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    Fidelity National Financial Inc (FNF)

    Official site

    FINANCIAL SERVICES • INSURANCE - SPECIALTY • NYSE

    $39.68
    +0.42 (+1.07%)

    Market Cap: $10.53B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    64%(25/39)
    Avg Surprise
    +6.11%
    Streak
    1 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$1.40
    Range$1.31 - $1.55
    5 analysts
    EPS Revisions
    1
    0
    7d
    0
    4
    30d
    EPS Estimate DriftChange to current
    90d ago$1.49-5.6%
    60d ago$1.46-3.7%
    30d ago$1.44-2.1%
    7d ago$1.44-2.1%
    Current$1.40
    Revenue Consensus
    $3.9B
    Range$3.8B - $3.9B
    4 analysts
    Period ending Dec 31, 2026
    EPS Consensus$1.26
    Range$1.14 - $1.54
    5 analysts
    Revenue Consensus
    $3.7B
    Range$3.5B - $3.8B
    4 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    -$1.26---
    Sep 26EST
    -$1.40---
    Jun 26
    Reported Aug 5
    $1.39$1.26+10.32%Beat+19.8%
    Mar 26
    Reported May 6
    $0.93$1.09-14.68%Miss+19.2%
    Dec 25
    Reported Feb 19
    $1.41$1.45-2.76%Miss+5.2%
    Sep 25
    Reported Nov 6
    $1.63$1.42+14.79%Beat+25.4%
    Jun 25
    Reported Aug 6
    $1.16$1.41-17.73%Miss-6.5%
    Mar 25
    Reported May 7
    $0.78$1.11-29.73%Miss+2.6%
    Dec 24
    Reported Feb 20
    $1.34$1.21+10.66%Beat+78.7%
    Sep 24
    Reported Nov 6
    $1.30$1.39-6.47%Miss+5.7%
    Jun 24
    Reported Aug 5
    $1.24$1.31-5.34%Miss+22.8%
    Mar 24
    Reported May 8
    $0.76$0.85-10.59%Miss+46.2%
    Dec 23
    Reported Feb 21
    $0.75$1.00-25.00%Miss-29.2%
    Sep 23
    Reported Nov 7
    $1.23$1.15+6.96%Beat+15.0%
    Jun 23
    Reported Aug 8
    $1.01$1.04-2.88%Miss-46.8%
    Mar 23
    Reported May 3
    $0.52$0.86-39.53%Miss-62.0%
    Dec 22
    Reported Feb 22
    $1.06$1.17-9.40%Miss-50.9%
    Sep 22
    Reported Nov 8
    $1.07$1.46-26.71%Miss-49.5%
    Jun 22
    Reported Aug 2
    $1.90$1.60+18.75%Beat-7.8%
    Mar 22
    Reported May 10
    $1.37$1.28+7.03%Beat-12.2%
    Dec 21
    Reported Feb 23
    $2.16$1.63+32.52%Beat+7.5%
    Sep 21
    Reported Nov 2
    $2.12$1.64+29.27%Beat+43.2%
    Jun 21
    Reported Aug 3
    $2.06$1.42+45.07%Beat+89.0%
    Mar 21
    Reported May 6
    $1.56$1.22+27.87%Beat+113.7%
    Dec 20
    Reported Feb 24
    $2.01$1.32+52.27%Beat+111.6%
    Sep 20
    Reported Nov 4
    $1.48$1.23+20.33%Beat+34.5%
    Jun 20
    Reported Aug 4
    $1.09$0.71+53.52%Beat+18.5%
    Mar 20
    Reported Apr 22
    $0.73$0.60+21.67%Beat+69.8%
    Dec 19
    Reported Feb 13
    $0.95$0.92+3.26%Beat+50.8%
    Sep 19
    Reported Oct 29
    $1.10$0.91+20.88%Beat+41.0%
    Jun 19
    Reported Jul 16
    $0.92$0.86+6.98%Beat+7.0%
    Mar 19
    Reported Apr 24
    $0.43$0.41+4.88%Beat+2.4%
    Dec 18
    Reported Feb 13
    $0.63$0.67-5.97%Miss+5.0%
    Sep 18
    Reported Oct 24
    $0.78$0.79-1.27%Miss+9.9%
    Jun 18
    Reported Jul 17
    $0.86$0.82+4.88%Beat+14.7%
    Mar 18
    Reported May 2
    $0.42$0.42+0.00%Beat+0.0%
    Dec 17
    Reported Jan 30
    $0.60$0.60+0.00%Beat-15.5%
    Sep 17
    Reported Oct 25
    $0.71$0.65+9.23%Beat-
    Jun 17
    Reported Jul 19
    $0.75$0.72+4.17%Beat-
    Mar 17
    Reported May 3
    $0.42$0.36+16.67%Beat-
    Dec 16
    Reported Feb 1
    $0.71$0.62+14.52%Beat-

    Dividends

    Dividend Metrics

    Forward Yield5.24%
    Forward Annual Dividend$2.08
    Payout Ratio9.98%
    FrequencyQuarterly
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+4.50%
    5Y CAGR+8.39%

    Key Metrics

    Valuation
    P/E Ratio7.40EV/EBITDA3.98x
    Price/FCF1.95xFCF Yield51.23%
    Profitability
    Profit Margin5.03%Operating Margin10.70%
    ROE10.20%ROIC10.89%
    Financial Health
    Debt/Equity0.59xInterest Coverage8.16x
    Current Ratio12.52xQuick Ratio12.52x
    Trading Statistics
    Beta0.99Avg Volume2.82M
    52-Week High$56.4752-Week Low$37.88

