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    K

    KB Financial Group Inc (KB)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $117.81
    +0.80 (+0.69%)

    Market Cap: $41.08B

    Last updated: Oct 16, 2026 at 5:00 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    53%(18/34)
    Avg Surprise
    +0.12%

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$5000.92
    Range$5000.92 - $5000.92
    1 analysts
    EPS Revisions
    1
    0
    7d
    1
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$5010.69-0.2%
    60d ago$5316.71-5.9%
    30d ago$5316.71-5.9%
    7d ago$5316.71-5.9%
    Current$5000.92
    Revenue Consensus
    $4.9T
    Range$4.6T - $5.0T
    10 analysts
    Period ending Dec 31, 2026
    EPS Consensus$8220.11
    Range$8220.11 - $8220.11
    1 analysts
    Revenue Consensus
    $4.9T
    Range$4.2T - $5.5T
    15 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$8220.11---
    Sep 26EST
    		-$5000.92---
    Jun 26
    Reported Jul 23
    		$3.16$3.51-9.97%Miss-99.9%
    Mar 26
    Reported Apr 23
    		$3.49$3.48+0.41%Beat-99.9%
    Dec 25
    Reported Mar 6
    		$2034.00$1611.27+26.24%Beat+30.6%
    Sep 25
    Reported Nov 14
    		$4453.00$4502.02-1.09%Miss+5.6%
    Jun 25
    Reported Jul 24
    		$4565.00$4375.57+4.33%Beat+4.5%
    Mar 25
    Reported Apr 24
    		$4384.00$4253.00+3.08%Beat+225879.4%
    Dec 24
    Reported Feb 5
    		$1558.00$1591.75-2.12%Miss+172.4%
    Sep 24
    Reported Oct 23
    		$4216.00$3650.21+15.50%Beat+24.7%
    Jun 24
    Reported Aug 14
    		$4368.00$3722.78+17.33%Beat+18.3%
    Mar 24
    Reported Apr 25
    		$1.94$1.99-2.51%Miss-99.9%
    Dec 23
    Reported Feb 7
    		$572.00$858.19-33.35%Miss+73233.3%
    Sep 23
    Reported Oct 24
    		$3380.00$3611.27-6.40%Miss+9.1%
    Jun 23
    Reported Jul 25
    		$3691.00$3374.20+9.39%Beat+145215.0%
    Mar 23
    Reported May 15
    		$3669.00$3291.52+11.47%Beat+123020.8%
    Dec 22
    Reported Mar 2
    		$0.78$1.52-48.68%Miss-40.9%
    Sep 22
    Reported Oct 25
    		$3097.00$3248.57-4.67%Miss+112518.2%
    Jun 22
    Reported Aug 16
    		$2.54$2.48+2.42%Beat-3.1%
    Mar 22
    Reported Apr 22
    		$2.98$2.99-0.33%Miss+3.5%
    Dec 21
    Reported Feb 8
    		$1.32$1.35-2.22%Miss+0.0%
    Sep 21
    Reported Oct 21
    		$2.75$2.76-0.36%Miss+0.4%
    Jun 21
    Reported Jul 22
    		$2.62$2.58+1.55%Beat+18.0%
    Mar 21
    Reported Apr 22
    		$2.88$2.58+11.63%Beat+83.4%
    Dec 20
    Reported Mar 9
    		$1.32$1.33-0.75%Miss+16.8%
    Sep 20
    Reported Nov 16
    		$2.74$2.66+3.01%Beat+32.4%
    Jun 20
    Reported Jul 21
    		$2.22$2.07+7.25%Beat+3.3%
    Mar 20
    Reported Apr 23
    		$1.57$1.53+2.61%Beat-13.7%
    Dec 19
    Reported Mar 6
    		$1.13$1.16-2.59%Miss+162.2%
    Sep 19
    Reported Nov 14
    		$2.07$2.06+0.49%Beat-2.8%
    Jun 19
    Reported Aug 14
    		$2.15$2.05+4.88%Beat+5.4%
    Mar 19
    Reported May 15
    		$1.82$1.86-2.15%Miss-15.7%
    Dec 18
    Reported Mar 12
    		$0.43$0.45-4.22%Miss-65.0%
    Sep 18
    Reported Nov 14
    		$2.13$2.11+0.95%Beat-99.9%
    Jun 18
    Reported Jul 19
    		$2.04$2.07-1.45%Miss-99.9%
    Mar 18
    Reported May 15
    		$2.16$2.07+4.35%Beat-99.9%
    Dec 17
    Reported Mar 5
    		$1.23N/AN/ABeat+21.8%
    Sep 17
    Reported Nov 14
    		$2228.34N/AN/ABeat-
    Jun 17
    Reported Aug 14
    		$2485.49N/AN/ABeat-
    Mar 17
    Reported May 15
    		$2180.08N/AN/ABeat-
    Dec 16
    Reported Mar 14
    		$1.01N/AN/ABeat-

