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    Sun Life Financial Inc. (SLF)

    Official site

    FINANCIAL SERVICES • INSURANCE - DIVERSIFIED • NYSE

    $77.87
    +0.53 (+0.69%)

    Market Cap: $43.68B

    Last updated: Oct 16, 2026 at 4:57 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    85%(33/39)
    Avg Surprise
    +3.91%
    Streak
    6 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$2.02
    Range$1.92 - $2.09
    11 analysts
    EPS Revisions
    1
    0
    7d
    4
    3
    30d
    EPS Estimate DriftChange to current
    90d ago$2.02+0.3%
    60d ago$2.05-1.1%
    30d ago$2.03-0.4%
    7d ago$2.03-0.4%
    Current$2.02
    Revenue Consensus
    $0
    Range$0 - $0
    0 analysts
    Period ending Dec 31, 2026
    EPS Consensus$2.17
    Range$1.96 - $2.27
    13 analysts
    Revenue Consensus
    $28.4B
    Range$13.6B - $43.1B
    2 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    -$2.17---
    Sep 26EST
    -$2.02---
    Jun 26
    Reported Aug 6
    $1.46$1.39+5.04%Beat+13.2%
    Mar 26
    Reported May 6
    $1.89$1.89+0.00%Beat+3.8%
    Dec 25
    Reported Feb 11
    $1.96$1.87+4.81%Beat+16.7%
    Sep 25
    Reported Nov 5
    $1.35$1.30+3.85%Beat-23.3%
    Jun 25
    Reported Aug 7
    $1.29$1.29+0.00%Beat-25.0%
    Mar 25
    Reported May 8
    $1.82$1.71+6.43%Beat+21.3%
    Dec 24
    Reported Feb 12
    $1.68$1.78-5.62%Miss+0.0%
    Sep 24
    Reported Nov 4
    $1.76$1.70+3.53%Beat+10.7%
    Jun 24
    Reported Aug 12
    $1.72$1.58+8.86%Beat+9.6%
    Mar 24
    Reported May 9
    $1.50$1.65-9.09%Miss-1.3%
    Dec 23
    Reported Feb 7
    $1.68$1.58+6.33%Beat-0.6%
    Sep 23
    Reported Nov 13
    $1.59$1.58+0.63%Beat-1.9%
    Jun 23
    Reported Aug 8
    $1.57$1.53+2.61%Beat+3.3%
    Mar 23
    Reported May 11
    $1.52$1.51+0.66%Beat+5.6%
    Dec 22
    Reported Feb 8
    $1.69$1.53+10.46%Beat+10.5%
    Sep 22
    Reported Nov 2
    $1.62$1.46+10.96%Beat+5.2%
    Jun 22
    Reported Aug 3
    $1.52$1.38+10.14%Beat+1.3%
    Mar 22
    Reported May 11
    $1.44$1.41+2.13%Beat-0.7%
    Dec 21
    Reported Feb 9
    $1.53$1.52+0.66%Beat+4.1%
    Sep 21
    Reported Nov 3
    $1.54$1.52+1.32%Beat+6.9%
    Jun 21
    Reported Aug 4
    $1.50$1.47+2.04%Beat+19.0%
    Mar 21
    Reported May 5
    $1.45$1.46-0.68%Miss+10.7%
    Dec 20
    Reported Feb 10
    $1.47$1.38+6.52%Beat+9.7%
    Sep 20
    Reported Nov 4
    $1.44$1.28+12.50%Beat+5.1%
    Jun 20
    Reported Aug 6
    $1.26$1.10+14.55%Beat+1.6%
    Mar 20
    Reported May 5
    $1.31$1.12+16.96%Beat+9.2%
    Dec 19
    Reported Feb 12
    $1.34$1.33+0.75%Beat+12.6%
    Sep 19
    Reported Nov 6
    $1.37$1.27+7.87%Beat+14.2%
    Jun 19
    Reported Jul 31
    $1.24$1.24+0.00%Beat+3.3%
    Mar 19
    Reported May 8
    $1.20$1.21-0.83%Miss-4.8%
    Dec 18
    Reported Feb 13
    $1.19$1.16+2.59%Beat+13.3%
    Sep 18
    Reported Nov 7
    $1.20$1.18+1.69%Beat+14.3%
    Jun 18
    Reported Aug 8
    $1.20$1.15+4.35%Beat+7.1%
    Mar 18
    Reported May 8
    $1.26$1.12+12.50%Beat+35.5%
    Dec 17
    Reported Feb 14
    $1.05$1.03+1.94%Beat+15.4%
    Sep 17
    Reported Nov 8
    $1.05$1.01+3.96%Beat-
    Jun 17
    Reported Aug 9
    $1.12$0.98+14.29%Beat-
    Mar 17
    Reported May 9
    $0.93$0.99-6.06%Miss-
    Dec 16
    Reported Feb 15
    $0.91$0.97-6.19%Miss-

