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    Q

    Q2 Holdings (QTWO)

    Official site

    TECHNOLOGY • SOFTWARE - APPLICATION • NYSE

    $62.21
    +2.78 (+4.68%)

    Market Cap: $3.71B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    41%(16/39)
    Avg Surprise
    -531.99%
    Streak
    1 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.70
    Range$0.60 - $0.79
    11 analysts
    EPS RevisionsNo revisions (7d)
    8
    2
    30d
    EPS Estimate DriftChange to current
    90d ago$0.67+3.7%
    60d ago$0.68+2.9%
    30d ago$0.69+2.1%
    7d ago$0.70-0.0%
    Current$0.70
    Revenue Consensus
    $221M
    Range$220M - $223M
    12 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.77
    Range$0.45 - $1.16
    11 analysts
    Revenue Consensus
    $232M
    Range$231M - $235M
    13 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.77---
    Sep 26EST
    		-$0.70---
    Jun 26
    Reported Jul 29
    		$0.52$0.42+23.81%Beat+0.0%
    Mar 26
    Reported Apr 29
    		$0.63$0.69-8.70%Miss+26.0%
    Dec 25
    Reported Feb 11
    		$0.68$0.61+11.48%Beat+40.4%
    Sep 25
    Reported Nov 5
    		$0.30$0.20+50.00%Beat-31.8%
    Jun 25
    Reported Jul 30
    		$0.52$0.53-1.89%Miss+36.8%
    Mar 25
    Reported May 7
    		$0.50$0.48+4.17%Beat+61.3%
    Dec 24
    Reported Feb 12
    		$0.48$0.47+2.76%Beat+142.3%
    Sep 24
    Reported Nov 6
    		$0.44$0.35+25.71%Beat+210.0%
    Jun 24
    Reported Jul 31
    		$0.38$0.32+18.75%Beat+192.7%
    Mar 24
    Reported May 1
    		$0.31$0.28+10.71%Beat+3583.1%
    Dec 23
    Reported Feb 21
    		$0.20$0.25-20.00%Miss+135.7%
    Sep 23
    Reported Nov 1
    		$-0.40$0.19-310.53%Miss+16.7%
    Jun 23
    Reported Aug 2
    		$-0.41$0.13-415.38%Miss+6.8%
    Mar 23
    Reported May 9
    		$-0.01N/A-112.71%Miss+97.8%
    Dec 22
    Reported Feb 21
    		$-0.56$0.12-566.67%Miss-24.4%
    Sep 22
    Reported Nov 7
    		$-0.48$0.04-1300.00%Miss+14.3%
    Jun 22
    Reported Aug 3
    		$-0.44$0.05-980.00%Miss+17.0%
    Mar 22
    Reported May 2
    		$-0.41$0.06-783.33%Miss+10.9%
    Dec 21
    Reported Feb 15
    		$-0.45$0.05-1000.00%Miss+34.8%
    Sep 21
    Reported Nov 3
    		$-0.56$0.03-1966.67%Miss-12.0%
    Jun 21
    Reported Aug 4
    		$-0.53$0.08-762.50%Miss+30.3%
    Mar 21
    Reported May 5
    		$-0.46$0.08-675.00%Miss+34.3%
    Dec 20
    Reported Feb 17
    		$-0.69$0.05-1480.00%Miss-115.6%
    Sep 20
    Reported Nov 4
    		$-0.50$0.06-933.33%Miss-28.2%
    Jun 20
    Reported Aug 5
    		$-0.76$-0.02-3700.00%Miss-94.9%
    Mar 20
    Reported May 6
    		$-0.70$-0.12-483.33%Miss-59.1%
    Dec 19
    Reported Feb 19
    		$-0.32$0.10-420.00%Miss-18.5%
    Sep 19
    Reported Nov 6
    		$-0.39$0.03-1400.00%Miss-533.3%
    Jun 19
    Reported Aug 7
    		$-0.39$-0.02-1850.00%Miss-4000.0%
    Mar 19
    Reported May 7
    		$-0.44$-0.04-1000.00%Miss-1200.0%
    Dec 18
    Reported Feb 13
    		$-0.27$-0.01-2600.00%Miss-640.0%
    Sep 18
    Reported Nov 6
    		$0.09$0.01+800.00%Beat+200.0%
    Jun 18
    Reported Aug 7
    		$0.01$0.01+0.00%Beat+133.3%
    Mar 18
    Reported May 2
    		$0.04$-0.02+300.00%Beat+233.3%
    Dec 17
    Reported Feb 14
    		$0.05$0.01+400.00%Beat+266.7%
    Sep 17
    Reported Nov 1
    		$0.03$-0.02+250.00%Beat-
    Jun 17
    Reported Aug 2
    		$-0.03$-0.06+50.00%Beat-
    Mar 17
    Reported May 3
    		$-0.03$-0.06+50.00%Beat-
    Dec 16
    Reported Feb 15
    		$-0.03$-0.04+25.00%Beat-

