A

    Ally Financial Inc (ALLY)

    Official site

    FINANCIAL SERVICES • CREDIT SERVICES • NYSE

    $42.21
    +0.03 (+0.07%)

    Market Cap: $12.83B

    Last updated: Sep 01, 2026 at 5:00 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    83%(33/40)
    Avg Surprise
    -16.82%

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$1.45
    Range$1.38 - $1.60
    15 analysts
    EPS Revisions
    2
    0
    7d
    6
    8
    30d
    EPS Estimate Drift
    90d ago$1.45-0.4%
    60d ago$1.45-0.4%
    30d ago$1.47+1.2%
    7d ago$1.45-0.0%
    Current$1.45
    Revenue Consensus
    $2.3B
    Range$2.3B - $2.3B
    13 analysts
    Period ending Dec 31, 2026
    EPS Consensus$1.63
    Range$1.38 - $1.96
    16 analysts
    Revenue Consensus
    $2.4B
    Range$1.9B - $2.5B
    16 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.63---
    Sep 26EST
    		-$1.45---
    Jun 26
    Reported Jul 21
    		$1.21$1.25-3.20%Miss+22.2%
    Mar 26
    Reported Apr 17
    		$1.11$0.94+18.09%Beat+235.4%
    Dec 25
    Reported Jan 21
    		$1.09$1.02+6.86%Beat+39.7%
    Sep 25
    Reported Oct 17
    		$1.15$1.01+13.86%Beat+21.1%
    Jun 25
    Reported Jul 18
    		$0.99$0.81+22.22%Beat+2.1%
    Mar 25
    Reported Apr 17
    		$-0.82$0.07-1271.43%Miss-282.2%
    Dec 24
    Reported Jan 22
    		$0.78$0.58+34.48%Beat+73.3%
    Sep 24
    Reported Oct 18
    		$0.95$0.52+82.69%Beat+14.5%
    Jun 24
    Reported Jul 17
    		$0.97$0.63+53.97%Beat+1.0%
    Mar 24
    Reported Apr 18
    		$0.45$0.33+36.36%Beat-45.1%
    Dec 23
    Reported Jan 19
    		$0.45$0.45+0.00%Beat-58.3%
    Sep 23
    Reported Oct 18
    		$0.83$0.80+3.75%Beat-25.9%
    Jun 23
    Reported Jul 19
    		$0.96$0.94+2.13%Beat-45.5%
    Mar 23
    Reported Apr 19
    		$0.82$0.87-5.75%Miss-59.6%
    Dec 22
    Reported Jan 20
    		$1.08$0.98+10.20%Beat-46.5%
    Sep 22
    Reported Oct 19
    		$1.12$1.73-35.26%Miss-48.1%
    Jun 22
    Reported Jul 19
    		$1.76$1.87-5.88%Miss-24.5%
    Mar 22
    Reported Apr 14
    		$2.03$1.93+5.18%Beat-2.9%
    Dec 21
    Reported Jan 21
    		$2.02$1.97+2.54%Beat+26.2%
    Sep 21
    Reported Oct 21
    		$2.16$1.94+11.34%Beat+72.8%
    Jun 21
    Reported Jul 20
    		$2.33$1.50+55.33%Beat+282.0%
    Mar 21
    Reported Apr 16
    		$2.09$1.16+80.17%Beat+575.0%
    Dec 20
    Reported Jan 22
    		$1.60$1.06+50.94%Beat+68.4%
    Sep 20
    Reported Oct 16
    		$1.25$0.70+78.57%Beat+23.8%
    Jun 20
    Reported Jul 17
    		$0.61$0.26+134.62%Beat-37.1%
    Mar 20
    Reported Apr 20
    		$-0.44$0.78-156.41%Miss-155.0%
    Dec 19
    Reported Jan 22
    		$0.95$0.93+2.15%Beat+3.3%
    Sep 19
    Reported Oct 16
    		$1.01$0.98+3.06%Beat+11.0%
    Jun 19
    Reported Jul 18
    		$0.97$0.89+8.99%Beat+16.9%
    Mar 19
    Reported Apr 18
    		$0.80$0.79+1.27%Beat+17.6%
    Dec 18
    Reported Jan 30
    		$0.92$0.83+10.84%Beat+31.4%
    Sep 18
    Reported Oct 25
    		$0.91$0.80+13.75%Beat+40.0%
    Jun 18
    Reported Jul 26
    		$0.83$0.71+16.90%Beat+43.1%
    Mar 18
    Reported Apr 26
    		$0.68$0.66+3.03%Beat+41.7%
    Dec 17
    Reported Jan 30
    		$0.70$0.61+14.75%Beat+29.6%
    Sep 17
    Reported Oct 25
    		$0.65$0.59+10.17%Beat+16.1%
    Jun 17
    Reported Jul 27
    		$0.58$0.53+9.43%Beat-
    Mar 17
    Reported Apr 27
    		$0.48$0.48+0.00%Beat-
    Dec 16
    Reported Jan 31
    		$0.54$0.48+12.50%Beat-
    Sep 16
    Reported Oct 26
    		$0.56$0.59-5.08%Miss-

