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    C

    Capital One Financial Corporation (COF)

    Official site

    FINANCIAL SERVICES • CREDIT SERVICES • NYSE

    $198.89
    +4.54 (+2.34%)

    Market Cap: $119.23B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    64%(25/39)
    Avg Surprise
    +3.79%
    Streak
    1 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$5.49
    Range$5.07 - $5.70
    17 analysts
    EPS Revisions
    1
    0
    7d
    1
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$5.49-0.1%
    60d ago$5.34+2.8%
    30d ago$5.33+2.9%
    7d ago$5.42+1.3%
    Current$5.49
    Revenue Consensus
    $16.2B
    Range$15.9B - $16.4B
    15 analysts
    Period ending Dec 31, 2026
    EPS Consensus$5.79
    Range$4.83 - $6.53
    20 analysts
    Revenue Consensus
    $16.6B
    Range$15.8B - $17.5B
    17 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$5.79---
    Sep 26EST
    		-$5.49---
    Jun 26
    Reported Jul 21
    		$5.81$4.85+19.79%Beat+6.0%
    Mar 26
    Reported Apr 21
    		$4.42$4.57-3.28%Miss+8.9%
    Dec 25
    Reported Jan 22
    		$3.86$4.14-6.76%Miss+24.9%
    Sep 25
    Reported Oct 21
    		$5.95$4.36+36.47%Beat+31.9%
    Jun 25
    Reported Jul 22
    		$5.48$3.72+47.31%Beat+74.5%
    Mar 25
    Reported Apr 22
    		$4.06$3.65+11.23%Beat+26.5%
    Dec 24
    Reported Jan 21
    		$3.09$2.80+10.36%Beat+37.9%
    Sep 24
    Reported Oct 24
    		$4.51$3.76+19.95%Beat+1.3%
    Jun 24
    Reported Jul 23
    		$3.14$3.39-7.37%Miss-10.8%
    Mar 24
    Reported Apr 25
    		$3.21$3.38-5.03%Miss+39.0%
    Dec 23
    Reported Jan 25
    		$2.24$2.67-16.10%Miss-20.6%
    Sep 23
    Reported Oct 26
    		$4.45$3.24+37.35%Beat+6.0%
    Jun 23
    Reported Jul 20
    		$3.52$3.24+8.64%Beat-29.0%
    Mar 23
    Reported Apr 27
    		$2.31$3.89-40.62%Miss-58.9%
    Dec 22
    Reported Jan 24
    		$2.82$3.86-26.94%Miss-47.9%
    Sep 22
    Reported Oct 27
    		$4.20$5.04-16.67%Miss-38.8%
    Jun 22
    Reported Jul 21
    		$4.96$5.05-1.78%Miss-35.7%
    Mar 22
    Reported Apr 26
    		$5.62$5.46+2.93%Beat-20.1%
    Dec 21
    Reported Jan 25
    		$5.41$5.19+4.24%Beat+2.3%
    Sep 21
    Reported Oct 26
    		$6.86$5.20+31.92%Beat+35.8%
    Jun 21
    Reported Jul 22
    		$7.71$4.54+69.82%Beat+578.9%
    Mar 21
    Reported Apr 27
    		$7.03$4.05+73.58%Beat+332.8%
    Dec 20
    Reported Jan 26
    		$5.29$2.74+93.07%Beat+112.4%
    Sep 20
    Reported Oct 22
    		$5.05$2.07+143.96%Beat+52.1%
    Jun 20
    Reported Jul 21
    		$-1.61$-1.54-4.55%Miss-147.8%
    Mar 20
    Reported Apr 23
    		$-3.02$1.02-396.08%Miss-204.1%
    Dec 19
    Reported Jan 21
    		$2.49$2.35+5.96%Beat+33.2%
    Sep 19
    Reported Oct 24
    		$3.32$2.92+13.70%Beat+6.4%
    Jun 19
    Reported Jul 18
    		$3.37$2.87+17.42%Beat+4.7%
    Mar 19
    Reported Apr 25
    		$2.90$2.73+6.23%Beat+9.4%
    Dec 18
    Reported Jan 22
    		$1.87$2.39-21.76%Miss+15.4%
    Sep 18
    Reported Oct 23
    		$3.12$2.87+8.71%Beat+28.9%
    Jun 18
    Reported Jul 19
    		$3.22$2.63+22.43%Beat+64.3%
    Mar 18
    Reported Apr 24
    		$2.65$2.34+13.25%Beat+51.4%
    Dec 17
    Reported Jan 23
    		$1.62$1.85-12.43%Miss-2.4%
    Sep 17
    Reported Oct 24
    		$2.42$2.16+12.04%Beat-
    Jun 17
    Reported Jul 20
    		$1.96$1.90+3.16%Beat-
    Mar 17
    Reported Apr 25
    		$1.75$1.96-10.71%Miss-
    Dec 16
    Reported Jan 24
    		$1.66$1.59+4.40%Beat-

