Skip to main content
    P

    PayPal Holdings Inc (PYPL)

    Official site

    FINANCIAL SERVICES • CREDIT SERVICES • NASDAQ

    $57.16
    +1.06 (+1.89%)

    Market Cap: $48.36B

    Last updated: Oct 16, 2026 at 4:57 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    92%(36/39)
    Avg Surprise
    +6.82%
    Streak
    2 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$1.31
    Range$1.28 - $1.40
    36 analysts
    EPS RevisionsNo revisions (7d)
    11
    18
    30d
    EPS Estimate DriftChange to current
    90d ago$1.33-1.4%
    60d ago$1.32-0.5%
    30d ago$1.31-0.3%
    7d ago$1.31-0.3%
    Current$1.31
    Revenue Consensus
    $8.7B
    Range$8.6B - $8.9B
    33 analysts
    Period ending Dec 31, 2026
    EPS Consensus$1.53
    Range$1.43 - $1.89
    42 analysts
    Revenue Consensus
    $9.5B
    Range$9.3B - $9.9B
    38 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.53---
    Sep 26EST
    		-$1.31---
    Jun 26
    Reported Jul 28
    		$1.38$1.28+7.81%Beat-1.4%
    Mar 26
    Reported May 5
    		$1.34$1.27+5.51%Beat+0.8%
    Dec 25
    Reported Feb 3
    		$1.23$1.29-4.65%Miss+3.4%
    Sep 25
    Reported Oct 28
    		$1.34$1.21+10.74%Beat+11.7%
    Jun 25
    Reported Jul 29
    		$1.40$1.30+7.69%Beat+17.6%
    Mar 25
    Reported Apr 29
    		$1.33$1.16+14.66%Beat-5.0%
    Dec 24
    Reported Feb 4
    		$1.19$1.12+6.25%Beat-19.6%
    Sep 24
    Reported Oct 29
    		$1.20$1.07+12.15%Beat-7.7%
    Jun 24
    Reported Jul 30
    		$1.19$0.99+20.20%Beat+2.6%
    Mar 24
    Reported Apr 30
    		$1.40$1.22+14.75%Beat+19.7%
    Dec 23
    Reported Feb 7
    		$1.48$1.36+8.82%Beat+19.4%
    Sep 23
    Reported Nov 1
    		$1.30$1.23+5.69%Beat+20.4%
    Jun 23
    Reported Aug 2
    		$1.16$1.16+0.00%Beat+24.7%
    Mar 23
    Reported May 8
    		$1.17$1.10+6.36%Beat+33.0%
    Dec 22
    Reported Feb 9
    		$1.24$1.20+3.33%Beat+11.7%
    Sep 22
    Reported Nov 3
    		$1.08$0.96+12.50%Beat-2.7%
    Jun 22
    Reported Aug 2
    		$0.93$0.87+6.90%Beat-19.1%
    Mar 22
    Reported Apr 27
    		$0.88$0.88+0.00%Beat-27.9%
    Dec 21
    Reported Feb 1
    		$1.11$1.12-0.89%Miss+2.8%
    Sep 21
    Reported Nov 8
    		$1.11$1.08+2.78%Beat+3.7%
    Jun 21
    Reported Jul 28
    		$1.15$1.12+2.68%Beat+7.5%
    Mar 21
    Reported May 5
    		$1.22$1.02+19.61%Beat+84.8%
    Dec 20
    Reported Feb 3
    		$1.08$1.00+8.00%Beat+25.6%
    Sep 20
    Reported Nov 2
    		$1.07$0.94+13.83%Beat+75.4%
    Jun 20
    Reported Jul 29
    		$1.07$0.87+22.99%Beat+24.4%
    Mar 20
    Reported May 6
    		$0.66$0.75-12.00%Miss-15.4%
    Dec 19
    Reported Jan 29
    		$0.86$0.83+3.61%Beat+24.6%
    Sep 19
    Reported Oct 23
    		$0.61$0.60+1.67%Beat+5.2%
    Jun 19
    Reported Jul 24
    		$0.86$0.83+3.61%Beat+48.3%
    Mar 19
    Reported Apr 24
    		$0.78$0.68+14.71%Beat+36.8%
    Dec 18
    Reported Jan 30
    		$0.69$0.67+2.99%Beat+25.5%
    Sep 18
    Reported Oct 18
    		$0.58$0.54+7.41%Beat+26.1%
    Jun 18
    Reported Jul 25
    		$0.58$0.56+3.57%Beat+26.1%
    Mar 18
    Reported Apr 25
    		$0.57$0.54+5.56%Beat+29.5%
    Dec 17
    Reported Jan 31
    		$0.55$0.52+5.77%Beat+31.0%
    Sep 17
    Reported Oct 19
    		$0.46$0.43+6.98%Beat-
    Jun 17
    Reported Jul 26
    		$0.46$0.43+6.98%Beat-
    Mar 17
    Reported Apr 26
    		$0.44$0.41+7.32%Beat-
    Dec 16
    Reported Jan 26
    		$0.42$0.42+0.00%Beat-

