MVB Financial Corp (MVBF)

Official site

FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

$29.07

+0.21 (+0.73%)

Market Cap: $376.24M

Last updated: Oct 16, 2026 at 1:55 PM ET

Earnings

Performance (10Y)

Beat Rate

61%(19/31)

Avg Surprise

+41.58%

Upcoming Estimates

Period ending Sep 30, 2026

EPS Consensus$0.41

Range$0.40 - $0.42

3 analysts

EPS Revisions

30d

EPS Estimate DriftChange to current

90d ago$0.44-6.8%

60d ago$0.42-3.1%

30d ago$0.42-3.1%

7d ago$0.48-15.2%

Current$0.41

Revenue Consensus

$39M

Range$39M - $40M

2 analysts

Period ending Dec 31, 2026

EPS Consensus$0.47

Range$0.39 - $0.53

3 analysts

Revenue Consensus

$44M

Range$42M - $45M

2 analysts

Period	Reported	Est.	Range	Surprise	B/M	Analysts	Revisions	YoY
Dec 31, 2026Dec 26EST	-	$0.47	$0.39 - $0.53	-	-	3	-	-
Sep 30, 2026Sep 26EST	-	$0.41	$0.40 - $0.42	-	-	3	1 1 30d	-
Jun 30, 2026Jun 26 Reported Jul 28, 2026Reported Jul 28	$0.25	$0.33	$0.33 - $0.35	-24.24%	Miss	3	0 3 30d	+66.7%
Mar 31, 2026Mar 26 Reported Apr 29, 2026Reported Apr 29	$0.39	$0.37	$0.33 - $0.40	+5.41%	Beat	3	0 4 30d	+44.4%
Dec 31, 2025Dec 25 Reported Feb 12, 2026Reported Feb 12	$0.32	$0.32	$0.26 - $0.36	+0.00%	Beat	4	0 2 30d	-55.6%
Sep 30, 2025Sep 25 Reported Oct 29, 2025Reported Oct 29	$1.32	$0.28	$0.25 - $0.30	+371.43%	Beat	4	1 1 30d	+725.0%
Jun 30, 2025Jun 25 Reported Jul 28, 2025Reported Jul 28	$0.15	$0.26	$0.23 - $0.31	-42.31%	Miss	3	0 1 30d	-51.6%
Mar 31, 2025Mar 25 Reported Apr 30, 2025Reported Apr 30	$0.27	$0.25	$0.14 - $0.27	+8.00%	Beat	3	0 2 30d	-20.6%
Dec 31, 2024Dec 24 Reported Feb 13, 2025Reported Feb 13	$0.72	$0.35	$0.30 - $0.41	+105.71%	Beat	3	0 2 30d	+18.0%
Sep 30, 2024Sep 24 Reported Oct 30, 2024Reported Oct 30	$0.16	N/A	-	-51.52%	Miss	3	No revisions (30d)	-44.8%
Jun 30, 2024Jun 24 Reported Jul 29, 2024Reported Jul 29	$0.31	$0.36	$0.31 - $0.42	-13.89%	Miss	4	No revisions (30d)	-50.8%
Mar 31, 2024Mar 24 Reported Apr 29, 2024Reported Apr 29	$0.34	$0.38	$0.32 - $0.43	-10.53%	Miss	4	No revisions (30d)	-60.9%
Dec 31, 2023Dec 23 Reported Feb 14, 2024Reported Feb 14	$0.61	$0.33	$0.29 - $0.37	+84.85%	Beat	4	No revisions (30d)	+22.0%
Sep 30, 2023Sep 23 Reported Oct 26, 2023Reported Oct 26	$0.29	N/A	-	-50.85%	Miss	4	No revisions (30d)	+38.1%
Jun 30, 2023Jun 23 Reported Jul 27, 2023Reported Jul 27	$0.63	$0.58	$0.53 - $0.63	+8.62%	Beat	4	No revisions (30d)	+173.9%
Mar 31, 2023Mar 23 Reported Apr 27, 2023Reported Apr 27	$0.87	$0.63	$0.53 - $0.72	+38.10%	Beat	4	1 0 30d	+295.5%
Dec 31, 2022Dec 22 Reported Feb 17, 2023Reported Feb 17	$0.50	$0.51	$0.49 - $0.54	-1.96%	Miss	3	No revisions (30d)	-35.1%
