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    H

    Home Bancorp Inc (HBCP)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $65.87
    +0.58 (+0.89%)

    Market Cap: $513.88M

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    79%(31/39)
    Avg Surprise
    +9.60%
    Streak
    17 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$1.50
    Range$1.46 - $1.53
    4 analysts
    EPS Revisions
    1
    0
    7d
    1
    3
    30d
    EPS Estimate DriftChange to current
    90d ago$1.51-0.7%
    60d ago$1.51-1.2%
    30d ago$1.51-1.2%
    7d ago$1.51-1.2%
    Current$1.50
    Revenue Consensus
    $36M
    Range$35M - $36M
    4 analysts
    Period ending Dec 31, 2026
    EPS Consensus$1.62
    Range$1.56 - $1.69
    4 analysts
    Revenue Consensus
    $37M
    Range$34M - $38M
    4 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.62---
    Sep 26EST
    		-$1.50---
    Jun 26
    Reported Jul 20
    		$1.48$1.46+1.37%Beat+2.1%
    Mar 26
    Reported Apr 20
    		$1.45$1.39+4.32%Beat+5.8%
    Dec 25
    Reported Jan 26
    		$1.46$1.39+5.04%Beat+20.7%
    Sep 25
    Reported Oct 16
    		$1.59$1.36+16.91%Beat+34.7%
    Jun 25
    Reported Jul 21
    		$1.45$1.22+18.85%Beat+42.2%
    Mar 25
    Reported Apr 21
    		$1.37$1.14+20.18%Beat+20.2%
    Dec 24
    Reported Jan 27
    		$1.21$1.11+9.01%Beat+3.4%
    Sep 24
    Reported Oct 17
    		$1.18$0.99+19.19%Beat-3.3%
    Jun 24
    Reported Jul 17
    		$1.02$0.98+4.08%Beat-15.7%
    Mar 24
    Reported Apr 17
    		$1.14$0.97+17.53%Beat-18.0%
    Dec 23
    Reported Jan 23
    		$1.17$1.05+11.43%Beat-11.4%
    Sep 23
    Reported Oct 18
    		$1.22$1.00+22.00%Beat-5.4%
    Jun 23
    Reported Jul 17
    		$1.21$1.16+4.31%Beat+17.5%
    Mar 23
    Reported Apr 18
    		$1.39$1.21+14.88%Beat+162.3%
    Dec 22
    Reported Jan 24
    		$1.32$1.32+0.00%Beat+7.3%
    Sep 22
    Reported Oct 18
    		$1.29$1.24+4.03%Beat-27.9%
    Jun 22
    Reported Jul 26
    		$1.03$1.02+0.98%Beat-23.1%
    Mar 22
    Reported Apr 26
    		$0.53$0.74-28.38%Miss-62.4%
    Dec 21
    Reported Jan 25
    		$1.23$1.20+2.50%Beat-9.6%
    Sep 21
    Reported Oct 26
    		$1.79$1.00+79.00%Beat+77.2%
    Jun 21
    Reported Jul 27
    		$1.34$1.09+22.94%Beat+362.1%
    Mar 21
    Reported Apr 27
    		$1.41$1.06+33.02%Beat+571.4%
    Dec 20
    Reported Jan 26
    		$1.36$0.84+61.90%Beat+86.3%
    Sep 20
    Reported Oct 27
    		$1.01$0.59+71.19%Beat+34.7%
    Jun 20
    Reported Jul 28
    		$0.29$0.55-47.27%Miss-60.8%
    Mar 20
    Reported Apr 28
    		$0.21N/A-69.12%Miss-75.3%
    Dec 19
    Reported Jan 28
    		$0.73$0.74-1.35%Miss-16.1%
    Sep 19
    Reported Oct 29
    		$0.75$0.77-2.60%Miss-15.7%
    Jun 19
    Reported Jul 23
    		$0.74$0.76-2.63%Miss-20.4%
    Mar 19
    Reported Apr 23
    		$0.85$0.78+8.97%Beat-3.4%
    Dec 18
    Reported Jan 29
    		$0.87$0.85+2.35%Beat+3.6%
    Sep 18
    Reported Oct 23
    		$0.89$0.91-2.20%Miss+50.8%
    Jun 18
    Reported Jul 24
    		$0.93$0.88+5.68%Beat+40.9%
    Mar 18
    Reported Apr 24
    		$0.88$0.80+10.00%Beat+33.3%
    Dec 17
    Reported Jan 30
    		$0.84$0.63+33.33%Beat+40.0%
    Sep 17
    Reported Oct 24
    		$0.59$0.63-6.35%Miss-
    Jun 17
    Reported Jul 25
    		$0.66$0.62+6.45%Beat-
    Mar 17
    Reported Apr 25
    		$0.66$0.57+15.79%Beat-
    Dec 16
    Reported Mar 14
    		$0.60$0.56+7.14%Beat-