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$39.22
    SMA 20$40.19
    SMA 50$43.86
    SMA 200$48.03
    EMA 10$39.51
    EMA 20$40.40
    EMA 50$42.99
    EMA 200$47.48

    MACD

    Line: -1.37Signal: -1.58Hist: 0.21

    ADX

    ADX: 50.3+DI: 16.9-DI: 28.4

    Aroon & PSAR

    Aroon Up8.0
    Aroon Down76.0
    PSAR$38.22

    Bollinger Bands

    Upper Band$42.95
    Lower Band$37.42
    %B Position1376%(Upper)
    Band Width0.41

    RSI (14-Day)

    Neutral
    37.9

    Momentum Oscillators

    Stoch %K39.1
    Stoch %D31.4
    Williams %R-51.5
    ROC (10d)1.5%
    Momentum0.57
    CCI (20d)-15.8
    MFI (14d)27.4

    Volatility Measures

    ATR (14d)$1.12(2.8%)
    StdDev (20d)1.38
    Hist Vol28.4%(Moderate)

    Volume Flow

    VWAP$39.93
    OBV-17.5M
    AD Line-2.6B
    CMF (20d)-0.057

    Volume Metrics

    Avg Vol (20d)2.8M
    Vol Ratio0.6x
    VWMA (20d)$40.30

    Pivot Points

    R3$40.47
    R2$39.93
    R1$39.59
    Pivot Point$39.05
    S1$38.72
    S2$38.18
    S3$37.84

    Advanced Oscillators

    TSI-39.30
    Ultimate Osc55.0
    KST-117.06

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$4.05B$3.23B$4.05B$4.03B$3.63B$2.73B$3.62B$3.60B$3.16B$3.30B$3.43B$2.78B
    Cost of Revenue$965.00M$827.00M$3.42B$899.00M$867.00M$770.00M$832.00M$810.00M$779.00M$727.00M$2.71B$734.00M
    Gross Profit$3.09B$2.40B$632.00M$3.13B$2.77B$1.96B$2.79B$2.79B$2.38B$2.57B$726.00M$2.04B
    Operating Expenses$1.51B$1.28B$-1,164,000,000$1.39B$1.34B$1.16B$1.27B$1.26B$1.25B$1.04B$-1,769,000,000$1.15B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$460.00M$398.00M$415.00M$407.00M$416.00M$377.00M$406.00M$396.00M$387.00M$369.00M$387.00M$380.00M
    Operating Income$1.58B$1.12B$1.80B$1.74B$1.43B$804.00M$1.52B$1.53B$1.13B$1.53B$2.50B$890.00M
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$61.00M$61.00M$61.00M$60.00M$61.00M$60.00M$57.00M$56.00M$47.00M$49.00M$45.00M$44.00M
    Income Before Tax$338.00M$498.00M$451.00M$453.00M$382.00M$111.00M$640.00M$313.00M$458.00M$331.00M$-168,000,000$603.00M
    Income Tax Expense$63.00M$175.00M$536.00M$90.00M$98.00M$29.00M$144.00M$44.00M$116.00M$63.00M$-53,000,000$141.00M
    Net Income$276.00M$321.00M$-86,000,000$389.00M$293.00M$83.00M$508.00M$271.00M$343.00M$269.00M$-114,000,000$477.00M
    EBITDA$618.00M$774.00M$733.00M$740.00M$643.00M$367.00M$891.00M$558.00M$694.00M$547.00M$2.65B$800.00M
    EBIT$399.00M$559.00M$512.00M$513.00M$443.00M$171.00M$697.00M$369.00M$505.00M$380.00M$2.50B$647.00M
    * Some calculated fields are derived from available data when not provided by source

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    FNF Valuation and Fair Value

    P/E
    7.4x
    Forward P/E
    12.8x
    EV/EBITDA
    4.0x
    P/FCF
    2.0x
    PEG
    0.8x
    P/B
    1.4x
    See GNG's fair value

    FNF Profitability: Margins, ROIC and FCF

    Gross margin
    60.2%
    Operating margin
    10.7%
    Net margin
    5.0%
    ROIC
    10.9%
    ROE
    10.2%
    FCF margin
    35.3%
    FCF yield
    51.2%

    FNF Analyst Ratings

    Consensus
    Buy
    Analysts
    5
    Strong Buy
    1
    Buy
    3
    Hold
    1
    Sell
    0
    Strong Sell
    0

    FNF Bull Case vs Bear Case

    Bull case

    • FNF converts 35.3% of revenue into free cash flow.
    • FNF grew quarterly revenue 10.5% year over year.
    • 80.0% of FNF's analyst ratings are Buy or Strong Buy.

    Bear case

    • FNF beat EPS estimates in 37.5% of its last 8 reported quarters.

    FNF Earnings: Beat Rate and Next Report

    Beat rate
    3 of 8 quarters (37.5%)
    Average surprise
    -4.5%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $1.40
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    0 up, 4 down

    FNF Dividend

    Forward yield
    5.2%
    Payout ratio
    10.0%
    3Y DPS growth
    4.5%
    5Y DPS growth
    8.4%
    Pay months
    Mar, Jun, Sep, Dec
    FNF dividend history

    Frequently Asked Questions About FNF

    What is FNF's current dividend yield?

    Fidelity National Financial Inc (FNF) has a forward dividend yield of 5.24%.

    Does FNF pay dividends?

    Yes, Fidelity National Financial Inc pays dividends with a forward dividend yield of 5.24%.

    What is FNF's P/E ratio?

    Fidelity National Financial Inc has a price-to-earnings (P/E) ratio of 7.40.

    What is FNF's market cap?

    Fidelity National Financial Inc (FNF) has a market capitalization of $10.53B with a current stock price of $39.68.

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