U

    Unum Group (UNM)

    Official site

    FINANCIAL SERVICES • INSURANCE - LIFE • NYSE

    $93.19
    +0.14 (+0.15%)

    Market Cap: $14.76B

    Last updated: Sep 01, 2026 at 5:00 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    65%(26/40)
    Avg Surprise
    +2.75%
    Streak
    2 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$2.17
    Range$2.10 - $2.24
    9 analysts
    EPS RevisionsNo revisions (7d)
    0
    8
    30d
    EPS Estimate Drift
    90d ago$2.23+2.8%
    60d ago$2.24+2.9%
    30d ago$2.23+2.7%
    7d ago$2.18+0.3%
    Current$2.17
    Revenue Consensus
    $3.0B
    Range$2.9B - $3.0B
    3 analysts
    Period ending Dec 31, 2026
    EPS Consensus$2.29
    Range$2.22 - $2.42
    13 analysts
    Revenue Consensus
    $3.3B
    Range$2.9B - $4.7B
    5 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$2.29---
    Sep 26EST
    		-$2.17---
    Jun 26
    Reported Jul 28
    		$2.16$2.14+0.93%Beat+4.3%
    Mar 26
    Reported Apr 28
    		$2.14$2.05+4.39%Beat+4.9%
    Dec 25
    Reported Feb 5
    		$1.92$2.11-9.00%Miss-5.4%
    Sep 25
    Reported Nov 3
    		$0.23N/A-85.44%Miss-89.2%
    Jun 25
    Reported Jul 29
    		$2.07$2.21-6.33%Miss-4.2%
    Mar 25
    Reported Apr 29
    		$2.04$2.19-6.85%Miss-3.8%
    Dec 24
    Reported Feb 4
    		$2.03$2.14-5.14%Miss+13.4%
    Sep 24
    Reported Oct 29
    		$2.13$2.11+0.95%Beat+9.8%
    Jun 24
    Reported Jul 30
    		$2.16$2.02+6.93%Beat+4.9%
    Mar 24
    Reported Apr 30
    		$2.12$1.97+7.61%Beat+13.4%
    Dec 23
    Reported Jan 30
    		$1.79$1.86-3.76%Miss+25.2%
    Sep 23
    Reported Oct 31
    		$1.94$1.91+1.57%Beat+28.5%
    Jun 23
    Reported Aug 1
    		$2.06$1.86+10.75%Beat+7.9%
    Mar 23
    Reported May 2
    		$1.87$1.65+13.33%Beat+37.5%
    Dec 22
    Reported Jan 31
    		$1.43$1.47-2.72%Miss+60.7%
    Sep 22
    Reported Nov 1
    		$1.51$1.41+7.09%Beat+46.6%
    Jun 22
    Reported Aug 2
    		$1.91$1.22+56.56%Beat+37.4%
    Mar 22
    Reported May 5
    		$1.36$0.78+74.36%Beat+30.8%
    Dec 21
    Reported Feb 1
    		$0.89$0.85+4.71%Beat-22.6%
    Sep 21
    Reported Nov 2
    		$1.03$1.15-10.43%Miss-14.9%
    Jun 21
    Reported Aug 3
    		$1.39$1.12+24.11%Beat+13.0%
    Mar 21
    Reported May 5
    		$1.04$0.98+6.12%Beat-23.0%
    Dec 20
    Reported Feb 4
    		$1.15$1.19-3.36%Miss-18.4%
    Sep 20
    Reported Oct 27
    		$1.21$1.30-6.92%Miss-11.0%
    Jun 20
    Reported Jul 28
    		$1.23$1.21+1.65%Beat-9.6%
    Mar 20
    Reported May 4
    		$1.35$1.38-2.17%Miss+3.1%
    Dec 19
    Reported Feb 4
    		$1.41$1.39+1.44%Beat+8.5%
    Sep 19
    Reported Oct 29
    		$1.36$1.38-1.45%Miss-0.7%
    Jun 19
    Reported Jul 30
    		$1.36$1.35+0.74%Beat+4.6%
    Mar 19
    Reported Apr 30
    		$1.31$1.31+0.00%Beat+5.6%
    Dec 18
    Reported Feb 5
    		$1.30$1.31-0.76%Miss+15.0%
    Sep 18
    Reported Oct 24
    		$1.37$1.29+6.20%Beat+25.7%
    Jun 18
    Reported Jul 30
    		$1.30$1.26+3.17%Beat+23.8%
    Mar 18
    Reported May 1
    		$1.24$1.25-0.80%Miss+21.6%
    Dec 17
    Reported Jan 31
    		$1.13$1.08+4.63%Beat+13.0%
    Sep 17
    Reported Oct 25
    		$1.09$1.04+4.81%Beat+10.1%
    Jun 17
    Reported Jul 27
    		$1.05$1.01+3.96%Beat-
    Mar 17
    Reported Apr 26
    		$1.02$0.99+3.03%Beat-
    Dec 16
    Reported Feb 1
    		$1.00$0.98+2.04%Beat-
    Sep 16
    Reported Oct 26
    		$0.99$0.95+4.21%Beat-