    Dividends

    Dividend Metrics

    Forward Yield2.82%
    Forward Annual Dividend$3.32
    Payout Ratio27.87%
    FrequencyQuarterly
    Pay MonthsApr, May, Aug, Dec

    Growth

    3Y CAGR+4.00%
    5Y CAGR+9.86%
    KB dividend history and ex-dividend datesRun KB in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio0.02EV/EBITDA15.57x
    Price/FCF-4.21xFCF Yield-23.73%
    Profitability
    Profit Margin36.50%Operating Margin58.90%
    ROE10.20%ROIC3.36%
    Financial Health
    Debt/Equity2.31xInterest Coverage0.25x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.65Avg Volume169.82K
    52-Week High$133.2952-Week Low$77.58

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$122.15
    SMA 20$124.24
    SMA 50$123.76
    SMA 200$109.39
    EMA 10$121.46
    EMA 20$123.15
    EMA 50$122.49
    EMA 200$109.49

    MACD

    Line: -1.50Signal: -0.50Hist: -1.00

    ADX

    ADX: 20.8+DI: 17.6-DI: 42.9

    Aroon & PSAR

    Aroon Up8.0
    Aroon Down100.0
    PSAR$122.73

    Bollinger Bands

    Upper Band$130.89
    Lower Band$117.60
    %B Position1070%(Upper)
    Band Width0.02

    RSI (14-Day)

    Neutral
    37.0

    Momentum Oscillators

    Stoch %K16.5
    Stoch %D20.1
    Williams %R-77.2
    ROC (10d)-3.5%
    Momentum-4.28
    CCI (20d)-188.8
    MFI (14d)34.9

    Volatility Measures

    ATR (14d)$2.95(2.5%)
    StdDev (20d)3.32
    Hist Vol26.6%(Moderate)

    Volume Flow

    VWAP$116.77
    OBV6.2M
    AD Line-103.5M
    CMF (20d)0.142

    Volume Metrics

    Avg Vol (20d)174.5K
    Vol Ratio1.8x(High)
    VWMA (20d)$123.46

    Pivot Points

    R3$121.20
    R2$119.99
    R1$118.50
    Pivot Point$117.29
    S1$115.80
    S2$114.59
    S3$113.10

    Advanced Oscillators

    TSI-12.14
    Ultimate Osc46.8
    KST-20.77

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$11584.99B$9585.97B$22687.17B$8894.95B$9590.56B$9513.69B$3120.15B$9584.26B$9557.31B$9652.51B$12416.56B$8887.78B
    Cost of Revenue$4728.41B$4318.18B$11916.63B$4223.28B$4833.22B$4848.37BN/A$4970.89B$4937.78B$4871.96B$-10,935,889,000,000$4737.35B
    Gross Profit$6856.59B$5267.80B$10770.54B$4671.67B$4757.35B$4665.32B$3120.15B$4613.37B$4619.53B$4780.55B$23352.45B$4150.43B
    Operating Expenses$4144.04B$2636.66B$9150.47B$2410.24B$2414.20B$2358.71B$1986.70B$2329.22B$2249.80B$3382.95B$3674.17B$2247.35B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$1889.49B$1597.07B$2671.72B$1370.97B$1557.43B$1450.91B$306.28B$1362.15B$1391.93B$1465.95B$1465.95B$1312.79B
    Operating Income$2712.55B$2631.14B$1620.06B$2261.43B$2343.14B$2306.61B$1133.45B$2284.15B$2369.73B$1397.60B$2355.45B$1903.08B
    Interest Income$7352.10B$7159.73B$7221.56B$7194.97B$7284.63B$7454.94B$7628.05B$7637.80B$7611.57B$7613.96B$7734.53B$7413.31B
    Interest Expense$29271.72B$3824.91B$843.42B$3858.79B$4178.11B$4192.78B$4324.02B$4472.84B$4384.96B$4443.69B$4462.48B$4288.66B
    Income Before Tax$2732.76B$2631.14B$1285.50B$2261.43B$2343.14B$2306.61B$924.38B$2284.15B$2369.73B$1397.60B$1408.90B$1903.08B
    Income Tax Expense$722.25B$714.67B$536.90B$606.21B$595.56B$607.48B$265.69B$688.11B$658.83B$341.53B$344.27B$565.97B
    Net Income$2010.51B$1892.40B$721.24B$1686.04B$1738.42B$1697.27B$682.93B$1613.95B$1732.45B$1041.98B$1049.13B$1368.89B
    EBITDA$2732.76B$2846.80B$1859.58B$2489.48B$2566.36B$2530.52BN/A$2516.37B$2596.58B$1614.48B$-962,045,000,000$2119.63B
    EBITN/A$2631.14B$1620.06B$2261.43B$2343.14B$2306.61BN/A$2284.15B$2369.73B$1397.60B$-1,357,367,000,000$1903.08B
    * Some calculated fields are derived from available data when not provided by source