    Dividends

    Dividend Metrics

    Forward Yield3.56%
    Forward Annual Dividend$2.78
    Payout Ratio59.08%
    Pay MonthsFeb, Jun, Sep, Nov

    Growth

    3Y CAGR+5.67%
    5Y CAGR+8.91%

    Key Metrics

    Valuation
    P/E Ratio16.27EV/EBITDA11.72x
    Price/FCF5.66xFCF Yield17.66%
    Profitability
    Profit Margin9.52%Operating Margin15.80%
    ROE13.10%ROIC11.52%
    Financial Health
    Debt/Equity0.34xInterest Coverage9.16x
    Current Ratio27.38xQuick Ratio27.38x
    Trading Statistics
    Beta0.79Avg Volume449.55K
    52-Week High$83.6652-Week Low$55.25

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$77.52
    SMA 20$78.88
    SMA 50$79.39
    SMA 200$71.52
    EMA 10$77.72
    EMA 20$78.35
    EMA 50$78.74
    EMA 200$72.92

    MACD

    Line: -0.71Signal: -0.55Hist: -0.16

    ADX

    ADX: 29.0+DI: 17.6-DI: 31.3

    Aroon & PSAR

    Aroon Up36.0
    Aroon Down88.0
    PSAR$75.39

    Bollinger Bands

    Upper Band$82.12
    Lower Band$75.65
    %B Position820%(Upper)
    Band Width0.34

    RSI (14-Day)

    Neutral
    45.5

    Momentum Oscillators

    Stoch %K36.5
    Stoch %D26.1
    Williams %R-49.0
    ROC (10d)-1.5%
    Momentum-1.19
    CCI (20d)-51.4
    MFI (14d)43.2

    Volatility Measures

    ATR (14d)$1.21(1.6%)
    StdDev (20d)1.62
    Hist Vol14.6%(Low)

    Volume Flow

    VWAP$77.84
    OBV23.0M
    AD Line-480.8M
    CMF (20d)-0.050

    Volume Metrics

    Avg Vol (20d)461.2K
    Vol Ratio1.0x
    VWMA (20d)$78.96

    Pivot Points

    R3$78.39
    R2$78.02
    R1$77.68
    Pivot Point$77.32
    S1$76.98
    S2$76.61
    S3$76.27