Sep 30, 2022Sep 22 Reported Oct 31, 2022Reported Oct 31	$0.21	N/A	-	-56.25%	Miss	3	1 0 30d	-77.2%
Jun 30, 2022Jun 22 Reported Aug 1, 2022Reported Aug 1	$0.23	$0.32	$0.30 - $0.37	-28.13%	Miss	3	No revisions (30d)	-68.5%
Mar 31, 2022Mar 22 Reported May 2, 2022Reported May 2	$0.22	$0.35	$0.28 - $0.47	-37.14%	Miss	4	No revisions (30d)	-66.7%
Dec 31, 2021Dec 21 Reported Feb 17, 2022Reported Feb 17	$0.77	$0.30	$0.25 - $0.34	+156.67%	Beat	3	1 0 30d	-20.6%
Sep 30, 2021Sep 21 Reported Nov 1, 2021Reported Nov 1	$0.92	$0.45	$0.45 - $1.02	+104.44%	Beat	3	No revisions (30d)	+73.6%
Jun 30, 2021Jun 21 Reported Jul 29, 2021Reported Jul 29	$0.73	$0.60	$0.56 - $0.65	+21.67%	Beat	3	No revisions (30d)	+4.3%
Mar 31, 2021Mar 21 Reported May 3, 2021Reported May 3	$0.66	$0.73	$0.66 - $0.77	-9.59%	Miss	3	No revisions (30d)	+725.0%
Dec 31, 2020Dec 20 Reported Feb 18, 2021Reported Feb 18	$0.97	$0.37	$0.29 - $0.51	+162.16%	Beat	3	No revisions (30d)	+203.1%
Sep 30, 2020Sep 20 Reported Nov 2, 2020Reported Nov 2	$0.53	$0.25	$0.25 - $0.42	+112.00%	Beat	3	No revisions (30d)	+51.4%
Jun 30, 2020Jun 20 Reported Jul 28, 2020Reported Jul 28	$0.70	$0.13	$-0.44 - $0.46	+438.46%	Beat	3	No revisions (30d)	+100.0%
Mar 31, 2020Mar 20 Reported Apr 28, 2020Reported Apr 28	$0.08	N/A	-	-70.37%	Miss	3	No revisions (30d)	-69.2%
Dec 31, 2019Dec 19 Reported Feb 20, 2020Reported Feb 20	$0.32	$0.28	$0.27 - $0.28	+14.29%	Beat	2	No revisions (30d)	+33.3%
Sep 30, 2019Sep 19 Reported Oct 28, 2019Reported Oct 28	$0.35	$0.33	$0.32 - $0.34	+6.06%	Beat	3	No revisions (30d)	+29.6%
Jun 30, 2019Jun 19 Reported Jul 29, 2019Reported Jul 29	$0.35	$0.27	$0.26 - $0.30	+29.63%	Beat	3	No revisions (30d)	+45.8%
Mar 31, 2019Mar 19 Reported May 1, 2019Reported May 1	$0.26	$0.22	$0.22 - $0.22	+18.18%	Beat	3	No revisions (30d)	+36.8%
Dec 31, 2018Dec 18 Reported Feb 14, 2019Reported Feb 14	$0.24	$0.24	$0.24 - $0.24	+0.00%	Beat	1	No revisions (30d)	+33.3%
Sep 30, 2018Sep 18 Reported Oct 29, 2018Reported Oct 29	$0.27	N/A	-	N/A	Beat	-	-	+50.0%
Jun 30, 2018Jun 18 Reported Jul 30, 2018Reported Jul 30	$0.24	N/A	-	N/A	Beat	-	-	+33.3%
Mar 31, 2018Mar 18 Reported May 7, 2018Reported May 7	$0.19	N/A	-	N/A	Beat	-	-	+35.7%
Dec 31, 2017Dec 17 Reported Feb 27, 2018Reported Feb 27	$0.18	N/A	-	N/A	Beat	-	-	-19.0%
Sep 30, 2017Sep 17 Reported Nov 2, 2017Reported Nov 2	$0.18	N/A	-	N/A	Beat	-	-	-
Jun 30, 2017Jun 17 Reported Jul 31, 2017Reported Jul 31	$0.18	N/A	-	N/A	Beat	-	-	-
Mar 31, 2017Mar 17 Reported May 4, 2017Reported May 4	$0.14	N/A	-	N/A	Beat	-	-	-
Dec 31, 2016Dec 16 Reported Mar 10, 2017Reported Mar 10	$0.22	N/A	-	N/A	Beat	-	-	-

