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    T

    Texas Capital Bancshares, Inc. (TCBI)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $90.21
    +1.70 (+1.92%)

    Market Cap: $3.85B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    59%(23/39)
    Avg Surprise
    -0.23%
    Streak
    5 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$1.95
    Range$1.87 - $2.02
    12 analysts
    EPS Revisions
    2
    0
    7d
    2
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$2.08-6.2%
    60d ago$1.93+0.9%
    30d ago$1.93+0.9%
    7d ago$1.93+0.8%
    Current$1.95
    Revenue Consensus
    $340M
    Range$336M - $348M
    10 analysts
    Period ending Dec 31, 2026
    EPS Consensus$2.22
    Range$1.99 - $2.38
    12 analysts
    Revenue Consensus
    $350M
    Range$339M - $361M
    10 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$2.22---
    Sep 26EST
    		-$1.95---
    Jun 26
    Reported Jul 22
    		$1.88$1.85+1.62%Beat+15.3%
    Mar 26
    Reported Apr 23
    		$1.58$1.41+12.06%Beat+71.7%
    Dec 25
    Reported Jan 22
    		$2.08$1.77+17.51%Beat+45.5%
    Sep 25
    Reported Oct 22
    		$2.18$1.77+23.16%Beat+253.5%
    Jun 25
    Reported Jul 17
    		$1.63$1.29+26.36%Beat+103.7%
    Mar 25
    Reported Apr 17
    		$0.92$0.95-3.16%Miss+100.0%
    Dec 24
    Reported Jan 23
    		$1.43$1.08+32.41%Beat+120.0%
    Sep 24
    Reported Oct 17
    		$-1.42$0.95-249.47%Miss-220.3%
    Jun 24
    Reported Jul 18
    		$0.80$0.86-6.98%Miss-39.8%
    Mar 24
    Reported Apr 18
    		$0.46$0.61-24.59%Miss-34.3%
    Dec 23
    Reported Jan 18
    		$0.65$0.72-9.72%Miss-25.3%
    Sep 23
    Reported Oct 19
    		$1.18$1.07+10.28%Beat+59.5%
    Jun 23
    Reported Jul 20
    		$1.33$0.95+40.00%Beat+125.4%
    Mar 23
    Reported Apr 20
    		$0.70$0.87-19.54%Miss+1.4%
    Dec 22
    Reported Jan 18
    		$0.87$0.99-12.12%Miss-26.9%
    Sep 22
    Reported Oct 19
    		$0.74$1.01-26.73%Miss-2.6%
    Jun 22
    Reported Jul 21
    		$0.59$0.71-16.90%Miss-55.0%
    Mar 22
    Reported Apr 20
    		$0.69$0.72-4.17%Miss-48.1%
    Dec 21
    Reported Jan 20
    		$1.19$0.91+30.77%Beat+4.4%
    Sep 21
    Reported Oct 20
    		$0.76$1.09-30.28%Miss-42.4%
    Jun 21
    Reported Jul 21
    		$1.31$1.21+8.26%Beat+322.6%
    Mar 21
    Reported Apr 21
    		$1.33$1.09+22.02%Beat+24.3%
    Dec 20
    Reported Jan 21
    		$1.14$1.14+0.00%Beat-26.0%
    Sep 20
    Reported Oct 21
    		$1.32$0.59+123.73%Beat-22.4%
    Jun 20
    Reported Jul 22
    		$0.31$0.26+19.23%Beat-79.3%
    Mar 20
    Reported Apr 22
    		$1.07$1.06+0.94%Beat-33.1%
    Dec 19
    Reported Jan 22
    		$1.54$1.53+0.65%Beat+11.6%
    Sep 19
    Reported Oct 16
    		$1.70$1.51+12.58%Beat+3.0%
    Jun 19
    Reported Jul 17
    		$1.50$1.52-1.32%Miss+8.7%
    Mar 19
    Reported Apr 17
    		$1.60$1.36+17.65%Beat+15.9%
    Dec 18
    Reported Jan 23
    		$1.38$1.59-13.21%Miss+16.0%
    Sep 18
    Reported Oct 17
    		$1.65$1.69-2.37%Miss+47.3%
    Jun 18
    Reported Jul 18
    		$1.38$1.39-0.72%Miss+32.7%
    Mar 18
    Reported Apr 18
    		$1.38$1.35+2.22%Beat+72.5%
    Dec 17
    Reported Jan 24
    		$1.19$1.16+2.59%Beat+24.0%
    Sep 17
    Reported Oct 18
    		$1.12$1.11+0.90%Beat-
    Jun 17
    Reported Jul 19
    		$1.04$0.95+9.47%Beat-
    Mar 17
    Reported Apr 19
    		$0.80$0.89-10.11%Miss-
    Dec 16
    Reported Jan 25
    		$0.96$0.89+7.87%Beat-