    Dividends

    Dividend Metrics

    Yield2.02%
    Annual/Share$1.88
    Payout Ratio42.47%
    Frequency4
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+11.78%
    5Y CAGR+9.07%
    View UNM's full dividend history

    Key Metrics

    Valuation
    P/E Ratio14.45EV/EBITDAN/A
    Price/FCF21.29xFCF Yield4.70%
    Profitability
    Profit Margin5.26%Operating Margin11.40%
    ROE6.35%ROIC4.82%
    Financial Health
    Debt/Equity0.35xInterest Coverage4.29x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.26Avg Volume1.32M
    52-Week High$94.5552-Week Low$68.21

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$90.15
    SMA 20$90.65
    SMA 50$89.20
    SMA 200$80.11
    EMA 10$91.21
    EMA 20$90.43
    EMA 50$88.79
    EMA 200$82.47

    MACD

    Line: 0.91Signal: 0.61Hist: 0.29

    ADX

    ADX: 15.3+DI: 26.4-DI: 18.7

    Aroon & PSAR

    Aroon Up52.0
    Aroon Down8.0
    PSAR$86.95

    Bollinger Bands

    Upper Band$94.45
    Lower Band$86.85
    %B Position839%(Upper)
    Band Width0.83

    RSI (14-Day)

    Neutral
    60.4

    Momentum Oscillators

    Stoch %K79.4
    Stoch %D70.0
    Williams %R-17.0
    ROC (10d)1.8%
    Momentum1.68
    CCI (20d)102.1
    MFI (14d)65.8

    Volatility Measures

    ATR (14d)$2.15(2.3%)
    StdDev (20d)1.90
    Hist Vol23.9%(Moderate)

    Volume Flow

    VWAP$92.80
    OBV17.0M
    AD Line-490.2M
    CMF (20d)0.103

    Volume Metrics

    Avg Vol (20d)1.3M
    Vol Ratio1.1x
    VWMA (20d)$90.72

    Pivot Points

    R3$95.20
    R2$94.32
    R1$93.69
    Pivot Point$92.81
    S1$92.18
    S2$91.30
    S3$90.67

