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    American Express Company (AXP)

    Official site

    FINANCIAL SERVICES • CREDIT SERVICES • NYSE

    $313.82
    +6.87 (+2.24%)

    Market Cap: $207.29B

    Last updated: Oct 16, 2026 at 1:54 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    82%(32/39)
    Avg Surprise
    +22.57%
    Streak
    2 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$4.60
    Range$4.32 - $5.60
    24 analysts
    EPS Revisions
    2
    0
    7d
    2
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$4.69-1.9%
    60d ago$4.58+0.3%
    30d ago$4.59+0.3%
    7d ago$4.58+0.5%
    Current$4.60
    Revenue Consensus
    $20.1B
    Range$19.9B - $20.3B
    19 analysts
    Period ending Dec 31, 2026
    EPS Consensus$4.72
    Range$4.41 - $5.70
    28 analysts
    Revenue Consensus
    $21.1B
    Range$20.7B - $21.4B
    24 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    -$4.72---
    Sep 26EST
    -$4.60---
    Jun 26
    Reported Jul 24
    $4.53$4.41+2.72%Beat+11.0%
    Mar 26
    Reported Apr 23
    $4.28$3.99+7.27%Beat+17.6%
    Dec 25
    Reported Jan 30
    $3.53$3.55-0.56%Miss+16.1%
    Sep 25
    Reported Oct 17
    $4.14$3.98+4.02%Beat+18.6%
    Jun 25
    Reported Jul 18
    $4.08$3.88+5.15%Beat-1.7%
    Mar 25
    Reported Apr 17
    $3.64$3.47+4.90%Beat+9.3%
    Dec 24
    Reported Jan 24
    $3.04$3.03+0.33%Beat+16.0%
    Sep 24
    Reported Oct 18
    $3.49$3.28+6.40%Beat+5.8%
    Jun 24
    Reported Jul 19
    $4.15$3.26+27.30%Beat+43.6%
    Mar 24
    Reported Apr 19
    $3.33$2.98+11.74%Beat+38.8%
    Dec 23
    Reported Jan 26
    $2.62$2.65-1.13%Miss+26.6%
    Sep 23
    Reported Oct 20
    $3.30$2.95+11.86%Beat+33.6%
    Jun 23
    Reported Jul 21
    $2.89$2.82+2.48%Beat+12.5%
    Mar 23
    Reported Apr 20
    $2.40$2.67-10.11%Miss-12.1%
    Dec 22
    Reported Jan 27
    $2.07$2.24-7.59%Miss-5.0%
    Sep 22
    Reported Oct 21
    $2.47$2.41+2.49%Beat+8.8%
    Jun 22
    Reported Jul 22
    $2.57$2.41+6.64%Beat-8.2%
    Mar 22
    Reported Apr 22
    $2.73$2.47+10.53%Beat-0.4%
    Dec 21
    Reported Jan 25
    $2.18$1.84+18.48%Beat+23.9%
    Sep 21
    Reported Oct 22
    $2.27$1.75+29.71%Beat+74.6%
    Jun 21
    Reported Jul 23
    $2.80$1.63+71.78%Beat+865.5%
    Mar 21
    Reported Apr 23
    $2.74$1.61+70.19%Beat+568.3%
    Dec 20
    Reported Jan 26
    $1.76$1.30+35.38%Beat-13.3%
    Sep 20
    Reported Oct 23
    $1.30$1.35-3.70%Miss-37.5%
    Jun 20
    Reported Jul 24
    $0.29$-0.06+583.33%Beat-86.0%
    Mar 20
    Reported Apr 24
    $0.41N/A-75.45%Miss-79.6%
    Dec 19
    Reported Jan 24
    $2.03$2.01+0.99%Beat-12.5%
    Sep 19
    Reported Oct 18
    $2.08$2.02+2.97%Beat+10.6%
    Jun 19
    Reported Jul 19
    $2.07$2.03+1.97%Beat+12.5%
    Mar 19
    Reported Apr 18
    $2.01$1.97+2.03%Beat+8.1%
    Dec 18
    Reported Jan 17
    $2.32$1.80+28.89%Beat+46.8%
    Sep 18
    Reported Oct 18
    $1.88$1.77+6.21%Beat+15.3%
    Jun 18
    Reported Jul 18
    $1.84$1.82+1.10%Beat+25.2%
    Mar 18
    Reported Apr 18
    $1.86$1.71+8.77%Beat+38.8%
    Dec 17
    Reported Jan 18
    $1.58$1.54+2.60%Beat+73.6%
    Sep 17
    Reported Oct 18
    $1.63$1.48+10.14%Beat-
    Jun 17
    Reported Jul 19
    $1.47$1.44+2.08%Beat-
    Mar 17
    Reported Apr 19
    $1.34$1.26+6.35%Beat-
    Dec 16
    Reported Jan 19
    $0.91$0.99-8.08%Miss-

    Dividends

    Dividend Metrics

    Forward Yield1.21%
    Forward Annual Dividend$3.80
    Payout Ratio21.74%
    FrequencyQuarterly
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+16.67%
    5Y CAGR+12.94%

    Key Metrics

    Valuation
    P/E Ratio19.04EV/EBITDA16.13x
    Price/FCF14.14xFCF Yield7.07%
    Profitability
    Profit Margin16.10%Operating Margin20.30%
    ROE34.40%ROIC12.26%
    Financial Health
    Debt/Equity1.72xInterest Coverage1.82x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta1.08Avg Volume3.54M
    52-Week High$383.1852-Week Low$288.37

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$306.93
    SMA 20$306.23
    SMA 50$321.11
    SMA 200$327.76
    EMA 10$308.42
    EMA 20$309.55
    EMA 50$317.36
    EMA 200$324.52

