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    Eastern Bankshares Inc (EBC)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $21.14
    +0.31 (+1.49%)

    Market Cap: $4.76B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    71%(17/24)
    Avg Surprise
    +3.65%
    Streak
    1 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.49
    Range$0.48 - $0.50
    8 analysts
    EPS Revisions
    2
    0
    7d
    2
    4
    30d
    EPS Estimate DriftChange to current
    90d ago$0.49-0.5%
    60d ago$0.49-0.1%
    30d ago$0.49-0.1%
    7d ago$0.49-0.1%
    Current$0.49
    Revenue Consensus
    $311M
    Range$308M - $315M
    6 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.47
    Range$0.37 - $0.51
    8 analysts
    Revenue Consensus
    $306M
    Range$291M - $322M
    6 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.47---
    Sep 26EST
    		-$0.49---
    Jun 26
    Reported Jul 23
    		$0.49$0.46+6.52%Beat+19.5%
    Mar 26
    Reported Apr 23
    		$0.40$0.44-9.09%Miss+17.6%
    Dec 25
    Reported Jan 22
    		$0.44$0.41+7.32%Beat+29.4%
    Sep 25
    Reported Oct 23
    		$0.37$0.40-7.50%Miss+48.0%
    Jun 25
    Reported Jul 24
    		$0.41$0.38+7.89%Beat+86.4%
    Mar 25
    Reported Apr 24
    		$0.34$0.33+3.03%Beat+47.8%
    Dec 24
    Reported Jan 23
    		$0.34$0.30+13.33%Beat+240.0%
    Sep 24
    Reported Oct 24
    		$0.25$0.33-24.24%Miss-21.9%
    Jun 24
    Reported Jul 25
    		$0.22$0.22+0.00%Beat-21.4%
    Mar 24
    Reported Apr 25
    		$0.23$0.20+15.00%Beat-39.5%
    Dec 23
    Reported Jan 25
    		$0.10$0.20-50.00%Miss-67.7%
    Sep 23
    Reported Oct 26
    		$0.32$0.28+14.29%Beat-5.9%
    Jun 23
    Reported Jul 27
    		$0.28$0.30-6.67%Miss-12.5%
    Mar 23
    Reported Apr 27
    		$0.38$0.32+18.75%Beat+18.8%
    Dec 22
    Reported Jan 26
    		$0.31$0.36-13.89%Miss+19.2%
    Sep 22
    Reported Oct 27
    		$0.34$0.37-8.11%Miss+54.5%
    Jun 22
    Reported Jul 28
    		$0.32$0.29+10.34%Beat+45.5%
    Mar 22
    Reported Apr 28
    		$0.32$0.27+18.52%Beat+18.5%
    Dec 21
    Reported Jan 27
    		$0.26$0.24+8.33%Beat+44.4%
    Sep 21
    Reported Oct 28
    		$0.22$0.20+10.00%Beat+29.4%
    Jun 21
    Reported Jul 29
    		$0.22$0.21+4.76%Beat+450.0%
    Mar 21
    Reported Apr 29
    		$0.27$0.20+35.00%Beat-59.7%
    Dec 20
    Reported Mar 29
    		$0.18$0.16+12.50%Beat-
    Sep 20
    Reported Nov 16
    		$0.17$0.14+21.43%Beat-
    Jun 20
    Reported Sep 24
    		$0.04$0.00N/ABeat-
    Mar 20
    Reported May 4
    		$0.67$0.00N/ABeat-

    Dividends

    Dividend Metrics

    Forward Yield2.84%
    Forward Annual Dividend$0.60
    Payout Ratio34.02%
    FrequencyQuarterly
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+8.44%
    EBC dividend history and ex-dividend datesRun EBC in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio12.44EV/EBITDA12.74x
    Price/FCF12.53xFCF Yield7.98%
    Profitability
    Profit Margin34.30%Operating Margin50.10%
    ROE9.44%ROIC8.09%
    Financial Health
    Debt/Equity0.09xInterest Coverage1.07x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.70Avg Volume2.58M
    52-Week High$23.6152-Week Low$16.15

