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    LM Funding America Inc (LMFA)

    Official site

    CREDIT SERVICES

    $2.60
    +0.15 (+6.12%)

    Last updated: Jul 21, 2026 at 5:00 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    56%(9/16)
    Avg Surprise
    -22.20%

    Upcoming Estimates

    Period ending Jun 30, 2026
    EPS Consensus$-3.50
    Range$-3.50 - $-3.50
    1 analysts
    EPS Revisions
    1
    0
    7d
    1
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$-8.00+56.3%
    60d ago$-8.00+56.3%
    30d ago$-5.75+39.1%
    7d ago$-5.75+39.1%
    Current$-3.50
    Revenue Consensus
    $2M
    Range$2M - $2M
    1 analysts
    Period ending Sep 30, 2026
    EPS Consensus$-3.50
    Range$-3.50 - $-3.50
    1 analysts
    EPS Revisions
    1
    0
    7d
    1
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$-8.00+56.3%
    60d ago$-8.00+56.3%
    30d ago$-6.00+41.7%
    7d ago$-6.00+41.7%
    Current$-3.50
    Revenue Consensus
    $2M
    Range$2M - $2M
    1 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    -$-14.78---
    Sep 26EST
    -$-3.50---
    Jun 26EST
    -$-3.50---
    Mar 26
    Reported May 13
    $-11.75$-5.50-113.64%Miss-1019.0%
    Dec 25
    Reported Mar 27
    $-33.25$-8.75-280.00%Miss-4436.2%
    Sep 25
    Reported Nov 14
    $-0.41$-0.74+44.59%Beat+81.2%
    Jun 25
    Reported Aug 14
    $0.02N/A+103.08%Beat+100.8%
    Mar 25
    Reported May 15
    $-1.05$-0.65-61.54%Miss-272.1%
    Dec 24
    Reported Mar 31
    $-0.73N/A+56.11%Beat-9.4%
    Sep 24
    Reported Nov 13
    $-2.18$-1.25-74.60%Miss-561.4%
    Jun 24
    Reported Aug 14
    $-2.44$-0.85-187.06%Miss-597.1%
    Mar 24
    Reported Apr 1
    $0.61$-0.57+207.02%Beat+248.8%
    Dec 23
    Reported Feb 1
    $-0.67$-1.20+44.17%Beat+55.6%
    Sep 23
    Reported Nov 14
    $-0.33$-0.35+5.71%Beat+35.3%
    Jun 23
    Reported Aug 14
    $-0.35$-0.43+18.60%Beat-259.1%
    Mar 23
    Reported May 15
    $-0.41$-0.48+14.58%Beat+6.8%
    Dec 22
    Reported Mar 31
    $-1.51$-0.45-235.56%Miss-228.3%
    Sep 22
    Reported Nov 18
    $-0.51$-0.30-70.00%Miss+49.5%
    Jun 22
    Reported Aug 17
    $0.22$-0.30+173.33%Beat-89.3%
    Mar 22
    Reported May 16
    $-0.44N/AN/ABeat-155.0%
    Dec 21
    Reported Jan 3
    $-0.46N/AN/ABeat-2200.0%
    Sep 21
    Reported Nov 15
    $-1.01N/AN/ABeat-260.7%
    Jun 21
    Reported Aug 16
    $2.05N/AN/ABeat+1963.6%
    Mar 21
    Reported May 14
    $0.80$0.00N/ABeat+237.9%
    Dec 20
    Reported Mar 31
    $-0.02$0.00N/AMiss+97.7%
    Sep 20
    Reported Nov 16
    $-0.28$0.00N/AMiss-211.1%
    Jun 20
    Reported Aug 7
    $-0.11$0.00N/AMiss+21.4%
    Mar 20
    Reported Apr 14
    $-0.58$0.00N/AMiss-262.5%
    Dec 19
    Reported Mar 31
    $-0.88$0.00N/AMiss-71.1%
    Sep 19
    Reported Nov 14
    $-0.09$0.00N/AMiss+90.4%
    Jun 19
    Reported Aug 14
    $-0.14$0.00N/AMiss-300.0%
    Mar 19
    Reported Apr 16
    $-0.16$0.00N/AMiss+79.2%
    Dec 18
    Reported Mar 31
    $-0.51$0.00N/AMiss-621.3%
    Sep 18
    Reported Nov 14
    $-0.94$0.00N/AMiss+34.3%
    Jun 18
    Reported Aug 14
    $0.07$0.00N/ABeat+129.2%
    Mar 18
    Reported Apr 17
    $-0.77$0.00N/AMiss-541.7%
    Dec 17
    Reported Mar 31
    $-0.07$0.00N/AMiss+98.8%
    Sep 17
    Reported Nov 14
    $-1.43$0.00N/AMiss-
    Jun 17
    Reported Aug 21
    $-0.24$0.00N/AMiss-
    Mar 17
    Reported May 15
    $-0.12$0.00N/AMiss-
    Dec 16
    Reported Mar 31
    $-6.10$0.00N/AMiss-