    MACD

    Line: -2.92Signal: -4.85Hist: 1.92

    ADX

    ADX: 25.6+DI: 25.1-DI: 24.9

    Aroon & PSAR

    Aroon Up8.0
    Aroon Down60.0
    PSAR$303.85

    Bollinger Bands

    Upper Band$313.96
    Lower Band$298.50
    %B Position505%(Upper)
    Band Width0.99

    RSI (14-Day)

    Neutral
    53.1

    Momentum Oscillators

    Stoch %K75.6
    Stoch %D74.6
    Williams %R-6.4
    ROC (10d)4.2%
    Momentum12.66
    CCI (20d)123.6
    MFI (14d)46.1

    Volatility Measures

    ATR (14d)$5.80(1.8%)
    StdDev (20d)3.87
    Hist Vol17.1%(Low)

    Volume Flow

    VWAP$311.85
    OBV-3.7M
    AD Line-461.0M
    CMF (20d)-0.142

    Volume Metrics

    Avg Vol (20d)3.4M
    Vol Ratio0.8x
    VWMA (20d)$306.05

    Pivot Points

    R3$313.58
    R2$311.42
    R1$309.19
    Pivot Point$307.03
    S1$304.80
    S2$302.64
    S3$300.41

    Advanced Oscillators

    TSI-15.97
    Ultimate Osc62.3
    KST-50.18

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$19.64B$18.91B$18.98B$18.43B$17.86B$16.97B$17.18B$16.64B$16.33B$15.80B$15.80B$15.38B
    Cost of RevenueN/A$3.22B$3.47B$3.42B$3.48B$3.12B$3.33B$3.50B$3.33B$3.27B$3.38B$3.03B
    Gross ProfitN/A$17.66B$17.57B$17.14B$16.45B$15.82B$15.89B$15.28B$15.06B$14.53B$14.36B$14.15B
    Operating Expenses$14.48B$13.88B$14.48B$13.31B$12.90B$12.49B$13.13B$12.08B$11.28B$11.39B$11.85B$11.05B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$6.60B$3.09B$3.83B$3.55B$3.33B$2.76B$3.20B$3.79B$3.15B$2.51B$3.10B
    Interest Income$6.61B$6.67B$6.58B$6.62B$6.26B$6.13B$6.08B$6.15B$5.79B$5.78B$5.55B$5.24B
    Interest Expense$1.96B$1.97B$2.06B$2.13B$2.08B$1.97B$2.04B$2.14B$2.06B$2.01B$1.95B$1.80B
    Income Before Tax$4.07B$3.78B$3.09B$3.83B$3.55B$3.33B$2.76B$3.20B$3.79B$3.15B$2.51B$3.10B
    Income Tax Expense$961.00M$807.00M$628.00M$923.00M$665.00M$746.00M$586.00M$697.00M$775.00M$708.00M$579.00M$649.00M
    Net Income$3.11B$2.97B$2.46B$2.90B$2.88B$2.58B$2.17B$2.51B$3.02B$2.44B$1.93B$2.45B
    EBITDA$4.56B$4.25B$3.55B$4.28B$3.98B$3.76B$3.18B$3.64B$4.21B$3.54B$2.93B$3.53B
    EBIT$4.07B$3.78B$3.09B$3.83B$3.55B$3.33B$2.76B$3.20B$3.79B$3.15B$2.51B$3.10B
    * Some calculated fields are derived from available data when not provided by source

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    Government Contracts

    Gov Obligations (TTM)
    $0
    Gov Obligations / Revenue
    0.0%
    Obligations YoY
    N/A
    Active Awards
    0
    New Awards (TTM)
    0
    Avg Remaining Term
    N/A

    Federal contract obligations are bookings recorded by the awarding agency, not recognized revenue. They can exceed 100% of revenue and can be negative when contracts are de-obligated. Source: USAspending.gov prime awards, data through Jul 31, 2026.

    News

    AXP Valuation and Fair Value

    P/E
    19.0x
    Forward P/E
    15.1x
    EV/EBITDA
    16.1x
    P/FCF
    14.1x
    PEG
    1.2x
    P/B
    6.2x
    See GNG's fair value

    AXP Profitability: Margins, ROIC and FCF

    Operating margin
    20.3%
    Net margin
    16.1%
    ROIC
    12.3%
    ROE
    34.4%
    FCF margin
    19.8%
    FCF yield
    7.1%

    AXP Analyst Ratings

    Consensus
    Buy
    Analysts
    29
    Strong Buy
    6
    Buy
    9
    Hold
    14
    Sell
    0
    Strong Sell
    0

    AXP Bull Case vs Bear Case

    Bull case

    • AXP converts 19.8% of revenue into free cash flow.
    • AXP beat EPS estimates in 87.5% of its last 8 reported quarters.
    • AXP grew quarterly revenue 12.8% year over year.

    AXP Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    3.8%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $4.60
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    2 up, 0 down

    AXP Dividend

    Forward yield
    1.2%
    Payout ratio
    21.7%
    3Y DPS growth
    16.7%
    5Y DPS growth
    12.9%
    Pay months
    Feb, May, Aug, Nov
    AXP dividend history

    Frequently Asked Questions About AXP

    What is AXP's current dividend yield?

    American Express Company (AXP) has a forward dividend yield of 1.21%.

    Does AXP pay dividends?

    Yes, American Express Company pays dividends with a forward dividend yield of 1.21%.

    What is AXP's P/E ratio?

    American Express Company has a price-to-earnings (P/E) ratio of 19.04.

    What is AXP's market cap?

    American Express Company (AXP) has a market capitalization of $207.29B with a current stock price of $313.82.

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