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    Paymentus Holdings, Inc. (PAY)

    Official site

    TECHNOLOGY • SOFTWARE - INFRASTRUCTURE • NYSE

    $30.59
    -1.28 (-4.02%)

    Market Cap: $3.86B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    95%(20/21)
    Avg Surprise
    +71.30%
    Streak
    16 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.21
    Range$0.18 - $0.24
    7 analysts
    EPS RevisionsNo revisions (7d)No revisions (30d)
    EPS Estimate DriftChange to current
    90d ago$0.20+6.3%
    60d ago$0.20+6.3%
    30d ago$0.22-2.6%
    7d ago$0.210.0%
    Current$0.21
    Revenue Consensus
    $358M
    Range$355M - $362M
    8 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.34
    Range$0.29 - $0.38
    7 analysts
    Revenue Consensus
    $409M
    Range$393M - $416M
    8 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.34---
    Sep 26EST
    		-$0.21---
    Jun 26
    Reported Aug 3
    		$0.21$0.17+23.53%Beat+40.0%
    Mar 26
    Reported May 4
    		$0.21$0.18+16.67%Beat+50.0%
    Dec 25
    Reported Feb 23
    		$0.20$0.17+17.65%Beat+53.8%
    Sep 25
    Reported Nov 3
    		$0.17$0.15+13.33%Beat+13.3%
    Jun 25
    Reported Aug 4
    		$0.15$0.14+7.14%Beat+25.0%
    Mar 25
    Reported May 5
    		$0.14$0.13+7.69%Beat+40.0%
    Dec 24
    Reported Mar 10
    		$0.13$0.10+30.00%Beat+18.2%
    Sep 24
    Reported Nov 12
    		$0.15$0.09+66.67%Beat+114.3%
    Jun 24
    Reported Aug 8
    		$0.12$0.09+33.33%Beat+100.0%
    Mar 24
    Reported May 6
    		$0.10$0.08+25.00%Beat+400.0%
    Dec 23
    Reported Mar 4
    		$0.11$0.06+83.33%Beat+450.0%
    Sep 23
    Reported Nov 6
    		$0.07$0.04+75.00%Beat+600.0%
    Jun 23
    Reported Aug 7
    		$0.06$0.01+500.00%Beat+397.0%
    Mar 23
    Reported May 8
    		$0.02$0.01+100.00%Beat-33.3%
    Dec 22
    Reported Feb 23
    		$0.02$0.01+100.00%Beat+0.0%
    Sep 22
    Reported Nov 9
    		$0.01$0.00+300.00%Beat+0.0%
    Jun 22
    Reported Aug 3
    		$-0.02$0.01-302.00%Miss-201.0%
    Mar 22
    Reported May 4
    		$0.03$0.01+200.00%Beat+50.0%
    Dec 21
    Reported Feb 16
    		$0.02$0.01+100.00%Beat+0.0%
    Sep 21
    Reported Nov 9
    		$0.01$0.01+0.00%Beat+0.0%
    Jun 21
    Reported Aug 10
    		$0.02$0.01+100.00%Beat-
    Mar 21
    Reported May 26
    		$0.02N/AN/ABeat-
    Dec 20
    Reported Mar 30
    		$0.02$0.00N/ABeat-
    Dec 19
    Reported Mar 30
    		$0.01$0.00N/ABeat-

    Key Metrics

    Valuation
    P/E Ratio38.72EV/EBITDA23.65x
    Price/FCF31.72xFCF Yield3.15%
    Profitability
    Profit Margin6.24%Operating Margin9.04%
    ROE15.00%ROICN/A
    Financial Health
    Debt/Equity0.00xInterest CoverageN/A
    Current Ratio4.89xQuick Ratio4.89x
    Trading Statistics
    Beta1.34Avg Volume1.10M
    52-Week High$45.3152-Week Low$20.11

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$31.43
    SMA 20$31.69
    SMA 50$35.54
    SMA 200$28.66
    EMA 10$31.48
    EMA 20$32.15
    EMA 50$33.02
    EMA 200$30.68

    MACD

    Line: -0.98Signal: -1.14Hist: 0.16

    ADX

    ADX: 25.9+DI: 16.6-DI: 30.1

    Aroon & PSAR

    Aroon Up12.0
    Aroon Down44.0
    PSAR$29.52

    Bollinger Bands

    Upper Band$35.10
    Lower Band$28.29
    %B Position2151%(Upper)
    Band Width0.34

    RSI (14-Day)

    Neutral
    37.8

    Momentum Oscillators

    Stoch %K64.8
    Stoch %D61.7
    Williams %R-60.9
    ROC (10d)-0.2%
    Momentum-0.05
    CCI (20d)-56.3
    MFI (14d)69.5

    Volatility Measures

    ATR (14d)$1.30(4.3%)
    StdDev (20d)1.70
    Hist Vol43.6%(High)

    Volume Flow

    VWAP$30.67
    OBV24.5M
    AD Line19.1M
    CMF (20d)-0.076

    Volume Metrics

    Avg Vol (20d)1.1M
    Vol Ratio0.7x
    VWMA (20d)$31.47

    Pivot Points

    R3$33.36
    R2$32.92
    R1$32.40
    Pivot Point$31.96
    S1$31.44
    S2$31.00
    S3$30.48

