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    P

    PCB Bancorp (PCB)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $27.80
    +0.20 (+0.72%)

    Market Cap: $387.63M

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    76%(25/33)
    Avg Surprise
    +13.85%
    Streak
    9 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.73
    Range$0.72 - $0.75
    3 analysts
    EPS Revisions
    2
    0
    7d
    2
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$0.730.0%
    60d ago$0.730.0%
    30d ago$0.730.0%
    7d ago$0.730.0%
    Current$0.73
    Revenue Consensus
    $32M
    Range$32M - $32M
    3 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.86
    Range$0.81 - $0.90
    3 analysts
    Revenue Consensus
    $32M
    Range$32M - $32M
    3 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.86---
    Sep 26EST
    		-$0.73---
    Jun 26
    Reported Jul 23
    		$0.73$0.73+0.00%Beat+17.7%
    Mar 26
    Reported Apr 23
    		$0.74$0.66+12.12%Beat+39.6%
    Dec 25
    Reported Jan 29
    		$0.64$0.60+6.67%Beat+39.1%
    Sep 25
    Reported Oct 23
    		$0.79$0.60+31.67%Beat+51.9%
    Jun 25
    Reported Jul 24
    		$0.62$0.56+10.71%Beat+44.2%
    Mar 25
    Reported Apr 24
    		$0.53$0.49+8.16%Beat+60.6%
    Dec 24
    Reported Jan 30
    		$0.46$0.46+0.00%Beat+12.2%
    Sep 24
    Reported Oct 24
    		$0.52$0.45+15.56%Beat+6.1%
    Jun 24
    Reported Jul 25
    		$0.43$0.41+4.88%Beat-17.3%
    Mar 24
    Reported Apr 25
    		$0.33$0.45-26.67%Miss-52.9%
    Dec 23
    Reported Mar 12
    		$0.41$0.49-16.33%Miss-29.3%
    Sep 23
    Reported Oct 25
    		$0.49$0.49+0.00%Beat+6.5%
    Jun 23
    Reported Jul 27
    		$0.52$0.51+1.96%Beat-13.3%
    Mar 23
    Reported Apr 21
    		$0.70$0.47+48.94%Beat+4.5%
    Dec 22
    Reported Mar 9
    		$0.58$0.66-12.12%Miss-17.1%
    Sep 22
    Reported Oct 27
    		$0.46$0.67-31.34%Miss-37.0%
    Jun 22
    Reported Jul 28
    		$0.60$0.64-6.25%Miss-6.3%
    Mar 22
    Reported Apr 28
    		$0.67$0.58+15.52%Beat+21.8%
    Dec 21
    Reported Mar 4
    		$0.70$0.64+9.38%Beat+84.2%
    Sep 21
    Reported Oct 28
    		$0.73$0.59+23.73%Beat+231.8%
    Jun 21
    Reported Jul 22
    		$0.64$0.49+30.61%Beat+190.9%
    Mar 21
    Reported Apr 22
    		$0.55$0.39+41.03%Beat+139.1%
    Dec 20
    Reported Mar 11
    		$0.38$0.35+8.57%Beat+65.2%
    Sep 20
    Reported Oct 27
    		$0.22$0.19+15.79%Beat-47.6%
    Jun 20
    Reported Jul 23
    		$0.22$0.11+100.00%Beat-45.0%
    Mar 20
    Reported Apr 30
    		$0.23$0.32-28.13%Miss-42.5%
    Dec 19
    Reported Mar 9
    		$0.23$0.39-41.03%Miss-43.9%
    Sep 19
    Reported Oct 24
    		$0.42$0.40+5.00%Beat-4.5%
    Jun 19
    Reported Jul 25
    		$0.40$0.40+0.00%Beat-64.9%
    Mar 19
    Reported Apr 26
    		$0.40$0.40+0.00%Beat-13.0%
    Dec 18
    Reported Mar 18
    		$0.41$0.39+5.13%Beat+137.8%
    Sep 18
    Reported Oct 23
    		$0.44$0.45-2.22%Miss+24.0%
    Jun 18
    Reported Sep 20
    		$1.14$0.35+225.71%Beat+217.6%
    Mar 18
    Reported May 30
    		$0.46N/AN/ABeat+41.2%
    Dec 17
    Reported Mar 31
    		$0.17N/AN/ABeat-46.2%
    Sep 17
    Reported Sep 30
    		$0.35N/AN/ABeat-
    Jun 17
    Reported Jun 30
    		$0.36N/AN/ABeat-
    Mar 17
    Reported Mar 31
    		$0.33N/AN/ABeat-
    Dec 16
    Reported Mar 31
    		$0.32N/AN/ABeat-