    Dividends

    Dividend Metrics

    Yield2.84%
    Annual/Share$1.20
    Payout Ratio25.45%
    Frequency4
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+0.00%
    5Y CAGR+9.57%
    View ALLY's full dividend history

    Key Metrics

    Valuation
    P/E Ratio9.26EV/EBITDAN/A
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin18.40%Operating Margin25.30%
    ROE9.68%ROIC3.78%
    Financial Health
    Debt/Equity1.48xInterest Coverage0.26x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta1.08Avg Volume2.84M
    52-Week High$46.9652-Week Low$35.43

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$42.67
    SMA 20$43.47
    SMA 50$44.28
    SMA 200$42.24
    EMA 10$42.73
    EMA 20$43.17
    EMA 50$43.57
    EMA 200$42.05

    MACD

    Line: -0.51Signal: -0.39Hist: -0.12

    ADX

    ADX: 25.4+DI: 12.2-DI: 29.6

    Aroon & PSAR

    Aroon Up28.0
    Aroon Down100.0
    PSAR$44.43

    Bollinger Bands

    Upper Band$45.35
    Lower Band$41.58
    %B Position869%(Upper)
    Band Width0.17

    RSI (14-Day)

    Neutral
    39.8

    Momentum Oscillators

    Stoch %K16.9
    Stoch %D17.8
    Williams %R-79.7
    ROC (10d)-3.2%
    Momentum-1.40
    CCI (20d)-127.9
    MFI (14d)30.8

    Volatility Measures

    ATR (14d)$0.91(2.2%)
    StdDev (20d)0.94
    Hist Vol19.1%(Low)

    Volume Flow

    VWAP$41.98
    OBV63.7M
    AD Line-2.5B
    CMF (20d)-0.094

    Volume Metrics

    Avg Vol (20d)2.9M
    Vol Ratio1.2x
    VWMA (20d)$43.39

    Pivot Points

    R3$43.68
    R2$43.33
    R1$42.75
    Pivot Point$42.40
    S1$41.83
    S2$41.48
    S3$40.90

    Advanced Oscillators

    TSI-14.41
    Ultimate Osc45.4
    KST-34.28

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$2.29B$2.10B$2.12B$2.17B$2.08B$1.54B$2.03B$2.13B$2.02B$2.00B$2.09B$1.97B
    Cost of RevenueN/A$1.98B$2.05B$1.99B$1.98B$1.87B$2.36B$2.53B$2.32B$2.43B$2.50B$2.36B
    Gross ProfitN/A$1.90B$1.89B$1.96B$1.90B$1.56B$1.68B$1.65B$1.71B$1.69B$1.70B$1.66B
    Operating Expenses$1.32B$1.24B$1.25B$1.24B$1.26B$1.63B$1.36B$1.23B$1.29B$1.31B$1.42B$1.23B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$400.00M$386.00M$513.00M$436.00M$-284,000,000$175.00M$233.00M$257.00M$183.00M$64.00M$228.00M
    Interest Income$3.46B$3.37B$3.42B$3.39B$3.33B$3.39B$3.53B$3.57B$3.54B$3.58B$3.62B$3.60B
    Interest Expense$1.78B$1.78B$1.82B$1.80B$1.81B$1.92B$2.02B$2.05B$2.02B$2.11B$2.11B$2.06B
    Income Before Tax$537.00M$400.00M$386.00M$513.00M$436.00M$-284,000,000$109.00M$265.00M$279.00M$183.00M$84.00M$228.00M
    Income Tax Expense$127.00M$81.00M$59.00M$115.00M$84.00M$-59,000,000$0$67.00M$60.00M$40.00M$70.00M$-68,000,000
    Net Income$410.00M$319.00M$327.00M$398.00M$352.00M$-225,000,000$108.00M$198.00M$219.00M$143.00M$13.00M$296.00M
    EBITDA$915.00M$778.00M$755.00M$851.00M$765.00M$77.00M$444.00M$547.00M$551.00M$493.00M$388.00M$538.00M
    EBIT$537.00M$400.00M$386.00M$513.00M$436.00M$-284,000,000$109.00M$265.00M$279.00M$183.00M$84.00M$228.00M
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