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$21.09
    SMA 20$21.17
    SMA 50$21.87
    SMA 200$20.71
    EMA 10$21.07
    EMA 20$21.22
    EMA 50$21.55
    EMA 200$20.56

    MACD

    Line: -0.22Signal: -0.25Hist: 0.03

    ADX

    ADX: 39.3+DI: 18.2-DI: 30.6

    Aroon & PSAR

    Aroon Up12.0
    Aroon Down60.0
    PSAR$21.51

    Bollinger Bands

    Upper Band$21.60
    Lower Band$20.74
    %B Position408%(Upper)
    Band Width0.47

    RSI (14-Day)

    Neutral
    45.9

    Momentum Oscillators

    Stoch %K49.3
    Stoch %D50.4
    Williams %R-35.1
    ROC (10d)0.3%
    Momentum0.06
    CCI (20d)-33.2
    MFI (14d)38.8

    Volatility Measures

    ATR (14d)$0.41(1.9%)
    StdDev (20d)0.22
    Hist Vol15.1%(Low)

    Volume Flow

    VWAP$21.06
    OBV64.2M
    AD Line-1.1B
    CMF (20d)0.131

    Volume Metrics

    Avg Vol (20d)2.6M
    Vol Ratio0.9x
    VWMA (20d)$21.22

    Pivot Points

    R3$21.35
    R2$21.14
    R1$20.99
    Pivot Point$20.78
    S1$20.62
    S2$20.41
    S3$20.26

    Advanced Oscillators

    TSI-18.38
    Ultimate Osc56.9
    KST-39.23

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$309.52M$288.21M$283.49M$241.50M$244.88M$-47,219,000$216.54M$203.38M$154.00M$157.59M$160.05M$156.36M
    Cost of RevenueN/A$100.65M$103.67M$89.87M$84.91M$83.41M$98.39M$143.15M$84.85M$80.16M$75.54M$72.29M
    Gross ProfitN/A$274.93M$279.25M$232.88M$236.66M$-53,819,000$209.72M$156.40M$147.87M$150.14M$153.67M$149.03M
    Operating Expenses$167.95M$198.63M$189.43M$140.43M$136.96M$130.12M$137.54M$159.75M$109.87M$101.20M$121.03M$101.75M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$83.83M$89.16M$93.97M$100.32M$-183,939,000$72.18M$-3,353,000$38.00M$48.94M$33.82M$47.29M
    Interest Income$349.91M$339.55M$336.17M$283.02M$279.34M$265.70M$270.76M$266.02M$207.38M$202.61M$203.65M$202.17M
    Interest Expense$97.98M$94.89M$98.77M$82.77M$77.31M$76.81M$91.57M$96.16M$78.73M$72.71M$70.34M$64.96M
    Income Before Tax$134.82M$83.83M$89.16M$93.97M$100.32M$-183,939,000$72.18M$-3,353,000$38.00M$48.94M$33.82M$47.29M
    Income Tax Expense$29.60M$18.57M$-10,350,000$-12,177,000$87,000$33.73M$11.41M$2.83M$11.67M$10.29M$2.31M$-16,178,000
    Net Income$105.21M$65.26M$99.51M$106.14M$100.23M$-217,666,000$60.77M$-6,188,000$26.33M$38.65M$318.50M$59.11M
    EBITDA$132.21M$82.64M$83.30M$95.87M$95.82M$-184,184,000$73.30M$-1,090,000$45.82M$55.74M$40.28M$53.43M
    EBIT$134.82M$83.83M$89.16M$93.97M$100.32M$-183,939,000$72.18M$-3,353,000$38.00M$48.94M$33.82M$47.29M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Nine analysts set a USD 24.86 target for Eastern Bankshares stock

    Nine analysts have set an average price target of USD 24.86 for Eastern Bankshares (EBC) stock, representing an 18.33 percent increase from its current Nasdaq price. The company is anticipated to release its...

    ad-hoc-news.de•10/15/26•Somewhat-Bullish

    Eastern Bankshares, Inc. (EBC) Reports Next Week: Wall Street Expects Earnings Growth

    Wall Street anticipates Eastern Bankshares, Inc. (EBC) to report an increase in earnings and revenue for the quarter ended September 2026. The company is expected to post quarterly earnings of $0.49 per share...