    Dividends

    Dividend Metrics

    Forward Yield1.94%
    Forward Annual Dividend$1.28
    Payout Ratio21.05%
    FrequencyQuarterly
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+7.02%
    5Y CAGR+5.31%
    HBCP dividend history and ex-dividend datesRun HBCP in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio11.02EV/EBITDA5.99x
    Price/FCF10.07xFCF Yield9.93%
    Profitability
    Profit Margin30.70%Operating Margin39.70%
    ROE10.80%ROIC9.20%
    Financial Health
    Debt/Equity0.12xInterest Coverage1.04x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.52Avg Volume64.41K
    52-Week High$74.5052-Week Low$50.03

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$66.37
    SMA 20$66.88
    SMA 50$68.77
    SMA 200$64.52
    EMA 10$66.22
    EMA 20$66.87
    EMA 50$67.83
    EMA 200$64.43

    MACD

    Line: -0.83Signal: -0.77Hist: -0.06

    ADX

    ADX: 31.7+DI: 11.3-DI: 26.4

    Aroon & PSAR

    Aroon Up4.0
    Aroon Down96.0
    PSAR$68.00

    Bollinger Bands

    Upper Band$68.72
    Lower Band$65.03
    %B Position552%(Upper)
    Band Width0.23

    RSI (14-Day)

    Neutral
    40.4

    Momentum Oscillators

    Stoch %K23.6
    Stoch %D23.4
    Williams %R-65.6
    ROC (10d)-1.5%
    Momentum-0.98
    CCI (20d)-99.5
    MFI (14d)30.8

    Volatility Measures

    ATR (14d)$1.26(1.9%)
    StdDev (20d)0.92
    Hist Vol14.2%(Low)

    Volume Flow

    VWAP$65.76
    OBV2.9M
    AD Line-19.9M
    CMF (20d)-0.111

    Volume Metrics

    Avg Vol (20d)64.5K
    Vol Ratio0.7x
    VWMA (20d)$67.01

    Pivot Points

    R3$67.05
    R2$66.44
    R1$65.87
    Pivot Point$65.26
    S1$64.68
    S2$64.07
    S3$63.50

    Advanced Oscillators

    TSI-22.65
    Ultimate Osc41.3
    KST-40.11

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$39.72M$38.22M$38.05M$37.84M$37.07M$35.76M$35.22M$34.07M$33.15M$32.45M$32.76M$33.91M
    Cost of RevenueN/A$14.18M$15.15M$14.89M$14.80M$15.85M$17.33M$17.14M$17.19M$15.37M$14.92M$12.92M
    Gross ProfitN/A$37.30M$37.62M$38.07M$37.55M$35.36M$34.10M$33.93M$32.02M$32.31M$31.95M$33.56M
    Operating Expenses$24.55M$22.94M$23.05M$22.53M$22.41M$21.58M$22.36M$22.26M$21.81M$20.87M$20.60M$21.34M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$14.36M$14.52M$15.54M$14.17M$13.79M$11.99M$11.68M$10.08M$11.44M$11.49M$12.22M
    Interest Income$49.22M$47.74M$48.72M$49.22M$48.63M$47.20M$47.80M$47.38M$45.46M$44.13M$43.40M$42.08M
    Interest Expense$13.41M$13.26M$14.67M$15.12M$15.28M$15.45M$16.22M$17.00M$16.07M$15.22M$14.12M$12.57M
    Income Before Tax$14.41M$14.36M$14.52M$15.54M$14.17M$13.79M$11.99M$11.68M$10.08M$11.44M$11.49M$12.22M
    Income Tax Expense$2.79M$3.00M$3.11M$3.19M$2.84M$2.82M$2.31M$2.24M$1.96M$2.24M$2.11M$2.46M
    Net Income$11.62M$11.36M$11.41M$12.36M$11.33M$10.96M$9.67M$9.44M$8.12M$9.20M$9.38M$9.75M
    EBITDA$15.67M$15.62M$15.93M$17.09M$15.72M$15.38M$13.66M$13.49M$11.84M$13.26M$13.41M$14.14M
    EBIT$14.41M$14.36M$14.52M$15.54M$14.17M$13.79M$11.99M$11.68M$10.08M$11.44M$11.49M$12.22M
    * Some calculated fields are derived from available data when not provided by source