    Dividends

    Dividend Metrics

    Forward Yield3.17%
    Forward Annual Dividend$0.88
    Payout Ratio29.02%
    FrequencyQuarterly
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+10.06%
    5Y CAGR+14.87%
    PCB dividend history and ex-dividend datesRun PCB in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio9.59EV/EBITDA7.65x
    Price/FCF9.60xFCF Yield10.42%
    Profitability
    Profit Margin35.30%Operating Margin49.20%
    ROE10.80%ROIC8.52%
    Financial Health
    Debt/Equity0.22xInterest Coverage0.63x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.51Avg Volume44.71K
    52-Week High$30.5952-Week Low$19.13

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$27.87
    SMA 20$27.73
    SMA 50$27.80
    SMA 200$25.06
    EMA 10$27.80
    EMA 20$27.78
    EMA 50$27.70
    EMA 200$25.51

    MACD

    Line: 0.01Signal: 0.01Hist: 0.00

    ADX

    ADX: 12.3+DI: 21.3-DI: 18.0

    Aroon & PSAR

    Aroon Up52.0
    Aroon Down60.0
    PSAR$28.47

    Bollinger Bands

    Upper Band$28.18
    Lower Band$27.27
    %B Position329%(Upper)
    Band Width0.58

    RSI (14-Day)

    Neutral
    50.3

    Momentum Oscillators

    Stoch %K47.5
    Stoch %D50.1
    Williams %R-50.7
    ROC (10d)-0.1%
    Momentum-0.02
    CCI (20d)21.2
    MFI (14d)55.5

    Volatility Measures

    ATR (14d)$0.65(2.3%)
    StdDev (20d)0.23
    Hist Vol15.2%(Low)

    Volume Flow

    VWAP$27.81
    OBV747.8K
    AD Line-20.6M
    CMF (20d)-0.188

    Volume Metrics

    Avg Vol (20d)45.1K
    Vol Ratio1.0x
    VWMA (20d)$27.71

    Pivot Points

    R3$28.61
    R2$28.34
    R1$27.97
    Pivot Point$27.70
    S1$27.33
    S2$27.06
    S3$26.69

    Advanced Oscillators

    TSI0.69
    Ultimate Osc43.2
    KST1.79

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$30.70M$30.18M$29.17M$30.39M$29.29M$26.86M$26.21M$25.34M$24.22M$23.94M$24.43M$24.95M
    Cost of RevenueN/A$22.49M$24.26M$24.11M$25.11M$24.21M$25.16M$23.33M$23.47M$23.65M$20.73M$17.15M
    Gross ProfitN/A$29.72M$28.15M$30.77M$27.50M$25.27M$24.20M$25.29M$24.22M$23.94M$24.43M$24.20M
    Operating Expenses$15.11M$14.81M$15.03M$14.87M$14.83M$14.47M$13.89M$14.60M$15.18M$16.35M$14.47M$14.21M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$14.90M$13.12M$15.90M$12.67M$10.79M$10.31M$10.69M$8.79M$6.50M$39.53M$9.99M
    Interest Income$50.04M$48.83M$49.87M$51.47M$49.31M$46.89M$46.32M$46.00M$44.95M$43.55M$40.95M$38.85M
    Interest Expense$22.55M$22.02M$23.24M$24.49M$23.32M$22.61M$23.16M$23.28M$23.21M$22.56M$19.03M$16.40M
    Income Before Tax$14.66M$14.90M$13.12M$15.90M$12.67M$10.79M$10.31M$10.69M$8.79M$6.50M$8.26M$9.99M
    Income Tax Expense$4.15M$4.25M$3.89M$4.49M$3.60M$3.06M$3.28M$2.87M$2.50M$1.82M$2.35M$2.97M
    Net Income$10.51M$10.65M$9.23M$11.41M$9.07M$7.74M$7.03M$7.81M$6.28M$4.68M$5.91M$7.02M
    EBITDA$14.71M$15.00M$13.21M$16.04M$12.72M$10.80M$10.37M$10.76M$8.77M$6.56M$8.88M$10.08M
    EBIT$14.66M$14.90M$13.12M$15.90M$12.67M$10.79M$10.31M$10.69M$8.79M$6.50M$8.26M$9.99M
    * Some calculated fields are derived from available data when not provided by source