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    News

    DB Securities keeps KRW 225,000 target for KB Financial Group stock

    DB Securities has maintained its KRW 225,000 target for KB Financial Group (KB), with the stock trading at EUR 104.50 on October 15...

    ad-hoc-news.de•10/15/26•Bullish

    Korean and English webcasts will cover KB Financial Group (KB)'s October 29 earnings conference.

    KB Financial Group Inc. (KB) is scheduled to hold its 2026 Third Quarter Earnings Conference on Thursday, October 29, 2026...

    Stock Titan•10/15/26•Neutral

    KB Financial Group Inc (KB) Shares Fall 3.7% -- What GF Score of 70 Tells Investors

    KB Financial Group Inc (KB) shares recently dropped 3.7% to $117.00, placing it within a volatile 52-week range. GuruFocus indicates the stock is significantly overvalued by 47.7% compared to its GF Value of $79.23...

    GuruFocus•10/14/26•Bearish

    Shinhan Buys Lotte Non-Life Insurance in Bid to Overtake KB

    Shinhan Financial Group is acquiring Lotte Non-Life Insurance by purchasing a 77.04% stake for 693.3 billion won...

    Seoul Economic Daily•10/13/26•Somewhat-Bearish

    SBI Group, Everspin and KB Kookmin Card to partner on cross-border services between Japan and Korea utilizing AI agents

    SBI Holdings, SBI EVERSPIN, Everspin, and KB Kookmin Card have signed an MoU to explore cross-border financial and payment services between Korea and Japan using AI agents and digital assets. The collaboration will focus...

    FX News Group•10/13/26•Bullish

    KB Valuation and Fair Value

    P/E
    0.0x
    Forward P/E
    3.9x
    EV/EBITDA
    15.6x
    P/FCF
    -4.2x
    PEG
    0.7x
    P/B
    1.1x
    See GNG's fair value

    KB Profitability: Margins, ROIC and FCF

    Gross margin
    52.1%
    Operating margin
    58.9%
    Net margin
    36.5%
    ROIC
    3.4%
    ROE
    10.2%
    FCF margin
    -41192.7%
    FCF yield
    -23.7%

    KB Competitors

    CompanyTicker
    Banco Bradesco S/A ADRBBDO
    Prudential Financial, Inc.PRU
    American International Group IncAIG
    Orix Corp AdsIX
    MSCI IncMSCI
    Huntington Bancshares IncorporatedHBANM
    Sun Life Financial Inc.SLF
    Ares Management LPARES

    Sector: Financial Services

    KB Bull Case vs Bear Case

    Bull case

    • KB has a 36.5% net profit margin.
    • KB grew quarterly revenue 18.5% year over year.

    Bear case

    • KB has a debt-to-equity ratio of 2.3x.

    KB Earnings: Beat Rate and Next Report

    Beat rate
    5 of 8 quarters (62.5%)
    Average surprise
    4.5%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $5000.92
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    1 up, 0 down

    KB Dividend

    Forward yield
    2.8%
    Payout ratio
    27.9%
    3Y DPS growth
    4.0%
    5Y DPS growth
    9.9%
    Pay months
    Apr, May, Aug, Dec
    KB dividend history

    Frequently Asked Questions About KB

    What is KB's current dividend yield?

    KB Financial Group Inc (KB) has a forward dividend yield of 2.82%.

    Does KB pay dividends?

    Yes, KB Financial Group Inc pays dividends with a forward dividend yield of 2.82%.

    What is KB's P/E ratio?

    KB Financial Group Inc has a price-to-earnings (P/E) ratio of 0.02.

    What is KB's market cap?

    KB Financial Group Inc (KB) has a market capitalization of $41.08B with a current stock price of $117.81.

    Related stocks

    Sector: Financial Services

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