W

    Wintrust Financial Corporation (WTFC)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $150.36
    -2.59 (-1.69%)

    Market Cap: $10.32B

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    73%(29/40)
    Avg Surprise
    +7.00%
    Streak
    7 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$3.28
    Range$3.16 - $3.41
    13 analysts
    EPS Revisions
    5
    0
    7d
    5
    5
    30d
    EPS Estimate Drift
    90d ago$3.31+1.0%
    60d ago$3.32+1.1%
    30d ago$3.28+0.0%
    7d ago$3.29+0.1%
    Current$3.28
    Revenue Consensus
    $753M
    Range$747M - $763M
    10 analysts
    Dec 31, 2026
    EPS Consensus$3.70
    Range$3.43 - $3.97
    14 analysts
    Revenue Consensus
    $772M
    Range$757M - $789M
    10 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$3.70---
    Sep 26EST
    		-$3.28---
    Jun 26
    		$3.30$3.15+4.76%Beat+17.0%
    Mar 26
    		$3.22$2.95+9.15%Beat+19.7%
    Dec 25
    		$3.15$2.93+7.51%Beat+19.8%
    Sep 25
    		$3.06$2.71+12.92%Beat+23.9%
    Jun 25
    		$2.82$2.62+7.63%Beat+21.6%
    Mar 25
    		$2.69$2.49+8.03%Beat-6.9%
    Dec 24
    		$2.63$2.47+6.48%Beat+40.6%
    Sep 24
    		$2.47$2.51-1.59%Miss-2.4%
    Jun 24
    		$2.32$2.42-4.13%Miss-2.5%
    Mar 24
    		$2.89$2.44+18.44%Beat+3.2%
    Dec 23
    		$1.87$2.52-25.79%Miss-16.1%
    Sep 23
    		$2.53$2.41+4.98%Beat+14.5%
    Jun 23
    		$2.38$2.40-0.83%Miss+59.7%
    Mar 23
    		$2.80$2.53+10.67%Beat+35.3%
    Dec 22
    		$2.23$2.58-13.57%Miss+41.1%
    Sep 22
    		$2.21$2.07+6.76%Beat+24.9%
    Jun 22
    		$1.49$1.70-12.35%Miss-11.3%
    Mar 22
    		$2.07$1.52+36.18%Beat-20.7%
    Dec 21
    		$1.58$1.54+2.60%Beat-12.2%
    Sep 21
    		$1.77$1.51+17.22%Beat+4.7%
    Jun 21
    		$1.68$1.60+5.00%Beat+229.4%
    Mar 21
    		$2.61$1.43+82.52%Beat+103.9%
    Dec 20
    		$1.80$1.41+27.66%Beat+16.9%
    Sep 20
    		$1.69$1.12+50.89%Beat-0.6%
    Jun 20
    		$0.51$0.71-28.17%Miss-66.7%
    Mar 20
    		$1.28$1.16+10.34%Beat-22.0%
    Dec 19
    		$1.54$1.58-2.53%Miss+0.7%
    Sep 19
    		$1.70$1.62+4.94%Beat+8.3%
    Jun 19
    		$1.53$1.65-7.27%Miss+0.0%
    Mar 19
    		$1.64$1.53+7.19%Beat+20.6%
    Dec 18
    		$1.53$1.57-2.55%Miss+50.0%
    Sep 18
    		$1.57$1.54+1.95%Beat+40.2%
    Jun 18
    		$1.53$1.44+6.25%Beat+37.8%
    Mar 18
    		$1.36$1.27+7.09%Beat+36.0%
    Dec 17
    		$1.02$1.13-9.73%Miss+9.7%
    Sep 17
    		$1.12$1.08+3.70%Beat+21.7%
    Jun 17
    		$1.11$0.99+12.12%Beat-
    Mar 17
    		$1.00$0.91+9.89%Beat-
    Dec 16
    		$0.93$0.90+3.33%Beat-
    Sep 16
    		$0.92$0.90+2.22%Beat-

    Dividends

    Dividend Metrics

    Yield1.43%
    Annual/Share$2.15
    Payout Ratio16.10%
    Frequency4
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+13.72%
    5Y CAGR+12.30%
    View WTFC's full dividend history

    Key Metrics

    Valuation
    P/E Ratio11.81EV/EBITDAN/A
    Price/FCF6.45xFCF Yield15.51%
    Profitability
    Profit Margin32.60%Operating Margin46.10%
    ROE12.20%ROIC7.57%
    Financial Health
    Debt/Equity0.58xInterest Coverage0.82x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.84Avg Volume541.89K
    52-Week High$166.6552-Week Low$117.89

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$153.00
    SMA 20$157.05
    SMA 50$158.94
    SMA 200$147.64
    EMA 10$153.55
    EMA 20$155.59
    EMA 50$156.51
    EMA 200$147.98

    MACD

    Line: -2.16Signal: -1.42Hist: -0.74

    ADX

    ADX: 18.1+DI: 17.4-DI: 28.4

    Aroon & PSAR

    Aroon Up24.0
    Aroon Down100.0
    PSAR$160.16

    Bollinger Bands

    Upper Band$166.18
    Lower Band$147.92
    %B Position1162%(Upper)
    Band Width0.13

    RSI (14-Day)

    Neutral
    32.4

    Momentum Oscillators

    Stoch %K11.8
    Stoch %D14.4
    Williams %R-99.5
    ROC (10d)-6.6%
    Momentum-10.60
    CCI (20d)-98.3
    MFI (14d)46.8

    Volatility Measures

    ATR (14d)$3.00(2.0%)
    StdDev (20d)4.56
    Hist Vol17.7%(Low)