    Ally Financials Quiet Reset, And What Q1 Just Confirmed

    Q1 clean quarter: Adjusted EPS $1.11, +90% YoY; NIM ex-OID 3.52% trending toward the 3.60%-3.70% guide, retail auto NCOs 1.97% inside the 1.8%-2.0% 2026 target Deposit and margin dynamics support guide - cumulative deposit beta 63% after a second 10bp cut, retail deposits $146B with 92% FDIC-insured, and record 4.4M applications underpin NIM trajectory Capital return and income profile improving - $147M repurchased in Q1, Q2 dividend $0.30, TTM shareholder yield ~3.4% and dividend yield 2.7% on a mid-40s payout ratio, paid-to-wait while credit repairs Valuation asymmetry evident - trading 6.8x-7.8x forward P/E, P/B 0.92x, consensus 2026 EPS $5.33; applying 10.3x implies ~$55 fair value, upside material if credit and NIM hold Technicals and clear invalidation triggers - Weinstein Stage 2 breakout above $42, tactical add on a $42-$43 retest, weekly close below $40 or NCOs >2.0% for two quarters or a NIM miss would break the thesis

    Unknown Author
    •
    4/27/26
    •
    86
    Finance Stocks
    Also mentions:
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    News

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    Procter & Gamble Company (The) $PG Shares Acquired by Ally Financial Inc.

    Ally Financial Inc. increased its stake in Procter & Gamble (NYSE:PG) by 38.9% during the second quarter, bringing its total holdings to 50,000 shares valued at approximately $7.3 million. Despite beating earnings estimates with $1.43 per share, Procter & Gamble's revenue of $21.20 billion missed forecasts, leading to a 1.3% drop in share price to $143.18. The company maintains a "Moderate Buy" rating from analysts with a consensus price target of $161.19 and recently declared a quarterly dividend of $1.0885 per share, yielding 3.0%.

    MarketBeat•8/28/26•
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    Ally Financial Inc. recently acquired 100,000 shares of Bank of America Corporation (BAC) during the second quarter, valued at approximately $5.7 million, making it 0.7% of Ally's portfolio. Bank of America reported strong quarterly earnings of $1.21 per share, surpassing analyst expectations, and increased its quarterly dividend. The company maintains a "Moderate Buy" consensus from analysts with an average price target of $64.08.

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    Ally Establishes New Benchmark for What Traditional Economic Indicators Miss

    Ally Bank has launched a new consumer research platform called "Cost of Life Today" which includes the "Joy Index," a proprietary annual benchmark measuring the relationship between financial realities and the ability to experience joy. The inaugural findings indicate that while nearly four in five Americans experience joy monthly, only 15% find it easy to afford. The platform aims to complement traditional economic reporting by providing deeper insights into how financial well-being impacts quality of life, revealing generational differences in prioritizing and budgeting for joy.

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    This article reviews the Q2 performance of several consumer finance stocks, highlighting Ally Financial, Bread Financial, Nelnet, Happen Bank, and FirstCash. It details their revenue growth, performance against analyst expectations, and stock price movements following their earnings reports. The sector generally saw strong Q2 results, with some companies outperforming and others underperforming expectations.

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    Frequently Asked Questions About ALLY

    What is ALLY's current dividend yield?
    Ally Financial Inc (ALLY) has a current dividend yield of 2.84%.
    Does ALLY pay dividends?
    Yes, Ally Financial Inc pays dividends with a current yield of 2.84%.
    What is ALLY's P/E ratio?
    Ally Financial Inc has a price-to-earnings (P/E) ratio of 9.26.
    What is ALLY's market cap?
    Ally Financial Inc (ALLY) has a market capitalization of $12.83B with a current stock price of $42.21.

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