    Key Metrics

    Valuation
    P/E RatioN/AEV/EBITDAN/A
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit MarginN/AOperating MarginN/A
    ROEN/AROICN/A
    Financial Health
    Debt/EquityN/AInterest CoverageN/A
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    BetaN/AAvg VolumeN/A
    52-Week HighN/A52-Week LowN/A

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$2.92
    SMA 20$3.33
    SMA 50$4.76
    SMA 200$12.44
    EMA 10$2.91
    EMA 20$3.39
    EMA 50$4.56
    EMA 200$12.92

    MACD

    Line: -0.65Signal: -0.63Hist: -0.02

    ADX

    ADX: 52.1+DI: 6.2-DI: 1.4

    Aroon & PSAR

    Aroon Up76.0
    Aroon Down72.0
    PSAR$0.50

    Bollinger Bands

    Upper Band$4.34
    Lower Band$2.32
    %B Position6048%(Upper)
    Band Width0.14

    RSI (14-Day)

    Oversold
    27.3

    Momentum Oscillators

    Stoch %K74.6
    Stoch %D76.4
    Williams %R-24.4
    ROC (10d)-30.2%
    Momentum-1.12
    CCI (20d)91.8
    MFI (14d)48.8

    Volatility Measures

    ATR (14d)$2.71(104.3%)
    StdDev (20d)0.50
    Hist Vol111.3%(High)

    Volume Flow

    VWAP$2.72
    OBV113.9M
    AD Line108.8B
    CMF (20d)293.462

    Volume Metrics

    Avg Vol (20d)4.5M
    Vol Ratio0.2x(Low)
    VWMA (20d)$3.73

    Pivot Points

    R3$3.23
    R2$3.00
    R1$2.72
    Pivot Point$2.49
    S1$2.21
    S2$1.98
    S3$1.70

    Advanced Oscillators

    TSI-44.79
    Ultimate Osc57.5
    KST-403.34

    Financial Data

    QuarterMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023Jun 2023
    Total Revenue$2.11M$2.37M$2.18M$1.93M$2.37M$1.98M$1.26M$3.01M$4.75M$4.03M$3.42M$3.22M
    Cost of Revenue$1.87M$1.78M$1.18M$1.29M$1.55M$1.25M$730,716$2.36M$2.65M$5.03M$2.71M$0
    Gross Profit$240,623$588,214$1.00M$639,925$823,042$732,651$524,757$654,236$2.10M$-1,001,101$711,035$3.22M
    Operating Expenses$6.67M$15.28M$4.52M$216,410$5.74M$-76,664$4.53M$4.93M$1.09M$799,749$3.88M$6.35M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$1.08M$1.30M$1.18M$943,261$930,397$900,785$1.07M$903,128$902,304$1.10M$867,059$685,476
    Operating Income$-6,432,275$-14,691,564$-3,516,998$423,515$-5,099,840$847,692$-4,000,523$-4,313,024$1.00M$-1,775,129$-3,170,419$-3,156,334
    Interest Income$14,556$-38,988$17,338$-130,359$-77,543$-120,115$-248,523$-1,839,509$1.42M$585,268$-738,421$-3,600,534
    Interest Expense$545,171$440,951$235,282$227,546$220,906$211,946$124,035$36,893$70,826$0$0$0
    Income Before Tax$-10,115,542$-17,904,150$-3,724,542$60,500$-5,406,999$563,034$-4,389,318$-6,182,986$2.35M$-1,341,988$-4,667,856$-5,642,356
    Income Tax Expense$0$0$0$0$0$0$0$0$0$60,571$0$0
    Net Income$-10,115,542$-17,904,150$-3,724,542$60,500$-5,406,999$563,034$-4,389,318$-6,182,986$2.35M$-1,402,559$-4,667,856$-5,642,356
    EBITDA$-8,474,848$-15,112,721$-1,509,999$2.48M$-3,236,489$2.96M$-2,080,925$-2,465,112$2.98M$-405,921$-2,412,562$-898,423
    EBIT$-9,590,721$-17,424,211$-3,506,598$418,405$-5,295,331$933,472$-4,016,760$-4,340,471$1.00M$-1,901,535$-3,929,435$-2,067,543
    * Some calculated fields are derived from available data when not provided by source

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    News

    LMFA Bull Case vs Bear Case

    Bear case

    • LMFA beat EPS estimates in 37.5% of its last 8 reported quarters.

    LMFA Earnings: Beat Rate and Next Report

    Beat rate
    3 of 8 quarters (37.5%)
    Average surprise
    -64.1%
    EPS estimate (fiscal period ending Jun 30, 2026)
    $-3.50
    Estimate revisions (30 days, fiscal period ending Jun 30, 2026)
    1 up, 0 down

    Frequently Asked Questions About LMFA

    Does LMFA pay dividends?

    LM Funding America Inc (LMFA) does not currently pay a regular dividend.

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