    Dividends

    Dividend Metrics

    Forward Yield0.98%
    Forward Annual Dividend$0.56
    Payout Ratio6.57%
    FrequencyQuarterly
    Pay MonthsMar, Jun, Sep, Dec

    Key Metrics

    Valuation
    P/E Ratio10.81EV/EBITDA8.14x
    Price/FCF7.61xFCF Yield13.14%
    Profitability
    Profit Margin14.40%Operating Margin17.00%
    ROE24.50%ROIC14.76%
    Financial Health
    Debt/Equity0.68xInterest CoverageN/A
    Current Ratio1.29xQuick Ratio1.29x
    Trading Statistics
    Beta1.28Avg Volume11.71M
    52-Week High$78.3452-Week Low$38.12

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$55.28
    SMA 20$54.23
    SMA 50$56.08
    SMA 200$49.88
    EMA 10$55.52
    EMA 20$54.97
    EMA 50$54.54
    EMA 200$53.41

    MACD

    Line: 0.43Signal: -0.03Hist: 0.46

    ADX

    ADX: 22.3+DI: 31.9-DI: 16.1

    Aroon & PSAR

    Aroon Up100.0
    Aroon DownN/A
    PSAR$52.75

    Bollinger Bands

    Upper Band$57.22
    Lower Band$51.24
    %B Position1104%(Upper)
    Band Width0.99

    RSI (14-Day)

    Neutral
    63.1

    Momentum Oscillators

    Stoch %K95.5
    Stoch %D95.3
    Williams %R-1.1
    ROC (10d)7.7%
    Momentum4.10
    CCI (20d)149.8
    MFI (14d)56.4

    Volatility Measures

    ATR (14d)$1.34(2.3%)
    StdDev (20d)1.50
    Hist Vol24.6%(Moderate)

    Volume Flow

    VWAP$56.63
    OBV-25.3M
    AD Line-2.6B
    CMF (20d)0.194

    Volume Metrics

    Avg Vol (20d)12.0M
    Vol Ratio0.8x
    VWMA (20d)$54.03

    Pivot Points

    R3$57.17
    R2$56.66
    R1$56.38
    Pivot Point$55.88
    S1$55.60
    S2$55.09
    S3$54.81

    Advanced Oscillators

    TSI7.60
    Ultimate Osc75.7
    KST-6.13

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$8.68B$8.35B$8.68B$8.42B$8.29B$7.79B$8.37B$7.85B$7.88B$7.70B$8.03B$7.42B
    Cost of Revenue$0$0$4.64B$0$0$0$4.43B$0$0$0$4.35B$0
    Gross Profit$8.68B$8.35B$8.68B$8.42B$8.29B$7.79B$8.37B$7.85B$7.88B$7.70B$8.03B$7.42B
    Operating Expenses$7.25B$6.87B$7.17B$6.90B$6.78B$6.26B$6.92B$6.46B$6.56B$6.53B$6.30B$6.25B
    R&D$849.00M$793.00M$804.00M$801.00M$767.00M$731.00M$773.00M$746.00M$718.00M$742.00M$770.00M$739.00M
    SG&A$503.00M$491.00M$502.00M$513.00M$461.00M$503.00M$594.00M$519.00M$570.00M$464.00M$554.00M$507.00M
    Operating Income$1.43B$1.49B$1.51B$1.52B$1.50B$1.53B$1.44B$1.39B$1.32B$1.17B$1.73B$1.17B
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$117.00M$95.00M$0$0$0$0$31.00M$80.00M$0$0$0$0
    Income Before Tax$1.31B$1.39B$1.63B$1.53B$1.53B$1.60B$1.41B$1.31B$1.40B$1.21B$1.79B$1.24B
    Income Tax Expense$206.00M$280.00M$190.00M$285.00M$268.00M$316.00M$289.00M$301.00M$271.00M$321.00M$391.00M$221.00M
    Net Income$1.10B$1.11B$1.44B$1.25B$1.26B$1.29B$1.12B$1.01B$1.13B$888.00M$1.40B$1.02B
    EBITDA$1.54B$1.62B$1.85B$1.76B$1.74B$1.82B$1.61B$1.47B$1.54B$1.40B$1.95B$1.41B
    EBIT$1.31B$1.39B$1.63B$1.53B$1.53B$1.60B$1.41B$1.31B$1.40B$1.21B$1.79B$1.24B
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

    PayPal: The Market Marked Down the Building While the Rent Kept Clearing

    Market is pricing multi-year free cash flow decay, Michael Burry bought at $40.98, thesis: cash-rich PayPal is being discounted as if its cash engine will permanently stop Q1 revenue +7% to ~$8.4B, total payment volume +11% to $464B, transactions +7% to 6.5B, active accounts 439M...

    Glenn Ford
    •
    6/16/26
    •
    223
    FinTech, value investing
    Also mentions:
    VMASHOP

    SoFi Technologies: The Digital Bank That Just Crossed the Billion-Dollar Rubicon

    SoFi posted its first $1B+ quarter then fell 9 straight days, down 19% in a week; that disconnect is the opportunity At $21 the stock trades 35x 2026 EPS vs 37x last week; valuation compression creates better risk-reward Fee-based revenue hit $443M (+53% YoY)...