    Key Metrics

    Valuation
    P/E Ratio29.21EV/EBITDA23.36x
    Price/FCF20.56xFCF Yield4.86%
    Profitability
    Profit Margin10.90%Operating Margin13.40%
    ROE15.00%ROICN/A
    Financial Health
    Debt/Equity0.00xInterest CoverageN/A
    Current Ratio0.94xQuick Ratio0.94x
    Trading Statistics
    Beta1.34Avg Volume614.80K
    52-Week High$76.2452-Week Low$40.79

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$58.70
    SMA 20$57.55
    SMA 50$60.81
    SMA 200$54.79
    EMA 10$59.08
    EMA 20$58.73
    EMA 50$58.66
    EMA 200$58.37

    MACD

    Line: 0.07Signal: -0.59Hist: 0.66

    ADX

    ADX: 18.3+DI: 32.6-DI: 14.9

    Aroon & PSAR

    Aroon Up100.0
    Aroon Down48.0
    PSAR$57.70

    Bollinger Bands

    Upper Band$61.15
    Lower Band$53.95
    %B Position1251%(Upper)
    Band Width1.15

    RSI (14-Day)

    Neutral
    65.8

    Momentum Oscillators

    Stoch %K83.7
    Stoch %D82.7
    Williams %R-6.5
    ROC (10d)10.1%
    Momentum5.73
    CCI (20d)175.7
    MFI (14d)73.6

    Volatility Measures

    ATR (14d)$1.91(3.1%)
    StdDev (20d)1.80
    Hist Vol27.6%(Moderate)

    Volume Flow

    VWAP$61.02
    OBV-29.2M
    AD Line-10.9M
    CMF (20d)0.185

    Volume Metrics

    Avg Vol (20d)621.0K
    Vol Ratio1.4x
    VWMA (20d)$57.72

    Pivot Points

    R3$60.49
    R2$60.02
    R1$59.73
    Pivot Point$59.26
    S1$58.97
    S2$58.50
    S3$58.21

    Advanced Oscillators

    TSI0.50
    Ultimate Osc60.4
    KST-46.69

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$219.76M$216.51M$208.22M$201.70M$195.15M$189.74M$183.04M$175.02M$172.89M$165.51M$162.12M$154.97M
    Cost of Revenue$89.56M$88.59M$92.94M$92.86M$90.58M$88.75M$86.70M$85.96M$86.06M$83.26M$80.72M$80.83M
    Gross Profit$130.20M$127.91M$115.28M$108.84M$104.56M$100.99M$96.34M$89.06M$86.83M$82.25M$81.39M$74.13M
    Operating Expenses$100.86M$100.22M$98.42M$97.84M$94.72M$98.80M$97.92M$101.86M$100.53M$96.44M$99.41M$97.31M
    R&D$41.12M$41.88M$40.63M$38.93M$36.91M$37.85M$35.72M$36.90M$35.76M$34.86M$34.27M$34.54M
    SG&A$33.07M$32.19M$30.45M$31.70M$31.03M$32.32M$29.99M$31.50M$31.28M$30.18M$30.28M$28.08M
    Operating Income$29.34M$27.69M$16.86M$11.00M$9.84M$2.19M$-1,575,000$-12,800,000$-13,703,000$-14,185,000$-18,017,000$-23,172,000
    Interest Income$3.40M$3.27M$5.16M$5.49M$5.00M$4.59M$4.68M$4.62M$3.85M$3.19M$3.39M$2.33M
    Interest Expense$0$0$0$0$0$0$0$0$0$0$0$0
    Income Before Tax$31.72M$29.75M$20.78M$15.21M$13.50M$5.24M$1.94M$-9,537,000$-10,971,000$-12,288,000$-16,020,000$-22,161,000
    Income Tax Expense$1.86M$3.11M$337,000$160,000$1.73M$487,000$1.77M$2.26M$2.09M$1.55M$2.06M$1.01M
    Net Income$29.86M$26.64M$20.44M$15.05M$11.76M$4.75M$164,000$-11,797,000$-13,060,000$-13,843,000$-18,079,000$-23,167,000
    EBITDA$48.10M$46.29M$36.58M$31.19M$29.66M$21.58M$20.55M$10.35M$9.95M$8.58M$5.29M$19,000
    EBIT$28.31M$26.48M$15.62M$9.72M$8.49M$654,000$-2,748,000$-14,154,000$-14,823,000$-15,477,000$-19,407,000$-24,489,000
    * Some calculated fields are derived from available data when not provided by source