Dividends

Dividend Metrics

Forward Yield2.34%

Forward Annual Dividend$0.68

Payout Ratio22.56%

FrequencyQuarterly

Pay MonthsMar, Jun, Sep, Dec

Growth

3Y CAGR+0.00%

5Y CAGR+13.56%

MVBF dividend history and ex-dividend dates Run MVBF in the free DRIP calculator

Key Metrics

Valuation
P/E Ratio	12.75	EV/EBITDA	7.80x
Price/FCF	-9.95x	FCF Yield	-10.05%
Profitability
Profit Margin	22.30%	Operating Margin	36.70%
ROE	12.00%	ROIC	9.64%
Financial Health
Debt/Equity	0.17x	Interest Coverage	0.77x
Current Ratio	N/A	Quick Ratio	N/A
Trading Statistics
Beta	0.86	Avg Volume	56.21K
52-Week High	$31.86	52-Week Low	$23.70

Technical Indicators Dashboard

Moving Averages

SMA 10$29.44

SMA 20$29.67

SMA 50$30.16

SMA 200$27.71

EMA 10$29.31

EMA 20$29.62

EMA 50$29.76

EMA 200$27.78

MACD

Line: -0.35Signal: -0.26Hist: -0.09

ADX

ADX: 24.2+DI: 15.5-DI: 29.5

Aroon & PSAR

Aroon Up12.0

Aroon Down96.0

PSAR$30.60

Bollinger Bands

Upper Band$30.74

Lower Band$28.60

%B Position720%(Upper)

Band Width0.22

RSI (14-Day)

Neutral

41.7

Momentum Oscillators

Stoch %K30.0

Stoch %D30.3

Williams %R-66.9

ROC (10d)-2.4%

Momentum-0.72

CCI (20d)-77.9

MFI (14d)35.4

Volatility Measures

ATR (14d)$0.77(2.6%)

StdDev (20d)0.53

Hist Vol21.3%(Moderate)

Volume Flow

VWAP$29.11

OBV2.3M

AD Line-22.2M

CMF (20d)0.005

Volume Metrics

Avg Vol (20d)57.4K

Vol Ratio1.0x

VWMA (20d)$29.68

Pivot Points

R3$29.95

R2$29.48

R1$29.17

Pivot Point$28.69

S1$28.38

S2$27.91

S3$27.60

Advanced Oscillators

TSI-15.06

Ultimate Osc55.2

KST-35.26

Financial Data

Quarter	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023
Total Revenue	$51.07M	$36.66M	$39.08M	$61.19M	$33.73M	$33.68M	$46.18M	$33.24M	$34.71M	$37.97M	$35.55M	$35.66M
Cost of Revenue	N/A	$18.18M	$19.25M	$22.07M	$18.59M	$16.73M	$18.48M	$21.00M	$18.81M	$21.89M	$16.49M	$18.30M
Gross Profit	N/A	$34.81M	$37.10M	$20.28M	$29.42M	$32.60M	$44.53M	$31.54M	$33.99M	$37.16M	$40.08M	$36.56M

Operating Expenses	$30.41M	$28.11M	$31.49M	$33.33M	$28.57M	$28.70M	$33.62M	$29.48M	$28.93M	$30.19M	$28.30M	$30.73M
R&D	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
SG&A	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Operating Income	N/A	$6.70M	$5.45M	$23.43M	$3.17M	$4.81M	$12.23M	$2.80M	$5.53M	$5.79M	$9.35M	$5.09M

Interest Income	$48.58M	$44.77M	$45.49M	$44.22M	$42.38M	$43.23M	$43.06M	$46.63M	$46.13M	$50.03M	$49.70M	$48.33M
Interest Expense	$16.31M	$16.32M	$17.11M	$17.65M	$16.60M	$16.55M	$18.15M	$20.04M	$18.56M	$19.89M	$18.59M	$18.46M
Income Before Tax	$15.98M	$6.70M	$5.45M	$23.43M	$3.17M	$4.81M	$12.23M	$2.80M	$5.53M	$5.79M	$9.35M	$5.09M
Income Tax Expense	$3.73M	$1.51M	$1.23M	$6.29M	$1.16M	$1.25M	$2.79M	$642,000	$1.38M	$1.28M	$1.43M	$1.22M

Net Income	$12.25M	$5.18M	$4.22M	$17.14M	$2.00M	$3.56M	$9.44M	$2.16M	$4.15M	$4.50M	$7.92M	$3.87M

