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    Ally Financial Inc (ALLY)

    Official site

    FINANCIAL SERVICES • CREDIT SERVICES • NYSE

    $38.17
    -0.66 (-1.70%)

    Market Cap: $11.81B

    Last updated: Nov 06, 2026 at 4:15 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    85%(34/40)
    Avg Surprise
    -16.66%
    Streak
    1 Q

    Upcoming Estimates

    Period ending Dec 31, 2026
    EPS Consensus$1.51
    Range$1.33 - $1.66
    16 analysts
    Revenue Consensus
    $2.4B
    Range$2.0B - $2.5B
    15 analysts
    Period ending Mar 31, 2027
    EPS Consensus$1.40
    Range$1.23 - $1.52
    12 analysts
    EPS Revisions
    2
    0
    7d
    2
    4
    30d
    EPS Estimate DriftChange to current
    90d ago$1.48-5.3%
    60d ago$1.48-5.6%
    30d ago$1.46-4.5%
    7d ago$1.45-3.3%
    Current$1.40
    Revenue Consensus
    $2.3B
    Range$2.3B - $2.4B
    7 analysts
    Last 12 of 40 reported quarters and 2 upcoming estimates
    PeriodReportedEst.RangeSurpriseB/MAnalystsRevisionsYoY
    Mar 27EST
    		-$1.40$1.23 - $1.52--12
    2
    4
    30d
    		-
    Dec 26EST
    		-$1.51$1.33 - $1.66--16--
    Sep 26
    Reported Oct 20
    		$1.34$1.32$1.25 - $1.46+1.52%Beat16
    0
    13
    30d
    		+16.5%
    Jun 26
    Reported Jul 21
    		$1.21$1.25$1.17 - $1.28-3.20%Miss16
    2
    5
    30d
    		+22.2%
    Mar 26
    Reported Apr 17
    		$1.11$0.94$0.85 - $1.02+18.09%Beat14
    3
    4
    30d
    		+235.4%
    Dec 25
    Reported Jan 21
    		$1.09$1.02$0.96 - $1.24+6.86%Beat18
    6
    6
    30d
    		+39.7%
    Sep 25
    Reported Oct 17
    		$1.15$1.01$0.92 - $1.11+13.86%Beat18
    3
    5
    30d
    		+21.1%
    Jun 25
    Reported Jul 18
    		$0.99$0.81$0.66 - $0.88+22.22%Beat18
    2
    3
    30d
    		+2.1%
    Mar 25
    Reported Apr 17
    		$-0.82$0.07$-0.07 - $0.23-1271.43%Miss18
    3
    11
    30d
    		-282.2%
    Dec 24
    Reported Jan 22
    		$0.78$0.58$0.31 - $0.95+34.48%Beat18
    5
    6
    30d
    		+73.3%
    Sep 24
    Reported Oct 18
    		$0.95$0.52$0.10 - $1.00+82.69%Beat17
    1
    2
    30d
    		+14.5%
    Jun 24
    Reported Jul 17
    		$0.97$0.63$0.46 - $0.74+53.97%Beat19
    8
    2
    30d
    		+1.0%
    Mar 24
    Reported Apr 18
    		$0.45$0.33$0.23 - $0.44+36.36%Beat17
    3
    2
    30d
    		-45.1%
    Dec 23
    Reported Jan 19
    		$0.45$0.45$0.33 - $0.59+0.00%Beat20
    2
    1
    30d
    		-58.3%

    Dividends

    Last ex-dividend: Nov 2, 2026

    Dividend Metrics

    Forward Yield3.67%
    Forward Annual Dividend$1.40
    Payout Ratio25.61%
    FrequencyQuarterly
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+0.00%
    5Y CAGR+9.57%
    ALLY dividend history and ex-dividend datesRun ALLY in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio8.04EV/EBITDA10.70x
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin18.60%Operating Margin27.30%
    ROE9.90%ROIC3.72%
    Financial Health
    Debt/Equity1.67xInterest Coverage0.26x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta1.15Avg Volume4.45M
    52-Week High$46.5352-Week Low$35.11

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$38.53
    SMA 20$38.11
    SMA 50$39.05
    SMA 200$41.32
    EMA 10$38.46
    EMA 20$38.37
    EMA 50$39.17
    EMA 200$40.64

    MACD

    Line: -0.02Signal: -0.16Hist: 0.14

    ADX

    ADX: 21.5+DI: 22.1-DI: 19.1

    Aroon & PSAR

    Aroon Up96.0
    Aroon Down32.0
    PSAR$37.64

    Bollinger Bands

    Upper Band$39.65
    Lower Band$36.57
    %B Position807%(Upper)
    Band Width0.52

    RSI (14-Day)

    Neutral
    48.0

    Momentum Oscillators

    Stoch %K61.8
    Stoch %D62.7
    Williams %R-58.5
    ROC (10d)-1.4%
    Momentum-0.54
    CCI (20d)19.7
    MFI (14d)62.7

    Volatility Measures

    ATR (14d)$1.11(2.9%)
    StdDev (20d)0.77
    Hist Vol29.8%(Moderate)

    Volume Flow

    VWAP$38.43
    OBV51.3M
    AD Line-2.3B
    CMF (20d)-0.558

    Volume Metrics

    Avg Vol (20d)4.5M
    Vol Ratio0.6x
    VWMA (20d)$38.09

    Pivot Points

    R3$42.35
    R2$41.40
    R1$40.11
    Pivot Point$39.16
    S1$37.87
    S2$36.92
    S3$35.63