    Dividends

    Dividend Metrics

    Forward Yield0.89%
    Forward Annual Dividend$0.80
    Payout Ratio4.77%
    FrequencyQuarterly
    Pay MonthsJun, Sep

    Key Metrics

    Valuation
    P/E Ratio11.69EV/EBITDA8.56x
    Price/FCF8.32xFCF Yield12.01%
    Profitability
    Profit Margin28.70%Operating Margin36.70%
    ROE10.20%ROIC8.10%
    Financial Health
    Debt/Equity0.23xInterest Coverage0.67x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.63Avg Volume621.84K
    52-Week High$108.4852-Week Low$76.29

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$91.17
    SMA 20$92.74
    SMA 50$96.10
    SMA 200$98.34
    EMA 10$90.92
    EMA 20$92.48
    EMA 50$95.23
    EMA 200$95.65

    MACD

    Line: -1.94Signal: -1.68Hist: -0.26

    ADX

    ADX: 33.5+DI: 16.5-DI: 30.5

    Aroon & PSAR

    Aroon Up4.0
    Aroon Down96.0
    PSAR$94.17

    Bollinger Bands

    Upper Band$97.07
    Lower Band$88.42
    %B Position932%(Upper)
    Band Width0.21

    RSI (14-Day)

    Neutral
    37.5

    Momentum Oscillators

    Stoch %K17.6
    Stoch %D15.0
    Williams %R-69.4
    ROC (10d)-3.2%
    Momentum-2.99
    CCI (20d)-116.2
    MFI (14d)31.3

    Volatility Measures

    ATR (14d)$2.20(2.4%)
    StdDev (20d)2.16
    Hist Vol19.1%(Low)

    Volume Flow

    VWAP$89.67
    OBV13.0M
    AD Line-31.6M
    CMF (20d)-0.120

    Volume Metrics

    Avg Vol (20d)627.9K
    Vol Ratio0.5x
    VWMA (20d)$92.67

    Pivot Points

    R3$91.62
    R2$90.70
    R1$89.60
    Pivot Point$88.68
    S1$87.58
    S2$86.66
    S3$85.56

    Advanced Oscillators

    TSI-32.27
    Ultimate Osc41.8
    KST-58.29

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$335.50M$323.99M$327.48M$340.35M$307.46M$280.48M$283.68M$125.33M$267.01M$256.33M$245.85M$278.94M
    Cost of RevenueN/A$180.38M$176.88M$200.84M$201.17M$208.25M$225.96M$222.43M$225.49M$221.37M$221.35M$211.70M
    Gross ProfitN/A$307.99M$327.48M$328.35M$292.46M$263.48M$265.68M$115.33M$247.01M$237.33M$226.85M$260.94M
    Operating Expenses$205.49M$213.57M$184.20M$190.57M$190.28M$203.02M$172.16M$195.32M$188.41M$202.39M$201.38M$179.89M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$94.42M$143.28M$137.78M$102.19M$60.46M$93.52M$-79,993,000$58.60M$34.94M$25.46M$81.05M
    Interest Income$439.93M$419.09M$444.31M$460.62M$439.57M$427.29M$437.57M$452.53M$422.07M$417.38M$417.07M$425.77M
    Interest Expense$179.55M$164.38M$176.88M$188.84M$186.17M$191.25M$207.96M$212.43M$205.49M$202.37M$202.35M$193.70M
    Income Before Tax$112.00M$94.42M$132.28M$137.78M$102.19M$60.46M$93.52M$-79,993,000$58.60M$34.94M$25.46M$81.05M
    Income Tax Expense$27.05M$20.63M$31.63M$32.57M$24.86M$13.41M$22.50M$-18,674,000$16.93M$8.79M$5.32M$19.37M
    Net Income$84.95M$73.79M$100.66M$105.21M$77.33M$47.05M$71.02M$-61,319,000$41.66M$26.14M$20.15M$61.68M
    EBITDA$127.55M$107.23M$148.16M$150.40M$116.64M$69.67M$108.83M$-65,911,000$72.53M$45.84M$35.07M$92.20M
    EBIT$112.00M$94.42M$132.28M$137.78M$102.19M$60.46M$93.52M$-79,993,000$58.60M$34.94M$25.46M$81.05M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Total equity of Texas Capital Bancshares, Inc. Depositary Shares 5.75% Fixed Rate Non-Cumulative Perpetual Preferred Stock Series B – AMEX:TCBI/PB