EBITDA	$16.42M	$7.06M	$6.05M	$24.51M	$4.48M	$6.15M	$13.67M	$5.00M	$7.51M	$7.73M	$11.22M	$7.14M
EBIT	$15.98M	$6.70M	$5.45M	$23.43M	$3.17M	$4.81M	$12.23M	$2.80M	$5.53M	$5.79M	$9.35M	$5.09M

* Some calculated fields are derived from available data when not provided by source

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News

MVB Financial Sets Date for Third Quarter 2026 Earnings Release and Conference Call

MVB Financial Corp. (Nasdaq: MVBF) has announced it will release its third quarter 2026 financial results after market close on Thursday, October 29...

01net•Oct 15, 2026 7:09 PM ET10/15/26•Neutral

MVB Financial Corp sets Q3FY26 earnings date for October 29

MVB Financial Corp announced its Q3 2026 financial results will be released after market close on Thursday, October 29...

scanx.trade•Oct 15, 2026 5:09 PM ET10/15/26•Neutral

How Mvb Financial Corp. (MVBF) Affects Rotational Strategy Timing

Mvb Financial Corp. (MVBF) shows weak near and mid-term sentiment, despite a strong long-term outlook. AI models have generated distinct trading strategies, including position trading, momentum breakout...

Stock Traders Daily•Oct 13, 2026 2:11 AM ET10/13/26•Somewhat-Bearish

Net debt of MVB Financial Corp. – NASDAQ:MVBF

This article focuses on the net debt of MVB Financial Corp. (NASDAQ: MVBF), providing a high-level view of its financial status. It is presented within the TradingView platform...

TradingView•Oct 10, 2026 7:12 AM ET10/10/26•Neutral

MVBF5085444 Bond Profile: Coupon and Redemption

This article provides a detailed profile of the MVBF5085444 bond issued by MVB Financial Corp. It outlines key facts such as the issuer type, issue and maturity dates, face value...

TradingView•Sep 29, 2026 4:58 AM ET9/29/26•Neutral

MVBF Valuation and Fair Value

P/E: 12.8x
Forward P/E: 13.2x
EV/EBITDA: 7.8x
P/FCF: -10.0x
PEG: 0.0x
P/B: 1.1x

See GNG's fair value

MVBF Profitability: Margins, ROIC and FCF

Operating margin: 36.7%
Net margin: 22.3%
ROIC: 9.6%
ROE: 12.0%
FCF margin: -20.0%
FCF yield: -10.0%

MVBF Competitors

Company	Ticker
Citizens Financial Services Inc. Common Stock	CZFS
EQV Ventures Acquisition Corp.	EQV
First Bancorp Inc	FNLC
Waterdrop Inc ADR	WDH
Primis Financial Corp	FRST
Siddhi Acquisition Corp Class A Common stock	SDHI
SuRo Capital Corp	SSSS
Norwood Financial Corp	NWFL

Sector: Financial Services

MVBF Analyst Ratings

Consensus: Buy
Analysts: 3
Strong Buy: 1
Buy: 1
Hold: 1
Sell: 0
Strong Sell: 0

MVBF Bull Case vs Bear Case

Bull case

MVBF has a 22.3% net profit margin.
MVBF grew quarterly revenue 46.2% year over year.

MVBF Earnings: Beat Rate and Next Report

Beat rate: 4 of 8 quarters (50.0%)
Average surprise: 46.6%
EPS estimate (fiscal period ending Sep 30, 2026): $0.41
Estimate revisions (30 days, fiscal period ending Sep 30, 2026): 1 up, 1 down

MVBF Dividend

Forward yield: 2.3%
Payout ratio: 22.6%
3Y DPS growth: 0.0%
5Y DPS growth: 13.6%
Pay months: Mar, Jun, Sep, Dec

MVBF dividend history

Frequently Asked Questions About MVBF

What is MVBF's current dividend yield?

MVB Financial Corp (MVBF) has a forward dividend yield of 2.34%.

Does MVBF pay dividends?

Yes, MVB Financial Corp pays dividends with a forward dividend yield of 2.34%.

What is MVBF's P/E ratio?

MVB Financial Corp has a price-to-earnings (P/E) ratio of 12.75.

What is MVBF's market cap?

MVB Financial Corp (MVBF) has a market capitalization of $376.24M with a current stock price of $29.07.

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