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    News

    HBCP Q3'26 Earnings: EPS estimate is 1.50 USD

    Home Bancorp, Inc. (HBCP) is projected to report its Q3'26 earnings after the market closes on October 19, with an expected release time of 4:00 PM ET (8:00 PM UTC). Analysts estimate revenue for the quarter to be $40.23...

    TradingView•10/16/26•Somewhat-Bullish

    Home Bancorp sets October 19 results with USD 40.23 million forecast for Home Bancorp stock

    Home Bancorp (HBCP) is scheduled to release its third-quarter results on October 19, 2026, with analysts forecasting earnings per share of $1.50 and revenue of $40.23 million. While the projected revenue is higher than...

    ad-hoc-news.de•10/15/26•Neutral

    Home Bancorp sets October 19 results with USD 40.23 million forecast for Home Bancorp stock

    Home Bancorp (HBCP) is scheduled to release its third-quarter results on October 19, 2026, with analysts forecasting earnings per share of $1.50 and revenue of $40.23 million. This comes after the bank reported $1.48 EPS...

    ad-hoc-news.de•10/15/26•Neutral

    Other financing cash flow items (total) of Home Bancorp, Inc. – NASDAQ:HBCP

    This article provides financial data for Home Bancorp, Inc. (NASDAQ: HBCP), specifically focusing on "Other financing cash flow items (total)." It indicates the period, value, and change in these items...

    TradingView•10/15/26•Neutral

    HBCP Q3'26 Earnings: revenue estimate is 40.23M USD

    Home Bancorp, Inc. (HBCP) is scheduled to release its Q3'26 earnings on October 19, after market close. Analysts estimate revenue to be $40.23 million and EPS at $1.50 for the quarter. The article provides a detailed...

    TradingView•10/12/26•Neutral

    HBCP Valuation and Fair Value

    P/E
    11.0x
    Forward P/E
    9.4x
    EV/EBITDA
    6.0x
    P/FCF
    10.1x
    PEG
    0.0x
    P/B
    1.1x
    See GNG's fair value

    HBCP Profitability: Margins, ROIC and FCF

    Operating margin
    39.7%
    Net margin
    30.7%
    ROIC
    9.2%
    ROE
    10.8%
    FCF margin
    33.5%
    FCF yield
    9.9%

    HBCP Competitors

    CompanyTicker
    HarborOne Bancorp IncHONE
    Noah Holdings LtdNOAH
    Nuveen Churchill Direct Lending Corp.NCDL
    Spring Valley Acquisition Corp. IIISVACU
    MSC Income Fund, Inc.MSIF
    Gemini Space Station, Inc. Class A Common StockGEMI
    Flushing Financial CorporationFFIC
    American Coastal Insurance CorpACIC

    Sector: Financial Services

    HBCP Bull Case vs Bear Case

    Bull case

    • HBCP converts 33.5% of revenue into free cash flow.
    • HBCP has a 30.7% net profit margin.
    • HBCP beat EPS estimates in 100.0% of its last 8 reported quarters.

    HBCP Earnings: Beat Rate and Next Report

    Beat rate
    8 of 8 quarters (100.0%)
    Average surprise
    11.9%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $1.50
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    1 up, 3 down

    HBCP Dividend

    Forward yield
    1.9%
    Payout ratio
    21.0%
    3Y DPS growth
    7.0%
    5Y DPS growth
    5.3%
    Pay months
    Feb, May, Aug, Nov
    HBCP dividend history

    Frequently Asked Questions About HBCP

    What is HBCP's current dividend yield?

    Home Bancorp Inc (HBCP) has a forward dividend yield of 1.94%.

    Does HBCP pay dividends?

    Yes, Home Bancorp Inc pays dividends with a forward dividend yield of 1.94%.

    What is HBCP's P/E ratio?

    Home Bancorp Inc has a price-to-earnings (P/E) ratio of 11.02.

    What is HBCP's market cap?

    Home Bancorp Inc (HBCP) has a market capitalization of $513.88M with a current stock price of $65.87.

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    Sector: Financial Services

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