    Volume Flow

    VWAP$151.20
    OBV4.3M
    AD Line-86.9M
    CMF (20d)-0.200

    Volume Metrics

    Avg Vol (20d)544.7K
    Vol Ratio0.7x
    VWMA (20d)$157.79

    Pivot Points

    R3$156.07
    R2$155.17
    R1$154.06
    Pivot Point$153.17
    S1$152.06
    S2$151.16
    S3$150.05

    Advanced Oscillators

    TSI-22.96
    Ultimate Osc38.1
    KST-38.30

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$738.63M$713.17M$714.26M$697.84M$670.78M$643.11M$638.60M$615.73M$591.76M$604.77M$570.80M$574.84M
    Cost of RevenueN/A$378.13M$400.04M$418.59M$396.45M$384.46M$405.33M$428.36M$419.43M$363.01M$366.78M$319.96M
    Gross ProfitN/A$683.57M$686.68M$676.07M$648.55M$619.14M$621.71M$593.40M$551.70M$582.96M$527.89M$554.91M
    Operating Expenses$397.54M$382.63M$384.45M$380.03M$381.46M$366.09M$368.54M$360.69M$340.35M$333.14M$362.65M$330.06M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$300.94M$302.22M$296.04M$267.09M$253.06M$253.08M$232.71M$211.34M$249.96M$165.24M$224.86M
    Interest Income$961.41M$927.56M$956.33M$963.83M$920.91M$886.97M$913.50M$908.60M$849.98M$805.51M$793.85M$762.40M
    Interest Expense$364.05M$348.54M$372.45M$396.82M$374.21M$360.49M$388.35M$406.02M$379.37M$341.32M$323.87M$300.04M
    Income Before Tax$317.96M$300.94M$302.22M$296.04M$267.09M$253.06M$253.08M$232.71M$211.34M$249.96M$165.24M$224.86M
    Income Tax Expense$84.27M$73.55M$79.20M$79.79M$71.56M$64.02M$67.72M$62.71M$58.95M$62.66M$41.76M$60.66M
    Net Income$233.69M$227.39M$223.02M$216.25M$195.53M$189.04M$185.36M$170.00M$152.39M$187.29M$123.48M$164.20M
    EBITDA$328.02M$337.28M$321.27M$317.22M$292.26M$276.10M$274.42M$252.67M$230.96M$268.01M$183.61M$248.87M
    EBIT$317.96M$300.94M$302.22M$296.04M$267.09M$253.06M$253.08M$232.71M$211.34M$249.96M$165.24M$224.86M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Northwestern Mutual Wealth Management Co. Takes Position in Wintrust Financial Corporation $WTFC

    Northwestern Mutual Wealth Management Co. recently acquired 8,184 shares of Wintrust Financial Corporation (NASDAQ: WTFC) valued at approximately $1.315 million. This move comes as institutional investors now own 93.48% of WTFC, with notable new positions from BlackRock Inc., Norges Bank, and Wellington Management Group LLP. Wintrust Financial has reported strong quarterly results, exceeding analyst expectations, and maintains a "Moderate Buy" consensus rating from analysts with an average price target of $177.77.

    MarketBeat•8/26/26•
    Bullish

    Wintrust Financial COO David A. Dykstra Sells 13,515 Shares at $162.77 Each

    David A. Dykstra, Vice Chairman and COO of Wintrust Financial Corp, sold 13,515 common stock shares on August 13, 2026, at a weighted average price of $162.77 per share. This transaction leaves him with a direct holding of 166,449 shares in the company. The sale was reported via a Form 4 filing, indicating an open-market transaction without a Rule 10b5-1 trading plan.

    Kalkine Media•8/13/26•
    Somewhat-Bearish

    Wintrust Financial Corp (WTFC) COO Dykstra sells 13,515 shares at $162.77 average

    David A. Dykstra, Vice Chairman and COO of Wintrust Financial Corp (WTFC), sold 13,515 shares of common stock on August 13, 2026, at a weighted average price of $162.77 per share. The transaction, which ranged from $162.50 to $162.94, was an open-market sale not executed under a Rule 10b5-1 plan. Following this sale, Dykstra directly holds 166,449 shares of WTFC common stock.

    Stock Titan•8/13/26•
    Bearish

    LPL Financial investor to sell 13,515 shares under Rule 144 (WTFC)

    A shareholder has filed a Rule 144 notice to sell up to 13,515 shares of LPL Financial LLC common stock on or after August 13, 2026, on Nasdaq. The shares, valued at approximately $2.19 million, were acquired through restricted stock vesting between 2004 and 2016. This filing is deemed to have a neutral impact and sentiment.

    Stock Titan•8/13/26•
    Neutral

    Wintrust Financial Corp (WTFC) Earnings Forecast: Future EPS & Revenue Growth Estimates

    Wintrust Financial Corp (WTFC) has an earnings forecast score of 7.71, ranking 114th in the Banking Services industry, with an average price target of $158.00. Analysts generally recommend a "Buy" for WTFC, with an expected revenue of $753.12 million for the next quarter and an anticipated EPS of $3.29.

    TradingKey•8/7/26•
    Somewhat-Bullish

    Frequently Asked Questions About WTFC

    What is WTFC's current dividend yield?
    Wintrust Financial Corporation (WTFC) has a current dividend yield of 1.43%.
    Does WTFC pay dividends?
    Yes, Wintrust Financial Corporation pays dividends with a current yield of 1.43%.
    What is WTFC's P/E ratio?
    Wintrust Financial Corporation has a price-to-earnings (P/E) ratio of 11.81.
    What is WTFC's market cap?
    Wintrust Financial Corporation (WTFC) has a market capitalization of $10.32B with a current stock price of $150.36.

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