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    News

    PCB Bancorp sets October 22 results: USD 31.93 million forecast for PCB Bancorp stock

    PCB Bancorp is projected to report third-quarter 2026 revenue of $31.93 million and earnings per share of $0.73 on October 22...

    ad-hoc-news.de•10/15/26•Neutral

    PCB Q3'26 Earnings: revenue estimate is 31.93M USD

    PCB Bancorp (PCB) is scheduled to release its Q3'26 earnings on October 22, with an estimated revenue of $31.93 million and an EPS of $0.73. The article provides a detailed table comparing reported and estimated revenue...

    TradingView•10/15/26•Somewhat-Bullish

    PCB Bancorp (PCB) Expected to Post Earnings on Thursday

    PCB Bancorp (NASDAQ:PCB) is scheduled to release its Q3 2026 earnings after market close on Thursday, October 22nd. Analysts are forecasting earnings of $0.733 per share on $31.93 million in revenue. The company...

    MarketBeat•10/15/26•Somewhat-Bullish

    PCB Bancorp stock gets a 700,000-share buyback plan

    PCB Bancorp has announced a new share buyback authorization for 700,000 shares, approved on September 23, 2026, and running through September 22...

    AD HOC NEWS•10/5/26•Somewhat-Bullish

    Piper Sandler Maintains PCB Bancorp(PCB.US) With Hold Rating, Maintains Target Price $31

    Piper Sandler has reiterated its Hold rating on PCB Bancorp (PCB.US) and maintained its target price at $31. This indicates the firm's continued neutral stance on the company's stock at the current valuation.

    Moomoo•10/2/26•Neutral

    PCB Valuation and Fair Value

    P/E
    9.6x
    EV/EBITDA
    7.7x
    P/FCF
    9.6x
    P/B
    1.2x
    See GNG's fair value

    PCB Profitability: Margins, ROIC and FCF

    Operating margin
    49.2%
    Net margin
    35.3%
    ROIC
    8.5%
    ROE
    10.8%
    FCF margin
    33.9%
    FCF yield
    10.4%

    PCB Competitors

    CompanyTicker
    Berto Acquisition Corp. Ordinary SharesTACO
    Agriculture & Natural Solutions Acquisition Corporation UnitANSCU
    Angel Oak Financial Strategies Income Term TrustFINS
    Parke Bancorp IncPKBK
    Investar Holding CorpISTR
    Northeast Community Bancorp IncNECB
    Oportun Financial CorpOPRT
    SuRo Capital CorpSSSS

    Sector: Financial Services

    PCB Analyst Ratings

    Consensus
    Hold
    Analysts
    3
    Strong Buy
    0
    Buy
    0
    Hold
    3
    Sell
    0
    Strong Sell
    0

    PCB Bull Case vs Bear Case

    Bull case

    • PCB converts 33.9% of revenue into free cash flow.
    • PCB has a 35.3% net profit margin.
    • PCB beat EPS estimates in 75.0% of its last 8 reported quarters.

    PCB Earnings: Beat Rate and Next Report

    Beat rate
    6 of 8 quarters (75.0%)
    Average surprise
    10.6%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.73
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    2 up, 1 down

    PCB Dividend

    Forward yield
    3.2%
    Payout ratio
    29.0%
    3Y DPS growth
    10.1%
    5Y DPS growth
    14.9%
    Pay months
    Feb, May, Aug, Nov
    PCB dividend history

    Frequently Asked Questions About PCB

    What is PCB's current dividend yield?

    PCB Bancorp (PCB) has a forward dividend yield of 3.17%.

    Does PCB pay dividends?

    Yes, PCB Bancorp pays dividends with a forward dividend yield of 3.17%.

    What is PCB's P/E ratio?

    PCB Bancorp has a price-to-earnings (P/E) ratio of 9.59.

    What is PCB's market cap?

    PCB Bancorp (PCB) has a market capitalization of $387.63M with a current stock price of $27.80.

    Related stocks

    Sector: Financial Services

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