    Why First BanCorp ( FBP ) is a Top Dividend Stock for Your Portfolio

    Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First BanCorp (FBP) have what it takes? Let's find out.

    Zacks Commentary•7/29/26•
    Neutral

    First Bank NJ Price Target Raised to $20.00/Share From $19.00 by Piper Sandler

    Piper Sandler has increased its price target for First Bank NJ (FRBA) to $20.00 per share, up from the previous target of $19.00 per share. This adjustment indicates a more optimistic outlook on the bank's stock performance by the analyst firm. The article, sourced from Dow Jones, notes this change, suggesting potential positive price movement for FRBA.

    Webull•7/28/26•
    Bullish

    First Bank Announces Second Quarter 2026 Net Income of $10.9 Million

    First Bank reported a net income of $10.9 million, or $0.43 per diluted share, for the second quarter of 2026, an increase from $10.2 million in Q2 2025. The bank saw strong growth in total loans ($3.37 billion) and deposits ($3.32 billion), while maintaining a stable net interest margin and improving its efficiency ratio. CEO Patrick L. Ryan highlighted robust loan production, effective expense management, and growth in tangible book value per share.

    The Manila Times•7/24/26•
    Bullish

    First Bank NJ 2Q Rev $37M >FRBA

    This article reports that First Bank of New Jersey's second-quarter revenue reached $37 million. This figure indicates a strong financial performance for the bank during the specified period, surpassing analyst expectations. The "FRBA" likely refers to the bank's stock ticker, suggesting that this news is relevant to investors and market observers.

    Moomoo•7/23/26•
    Neutral

    Frequently Asked Questions About FRBA

    What is FRBA's current dividend yield?
    First Bank (FRBA) has a current dividend yield of 1.85%.
    Does FRBA pay dividends?
    Yes, First Bank pays dividends with a current yield of 1.85%.
    What is FRBA's P/E ratio?
    First Bank has a price-to-earnings (P/E) ratio of 10.53.
    What is FRBA's market cap?
    First Bank (FRBA) has a market capitalization of $442.85M with a current stock price of $17.80.

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