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    News

    Q2 Holdings, Inc. $QTWO Stock: Fort Washington Investment Advisors Inc. OH Reduces Position

    Fort Washington Investment Advisors Inc. OH significantly reduced its stake in Q2 Holdings, Inc. (NYSE:QTWO) by 35.1% in the third quarter...

    MarketBeat•10/16/26•Somewhat-Bullish

    Q2 Holdings, Inc. (QTWO) Options Chain

    This article provides the options chain for Q2 Holdings, Inc. (QTWO), showing real-time price data and options details. As of the time of publication...

    Yahoo! Finance Canada•10/15/26•Neutral

    Q2 Holdings, Inc. (QTWO) Stock Forecasts

    Argus has raised its target price for Q2 Holdings Inc. (QTWO) to $62.00. The company, which provides cloud-based virtual banking solutions...

    Yahoo! Finance Canada•10/15/26•Bullish

    Q2 Releases New Fraud Intelligence Report on Account Takeover Signals

    Q2 Holdings, Inc. has released a new Fraud Intelligence Report focusing on Account Takeover Signals, analyzing data from nearly 200 U.S. financial institutions. The report highlights that fraudsters increasingly use...

    Yahoo Finance•10/14/26•Bullish

    Q2 Holdings announces Q3FY26 results release for October 28

    Q2 Holdings will release its Q3FY26 financial results after market close on Wednesday, October 28, 2026, followed by an investor conference call at 5:00 pm EDT. The call will feature CEO Matt Flake and CFO Jonathan...

    scanx.trade•10/14/26•Neutral

    QTWO Valuation and Fair Value

    P/E
    29.2x
    Forward P/E
    17.9x
    EV/EBITDA
    23.4x
    P/FCF
    20.6x
    PEG
    8.9x
    P/B
    6.0x
    See GNG's fair value

    QTWO Profitability: Margins, ROIC and FCF

    Gross margin
    57.0%
    Operating margin
    13.4%
    Net margin
    10.9%
    ROE
    15.0%
    FCF margin
    22.3%
    FCF yield
    4.9%

    QTWO Competitors

    CompanyTicker
    Badger Meter IncBMI
    Itron IncITRI
    Bill Com Holdings IncBILL
    Sportradar Group AGSRAD
    Paymentus Holdings, Inc.PAY
    Freshworks IncFRSH
    Fastly, Inc. Class A Common StockFSLY
    Monday.Com LtdMNDY

    Sector: Technology

    QTWO Analyst Ratings

    Consensus
    Buy
    Analysts
    13
    Strong Buy
    4
    Buy
    7
    Hold
    2
    Sell
    0
    Strong Sell
    0

    QTWO Bull Case vs Bear Case

    Bull case

    • QTWO converts 22.3% of revenue into free cash flow.
    • QTWO beat EPS estimates in 75.0% of its last 8 reported quarters.
    • QTWO grew quarterly revenue 12.6% year over year.

    QTWO Earnings: Beat Rate and Next Report

    Beat rate
    6 of 8 quarters (75.0%)
    Average surprise
    13.4%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.70
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    8 up, 2 down

    Frequently Asked Questions About QTWO

    Does QTWO pay dividends?

    Q2 Holdings (QTWO) does not currently pay a regular dividend.

    What is QTWO's P/E ratio?

    Q2 Holdings has a price-to-earnings (P/E) ratio of 29.21.

    What is QTWO's market cap?

    Q2 Holdings (QTWO) has a market capitalization of $3.71B with a current stock price of $62.21.

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