    Advanced Oscillators

    TSI-0.77
    Ultimate Osc40.0
    KST-0.66

    Financial Data

    QuarterSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023
    Total Revenue$2.33B$2.29B$2.10B$2.12B$2.17B$2.08B$1.54B$2.03B$2.13B$2.02B$2.00B$2.09B
    Cost of RevenueN/AN/A$1.98B$2.05B$1.99B$1.98B$1.87B$2.36B$2.53B$2.32B$2.43B$2.50B
    Gross ProfitN/AN/A$1.90B$1.89B$1.96B$1.90B$1.56B$1.68B$1.65B$1.71B$1.69B$1.70B
    Operating Expenses$1.24B$1.32B$1.24B$1.25B$1.24B$1.26B$1.63B$1.36B$1.23B$1.29B$1.31B$1.42B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/AN/A$400.00M$386.00M$513.00M$436.00M$-284,000,000$175.00M$233.00M$257.00M$183.00M$64.00M
    Interest Income$3.57B$3.46B$3.37B$3.42B$3.39B$3.33B$3.39B$3.53B$3.57B$3.54B$3.58B$3.62B
    Interest Expense$1.82B$1.78B$1.78B$1.82B$1.80B$1.81B$1.92B$2.02B$2.05B$2.02B$2.11B$2.11B
    Income Before Tax$567.00M$537.00M$400.00M$386.00M$513.00M$436.00M$-284,000,000$109.00M$265.00M$279.00M$183.00M$84.00M
    Income Tax Expense$134.00M$127.00M$81.00M$59.00M$115.00M$84.00M$-59,000,000$0$67.00M$60.00M$40.00M$70.00M
    Net Income$433.00M$410.00M$319.00M$327.00M$398.00M$352.00M$-225,000,000$108.00M$198.00M$219.00M$143.00M$13.00M
    EBITDA$950.00M$915.00M$778.00M$755.00M$851.00M$765.00M$77.00M$444.00M$547.00M$551.00M$493.00M$388.00M
    EBIT$567.00M$537.00M$400.00M$386.00M$513.00M$436.00M$-284,000,000$109.00M$265.00M$279.00M$183.00M$84.00M
    * Some calculated fields are derived from available data when not provided by source

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    ALLY Valuation and Fair Value

    P/E
    8.0x
    Forward P/E
    6.1x
    EV/EBITDA
    10.7x
    PEG
    0.3x
    P/B
    0.9x
    See GNG's fair value

    ALLY Profitability: Margins, ROIC and FCF

    Operating margin
    27.3%
    Net margin
    18.6%
    ROIC
    3.7%
    ROE
    9.9%
    FCF margin
    38.0%

    ALLY Competitors

    CompanyTicker
    Invesco PlcIVZ
    Comerica IncorporatedCMA
    Freedom Holding CorpFRHC
    Jefferies Financial Group IncJEF
    FactSet Research Systems IncFDS
    Unum GroupUNM
    Ryan Specialty Group Holdings IncRYAN
    Fidelity National Financial IncFNF

    Sector: Financial Services

    ALLY Analyst Ratings

    Consensus
    Buy
    Analysts
    18
    Strong Buy
    4
    Buy
    9
    Hold
    5
    Sell
    0
    Strong Sell
    0

    ALLY Bull Case vs Bear Case

    Bull case

    • ALLY converts 38.0% of revenue into free cash flow.
    • ALLY beat EPS estimates in 75.0% of its last 8 reported quarters.
    • 72.2% of ALLY's analyst ratings are Buy or Strong Buy.

    ALLY Earnings: Beat Rate and Next Report

    Beat rate
    6 of 8 quarters (75.0%)
    Average surprise
    -147.2%
    EPS estimate (fiscal period ending Dec 31, 2026)
    $1.51

    ALLY Dividend

    Forward yield
    3.7%
    Payout ratio
    25.6%
    3Y DPS growth
    0.0%
    5Y DPS growth
    9.6%
    Pay months
    Feb, May, Aug, Nov
    ALLY dividend history

    ALLY Earnings Date

    ALLY reports Jan 19, 2027, before the open. The date is estimated.

    ALLY Earnings Call

    The latest ALLY earnings call transcript on file is labeled 2026Q3.

    Read the 2026Q3 transcript

    ALLY ETF Holders

    GNG tracks 23 ETFs that hold ALLY. The largest weights:

    1. Fundstrat Granny Shots US Small & Mid-Cap ETF (GRNJ), 1.41% of the fund
    2. Vanguard Windsor Fund Admiral Shares (VWNEX), 0.81% of the fund
    3. SEI QiM U.S. Large Cap Value Active ETF (SEIV), 0.73% of the fund
    4. S&P MidCap 400 ETF (MDY), 0.30% of the fund
    5. Vanguard Morningstar Small-Cap Value ETF (VBR), 0.23% of the fund
    Open the ETF Stock Exposure tool for ALLY

    See insider activity

    Frequently Asked Questions About ALLY

    When is ALLY's next ex-dividend date?

    ALLY has not declared its next regular ex-dividend date yet. Its last ex-dividend date was Nov 2, 2026 ($0.35 per share). Over the last 12 months, ALLY went ex-dividend in Feb, May, Jul and Nov.

    When does ALLY report earnings?

    Ally Financial Inc (ALLY) is expected to report earnings on Jan 19, 2027.

    What is ALLY's current dividend yield?

    Ally Financial Inc (ALLY) has a forward dividend yield of 3.67%.

    Does ALLY pay dividends?

    Yes, Ally Financial Inc pays dividends with a forward dividend yield of 3.67%.

    What is ALLY's P/E ratio?

    Ally Financial Inc has a price-to-earnings (P/E) ratio of 8.04.

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