    This article provides financial information for Texas Capital Bancshares, Inc. Depositary Shares 5.75% Fixed Rate Non-Cumulative Perpetual Preferred Stock Series B (AMEX:TCBI/PB). It focuses on the total equity value...

    TradingView•10/11/26•Neutral

    Texas Capital Bancshares Commences Trading on Texas Stock Exchange Following Nasdaq Transfer

    Texas Capital Bancshares has officially transferred its common and preferred stock listings from Nasdaq to the Texas Stock Exchange (TXSE), with trading commencing on October 8...

    Quiver Quantitative•10/8/26•Somewhat-Bullish

    TCBI Maintained by TD Cowen -- Price Target Lowered to $100

    TD Cowen has maintained a "Hold" rating on Texas Capital Bancshares (TCBI) but lowered its price target from $106 to $100. GuruFocus assesses TCBI as 4.9% undervalued with a strong GF Score of 89/100...

    GuruFocus•10/5/26•Neutral

    Texas Capital shifts its listing to TXSE for Texas Capital Bancshares stock

    Texas Capital Bancshares is moving its primary stock listing from Nasdaq to the Texas Stock Exchange (TXSE), with the transition expected to be completed by October 8...

    AD HOC NEWS•10/2/26•Somewhat-Bullish

    Texas Capital Bancshares Is Maintained at Underweight by JP Morgan

    JP Morgan has reiterated its "Underweight" rating for Texas Capital Bancshares (TCBI). This indicates that the analyst firm believes the stock is likely to underperform the broader market or its sector. Investors should...

    Moomoo•10/2/26•Bearish

    TCBI Valuation and Fair Value

    P/E
    11.7x
    Forward P/E
    11.1x
    EV/EBITDA
    8.6x
    P/FCF
    8.3x
    PEG
    1.5x
    P/B
    1.2x
    See GNG's fair value

    TCBI Profitability: Margins, ROIC and FCF

    Operating margin
    36.7%
    Net margin
    28.7%
    ROIC
    8.1%
    ROE
    10.2%
    FCF margin
    35.5%
    FCF yield
    12.0%

    TCBI Competitors

    CompanyTicker
    WSFS Financial CorporationWSFS
    Bread Financial Holdings, Inc.BFH
    Twenty One Capital, Inc.XXI
    CVB Financial CorporationCVBF
    United Community Banks, Inc.UCB
    Palomar Holdings IncPLMR
    Moelis & CoMC
    Independent BankINDB

    Sector: Financial Services

    TCBI Analyst Ratings

    Consensus
    Hold
    Analysts
    13
    Strong Buy
    2
    Buy
    2
    Hold
    8
    Sell
    0
    Strong Sell
    1

    TCBI Bull Case vs Bear Case

    Bull case

    • TCBI converts 35.5% of revenue into free cash flow.
    • TCBI has a 28.7% net profit margin.
    • TCBI beat EPS estimates in 75.0% of its last 8 reported quarters.

    TCBI Earnings: Beat Rate and Next Report

    Beat rate
    6 of 8 quarters (75.0%)
    Average surprise
    -17.4%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $1.95
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    2 up, 0 down

    TCBI Dividend

    Forward yield
    0.9%
    Payout ratio
    4.8%
    Pay months
    Jun, Sep

    Frequently Asked Questions About TCBI

    What is TCBI's current dividend yield?

    Texas Capital Bancshares, Inc. (TCBI) has a forward dividend yield of 0.89%.

    Does TCBI pay dividends?

    Yes, Texas Capital Bancshares, Inc. pays dividends with a forward dividend yield of 0.89%.

    What is TCBI's P/E ratio?

    Texas Capital Bancshares, Inc. has a price-to-earnings (P/E) ratio of 11.69.

    What is TCBI's market cap?

    Texas Capital Bancshares, Inc. (TCBI) has a market capitalization of $3.85B with a current stock price of $90.21.

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    Sector: Financial Services

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