    Advanced Oscillators

    TSI-19.55
    Ultimate Osc45.1
    KST-139.59

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$360.74M$358.44M$330.46M$310.74M$280.08M$275.24M$257.88M$231.57M$197.42M$184.88M$164.80M$152.42M
    Cost of Revenue$266.43M$272.21M$246.47M$235.89M$208.60M$209.21M$191.85M$170.91M$138.67M$132.15M$115.31M$105.51M
    Gross Profit$94.31M$86.23M$83.99M$74.85M$71.48M$66.02M$66.03M$60.66M$58.75M$52.73M$49.49M$46.91M
    Operating Expenses$61.69M$59.68M$59.92M$54.99M$55.55M$50.34M$51.84M$48.58M$48.52M$44.38M$40.35M$41.60M
    R&D$15.32M$16.33M$15.92M$15.22M$15.23M$15.10M$13.56M$13.19M$12.54M$12.05M$10.65M$11.04M
    SG&A$13.33M$13.14M$13.21M$14.29M$10.71M$9.18M$9.68M$8.94M$9.21M$9.09M$9.05M$9.08M
    Operating Income$32.62M$26.55M$24.07M$19.86M$15.92M$15.69M$14.19M$12.09M$10.24M$8.34M$9.14M$5.31M
    Interest Income$3.04M$2.53M$2.53M$2.58M$2.34M$2.06M$2.02M$2.34M$2.19M$2.19M$2.02M$1.91M
    Interest Expense$0$0$0$0$0$0$0$0$0$0$0$0
    Income Before Tax$35.66M$29.09M$26.50M$22.60M$18.37M$17.80M$16.28M$14.44M$12.47M$10.76M$11.20M$7.20M
    Income Tax Expense$10.10M$8.21M$5.83M$4.86M$3.66M$3.99M$3.13M$5,000$3.10M$3.53M$1.80M$822,000
    Net Income$25.56M$20.88M$20.67M$17.74M$14.71M$13.81M$13.15M$14.43M$9.36M$7.23M$9.40M$6.38M
    EBITDA$43.12M$37.47M$34.84M$31.38M$27.54M$27.46M$24.84M$22.41M$20.15M$18.04M$18.27M$13.82M
    EBIT$32.62M$26.56M$23.97M$20.02M$16.03M$15.74M$14.26M$12.09M$10.28M$8.57M$9.18M$5.29M
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

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    News

    Paymentus (NYSE: PAY) insider logs new stock transaction

    Paymentus Holdings, Inc. (NYSE: PAY) 10% owner Thomas Barnds reported a new stock transaction via a Form 4 SEC filing. The filing indicates a net sale of 40,518 shares across 15 transactions...

    Stock Titan•8/20/26•Neutral

    Accel-KKR shifts 12M Paymentus (NYSE: PAY) shares in revamp

    Accel-KKR-affiliated entities have restructured their indirect holdings in Paymentus Holdings, Inc. (PAY) by distributing 12,000,000 Class B common shares to their partners on August 17, 2026. These in-kind...

    Stock Titan•8/19/26•Neutral

    Paymentus (PAY) director gains 329K shares via trust

    Paymentus Holdings, Inc. (PAY) director Jason Klein indirectly acquired 328,915 Class B Common Stock shares and 950 Class A Common Stock shares through an internal equity restructuring. These shares were received via...

    Stock Titan•8/19/26•Neutral

    Paymentus (NYSE: PAY) insider moves 12M shares without cash sale

    Paymentus Holdings, Inc. (PAY) director Robert Palumbo and associated entities completed in-kind pro rata distributions of approximately 12 million shares on August 17...

    Stock Titan•8/19/26•Neutral

    Paymentus (NYSE: PAY) director receives 33K shares in $0 stock distribution

    Paymentus Holdings, Inc. (PAY) director Gregory Hyde Williams received 33,145 shares of Class A Common Stock on August 17, 2026...

    Stock Titan•8/19/26•Neutral

    PAY Valuation and Fair Value

    P/E
    38.7x
    Forward P/E
    28.3x
    EV/EBITDA
    23.7x
    P/FCF
    31.7x
    P/B
    6.3x
    See GNG's fair value

    PAY Profitability: Margins, ROIC and FCF

    Gross margin
    24.9%
    Operating margin
    9.0%
    Net margin
    6.2%
    ROE
    15.0%
    FCF margin
    8.9%
    FCF yield
    3.2%

    PAY Competitors

    CompanyTicker
    Fastly, Inc. Class A Common StockFSLY
    Bill Com Holdings IncBILL
    Diodes IncorporatedDIOD
    Badger Meter IncBMI
    AXT IncAXTI
    Q2 HoldingsQTWO
    Rigetti Computing IncRGTI
    Itron IncITRI

    Sector: Technology

    PAY Analyst Ratings

    Consensus
    Hold
    Analysts
    8
    Strong Buy
    0
    Buy
    4
    Hold
    4
    Sell
    0
    Strong Sell
    0

    PAY Bull Case vs Bear Case

    Bull case

    • PAY beat EPS estimates in 100.0% of its last 8 reported quarters.
    • PAY grew quarterly revenue 28.8% year over year.

    PAY Earnings: Beat Rate and Next Report

    Beat rate
    8 of 8 quarters (100.0%)
    Average surprise
    22.8%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.21
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    0 up, 0 down

    Frequently Asked Questions About PAY

    Does PAY pay dividends?

    Paymentus Holdings, Inc. (PAY) does not currently pay a regular dividend.

    What is PAY's P/E ratio?

    Paymentus Holdings, Inc. has a price-to-earnings (P/E) ratio of 38.72.

    What is PAY's market cap?

    Paymentus Holdings, Inc. (PAY) has a market capitalization of $3.86B with a current stock price of $30.59.

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