    Advanced Oscillators

    TSI9.88
    Ultimate Osc66.3
    KST22.52

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$3.32B$3.30B$3.19B$3.33B$3.31B$3.04B$3.18B$3.17B$3.18B$3.15B$3.10B$3.04B
    Cost of RevenueN/A$2.00B$1.89B$2.62B$2.28B$2.17B$2.15B$95.60M$2.09B$2.06B$2.08B$2.21B
    Gross ProfitN/A$1.35B$1.35B$738.20M$1.07B$910.50M$1.05B$3.11B$1.11B$1.12B$1.05B$856.50M
    Operating Expenses$2.99B$3.00B$2.97B$3.27B$2.89B$2.80B$2.74B$2.35B$2.69B$2.66B$2.67B$2.78B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$302.70M$218.40M$54.50M$417.00M$243.60M$445.50M$886.40M$495.50M$495.70M$428.70M$261.70M
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$53.30M$53.10M$52.60M$52.20M$52.00M$52.00M$52.50M$49.20M$49.90M$49.50M$49.20M$48.60M
    Income Before Tax$329.50M$302.70M$218.40M$54.50M$417.00M$243.60M$445.50M$814.60M$495.50M$495.70M$428.70M$261.70M
    Income Tax Expense$72.60M$70.70M$44.30M$14.80M$81.40M$54.50M$96.80M$168.90M$106.00M$100.50M$98.10M$59.70M
    Net Income$256.90M$232.00M$174.10M$39.70M$335.60M$189.10M$348.70M$645.70M$389.50M$395.20M$330.60M$202.00M
    EBITDA$425.90M$380.20M$294.00M$130.10M$456.90M$283.20M$482.00M$855.60M$535.00M$536.20M$467.60M$300.90M
    EBIT$329.50M$302.70M$218.40M$54.50M$417.00M$243.60M$445.50M$814.60M$495.50M$495.70M$428.70M$261.70M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Commerce Bank Takes Position in Unum Group $UNM

    Commerce Bank has acquired a new stake in Unum Group, purchasing 14,489 shares valued at approximately $1.295 million during the second quarter. Other institutional investors have also adjusted their holdings in Unum Group, which recently reported strong quarterly earnings and increased its quarterly dividend. The company maintains an average analyst rating of "Moderate Buy" with an average price target of $99.42.

    MarketBeat•8/26/26•
    Bullish

    Connor Clark & Lunn Investment Management Ltd. Takes $12.95 Million Position in Unum Group $UNM

    Connor Clark & Lunn Investment Management Ltd. has acquired a new position in Unum Group (NYSE:UNM) valued at approximately $12.95 million during the second quarter. Other institutional investors have also adjusted their stakes in the company, with institutional investors and hedge funds collectively owning 86.57% of Unum Group's stock. Unum Group recently reported earnings that met analyst expectations, increased its quarterly dividend, and has received a consensus "Moderate Buy" rating from analysts.

    MarketBeat•8/26/26•
    Somewhat-Bullish

    58,387 Shares in Unum Group $UNM Acquired by Cibc World Market Inc.

    Cibc World Market Inc. acquired 58,387 shares of Unum Group (NYSE:UNM) during the second quarter, valued at $5.22 million. Institutional investors now own 86.57% of UNM's stock, and analysts maintain a "Moderate Buy" rating with an average price target of $99.42. Unum Group recently reported strong quarterly earnings, meeting estimates, and increased its quarterly dividend to $0.505 per share.

    MarketBeat•8/26/26•
    Somewhat-Bullish

    Bank of New York Mellon Corp Sells 81,036 Shares of Unum Group $UNM

    Bank of New York Mellon Corp decreased its stake in Unum Group (NYSE:UNM) by 6.2% in the second quarter, selling 81,036 shares and now owning 1,221,361 shares valued at $109.19 million. Despite this, other institutional investors increased their holdings, and institutional ownership stands at 86.57%. Unum Group recently reported strong earnings, meeting analyst estimates, and increased its quarterly dividend.

    MarketBeat•8/25/26•
    Somewhat-Bullish

    Bank of Nova Scotia Buys New Position in Unum Group $UNM

    Bank of Nova Scotia has acquired a new stake in Unum Group (NYSE:UNM), purchasing over 142,000 shares valued at approximately $12.72 million. Other institutional investors have also adjusted their positions in Unum Group, with 86.57% of the stock currently owned by institutional investors. Analysts have a "Moderate Buy" consensus rating for Unum Group with a price target of $99.42, and the company recently increased its quarterly dividend.

    MarketBeat•8/25/26•
    Bullish

    Frequently Asked Questions About UNM

    What is UNM's current dividend yield?
    Unum Group (UNM) has a current dividend yield of 2.02%.
    Does UNM pay dividends?
    Yes, Unum Group pays dividends with a current yield of 2.02%.
    What is UNM's P/E ratio?
    Unum Group has a price-to-earnings (P/E) ratio of 14.45.
    What is UNM's market cap?
    Unum Group (UNM) has a market capitalization of $14.76B with a current stock price of $93.19.

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