    Yahoo Finance•10/15/26•Somewhat-Bullish

    Avoiding Lag: Real-Time Signals in (EBC) Movement

    This article provides a real-time analysis of Eastern Bankshares Inc. (EBC) movement, highlighting weak near-term sentiment despite long-term strength. It offers three AI-generated trading strategies (Position...

    Stock Traders Daily•10/11/26•Somewhat-Bearish

    Eastern Bankshares stock heads into its October 22 report

    Eastern Bankshares (EBC) is set to release its Q3 2026 earnings on October 22, with a conference call scheduled for October 23. The bank holding company's stock was trading at $21.36, up 0.56% from its prior close...

    AD HOC NEWS•10/6/26•Bullish

    Eastern Bankshares Price Target Raised to $23.00/Share From $22.00 by Barclays

    Barclays has increased its price target for Eastern Bankshares (NASDAQ: EBTC) to $23.00 per share, up from the previous target of $22.00. This adjustment indicates a positive outlook from the financial institution...

    Moomoo•10/6/26•Bullish

    EBC Valuation and Fair Value

    P/E
    12.4x
    Forward P/E
    9.7x
    EV/EBITDA
    12.7x
    P/FCF
    12.5x
    P/B
    1.1x
    See GNG's fair value

    EBC Profitability: Margins, ROIC and FCF

    Operating margin
    50.1%
    Net margin
    34.3%
    ROIC
    8.1%
    ROE
    9.4%
    FCF margin
    34.3%
    FCF yield
    8.0%

    EBC Competitors

    CompanyTicker
    Bank OzkOZK
    Cipher Mining IncCIFR
    Axos Financial IncAX
    Hannon Armstrong Sustainable Infrastructure Capital IncHASI
    Virtu Financial, Inc.VIRT
    Flagstar Financial, Inc.FLG
    CNO Financial Group IncCNO
    Piper Sandler CompaniesPIPR

    Sector: Financial Services

    EBC Analyst Ratings

    Consensus
    Buy
    Analysts
    8
    Strong Buy
    2
    Buy
    4
    Hold
    2
    Sell
    0
    Strong Sell
    0

    EBC Bull Case vs Bear Case

    Bull case

    • EBC converts 34.3% of revenue into free cash flow.
    • EBC has a 34.3% net profit margin.
    • EBC grew quarterly revenue 27.6% year over year.

    EBC Earnings: Beat Rate and Next Report

    Beat rate
    5 of 8 quarters (62.5%)
    Average surprise
    -0.3%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.49
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    2 up, 4 down

    EBC Dividend

    Forward yield
    2.8%
    Payout ratio
    34.0%
    3Y DPS growth
    8.4%
    Pay months
    Mar, Jun, Sep, Dec
    EBC dividend history

    Frequently Asked Questions About EBC

    What is EBC's current dividend yield?

    Eastern Bankshares Inc (EBC) has a forward dividend yield of 2.84%.

    Does EBC pay dividends?

    Yes, Eastern Bankshares Inc pays dividends with a forward dividend yield of 2.84%.

    What is EBC's P/E ratio?

    Eastern Bankshares Inc has a price-to-earnings (P/E) ratio of 12.44.

    What is EBC's market cap?

    Eastern Bankshares Inc (EBC) has a market capitalization of $4.76B with a current stock price of $21.14.

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