    Advanced Oscillators

    TSI-15.95
    Ultimate Osc43.5
    KST-23.27

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$13.93B$8.80B$8.92B$12.40B$9.20B$11.34B$3.27B$15.38B$8.89B$6.94B$17.59B$2.37B
    Cost of Revenue$12.44B$5.26BN/A$10.82B$8.09B$9.88B$2.46B$13.44B$7.75B$5.65B$16.69B$982.00M
    Gross Profit$1.49B$3.54B$8.92B$1.58B$1.10B$1.46B$812.00M$1.94B$1.15B$1.28B$902.00M$1.39B
    Operating Expenses$131.00M$2.70B$7.80B$131.00M$129.00M$208.00M$223.00M$298.00M$236.00M$85.00M$115.00M$210.00M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$2.67B$0$0$0$0$0$0$0$0$0$0
    Operating Income$1.36B$837.00M$1.13B$1.45B$976.00M$1.25B$589.00M$1.64B$910.00M$1.20B$787.00M$1.18B
    Interest Income$0$1.92B$0$0$0$1.81B$9.63B$1.88B$1.74B$1.72B$1.10B$1.13B
    Interest Expense$131.00M$163.42M$132.89M$131.00M$129.00M$133.00M$182.00M$185.00M$138.00M$159.00M$115.00M$160.00M
    Income Before Tax$1.36B$632.00M$1.13B$1.45B$976.00M$1.25B$589.00M$1.64B$910.00M$1.20B$787.00M$1.18B
    Income Tax Expense$284.00M$103.00M$315.74M$260.00M$198.00M$242.00M$372.00M$215.00M$192.00M$261.00M$-87,000,000$244.00M
    Net Income$1.08B$537.39M$792.35M$1.17B$778.00M$1.00B$142.00M$1.42B$714.00M$893.00M$826.00M$927.00M
    EBITDA$1.49B$837.00M$1.26B$1.62B$1.10B$1.38B$771.00M$1.83B$1.05B$1.36B$902.00M$1.34B
    EBIT$1.49B$795.00M$1.26B$1.58B$1.10BN/AN/AN/A$1.08B$1.36B$902.00M$2.48B
    * Some calculated fields are derived from available data when not provided by source

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    Government Contracts

    Gov Obligations (TTM)
    $2.34M
    Gov Obligations / Revenue
    0.0%
    Obligations YoY
    -7.2%
    Active Awards
    1
    New Awards (TTM)
    0
    Avg Remaining Term
    2.9 mo

    Top agency: Pension Benefit Guaranty Corporation at 100.0% of trailing twelve month obligations across 1 agencies

    Federal contract obligations are bookings recorded by the awarding agency, not recognized revenue. They can exceed 100% of revenue and can be negative when contracts are de-obligated. Source: USAspending.gov prime awards, data through Jul 31, 2026.

    SLF Valuation and Fair Value

    P/E
    16.3x
    Forward P/E
    13.1x
    EV/EBITDA
    11.7x
    P/FCF
    5.7x
    PEG
    1.3x
    P/B
    2.3x
    See GNG's fair value

    SLF Profitability: Margins, ROIC and FCF

    Gross margin
    35.6%
    Operating margin
    15.8%
    Net margin
    9.5%
    ROIC
    11.5%
    ROE
    13.1%
    FCF margin
    33.7%
    FCF yield
    17.7%

    SLF Analyst Ratings

    Consensus
    Hold
    Analysts
    14
    Strong Buy
    2
    Buy
    4
    Hold
    6
    Sell
    0
    Strong Sell
    2

    SLF Bull Case vs Bear Case

    Bull case

    • SLF converts 33.7% of revenue into free cash flow.

    SLF Earnings: Beat Rate and Next Report

    Beat rate
    5 of 8 quarters (62.5%)
    Average surprise
    2.3%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $2.02
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    4 up, 3 down

    SLF Dividend

    Forward yield
    3.6%
    Payout ratio
    59.1%
    3Y DPS growth
    5.7%
    5Y DPS growth
    8.9%
    Pay months
    Feb, Jun, Sep, Nov
    SLF dividend history

    Frequently Asked Questions About SLF

    What is SLF's current dividend yield?

    Sun Life Financial Inc. (SLF) has a forward dividend yield of 3.56%.

    Does SLF pay dividends?

    Yes, Sun Life Financial Inc. pays dividends with a forward dividend yield of 3.56%.

    What is SLF's P/E ratio?

    Sun Life Financial Inc. has a price-to-earnings (P/E) ratio of 16.27.

    What is SLF's market cap?

    Sun Life Financial Inc. (SLF) has a market capitalization of $43.68B with a current stock price of $77.87.

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