P

    Ponce Financial Group Inc (PDLB)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $20.28
    -0.17 (-0.83%)

    Market Cap: $494.64M

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    69%(24/35)
    Avg Surprise
    +55.87%

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$9.40
    Range$9.40 - $9.40
    1 analysts
    EPS Revisions
    1
    0
    7d
    1
    0
    30d
    EPS Estimate Drift
    90d ago$0.00-100.0%
    60d ago$0.00-100.0%
    30d ago$0.00-100.0%
    7d ago$0.00-100.0%
    Current$9.40
    Revenue Consensus
    $0
    Range$0 - $0
    0 analysts
    Dec 31, 2026
    EPS Consensus$0.49
    Range$0.49 - $0.49
    1 analysts
    Revenue Consensus
    $0
    Range$0 - $0
    0 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.49---
    Sep 26EST
    		-$9.40---
    Jun 26
    		$0.35$0.37-5.41%Miss+40.0%
    Mar 26
    		$0.36$0.27+33.33%Beat+44.0%
    Dec 25
    		$0.42$0.28+50.00%Beat+250.0%
    Sep 25
    		$0.27$0.22+22.73%Beat+170.0%
    Jun 25
    		$0.25$0.17+47.06%Beat+78.6%
    Mar 25
    		$0.25$0.09+177.78%Beat+127.3%
    Dec 24
    		$0.12$0.09+33.33%Beat+1100.0%
    Sep 24
    		$0.10$0.07+42.86%Beat-16.7%
    Jun 24
    		$0.14$0.01+1300.00%Beat+3883.8%
    Mar 24
    		$0.11$-0.03+466.67%Beat+1000.0%
    Dec 23
    		$0.01$-0.01+200.00%Beat+102.4%
    Sep 23
    		$0.12$-0.07+271.43%Beat+20.0%
    Jun 23
    		$-0.00N/A+96.30%Beat-112.3%
    Mar 23
    		$0.01N/A+112.50%Beat-96.6%
    Dec 22
    		$-0.42$-0.04-950.00%Miss-165.6%
    Sep 22
    		$0.10$0.04+150.00%Beat+11.1%
    Jun 22
    		$0.03$0.05-40.00%Miss-88.0%
    Mar 22
    		$0.29$0.06+383.33%Beat+163.6%
    Dec 21
    		$0.64$0.68-5.88%Miss+814.3%
    Sep 21
    		$0.09$0.09+0.00%Beat+400.0%
    Jun 21
    		$0.25$0.09+177.78%Beat+1350.0%
    Mar 21
    		$0.11$0.11+0.00%Beat+320.0%
    Dec 20
    		$0.07$0.12-41.67%Miss+600.0%
    Sep 20
    		$-0.03$-0.01-200.00%Miss-200.0%
    Jun 20
    		$-0.02N/A-133.33%Miss-150.0%
    Mar 20
    		$-0.05$0.04-225.00%Miss-266.7%
    Dec 19
    		$0.01N/A-75.00%Miss-66.7%
    Sep 19
    		$0.03$0.04-25.00%Miss+200.0%
    Jun 19
    		$0.04$0.03+33.33%Beat+33.3%
    Mar 19
    		$0.03$0.02+50.00%Beat-25.0%
    Dec 18
    		$0.03$0.02+50.00%Beat-40.0%
    Sep 18
    		$0.01N/A-66.67%Miss-66.7%
    Jun 18
    		$0.03$0.03+0.00%Beat-
    Mar 18
    		$0.04$0.04+0.00%Beat-
    Sep 17
    		$0.05$0.04+25.00%Beat-
    Jun 17
    		$0.03$0.00N/ABeat-

    Key Metrics

    Valuation
    P/E Ratio14.49EV/EBITDAN/A
    Price/FCF8.12xFCF Yield12.31%
    Profitability
    Profit Margin29.70%Operating Margin39.80%
    ROE6.24%ROIC2.86%
    Financial Health
    Debt/Equity1.11xInterest Coverage0.53x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.54Avg Volume72.52K
    52-Week High$21.1052-Week Low$13.91

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$20.32
    SMA 20$20.40
    SMA 50$20.16
    SMA 200$17.80
    EMA 10$20.34
    EMA 20$20.33
    EMA 50$20.00
    EMA 200$18.03

    MACD

    Line: 0.05Signal: 0.10Hist: -0.04

    ADX

    ADX: 13.0+DI: 18.3-DI: 20.9

    Aroon & PSAR

    Aroon Up60.0
    Aroon DownN/A
    PSAR$20.84

    Bollinger Bands

    Upper Band$20.89
    Lower Band$19.91
    %B Position480%(Upper)
    Band Width0.38

    RSI (14-Day)

    Neutral
    49.9

    Momentum Oscillators

    Stoch %K41.6
    Stoch %D35.4
    Williams %R-63.6
    ROC (10d)-2.3%
    Momentum-0.47
    CCI (20d)-30.7
    MFI (14d)57.1

    Volatility Measures

    ATR (14d)$0.43(2.1%)
    StdDev (20d)0.24
    Hist Vol17.1%(Low)