    Dividends

    Dividend Metrics

    Forward Yield1.61%
    Forward Annual Dividend$3.20
    Payout Ratio18.66%
    FrequencyQuarterly
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+2.70%
    5Y CAGR+21.06%
    COF dividend history and ex-dividend datesRun COF in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio9.92EV/EBITDA8.29x
    Price/FCF4.11xFCF Yield24.34%
    Profitability
    Profit Margin21.90%Operating Margin33.60%
    ROE9.03%ROIC6.40%
    Financial Health
    Debt/Equity0.39xInterest Coverage0.78x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta1.04Avg Volume3.83M
    52-Week High$256.6452-Week Low$173.62

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$197.27
    SMA 20$197.70
    SMA 50$208.31
    SMA 200$202.59
    EMA 10$197.74
    EMA 20$199.30
    EMA 50$203.19
    EMA 200$203.11

    MACD

    Line: -2.59Signal: -3.33Hist: 0.74

    ADX

    ADX: 24.3+DI: 20.7-DI: 26.8

    Aroon & PSAR

    Aroon Up4.0
    Aroon Down60.0
    PSAR$202.31

    Bollinger Bands

    Upper Band$203.85
    Lower Band$191.55
    %B Position622%(Upper)
    Band Width0.60

    RSI (14-Day)

    Neutral
    46.9

    Momentum Oscillators

    Stoch %K57.5
    Stoch %D63.8
    Williams %R-28.4
    ROC (10d)2.3%
    Momentum4.41
    CCI (20d)-6.0
    MFI (14d)51.2

    Volatility Measures

    ATR (14d)$4.81(2.4%)
    StdDev (20d)3.07
    Hist Vol22.1%(Moderate)

    Volume Flow

    VWAP$197.37
    OBV106.6M
    AD Line-762.4M
    CMF (20d)0.120

    Volume Metrics

    Avg Vol (20d)3.8M
    Vol Ratio1.4x
    VWMA (20d)$197.89

    Pivot Points

    R3$201.11
    R2$198.99
    R1$196.67
    Pivot Point$194.55
    S1$192.23
    S2$190.11
    S3$187.79

    Advanced Oscillators

    TSI-17.81
    Ultimate Osc59.5
    KST-61.93

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$15.85B$15.23B$15.58B$15.36B$12.49B$10.00B$10.19B$10.01B$9.51B$9.40B$9.51B$9.37B
    Cost of RevenueN/A$8.15B$8.36B$7.07B$15.26B$5.77B$6.26B$6.27B$7.64B$6.37B$6.48B$5.73B
    Gross ProfitN/A$11.16B$11.25B$12.75B$1.15B$7.63B$7.55B$7.53B$5.62B$6.72B$6.65B$7.08B
    Operating Expenses$9.04B$8.46B$9.34B$8.26B$6.99B$5.90B$6.09B$5.31B$4.95B$5.14B$5.72B$4.86B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$2.70B$2.10B$4.38B$-5,929,000,000$1.73B$1.46B$2.22B$651.00M$1.58B$932.00M$2.22B
    Interest Income$16.39B$16.23B$16.69B$16.76B$13.83B$11.42B$11.72B$11.86B$11.28B$11.18B$11.14B$10.87B
    Interest Expense$4.01B$4.09B$4.22B$4.36B$3.83B$3.40B$3.62B$3.78B$3.73B$3.69B$3.63B$3.45B
    Income Before Tax$3.82B$2.70B$2.10B$4.38B$-5,929,000,000$1.73B$1.46B$2.22B$651.00M$1.58B$932.00M$2.22B
    Income Tax Expense$798.00M$518.00M$345.00M$1.19B$-1,666,000,000$325.00M$366.00M$441.00M$54.00M$302.00M$226.00M$432.00M
    Net Income$3.02B$2.17B$2.13B$3.19B$-4,277,000,000$1.40B$1.10B$1.78B$597.00M$1.28B$706.00M$1.79B
    EBITDA$5.40B$4.21B$3.70B$6.21B$-4,918,000,000$2.54B$2.27B$3.02B$1.46B$2.39B$1.73B$3.07B
    EBIT$3.82B$2.70B$2.10B$4.38B$-5,929,000,000$1.73B$1.46B$2.22B$651.00M$1.58B$932.00M$2.22B
    * Some calculated fields are derived from available data when not provided by source