    Glenn Ford
    •
    2/5/26
    •
    148
    Digital Banking, FinTech, growth-stocks
    Also mentions:
    PYPLNUXYZAFRM

    H&R Block: When Wall Street Abandons a Cash Machine

    HRB generates 41% ROIC and 10% FCF yield while trading at 7.7x forward P/E after -27% selloff Returned $600M to shareholders (100%+ FCF payout) vs $5.3B market cap; bought back 6% of shares in single quarter Dividend growing 10% annually for 9 consecutive years with 35% payout ratio and 2.6x...

    Glenn Ford
    •
    12/3/25
    •
    219
    value investing, Dividend Investing, High ROIC
    Also mentions:
    INTUPYPL

    What To Expect from a Correction: The Market Recalibration Playbook

    This is a normal recalibration, not a crash — The S&P is down 5.5% from November highs but still up 12% year-to-date. Earnings are growing 10%, credit spreads are calm at 3.2%, and Nvidia confirmed the AI engine. Base case...

    Glenn Ford
    •
    11/21/25
    •
    503
    QQQ, IWM, market correction, Technical Analysis
    Also mentions:
    NVDAGOOGLPYPL

    News

    Form 4 PayPal Holdings Inc: Frank Keller (Pres., Checkout Sol. & PayPal) For: 15 October

    This article reports on a Form 4 filing for PayPal Holdings Inc., indicating an insider transaction by Frank Keller...

    Investing.com UK•10/16/26•Neutral

    PayPal (PYPL) withholds 3,883 shares for its risk chief's tax obligations

    PayPal's EVP, Global Chief Risk Officer, Aaron Webster, reported the vesting of two restricted stock unit awards on October 15, 2026...

    Stock Titan•10/16/26•Neutral

    Form 4 PayPal Holdings, Inc. For: Oct 15 Filed by: Webster Aaron

    This article reports on a Form 4 filing for PayPal Holdings, Inc. by Aaron Webster, its EVP, Global Chief Risk Officer. The filing details changes in beneficial ownership of PayPal's common stock and derivative...

    StreetInsider•10/16/26•Neutral

    PayPal Teams Up with Glance to Turn AI Shopping Discovery into Instant Purchases

    PayPal has partnered with Glance, an AI-powered personal shopping platform, to integrate its payment infrastructure for instant purchases directly within Glance. This collaboration allows consumers to discover products...

    Benzinga•10/16/26•Somewhat-Bullish

    PayPal Holdings, Inc. (PYPL.BA) Analyst insights, Price targets and Recommendations

    This article provides analyst insights, price targets, and recommendations for PayPal Holdings, Inc. (PYPL.BA). It also includes current stock performance data...

    Yahoo Finance Australia•10/16/26•Neutral

    PYPL Valuation and Fair Value

    P/E
    10.8x
    Forward P/E
    9.1x
    EV/EBITDA
    8.1x
    P/FCF
    7.6x
    PEG
    0.9x
    P/B
    2.5x
    See GNG's fair value

    PYPL Profitability: Margins, ROIC and FCF

    Gross margin
    100.0%
    Operating margin
    17.0%
    Net margin
    14.4%
    ROIC
    14.8%
    ROE
    24.5%
    FCF margin
    19.3%
    FCF yield
    13.1%

    PYPL Competitors

    CompanyTicker
    Coinbase Global IncCOIN
    Banco Bradesco SA ADRBBD
    Huntington Bancshares IncorporatedHBANL
    State Street CorpSTT
    Nasdaq IncNDAQ
    Prudential Financial Inc 4.125% Junior Subordinated NotesPFH
    Truist Financial CorpTFC
    Fifth Third BancorpFITB

    Sector: Financial Services

    PYPL Analyst Ratings

    Consensus
    Hold
    Analysts
    43
    Strong Buy
    3
    Buy
    4
    Hold
    33
    Sell
    3
    Strong Sell
    0

    PYPL Bull Case vs Bear Case

    Bull case

    • PYPL converts 19.3% of revenue into free cash flow.
    • PYPL beat EPS estimates in 87.5% of its last 8 reported quarters.

    PYPL Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    7.5%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $1.31
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    11 up, 18 down

    PYPL Dividend

    Forward yield
    1.0%
    Payout ratio
    6.6%
    Pay months
    Mar, Jun, Sep, Dec

    Frequently Asked Questions About PYPL

    What is PYPL's current dividend yield?

    PayPal Holdings Inc (PYPL) has a forward dividend yield of 0.98%.

    Does PYPL pay dividends?

    Yes, PayPal Holdings Inc pays dividends with a forward dividend yield of 0.98%.

    What is PYPL's P/E ratio?

    PayPal Holdings Inc has a price-to-earnings (P/E) ratio of 10.81.

    What is PYPL's market cap?

    PayPal Holdings Inc (PYPL) has a market capitalization of $48.36B with a current stock price of $57.16.

    Related stocks

    Sector: Financial Services

    All stocks starting with P

    Get full access to GNG Research

    Create a free account to access portfolio tracking, advanced tools, and more.

    Create Free AccountLog In