    Volume Flow

    VWAP$20.32
    OBV1.4M
    AD Line985.9K
    CMF (20d)-0.049

    Volume Metrics

    Avg Vol (20d)71.4K
    Vol Ratio0.9x
    VWMA (20d)$20.43

    Pivot Points

    R3$20.90
    R2$20.76
    R1$20.61
    Pivot Point$20.47
    S1$20.32
    S2$20.18
    S3$20.03

    Advanced Oscillators

    TSI4.07
    Ultimate Osc46.0
    KST10.28

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$31.59M$30.27M$31.41M$26.74M$26.49M$24.58M$22.83M$20.17M$20.16M$20.53M$18.48M$22.17M
    Cost of RevenueN/A$22.09M$20.89M$22.96M$23.06M$21.51M$23.84M$22.81M$19.96M$20.83M$15.48M$17.89M
    Gross ProfitN/A$28.61M$31.41M$25.38M$24.62M$24.48M$20.53M$19.06M$20.46M$19.81M$20.25M$20.87M
    Operating Expenses$18.14M$17.24M$16.63M$16.62M$16.87M$16.89M$17.46M$16.57M$16.64M$16.79M$15.59M$17.32M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$11.37M$14.78M$8.76M$7.99M$7.98M$4.46M$3.07M$4.39M$3.76M$960,000$4.32M
    Interest Income$51.65M$48.66M$48.82M$46.85M$45.86M$44.00M$42.89M$41.29M$38.79M$39.67M$34.95M$33.51M
    Interest Expense$21.59M$20.44M$20.89M$21.60M$21.43M$21.79M$22.16M$22.27M$20.89M$20.84M$17.75M$16.96M
    Income Before Tax$11.30M$11.37M$13.70M$8.76M$7.99M$7.98M$4.46M$3.07M$4.39M$3.76M$960,000$4.32M
    Income Tax Expense$2.81M$2.75M$3.56M$2.25M$1.89M$2.02M$1.53M$638,000$1.20M$1.35M$442,000$1.73M
    Net Income$8.49M$8.62M$10.14M$6.51M$6.10M$5.96M$2.93M$2.43M$3.19M$2.41M$518,000$2.59M
    EBITDA$12.53M$12.60M$14.94M$9.89M$9.19M$9.17M$5.68M$4.29M$5.94M$4.39M$2.21M$5.26M
    EBIT$11.30M$11.37M$13.70M$8.76M$7.99M$7.98M$4.46M$3.07M$4.39M$3.76M$960,000$4.32M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Ponce Financial Group (NASDAQ:PDLB) Reaches New 1-Year High - Here's Why

    Ponce Financial Group (NASDAQ:PDLB) shares recently hit a new 52-week high of $20.89, closing at $20.71, supported by positive analyst sentiment with a consensus "Buy" rating and a $24.00 price target. Despite beating revenue expectations and posting $31.59 million, the company slightly missed EPS estimates at $0.35. Institutional investors hold a significant 64.35% stake in the Puerto Rico-based bank holding company.

    MarketBeat•8/13/26•
    Somewhat-Bullish

    How (PDLB) Movements Inform Risk Allocation Models

    This article analyzes Ponce Financial Group Inc. (NASDAQ: PDLB) using AI models to inform risk allocation. It highlights a weak near-term sentiment with an exceptional risk-reward short setup, suggesting choppy conditions. Three institutional trading strategies (Position, Momentum Breakout, Risk Hedging) are outlined, along with a multi-timeframe signal analysis, to optimize position sizing and manage risk.

    Stock Traders Daily•8/13/26•
    Somewhat-Bearish

    How (PDLB) Movements Inform Risk Allocation Models

    This article analyzes Ponce Financial Group Inc. (NASDAQ: PDLB) using AI models, highlighting a weak near-term sentiment despite long-term strength. It outlines three distinct institutional trading strategies—Position, Momentum Breakout, and Risk Hedging—tailored for different risk profiles. The analysis also provides multi-timeframe signal analysis, showing varying signal strengths and support/resistance levels.

    Stock Traders Daily•8/12/26•
    Somewhat-Bearish

    Ponce Financial Group Inc (PDLB) Stock News Today

    This article provides current stock information for Ponce Financial Group Inc (PDLB), including its market cap, P/E ratio, and recent stock performance. It notes a slight decrease in stock price and indicates that more news and analysis will be available soon.

    TradingKey•8/8/26•
    Neutral

    Ponce Financial Group Inc (PDLB) Earnings Forecast: Future EPS & Revenue Growth Estimates

    Ponce Financial Group Inc (PDLB) has an earnings forecast score of 8.00, ranking 53rd in the Banking Services industry, with an average price target of $18.50. One analyst rates the stock as "Buy," predicting a 19.11% upside. The company's EPS for the previous quarter was $0.36, meeting expectations, and is forecasted to be $0.52 for the next quarter.

    TradingKey•8/6/26•
    Neutral

    Frequently Asked Questions About PDLB

    Does PDLB pay dividends?
    Ponce Financial Group Inc (PDLB) does not currently pay a regular dividend.
    What is PDLB's P/E ratio?
    Ponce Financial Group Inc has a price-to-earnings (P/E) ratio of 14.49.
    What is PDLB's market cap?
    Ponce Financial Group Inc (PDLB) has a market capitalization of $494.64M with a current stock price of $20.28.

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