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    News

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    North Capital Inc. significantly reduced its holdings in American Express (AXP) by 69.5% in the third quarter, selling 3,210 shares. Despite this, institutional investors collectively own 84.33% of AXP...

    MarketBeat•10/16/26•Neutral

    Assenagon Asset Management S.A. Buys 17,130 Shares of Capital One Financial Corporation $COF

    Assenagon Asset Management S.A. increased its stake in Capital One Financial Corporation by 2.1% in the third quarter...

    MarketBeat•10/16/26•Neutral

    Form 144 CAPITAL ONE FINANCIAL CORPORATION For: 16 October By Investing.com

    This article is a Form 144 filing for Capital One Financial Corporation (COF) dated October 16. Form 144 is a notice of the intent to sell restricted securities. The brief article, published by Investing.com...

    Investing.com Canada•10/16/26•Neutral

    JPMorgan cuts target to USD 52.00 for OneMain Holdings stock

    JPMorgan has lowered its price target for OneMain Holdings (OMF) stock to USD 52.00 from USD 60.00, while maintaining an Underweight rating. This new target is 6.39 percent below the NYSE quotation of USD 55.55...

    ad-hoc-news.de•10/15/26•Neutral

    44,358 Capital One Financial Corporation $COF Shares Purchased by State of Alaska Department of Revenue

    The State of Alaska Department of Revenue increased its stake in Capital One Financial Corporation by 49.5% in Q3 2026...

    MarketBeat•10/15/26•Somewhat-Bullish

    COF Valuation and Fair Value

    P/E
    9.9x
    Forward P/E
    8.5x
    EV/EBITDA
    8.3x
    P/FCF
    4.1x
    PEG
    0.2x
    P/B
    1.1x
    See GNG's fair value

    COF Profitability: Margins, ROIC and FCF

    Operating margin
    33.6%
    Net margin
    21.9%
    ROIC
    6.4%
    ROE
    9.0%
    FCF margin
    47.9%
    FCF yield
    24.3%

    COF Competitors

    CompanyTicker
    S&P Global IncSPGI
    HDFC Bank Limited ADRHDB
    Progressive CorpPGR
    Bank of MontrealBMO
    Blackstone Group IncBX
    Bank of Nova ScotiaBNS
    Chubb LtdCB
    Itau Unibanco Banco Holding SAITUB

    Sector: Financial Services

    COF Analyst Ratings

    Consensus
    Buy
    Analysts
    23
    Strong Buy
    5
    Buy
    14
    Hold
    4
    Sell
    0
    Strong Sell
    0

    COF Bull Case vs Bear Case

    Bull case

    • COF converts 47.9% of revenue into free cash flow.
    • COF has a 21.9% net profit margin.
    • COF beat EPS estimates in 75.0% of its last 8 reported quarters.

    COF Earnings: Beat Rate and Next Report

    Beat rate
    6 of 8 quarters (75.0%)
    Average surprise
    16.9%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $5.49
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    1 up, 1 down

    COF Dividend

    Forward yield
    1.6%
    Payout ratio
    18.7%
    3Y DPS growth
    2.7%
    5Y DPS growth
    21.1%
    Pay months
    Mar, Jun, Sep, Dec
    COF dividend history

    Frequently Asked Questions About COF

    What is COF's current dividend yield?

    Capital One Financial Corporation (COF) has a forward dividend yield of 1.61%.

    Does COF pay dividends?

    Yes, Capital One Financial Corporation pays dividends with a forward dividend yield of 1.61%.

    What is COF's P/E ratio?

    Capital One Financial Corporation has a price-to-earnings (P/E) ratio of 9.92.

    What is COF's market cap?

    Capital One Financial Corporation (COF) has a market capitalization of $119.23B with a current stock price of $198.89.

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