T

    Texas Community Bancshares Inc (TCBS)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $17.51
    +0.20 (+1.16%)

    Market Cap: $49.73M

    Last updated: Aug 31, 2026 at 5:00 PM ET

    Earnings

    PeriodReportedEst.SurpriseB/MYoY
    Jun 26
    		$0.35N/AN/ABeat+52.2%
    Mar 26
    		$0.31N/AN/ABeat+38.9%
    Dec 25
    		$0.29N/AN/ABeat+71.4%
    Sep 25
    		$0.24N/AN/ABeat+40.1%
    Jun 25
    		$0.23N/AN/ABeat+95.7%
    Mar 25
    		$0.22N/AN/ABeat+124.3%
    Dec 24
    		$0.17N/AN/ABeat+262.5%
    Sep 24
    		$0.17N/AN/ABeat+14.8%
    Jun 24
    		$0.12N/AN/ABeat+129.9%
    Mar 24
    		$-0.90N/AN/ABeat-174.5%
    Dec 23
    		$-0.10N/AN/ABeat-180.5%
    Sep 23
    		$0.15N/AN/ABeat-17.1%
    Jun 23
    		$0.05N/AN/ABeat-63.5%
    Mar 23
    		$-0.33N/AN/ABeat-353.3%
    Dec 22
    		$0.13N/AN/ABeat+30.0%
    Sep 22
    		$0.18N/AN/ABeat+372.7%
    Jun 22
    		$0.14N/AN/ABeat+300.0%
    Mar 22
    		$0.13N/AN/ABeat+125.7%
    Dec 21
    		$0.10N/AN/ABeat-
    Sep 21
    		$-0.07N/AN/ABeat-
    Jun 21
    		$-0.07$0.00N/AMiss-
    Mar 21
    		$0.06$0.00N/ABeat-

    Dividends

    Dividend Metrics

    Yield1.31%
    Annual/Share$0.23
    Payout Ratio18.33%
    Frequency4
    Pay MonthsMar, Jun, Sep, Dec
    View TCBS's full dividend history

    Key Metrics

    Valuation
    P/E Ratio14.75EV/EBITDAN/A
    Price/FCF20.01xFCF Yield5.00%
    Profitability
    Profit Margin20.10%Operating Margin26.60%
    ROE6.16%ROIC3.27%
    Financial Health
    Debt/Equity0.84xInterest Coverage0.44x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta-0.03Avg Volume1.27K
    52-Week High$19.8752-Week Low$15.53

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$17.43
    SMA 20$17.40
    SMA 50$17.57
    SMA 200$16.95
    EMA 10$17.42
    EMA 20$17.43
    EMA 50$17.42
    EMA 200$16.98

    MACD

    Line: -0.02Signal: -0.02Hist: 0.00

    ADX

    ADX: 15.8+DI: 37.5-DI: 17.7

    Aroon & PSAR

    Aroon Up24.0
    Aroon Down56.0
    PSAR$17.80

    Bollinger Bands

    Upper Band$17.60
    Lower Band$17.20
    %B Position227%(Upper)
    Band Width0.78

    RSI (14-Day)

    Neutral
    52.3

    Momentum Oscillators

    Stoch %K29.6
    Stoch %D28.4
    Williams %R-38.3
    ROC (10d)0.6%
    Momentum0.10
    CCI (20d)30.9
    MFI (14d)77.3

    Volatility Measures

    ATR (14d)$0.17(1.0%)
    StdDev (20d)0.10
    Hist Vol12.6%(Low)

    Volume Flow

    VWAP$17.45
    OBV63.9K
    AD Line-83053340594.5B
    CMF (20d)-0.121

    Volume Metrics

    Avg Vol (20d)1.3K
    Vol Ratio0.2x(Low)
    VWMA (20d)$17.44

    Pivot Points

    R3$17.31
    R2$17.31
    R1$17.31
    Pivot Point$17.31
    S1$17.31
    S2$17.31
    S3$17.31

    Advanced Oscillators

    TSI-2.28
    Ultimate Osc50.7
    KST-8.90

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$4.41M$4.13M$4.45M$4.40M$3.75M$3.79M$3.93M$3.74M$3.58M$-599,000$3.39M$3.44M
    Cost of RevenueN/A$2.15M$2.56M$2.77M$2.26M$2.42M$2.51M$2.75M$2.62M$2.18M$2.53M$2.16M
    Gross ProfitN/A$4.12M$4.17M$3.92M$3.79M$3.68M$3.88M$3.48M$3.45M$-39,000$3.25M$3.41M
    Operating Expenses$3.16M$3.17M$3.15M$3.15M$2.97M$2.93M$3.27M$2.88M$3.05M$3.07M$3.65M$2.83M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$955,000$1.03M$766,000$822,000$749,000$611,000$603,000$398,000$-3,393,000$-398,000$573,000
    Interest Income$5.82M$5.57M$5.82M$5.56M$5.47M$5.63M$5.65M$5.70M$5.68M$5.42M$5.32M$4.98M
    Interest Expense$2.14M$2.14M$2.28M$2.29M$2.30M$2.31M$2.46M$2.49M$2.50M$2.46M$2.38M$2.13M
    Income Before Tax$1.15M$955,000$1.03M$766,000$822,000$749,000$611,000$603,000$398,000$-3,393,000$-398,000$573,000
    Income Tax Expense$177,000$119,000$186,000$86,000$144,000$106,000$94,000$88,000$50,000$-708,000$-66,000$117,000
    Net Income$970,000$836,000$841,000$680,000$678,000$643,000$517,000$515,000$348,000$-2,685,000$-332,000$456,000
    EBITDA$1.31M$1.12M$1.13M$838,000$962,000$880,000$786,000$785,000$536,000$-3,242,000$-307,000$633,000
    EBIT$1.15M$955,000$1.03M$766,000$822,000$749,000$611,000$603,000$398,000$-3,393,000$-398,000$573,000
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

    No research available

    Be the first to write about TCBS

    News

    Texas Community Bancshares Keeps Quarterly Dividend at $0.06 a Share, Payable Sept. 22 to Holders of Record Sept. 8

    Texas Community Bancshares announced it will maintain its quarterly dividend at $0.06 per share. The dividend is scheduled to be paid on September 22 to shareholders of record as of September 8. This financial decision reflects the company's consistent dividend policy.

    marketscreener.com•8/25/26•
    Somewhat-Bullish

    A Texas bank holding company declares a $0.06 dividend, payable on or about Sept. 22

    Texas Community Bancshares (NASDAQ: TCBS) announced a quarterly cash dividend of $0.06 per share on its common stock. The dividend will be paid on or about September 22, 2026, to shareholders of record as of September 8, 2026. The company is the holding company for Broadstreet Bank, a Texas-chartered savings bank with $443 million in assets.

    Stock Titan•8/25/26•
    Somewhat-Bullish

    Texas Community Bancshares, Inc. Announces Quarterly Cash Dividend

    Texas Community Bancshares, Inc. (NASDAQ: "TCBS") has announced a quarterly cash dividend of $0.06 per share on its common stock. The dividend is payable around September 22, 2026, to stockholders of record as of September 8, 2026. The company is the holding company for Broadstreet Bank, SSB, which operates seven locations in northeast Texas.

    PR Newswire•8/25/26•
    Bullish

    Texas Community Bancshares Q2 Earnings Rise Y/Y on Strong Margins

    Texas Community Bancshares (TCBS) reported a 43.1% increase in second-quarter net income to $970,000, with earnings per share rising 52.2% to 35 cents. This growth was primarily driven by strong margins, specifically a 15.9% increase in net interest income and an expanded net interest margin of 3.69%. The company also highlighted improved loan income due to commercial loan portfolio expansion and lower interest expenses on deposits, despite some mixed credit indicators and increased operating costs.

    TradingView•8/21/26•
    Somewhat-Bullish

    Texas Community Bancshares Q2 Earnings Rise Y/Y on Strong Margins

    Texas Community Bancshares (TCBS) reported a significant increase in Q2 2026 earnings, with net income up 43.1% year-over-year and EPS rising 52.2%. This growth was primarily driven by strong net interest income, which increased 15.9%, and expanded net interest margin due to higher loan yields and lower deposit costs. The company also highlighted its focus on liquidity and asset quality, with sufficient operational liquidity and plans to diversify its loan mix.

    Yahoo Finance•8/21/26•
    Bullish

    Frequently Asked Questions About TCBS

    What is TCBS's current dividend yield?
    Texas Community Bancshares Inc (TCBS) has a current dividend yield of 1.31%.
    Does TCBS pay dividends?
    Yes, Texas Community Bancshares Inc pays dividends with a current yield of 1.31%.
    What is TCBS's P/E ratio?
    Texas Community Bancshares Inc has a price-to-earnings (P/E) ratio of 14.75.
    What is TCBS's market cap?
    Texas Community Bancshares Inc (TCBS) has a market capitalization of $49.73M with a current stock price of $17.51.

    Get full access to GNG Research

    Create a free account to access portfolio tracking, advanced tools, and more.

    Create Free AccountLog In